Henry Schacht is a CFA® charterholder and holds a Series 65 license with 23 years of industry experience. He has been involved with Schacht and Company, Inc. since 1995 and leads Schacht Value Investors, LLC since 2002. Outside of financial advising, he serves as a shareholder and advisor to a family-owned citrus production and sales business. Devotion Capital Management is an independent advisory firm providing discretionary investment management and continuous portfolio supervision for individuals, trusts, estates, and institutional clients. The firm follows a value-investing approach focused on fundamental analysis, intrinsic value estimation, and a margin-of-safety buy discipline, maintaining relatively concentrated, all-cap portfolios with an emphasis on smaller and mid-cap companies.

Rakesh Mehta is the principal of Mehta Money, LLC, an independent advisory firm based in South Bend, Indiana. He holds the CFP® designation and has 22 years of industry experience. Prior to founding Mehta Money in 2018, he worked at First Heartland Consultants, Inc. and First Heartland Capital, Inc. Mehta also serves as president and insurance agent of Mehta Wealth Strategies, Inc., a related insurance and fixed annuities business. Mehta Money, LLC provides investment advisory services primarily to individual clients, as well as trusts, charitable organizations, and business entities. The firm offers discretionary portfolio management, financial planning, and consulting services, and manages relationships with third-party managers using a tailored approach based on client goals and risk tolerance.

William Vail is a financial advisor at Integrity Wealth Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Integrity Wealth Advisors since 2022, alongside a concurrent role at Securities America beginning in 2019. Prior to his financial services career, he was employed at Millers Alehouse for 13 years. Integrity Wealth Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm employs a modern portfolio theory-based investment approach with a long-term horizon, utilizing ETF-based allocations and third-party sub-advisors such as SEI Investments Management Corporation.

Marlin Schmidt is a CFP® professional with 50 years of industry experience. He is the sole advisor at Creative Financial Planning Advisors, Inc., where he has worked since 2018. Prior to that, he spent over 17 years at Questar Capital Corporation and 13 years at Questar Asset Management. Outside of his advisory role, Schmidt teaches jogging and fitness classes at Indiana University South Bend, donating his salary to the university foundation. Creative Financial Planning Advisors, Inc. provides discretionary portfolio management primarily to medium- to high-net-worth individuals and family groups, as well as trusts, IRAs, corporations, and not-for-profit organizations. The firm uses fundamental analysis and third-party research to build individualized portfolios and offers a range of financial planning services including retirement, tax, and estate planning.

William Vail is a financial advisor with Integrity Wealth Advisors, holding a Series 63 designation and 29 years of industry experience. He has been with Integrity Wealth Advisors and its related entities since 2018 and has worked with Securities America since 2002. Outside of his advisory work, he is a member of the Kiwanis Club of South Bend and serves on the board of the St. Joseph River Valley Flyfishers, a nonprofit focused on conservation and flyfishing advocacy. Integrity Wealth Advisors serves individual and high-net-worth clients, offering discretionary portfolio management and financial planning based on documented client objectives and risk tolerance. The firm employs a long-term, modern portfolio theory-based investment approach, utilizing ETF-based allocations, mutual funds, fixed income, real estate funds, annuities, commodities, and third-party sub-advisors such as SEI Investments Management Corporation.

Eric Koselak is a financial advisor with Kestrel Wealth Management, LLC, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. He has been with Kestrel Wealth Management since 2010. Kestrel Wealth Management serves individual clients, trusts, estates, small businesses, and charities, providing discretionary asset management and financial planning. The firm combines fundamental and cyclical analysis in an active management approach, including strategies such as rebalancing, tax-loss harvesting, and the use of derivatives, while maintaining policies to mitigate conflicts of interest.

Nicholas Vail is a Certified Financial Planner (CFP®) with over 14 years of experience in the financial services industry. He is currently affiliated with Integrity Wealth Advisors and has worked with Securities America since 2013. Outside of his advisory role, he is an owner of Fast Dance LLC, a business unrelated to his financial work. Integrity Wealth Advisors serves individual and high-net-worth clients, providing discretionary portfolio management and financial planning. The firm uses a modern portfolio theory approach and offers tailored investment plans, often incorporating ETF-based allocations and third-party sub-advisors.

Tanner Watson is a CFP® with seven years of industry experience, currently serving at Walter & Keenan Wealth Management. He previously worked at Korhorn Financial Group, KFG Wealth Management, and RSM US Wealth Management. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups. The firm emphasizes fundamental analysis and constructs individualized portfolios with a focus on dividend growth and quality-oriented equity selection, while also offering specialized services for private foundations and endowments.

Matthew Aurenz is a ChFC® and Series 66-licensed financial advisor with 23 years of industry experience. He has worked at Hilltop Wealth Solutions since 2018 and previously spent 16 years with Ameriprise Financial Services, Inc. Aurenz serves as a board member and treasurer for Bethel Valparaiso Church and is involved with Hilltop Kids, a nonprofit supporting underprivileged children and families. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in assets across nearly 800 client relationships. The firm serves individual and high-net-worth clients, trusts, corporations, and retirement plans, offering portfolio management, financial planning, and tax-related services through an affiliated firm.

