Eldin Foco is a financial advisor at Sterling Advisory Group LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including CIG Capital Advisors and Cco Investment Services Corp. since 2012. Sterling Advisory Group provides portfolio management, financial planning, and retirement-plan consulting to individuals, families, trusts, foundations, businesses, and employer-sponsored plans. The firm manages client accounts on a tailored basis and also serves institutional clients, offering a range of strategic investment models that emphasize asset allocation, diversification, and Shariah-compliant selection.

Daniel Shub is a financial advisor at Octo Capital, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been managing Octo Capital since 2015. In addition to his advisory role, he is the managing member of Shub & Company LLC, a life and health insurance agency, and Gold Star Insurance Group LLC, a property and casualty insurance agency. Octo Capital provides investment advisory, portfolio management, financial planning, and consulting services to individuals, families, retirement plans, trusts, foundations, and charitable organizations. The firm’s investment approach is long-term and based on Modern Portfolio Theory, utilizing diversified allocations primarily through mutual funds and ETFs, with discretionary portfolio management and regular monitoring.

Peter Mc Caffrey is a financial advisor at Sound Financial Planning LLC in Bloomfield Hills, MI. He holds a Series 65 designation and has one year of industry experience. Outside of financial advising, he has been a professional cellist with the Detroit Symphony Orchestra since 2012. Sound Financial Planning LLC provides fee-only, advice-only financial planning to individuals and high-net-worth clients, focusing on diversified, passive investment strategies and comprehensive financial planning without managing client assets or exercising investment discretion.

Frank Crosby is a Series 65-licensed financial advisor with Jamerson-Crosby Investment Advisors LLC in Detroit, MI, bringing 12 years of industry experience. He concurrently works as a full-time research scientist at the U.S. Department of Defense's Naval Surface Warfare Center in Panama City, Florida. Jamerson-Crosby Investment Advisors LLC offers investment advisory and portfolio management services to individuals, trusts, estates, charitable organizations, foundations, and endowments. The firm employs a quantitative and economic analysis-driven investment process, combining long-term asset allocation with ongoing monitoring and rebalancing, and provides free services to nonprofit charitable organizations.

David Underhill is the sole advisor at Underhill Investments, LLC, an independent firm based in Berkley, MI. He holds a Series 66 designation and has 14 years of experience in investment advisory services. In addition to his financial advisory work, Mr. Underhill is a licensed attorney providing estate planning services and a licensed insurance agent offering fixed annuities, life, and long-term care insurance. Underhill Investments provides discretionary portfolio management and co-advisory services primarily to individual and high-net-worth clients. The firm employs a blend of fundamental, technical, and cyclical analysis, incorporating long- and short-term positions and option strategies tailored to each client’s Investment Policy Statement.

Craig Adams is a financial advisor with Confidential Management Advisors, Inc. in Troy, MI, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. He has worked with several related firms since 1991 and spent 25 years at Ficast Corporation. Adams is also a licensed insurance agent. Confidential Management Advisors provides investment supervisory and non-supervisory services to individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations. The firm uses proprietary financial forecasting models to create client-specific asset allocations and combines passive, active, tactical, and dynamic investment approaches, occasionally allocating to third-party advisers selected through a rigorous screening process.

Richard Gillikin is the sole advisor at GilliKin Advisors Limited in Farmington Hills, MI, holding a Series 65 credential with 11 years of experience in financial advising. He has also served as President and CPA at Gillikin & Associates, CPA, PC since 1982. Outside of advisory work, he manages Timber Ridge Associates, Inc., an office building management and leasing business. GilliKin Advisors Limited provides personalized, non-discretionary investment advisory and portfolio management services to a small group of individual clients. The firm integrates investment guidance with tax and accounting considerations through its affiliation with an established CPA practice.

Jefferson Martin is a financial advisor at Mirror Lake Wealth Management, LLC with Series 63 and Series 65 credentials and one year of industry experience. He has prior experience as a self-employed professional and at Marsak Capital Management, LLC. Outside of investment advising, he is an active insurance agent operating a sole proprietorship in Bloomfield Hills, Michigan. Mirror Lake Wealth Management provides asset management services primarily to high-net-worth individuals, using a combination of fundamental, technical, and cyclical analysis. The firm offers discretionary and non-discretionary portfolio management with a focus on customized client goals and risk tolerance.

Anita Prasky is a CFA® charterholder with 15 years of industry experience and serves as the sole advisor at Weil Enterprises, Inc., where she has worked since 1981. Weil Enterprises provides tailored investment advice and portfolio management to individuals, high-net-worth individuals, and corporate clients. The firm emphasizes fundamental analysis and a long-term investment approach, managing accounts on a non-discretionary basis with a focus on low turnover, tax considerations, and minimizing brokerage costs.

Raphael Hofmann is a financial advisor at Association Financial Services, LLC with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Capital Analysts, LLC and Lincoln Investment Planning, Inc. Outside of his advisory role, Hofmann is a managing member of a firearms retail and manufacturing business and serves as a public notary. Association Financial Services primarily serves individual and small business clients with retirement, education, investment, and insurance planning. The firm offers discretionary portfolio management combined with financial consulting, incorporating both securities and non‑security investments such as fixed and fixed‑indexed annuities, and conducts educational workshops for clients.

