Henry Schacht is a CFA® charterholder and holds a Series 65 license with 23 years of industry experience. He has been involved with Schacht and Company, Inc. since 1995 and leads Schacht Value Investors, LLC since 2002. Outside of financial advising, he serves as a shareholder and advisor to a family-owned citrus production and sales business. Devotion Capital Management is an independent advisory firm providing discretionary investment management and continuous portfolio supervision for individuals, trusts, estates, and institutional clients. The firm follows a value-investing approach focused on fundamental analysis, intrinsic value estimation, and a margin-of-safety buy discipline, maintaining relatively concentrated, all-cap portfolios with an emphasis on smaller and mid-cap companies.

Michael Fritschi is a financial advisor at Korhorn Financial Group with the designations ChFC® and Series 65, and three years of industry experience. He previously worked at Mid-American Screw Products and Elkhart High School before joining Korhorn Financial Group and KFG Wealth Management, LLC in 2022. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes asset-allocation models focused on mutual funds, ETFs, and custom strategies, and offers both standalone planning and ongoing advisory relationships.

Michael Green is a CFP® professional with 13 years of experience in financial advising. He is currently with CW Advisors, LLC and previously worked at Pinnacle Advisory Group, Inc. from 2012 to 2021. CW Advisors serves individuals, high-net-worth families, trusts, estates, charitable organizations, corporations, pension and profit-sharing plans, private funds, and registered investment advisers. The firm employs a core-and-satellite investment framework incorporating active, passive, quantitative, and environmentally conscious strategies, and provides wealth management, retirement plan advisory, family office, and financial planning services.

Kim Wooden is a financial advisor at Harbour Investments, Inc. with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Harbour Investments since 2016, following prior roles at Compass Financial Advisors and Securities America Inc. Outside of advising, Wooden is an adjunct professor at Indiana University South Bend, where he teaches macro and microeconomics, and serves on the university’s Senate Executive Committee. Harbour Investments provides investment advisory and financial planning services to individual, charitable, corporate, and retirement plan clients. The firm uses a combination of fundamental and technical analysis to construct customized portfolios and offers model-based solutions through a subscription platform.

Matthew Hoke is a CFP® and ChFC® with 22 years of industry experience. He has been with Korhorn Financial Group since 2007 and also worked at Securities America, Inc. from 2007 to 2016. Outside of advising, he works as a tax preparer and insurance agent at affiliated non-investment businesses. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes asset-allocation models primarily with mutual funds and ETFs, offers customized strategies, and provides services including plan sponsor advisory under ERISA arrangements.

Allegrita Ashenfelter is a financial advisor at Korhorn Financial Group with seven years of industry experience. She holds a Series 65 designation and has worked at Silver Oak Securities since 2021. Prior to that, she was employed at Korhorn Financial Group and KFG Wealth Management starting in 2017 and also has experience at First Source Bank. Outside of her advisory role, she has been involved with River Valley Church for over a decade. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs asset-allocation models using mutual funds, ETFs, and other strategies, and offers services including ERISA plan sponsor consulting and integrated tax and insurance solutions.

Summer Hathaway is a financial advisor with Korhorn Financial Group who holds the CFP® and Series 66 credentials and has 17 years of industry experience. Her prior work includes roles at Silver Oak Securities Inc and Securities America, Inc. She has been involved with Korhorn Financial Group since 2007, assisting in day-to-day operations. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on portfolio management, financial planning, and retirement plan consulting. The firm uses asset-allocation models primarily implemented with mutual funds and ETFs and offers services including discretionary investment management, plan sponsor consulting, and integrated tax and insurance services.

David Littrell is a Series 66-licensed financial advisor with 10 years of industry experience. He is currently with Independent Financial Partners and has previously worked at Edward Jones, Equitable Advisors, and Howard Bailey Securities. Littrell was formerly an AFLAC insurance agent and continues to receive residual income from in-force policies he sold. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm serves individual, charitable, corporate, and high-net-worth clients with a decentralized advisory model and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Eugene Flock Jr. is a financial advisor with Independent Financial Partners, holding a Series 63 designation and 34 years of industry experience. He has worked at Securities America Advisors, Inc. and E. J. Flock & Associates, and is the owner of Generations Wealth Advisors. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Istrael Diego is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Empower Advisory Group, he worked at Fidelity Investments and E*Trade Securities LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated service model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and serves a large participant base through a combination of point-in-time financial plans and optional managed account solutions.

Michael Nichols is a financial advisor at Independent Financial Partners with 25 years of industry experience. He holds the Series 66 designation and previously worked at Securities America Advisors, Inc. for over two decades. Nichols also owns Generations Wealth Advisors, a tax preparation and financial planning business. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a network of approximately 261 independent advisors. The firm supports a decentralized advisory model and is notable for its retirement-plan advisory and pension consulting capabilities.

