Kenneth Zehnder is a financial advisor with Able Wealth Management Solutions LLC in Ann Arbor, MI. He holds Series 63 and Series 66 designations and has 15 years of industry experience, including five years at Waddell & Reed, Inc. before joining his current firm in 2019. Able Wealth Management Solutions LLC provides investment advisory and financial planning services to individuals, including high net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and corporations. The firm combines passive and active investment strategies with fundamental, technical, cyclical, and charting analysis, and offers a range of portfolio management and planning options, including a wrap fee program and employee benefit plan consulting.

Dennis Crawford is a financial advisor at Diversified Consumer Planning LLC in Manchester, MI, holding a Series 65 designation with 14 years of industry experience. He has been with Diversified Consumer Planning LLC since 1988. Diversified Consumer Planning LLC provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations, including specialized service for active-duty and veteran submariners, finance professionals, and technology-oriented clients. The firm uses a data-centric investment process that combines AI and machine-learning models with fundamental, technical, and quantitative analysis to support active management and weekly portfolio reviews.

Pia Bennett is a financial advisor with Select Financial Services Group, Inc. in Ann Arbor, MI. She holds Series 63 and Series 65 designations and has 29 years of industry experience. She has worked at Select Financial Services Group since 2003 and at Commonwealth Equity Services, Inc. since 1999. Outside of her advisory role, she is co-owner of BluePath, LLC, a private entity unrelated to investment activities. Select Financial Services Group, Inc. is a single-advisor independent firm providing comprehensive financial planning to retail and high-net-worth individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on planning services and does not manage client accounts or hold custody of assets, instead using fundamental and technical analysis along with third-party research to support recommendations.

Scott Wiard is a financial advisor with Horizons Planning Corporation in Ann Arbor, MI, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has been with Horizons Planning Corporation since 1988 and serves as its president and sole owner. Outside of his advisory role, he is involved in commercial property management through a partnership unrelated to investment activities. Horizons Planning Corporation advises individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporations. The firm manages approximately $70 million in client assets and offers services including investment management through its Financial Coaching & Wealth Management program and a proprietary market-timing strategy called Strategic Journal Transfers, alongside financial planning, insurance, and tax consulting.

Michael Wiard is a Series 65-licensed financial advisor with Horizons Planning Corporation in Ann Arbor, MI, where he has worked since 2006. He has 15 years of industry experience. In addition to his advisory role, Wiard holds a life, accident, and health insurance agent license in Michigan and operates a related business through Horizons Planning Corporation. Horizons Planning Corporation advises a range of clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations, managing approximately $70 million in assets. The firm offers investment management through its Financial Coaching & Wealth Management program and a proprietary market-timing service called Strategic Journal Transfers, alongside financial planning, insurance, and tax consulting services.

David Keosaian is a ChFC® credentialed financial advisor with 15 years of experience at Horizons Planning Corporation in Ann Arbor, MI. He has been with the firm since 1993, which operates as a team of four advisors. In addition to his advisory role, Keosaian provides tax preparation and small-business accounting services and offers counseling to military personnel and their families as an independent contractor. Horizons Planning Corporation advises individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, managing approximately $70 million in client assets. The firm employs a proprietary market-timing service alongside traditional asset-allocation strategies and provides a range of services including financial coaching, investment management, insurance recommendations, and tax or pension consulting.

Dillon Schroeder is a CFP® professional with three years of experience at Foresight Capital Management Advisors, Inc. He has worked exclusively with the firm since 2020 and has prior experience in education and hospitality. Foresight Capital Management Advisors, Inc. provides investment management, consulting, financial planning, and retirement plan advisory services to institutional clients and high net worth individuals. The firm emphasizes retirement plan participant education alongside portfolio management, using mutual funds, model portfolios, and third-party managers to implement asset allocation targets.

Mark Adams is a financial advisor at Horizons Planning Corporation with a Series 65 designation and three years of industry experience. His prior experience includes roles at Whirlpool Corporation and the University of Michigan. He is also an independent life, health, and annuity insurance agent, operating a sole proprietorship. Horizons Planning Corporation advises individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, managing approximately $70 million in client assets. The firm offers investment management through its Financial Coaching & Wealth Management program and a proprietary market-timing service called Strategic Journal Transfers, alongside financial planning, insurance recommendations, and tax and pension consulting services.

Laurie Stegenga is a CFP® and PFS™ with 16 years of industry experience. She has been with Foresight Capital Management Advisors, Inc. since 2008. Foresight Capital Management Advisors, Inc. provides investment management, consulting, financial planning, and retirement plan advisory services to institutional clients and high net worth individuals. The firm emphasizes retirement plan participant education and combines model portfolios with manager-of-managers analysis in its advisory approach.

Patrick Carney is a CFP® professional with five years of industry experience, currently serving at Foresight Capital Management Advisors, Inc. since 2017. Prior to his financial advisory career, he worked at Busy Bee's Landscaping and Bandits Goalie School. Foresight Capital Management Advisors, Inc. provides investment management, consulting, financial planning, and retirement plan advisory services to institutional clients and high net worth individuals. The firm emphasizes retirement plan participant education and uses a combination of mutual fund and model-portfolio selection, third-party managers, and performance benchmarking in its investment approach.

Jeffrey Condon is a financial advisor with Fairway Investment Group, LLC, holding a Series 66 designation and six years of industry experience. He has worked with Fairway Investment Group since 2021 and is also affiliated with Paradigm Equities, Inc. and MEA Financial Services. Outside of his advisory role, he serves as a track timer for Adrian Public Schools during the track season. Fairway Investment Group primarily serves individual clients connected to the Michigan Education Association, providing fee-based portfolio management and advisory services through LPL Financial-sponsored programs. The firm uses a tailored investment approach based on client objectives and combines fundamental, technical, and cyclical analysis without permitting discretionary trading by its advisors at the individual account level.