Michael Krencicki is a CFP® professional with 15 years of industry experience, currently serving as the sole advisor at Global Wealth Advisors LLC in Troy, MI. He has been with the firm since 2006. Outside of his advisory role, he is also engaged as an independent insurance agent. Global Wealth Advisors LLC provides fee-based asset management, financial planning, and retirement plan services to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a modern portfolio theory and global diversification approach, primarily using mutual funds and ETFs, and offers discretionary portfolio management with ongoing monitoring and periodic reviews.

Michael Cho is a financial advisor at Armor Wealth Strategies, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cutter & Company, Inc and Morgan Stanley Smith Barney LLC. Outside of advising, Cho serves as a fencing referee and volunteers as treasurer for the Disability Network of Oakland and Macomb Counties. Armor Wealth Strategies is a small advisory firm serving individual and high-net-worth clients with discretionary asset management, comprehensive financial planning, and ERISA 3(21) retirement-plan advisory services. The firm tailors portfolios to client goals and risk tolerances, employing a range of investment strategies and providing ongoing monitoring and quarterly reviews.

Brewster Smith is a CFP® professional with nine years of industry experience, currently serving as the sole advisor at The Financial Planning Company in Royal Oak, MI. He has worked at his current firm since 2016 and previously spent four years at Diversified Portfolios, Inc. The Financial Planning Company offers financial planning and discretionary investment management to individuals, high-net-worth clients, qualified retirement plans, and trusts. The firm employs a long-term strategic asset allocation approach combined with enhanced indexing and quarterly rebalancing, utilizing research from Morningstar and proprietary data from Dimensional Fund Advisors.

Jeffrey Grad is the principal of Grad Wealth Management PLLC in Livonia, MI, where he has worked since 2024. He holds a Series 66 designation and has six years of industry experience. Prior to founding his firm, he worked at Founders Financial Securities, LLC for five years. Outside of advisory work, he owns Grad & Shoemaker, PC, a tax and accounting practice. Grad Wealth Management provides financial planning, consulting, and retirement plan services to individuals, high-net-worth clients, and business entities. The firm matches client objectives and risk profiles to third-party model portfolios, monitors those managers regularly, and offers written financial plans and hourly consulting engagements.

Tarek Abouljoud is a CFA® charterholder with 15 years of industry experience and has been the sole advisor at Abram Asset Management since 2009. He is also a partner in Gourmet Food Holdings, a food distribution business where he contributes to recipe development and management. Abram Asset Management offers discretionary and non-discretionary investment advisory services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a research-driven, balanced approach to portfolio management, incorporating fundamental and technical analysis, credit-spread comparisons, and proprietary timing models, with strategies tailored to client risk tolerance and liquidity needs.

Scott Goldberg is the sole advisor at Equity Planning Group, Inc. in West Bloomfield, MI, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has been with Equity Planning Group since 2000. In addition to his advisory role, Goldberg is independently licensed as a mortgage loan officer. Equity Planning Group provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and pension and profit-sharing plans. The firm employs fundamental analysis with both long- and short-term strategies across multiple asset classes and is notable for its work with qualified retirement plans, including acting as an ERISA fiduciary and 3(38) investment manager.

Thomas Horton is a CFP® professional with 16 years of industry experience. He has operated Horton Financial Planning LLC since 2004, serving clients from Farmington Hills, MI. Horton Financial Planning LLC is an independent, fee-only advisory firm that offers hourly, as-needed financial planning and investment advice primarily to individual clients. The firm emphasizes comprehensive planning and a long-term, buy-and-hold investment approach focused on passive, low-cost index funds with periodic rebalancing.

Brandon Fluegel is a financial advisor at Tower Ridge Investment Management LLC with credentials including Series 63 and Series 65. He has held positions at multiple firms since 2015, including Cosimo Ventures, Synchronicity Investments Ltd, and ChainLogic Fund LP. Tower Ridge Investment Management LLC provides fee-only, discretionary investment management primarily for individuals and families. The firm employs a model-based approach using diversified ETFs and periodic rebalancing, with an opportunistic allocation for thematic or high-conviction investments, operating on a discretionary basis without public advertising or a website.

In Soo Suh is a financial advisor at FITSHA Consulting with a Series 65 credential and over seven years of professional experience across several automotive and engineering firms. Prior to founding FITSHA Consulting in 2026, Suh held positions at Scout Motors, Freudenburg EPS, Stoneridge, Aptiv, and General Motors. Outside of financial advising, Suh is a licensed real estate professional and occasionally provides engineering consulting. FITSHA Consulting serves a diverse client base including institutional clients, trusts, foundations, qualified retirement plans, and individual investors. The firm emphasizes asset allocation and model portfolios, combining mutual funds, ETFs, and securities with ongoing monitoring and tailored financial planning, along with retirement plan consulting and participant education.

Alan Caldwell is a CFP® and Series 65-licensed advisor with six years of industry experience. He is the principal of On Track to Retire LLC, where he has worked since 2019. His prior experience includes roles at Origin Financial and several community-focused organizations. On Track to Retire LLC offers financial planning and investment advice to individuals and high-net-worth clients, emphasizing customized plans that incorporate fundamental analysis and modern portfolio theory. The firm uses a fee structure based on fixed and hourly planning fees and does not manage assets on a discretionary basis.