Clifton Hawkins is a financial advisor at Hilltop Wealth & Tax Solutions with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Flagstar Bank, Infinex Investments, MML Investors Services, Mass Mutual Life Insurance Company, and New York Life. Hawkins is also insurance licensed since 2005. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets across nearly 800 client relationships. The firm serves individuals, high-net-worth clients, trusts, corporations, and retirement plans, using a combination of quantitative optimization, third-party research, and separate-account managers to tailor portfolios according to client objectives and risk tolerance.

Tyler Mccullough is a financial advisor at W&S Advisory Services, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Western and Southern Life and W&S Brokerage. Outside of his advisory role, he is a partner in Plastics Reimagined LLC, an entity created to hold a pending patent unrelated to securities. W&S Advisory Services, LLC provides non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life digital platform and offers standalone financial planning via its insurance affiliates. The firm uses model portfolios managed by Fort Washington Investment Advisors and operates as a wholly owned subsidiary of Western & Southern Financial Group.

Erik Brenner is a CFP® with 30 years of experience in financial advisory services, currently serving at Hilltop Wealth & Tax Solutions since 2018. He previously worked at Ameriprise Financial Services, Inc. for 13 years. Brenner is a founding partner of Hilltop Partners LLC and serves on several nonprofit boards, including the Beacon Health Foundation and Clay Church Finance Committee. He is also an author and a partner in a solar company that helps clients utilize tax credits. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets and serving nearly 800 individual, high-net-worth, and institutional clients. The firm combines quantitative optimization, third-party research, and separate-account managers to tailor portfolios and provides additional services such as tax preparation through its affiliated tax firm.

Ashleigh Riewe is a financial advisor at Hilltop Wealth & Tax Solutions with one year of industry experience. She holds a Series 65 credential and previously worked at Liberty Mutual Insurance for six years. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets across nearly 800 relationships. The firm serves individual and high-net-worth clients, trusts, corporations, and retirement plans, providing discretionary portfolio management, financial planning, and access to tax preparation and bookkeeping through an affiliated tax firm. Their investment approach combines quantitative optimization, third-party research, and option strategies, with periodic rebalancing and comprehensive reporting.

Andrew Lynch is a CFP® and holds a Series 65 license with eight years of industry experience. He has worked at Walter Keenan Wealth Management since 2024 and previously spent eight years with RSM US Wealth Management LLC and two years at Protiviti, Inc. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups, as well as corporations, IRAs, and private foundations. The firm emphasizes fundamental analysis and individualized portfolio construction, focusing on dividend growth and quality-oriented equity selection, with additional allocations to alternatives for clients with longer time horizons and higher risk tolerance.

James Sawdon is a CFP® with six years of industry experience and is currently an advisor at Walter & Keenan Wealth Management in South Bend, IN. His prior experience includes roles at Oliver Estate, Inc. and Walter & Keenan Financial Consulting Company. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups, as well as corporations, IRAs, and private foundations. The firm emphasizes individualized portfolio construction using fundamental analysis, focusing on dividend growth and quality equity selection, with allocations to alternatives for suitable clients.

Daniel Wolfson is a financial advisor at Walter & Keenan Wealth Management with 12 years of industry experience. He holds a Series 65 designation and previously worked at RSM US Wealth Management LLC for eight years before joining Walter & Keenan. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups, as well as corporations, IRAs, and private foundations. The firm emphasizes fundamental analysis and individualized portfolio construction, focusing on dividend growth, quality equity selection, and alternative investments for clients with longer time horizons.

William Davis is a financial advisor with Hilltop Wealth & Tax Solutions, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 13 years before joining Hilltop Wealth Solutions in 2018. Davis serves as a trustee and investment committee member for local healthcare institutions and participates in community organizations such as the South Bend Regional Chamber of Commerce and the Madison Township Lions Club. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets across nearly 800 relationships. The firm serves individual and high-net-worth clients, trusts, corporations, and retirement plans, employing a tailored investment approach that includes quantitative optimization, third-party research, and option strategies, alongside comprehensive financial planning and tax-related services.

Bryant Voeson is a financial advisor at Walter & Keenan Wealth Management with one year of industry experience. He holds a Series 65 credential and previously worked at Johnson Investment Counsel. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups, focusing on individualized portfolios with an emphasis on dividend growth and quality-oriented equity selection. The firm also serves corporations, IRAs, and private foundations, offering both discretionary and non-discretionary portfolio management along with ancillary foundation support.

Tareq Jallaf is a financial advisor at Hilltop Wealth & Tax Solutions in Mishawaka, IN, holding a Series 65 designation with one year of industry experience. His prior work includes roles at Unique Wealth Strategies and Bank of Bahrain & Kuwait, as well as academic positions at Northern Illinois University and the University of Vermont. Hilltop Wealth & Tax Solutions is a team advisory firm managing approximately $490 million in client assets across individual and high-net-worth clients, trusts, corporations, and retirement plans. The firm employs a mix of quantitative optimization, third-party research, and separate-account managers to tailor portfolios and offers discretionary management, financial planning, and tax-related referral services through an affiliated tax firm.

Thomas Fautz is a financial advisor with Korhorn Financial Group in Granger, Indiana, holding a Series 65 designation and six years of industry experience. He has worked with Korhorn Financial Group since 2014 and also provides tax preparation services at KFG Tax & Business Services. Korhorn Financial Group advises individuals, trusts, estates, retirement plans, and charitable organizations on portfolio management, financial planning, and retirement consulting. The firm uses asset-allocation models primarily with mutual funds and ETFs and offers services including independent manager allocations, private funds, and SEI Asset Management accounts.