Collin Walker is a financial advisor at Independent Financial Partners with Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, ValMark Securities, and Dietz NexStage Financial Management. He is also involved with Generations Wealth Advisors in a financial planning and investment services capacity. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform managing over $12.5 billion in assets and offers a decentralized advisory model alongside specialized retirement-plan and pension consulting services.

Joshua Crouch is a financial advisor with Fifth Third Securities, Inc. in Kalamazoo, MI, holding a Series 66 designation and eight years of industry experience. He has worked at Fifth Third Securities since 2019, following roles at Edward Jones and Fifth Third Bank. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and combines third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features such as direct indexing and tax-overlay services.

Anna Zlotnicki is a financial advisor with Fifth Third Securities, Inc. She holds Series 63 and Series 65 credentials and has two years of industry experience. Her prior work includes roles at Fifth Third Bank and GRM Marketing. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and combines third-party portfolio managers with advisor-managed options, supported by a platform that includes direct indexing and tax-overlay services.

Nathan Rock is a Series 66-licensed financial advisor with seven years of industry experience. He has worked at The Huntington Investment Company since 2021 and has held roles at TCF National Bank, Cetera Investment Services, Principal Securities, and Northwestern Mutual. Outside of finance, he worked at Domino’s Pizza for ten years and was affiliated with Hope College for four years. The Huntington Investment Company, operating as Huntington Financial Advisors, serves individual, charitable, corporate, and retirement clients through advisory and wrap-fee programs. The firm uses an open-architecture, model-driven platform combining third-party and proprietary models, and offers specialized services including tax management and impact/ESG overlays.

John Seculoff is a financial advisor with Edward Jones in Dowagiac, Michigan, holding a Series 66 designation and 14 years of industry experience. He has worked at Edward Jones since 2016. Outside of his advisory role, Seculoff serves as an assistant soccer coach at Highland School and holds multiple community positions, including board memberships with the Cass County Council on Aging, the Beckwith Theatre, and the Rotary Club of Dowagiac, where he is also Vice President. He has been chairman of the Lee Memorial Foundation since 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supported by a large nationwide network of advisors and branch offices.

Kim Mac Gregor is a financial advisor with Edward Jones in Dowagiac, MI, holding a Series 66 designation and 25 years of industry experience. She has been with Edward Jones since 2010. Mac Gregor is a founding board member of 100+ Women Who Care in Dowagiac, MI, an organization that directs charitable donations within the community. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains an extensive network of financial advisors and branch offices across the country.

Jennifer Salmon is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2008. She holds the Series 66 designation and is based in Niles, Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient solutions, supported by a nationwide network of more than 23,700 advisors.

Amanda Gadacz is a financial advisor at Edward Jones with 10 years of industry experience and holds the Series 66 designation. She has worked at Edward Jones since 2017 and previously at Robert W. Baird & Co. since 2014. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors and offers a range of advisory programs with discretionary and non-discretionary strategies.

Brian Mac Gregor is a financial advisor at Edward Jones in Dowagiac, MI, holding a Series 66 designation. He has prior experience at McLane, Martin Brower, and Walmart. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Kemp Cunningham is a CFP® professional with 13 years of industry experience. He is currently with LPL Financial, having joined the firm in 2023 after 11 years at Edward Jones. Outside of his advisory role, Cunningham is involved in authoring a book and has a part-time role with the USA Boxing association. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Steven Tidwell is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Northwestern Mutual and LPL Financial. Outside of finance, he is a co-owner of Luxe Hair Studio LLC, a hair salon. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Brad Woods is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 18 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2017 and previously held roles at CUNA Mutual Group, CUNA Brokerage Services, United Federal Credit Union, and CUSO Financial Services. Outside of his advisory work, Woods is president of Woods Financial Services LLC, where he operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, discretionary and non-discretionary portfolio management, and retirement plan advisory services, utilizing various account platforms and third-party strategists.

Benjamin Burbedge is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Ameriprise Financial Services, and Merrill Lynch. He is also president of Burbedge Asset Management, an LLC used to employ his assistant. OSAIC is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a broad range of advisory and brokerage services through its extensive network of financial advisers.

Rebecca Brown is a CFP® and holds a Series 66 license with Edward Jones, where she has worked since 2004. She has 22 years of experience in the financial industry and is based in Niles, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of investment strategies under a fiduciary standard through a nationwide network of more than 23,700 advisors.

Alyse Keultjes is a CFP® with seven years of industry experience, currently affiliated with LPL Financial. She previously worked at Edward Jones for six years and has experience with Spunky Girl SoapWorks and CRDN of Northern Indiana. Outside of her advisory role, she is involved with Keultjes Investment Group, LLC, a business entity for tax and investment purposes. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house Research team and a broad network of investment adviser representatives.