Jeffrey Imber is a financial advisor at Imber Wealth Advisors with 15 years of industry experience. He holds a Series 65 designation and has worked at Capital Asset Advisory Services since 2011. He also operates Imber Financial Group, LLC and Imber Tax Advisory Group, LLC, and has been involved with Horizons Planning Corp since 2007. Imber Wealth Advisors provides advisory services to individuals, high-net-worth clients, and charitable organizations, offering portfolio management, financial planning, and management for employer-sponsored plan participants. The firm uses fundamental analysis and modern portfolio theory to guide investment decisions and typically manages accounts on a discretionary basis through third-party platforms, sometimes appointing sub-advisers or outside managers.

Michael Cooley is a financial advisor at Altitude Capital Management LLC with the ChFC® designation and two years of industry experience. His prior roles include positions at Whitney & Associates, Forthright Capital Partners, and RidgeBrooke Retirement Planning. Outside of advising, he is also licensed as an insurance agent and dedicates part of his time to insurance sales. Altitude Capital Management LLC provides investment advisory and financial planning services to individuals and high net worth clients. The firm offers tailored portfolio management and consulting services with an emphasis on individualized strategies based on client goals, risk tolerance, and time horizon.

Alan Brilliant is a financial advisor at Provizr in Ann Arbor, MI, holding Series 63 and Series 65 credentials with 26 years of industry experience. He has worked at Four Financial Management since 2016 and has been associated with Provizr since 2015 and LPL Financial since 2008. Outside of advising, he is also an author, dedicating time to writing beginning in 2023. Provizr primarily serves current and former employees of select public and non-profit institutions, offering financial planning, discretionary portfolio management focused on plan-offered investments, and estate settlement assistance. The firm employs a core asset-allocation approach with monthly tactical rotations driven by a proprietary algorithm, managing approximately $59.7 million across about 108 clients.

Andrew Settecerri is a CFP® and Series 66-registered advisor with six years of industry experience. He is currently with Arbor Trust Wealth Advisors, LLC, where he has worked since 2021. His prior experience includes roles at Fidelity Investments, Purshe Kaplan Sterling Investments, and Integrated Capital Management. Outside of finance, he has experience with the Top 50 Junior Golf Tour. Arbor Trust Wealth Advisors serves a diverse client base including individuals, high-net-worth investors, trusts, estates, retirement plans, charitable organizations, state and municipal entities, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and trust fiduciary administrative services, building customized, primarily long-term portfolios using fundamental analysis and a range of investment vehicles.

Jonathan Imber is a financial advisor with Imber Wealth Advisors and holds a Series 65 designation. He has 10 years of industry experience, including roles at Imber Financial Group, LLC and Capital Asset Advisory Services, LLC. Imber conducts insurance and advisory services under a dba that includes insurance sales and registered investment advisory services. Imber Wealth Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm uses fundamental analysis and modern portfolio theory to guide investment decisions and manages accounts primarily on a discretionary basis through third-party platforms.

Sonia Patel is a CFA® charterholder with eight years of industry experience. She currently serves as an advisor at Arbor Trust Wealth Advisors, LLC, where she has worked since 2023. Prior to this, she spent 12 years at Bank of Ann Arbor. Patel is also a member of the Investment and Finance Committee for the Ann Arbor Area Community Foundation. Arbor Trust Wealth Advisors serves a diverse client base including individuals, high-net-worth investors, trusts, retirement plans, charitable organizations, and municipal entities. The firm offers discretionary investment management, financial planning, retirement plan advisory, and trust fiduciary administrative services, focusing on customized, primarily long-term portfolios using fundamental analysis.

Adam Schnepf is a Series 65-licensed advisor at Imber Financial Group, LLC with two years of experience in the financial services industry. His work history includes roles at Imber Wealth Advisors, the University of Michigan, and SeeSaw Learning. Imber Wealth Advisors serves individual and high-net-worth clients, charitable organizations, and employer-sponsored plan participants by providing discretionary portfolio management, financial planning, and access to third-party investment managers. The firm employs fundamental analysis and modern portfolio theory to construct and monitor portfolios, with a team that oversees roughly $106 million in assets and offers no account minimums.

Danielle Goebel is a financial advisor at Imber Wealth Advisors in Ann Arbor, MI, holding a Series 65 license with two years of industry experience. Her prior roles include positions at Advisory Alpha, LLC, Citizen Advisory Group, Golden Reserve, Dental Health Associates, Carnegie Investment Counsel, and Private Wealth Consultants. Imber Wealth Advisors provides advisory services to individuals, high-net-worth clients, and charitable organizations, focusing on portfolio management and financial planning. The firm uses fundamental analysis and modern portfolio theory to guide investment decisions and may implement strategies directly or through outside managers.

Cyril White is a financial advisor at Four Financial Management in Ann Arbor, MI, holding a Series 66 designation with 20 years of industry experience. He has been associated with Four Financial Management, Provizr, and LPL Financial LLC since 2022. Outside of his advisory work, he is the owner of White House International LLC dba Be Bold Excel Fitness, a business he has operated since 2014, and he is also an author. Four Financial Management serves individuals, trusts, retirement plans, non-profits, and business entities, providing financial planning, estate-settlement assistance, retirement consulting, and portfolio management. The firm uses a tailored investment approach that includes discretionary asset management and program-based options, employing strategies such as asset allocation, income, capital preservation, and tactical growth supported by fundamental and technical analysis.