Madeline Beck is a financial advisor at Edward Jones in Niles, MI, holding a Series 66 designation with four years of experience in the financial and business sectors. Her prior work experience includes roles at HUB International and various positions in education and real estate. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Nicolas Chaput is a financial advisor at Cambridge Investment Research Advisors with 11 years of industry experience. He holds Series 63 and Series 65 registrations and has previously worked at LPL Financial and Silver Oak Securities Inc. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, employing both model-based and individualized investment approaches.

Brett Cropsey is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including MWA Financial Services Inc. and Modern Woodmen of America. Outside of his advisory role, he helps coach middle school football at Constantine Public Schools. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, utilizing a range of implementation options and supported by firm research and external managers.

Brian Clapp is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at several firms, including Summit Financial Group and Bankers Life, before joining Cetera in 2019. In addition to his advisory role, he is also an insurance agent selling life, health, annuities, and long-term care insurance. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors, offering portfolio management, financial planning, fiduciary solutions, and access to third-party money managers. The firm combines retirement and fiduciary services with a broad institutional platform that includes multiple affiliated broker-dealers and program-level relationships.

Stockton Schultz is a financial advisor with UBS Financial Services who holds a Series 66 designation and has 14 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he is a partner involved in aircraft operations through Aerobat Ventures LLC and participates in marketing services with Schultz Marketing LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Brian Van Duyn is a financial advisor with LPL Financial based in Dowagiac, Michigan. He holds Series 63 and Series 65 licenses and has 14 years of industry experience. Prior to joining LPL Financial in 2015, he worked at 1st Source Bank, where he continues to be involved. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Gretchen Summe is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2005. Outside of her advisory role, she works as a freelance seamstress specializing in dress and clothing alterations. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis.

Jose Ontiveros is a financial advisor at Edward Jones in Niles, MI, holding the CFP® designation and a Series 66 license with four years of industry experience. Prior to joining Edward Jones in 2022, he worked at United Federal Credit Union and Honor Credit Union. He serves as Finance Chair for Life Plan, where he updates board and finance reports and monitors banking information. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large nationwide network of advisors and branch offices.

Cody Donati is a financial advisor at Fidelity with 14 years of industry experience. He holds a Series 66 designation and has worked at various Fidelity entities since 2016, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors, as well as PNC Investments earlier in his career. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s approach includes managing discretionary and non-discretionary portfolios, fund advisory, and delivering model portfolios, with notable use of systematic methodologies and AI-driven research.

Brandon Smith is a financial advisor with Edward Jones in Edwardsburg, MI, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019. Outside of his advisory role, he has experience in retail sales training related to Hewlett Packard products. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households. The firm offers a range of investment advisory programs and strategies, supported by a large nationwide network of financial advisors and branch offices.

Scotty Ferguson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2005. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Shane Shidler is a CFP®-designated financial advisor with Edward Jones in Niles, MI, where he has worked since 2007. He has 18 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Darin Shrock is a CFP® with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to this, he worked at GDC Inc for five years. He is also the President and CEO of Awake and Alive, Inc., a nonprofit organization based in Goshen, IN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Ashley Stantz is a financial advisor with Edward Jones in Granger, IN, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Edward Jones, she worked at LPL Financial and CUNA Brokerage Services, Inc. among other roles in the financial and retail sectors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and has a large nationwide network of advisors and branches.

Gregory Surber is a financial advisor with Edward Jones in Niles, MI, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Adam Leeper is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Ethan Kreitner is a financial advisor with MWA Financial Services Inc. He holds a Series 66 designation and has been with the firm since 2025. Prior to his current role, Kreitner worked in education at Siena Heights University, Lake Michigan College, and various schools in Coloma, Michigan. MWA Financial Services Inc. serves individuals, trusts, corporations, charitable organizations, and retirement plans through a network of 134 advisors. The firm offers tiered financial planning, adviser-managed and third-party managed accounts, and access to commissionable products through its affiliation with Modern Woodmen of America.

Kory Meade is a financial advisor with MWA Financial Services Inc. He holds a Series 66 designation and has six years of industry experience. Prior to joining MWA Financial Services in 2020, he worked at Modern Woodmen of America and has held various roles in education, retail, and service industries. Meade is the owner of Meade Financial Consultants LLC. MWA Financial Services, Inc. is an SEC-registered investment adviser and FINRA-registered broker-dealer serving individuals, trusts, corporations, charitable organizations, and retirement plans through a network of 134 advisors. The firm offers tiered financial planning, adviser-managed and third-party managed accounts, and access to commissionable products and insurance through its affiliation with Modern Woodmen of America.