Michael Poland is a financial advisor at Braeburn Wealth Management, LLC in Muskegon, MI, with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Braeburn Wealth Management since 2011. Poland is also an independently licensed insurance representative for life and annuity products. Braeburn Wealth Management provides fee-based investment management, financial planning, and consultation to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm employs a client-driven discovery process and offers several in-house model strategies, emphasizing equities and incorporating client education through newsletters and workshops.

Michael Markey Jr. is a financial advisor at LFN Advisors Inc. in Muskegon, MI, holding a Series 65 license with 15 years of industry experience. He has been with LFN Advisors since 2013 and is co-founder of Oeconomous, a firm focused on transition planning for advisors. Markey also manages a radio show through Legacy Media Company, LLC. LFN Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities, providing financial planning and both discretionary and non-discretionary portfolio management. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to develop individualized investment strategies and conducts at least quarterly account reviews.

Royce Young is a financial advisor at LFN Advisors Inc. with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at PFS Investments Inc., Primerica Financial Services, and Bethany Christian Services. LFN Advisors serves individuals, trusts, estates, charitable organizations, and business entities, providing both discretionary and non-discretionary asset management along with comprehensive financial planning. The firm uses a variety of analytical methods to tailor portfolio strategies and often acts as a liaison to third-party money managers.

Melinda Weiss is a financial advisor with LFN Advisors Inc. She holds a Series 65 designation and has been with the firm since 2024. Outside of her advisory role, she is involved with the Grace Home School Association. LFN Advisors serves individuals, trusts, estates, charitable organizations, and business entities, providing discretionary and non-discretionary asset management along with comprehensive financial planning tailored through various analytical methods.

Dimitri Poland is a financial advisor at Braeburn Wealth Management, LLC with a Series 65 designation and three years of industry experience. He has been with Braeburn Wealth Management since 2020, including its current iteration since 2022. Braeburn Wealth Management provides fee-based investment management, financial planning, and consultation to a range of clients including individuals, high-net-worth clients, trusts and estates, and retirement plans. The firm customizes portfolios through a client-driven process, emphasizing diversified asset allocations and maintaining several in-house model strategies, while incorporating client education through newsletters and workshops.

Ernest Anderson is a financial advisor at LFN Advisors Inc. with 17 years of industry experience. He holds a Series 66 designation and has held roles at firms including Waddell & Reed and operates a marketing consulting business as a sole proprietor. Anderson is also a minority partner in a transition planning firm for advisors. LFN Advisors serves individuals, trusts, estates, charitable organizations, and business entities, offering discretionary and non-discretionary asset management along with comprehensive financial planning. The firm uses multiple analytical methods and documents client objectives with investment policy statements to tailor portfolio strategies and provides ongoing monitoring.

Logan Metcalf is a financial advisor at Braeburn Wealth Management, LLC in Muskegon, MI. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles outside the financial industry in various companies such as Airport Freight X-Change and West Side Social. Braeburn Wealth Management provides fee-based investment management, financial planning, and consultation to a diverse client base including individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm customizes portfolios using a client-driven discovery process and employs multiple in-house model strategies emphasizing equities, while also offering educational workshops and regular newsletters as part of its services.

John Mcdaniel is a financial advisor with Fifth Third Securities, Inc. He holds Series 63 and Series 65 licenses and has been with Fifth Third Securities since 2025. Prior to this role, he worked at Fifth Third Bank from 2016 and at GameStop from 2011 to 2016. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Chandra Pifer is a financial advisor at Kestra Advisory with a Series 65 designation and two years of industry experience. Prior to joining Kestra Advisory, Pifer worked at Russell and Company, Magee Leadership Solutions, and In The Black Financial Wellness / The Rainmakers Collective. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients. The firm offers fiduciary consulting, plan-level investment advice, employee education, and access to multiple management platforms, serving clients that include large institutional investors and sovereign wealth funds.

Derrick Coleman is a financial advisor with PNC Wealth Management holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions with The Huntington National Bank and The Huntington Investment Company. Outside of his advisory work, he is involved in buying, selling, and trading sports trading cards for his personal collection. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account. The firm employs algorithm-driven risk assessments and uses approved model strategies managed by PNC or third-party strategists.

Daniel Peacock is a Series 65-licensed financial advisor with 11 years of industry experience. He is currently with Brookstone Capital Management LLC and has been with White Pine Investment Management since 2012. In addition to his advisory work, he also operates as an independent life and health insurance agent for Reed Financial Services. Brookstone Capital Management is an SEC-registered firm that provides fee-based asset management and financial planning services to a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions. The firm offers investment management primarily through discretionary model portfolios, unified managed accounts, and separately managed accounts, supporting a large advisor network with turnkey asset management and wrap-fee programs.

Edward Mccombs is a financial advisor with PNC Wealth Management who holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has been with PNC Investments LLC since 2009. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including a discretionary online offering available by invitation to employees. The firm’s approach involves algorithm-driven risk assessment and uses mutual funds and ETFs managed by PNC or third-party strategists.

Theresa Mouw is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at The Huntington Investment Company since 2009. She holds Series 63 and Series 65 licenses and is based in Muskegon, MI. The Huntington Investment Company provides advisory and wrap-fee programs to individual, charitable, corporate, and retirement clients. The firm operates an open-architecture, model-driven platform that integrates third-party sub-managers, wrap strategists, and proprietary models, serving tens of thousands of client accounts with approximately $6.3 billion in assets under management.

Karmen Gearhart is a financial advisor with LPL Financial in Muskegon, MI, holding Series 63 and Series 65 credentials and having 22 years of industry experience. She has been with LPL Financial since 2012. Outside of her advisory role, she is an ordained minister who performs marriage ceremonies for family without charge and assists with accounting for her husband's independent contractor business. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers various investment delivery options supported by an in-house Research team, combining large-scale advisory operations with non-advisory product activities.

Seth Adkins is a financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Non-Ferrous Cast Alloys and USA Mobile Drug Testing from 2014 to 2019. He holds a Series 66 designation. Outside of his advisory role, Seth serves as a local judge for the Miss Michigan Pageant. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Staci Geiger is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds a Series 66 designation and has worked at Raymond James since 2010, with a prior role at Sparrow Boutique. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Kent Johnson is a financial advisor with Thrivent Investment Management in North Muskegon, MI. He holds Series 63 and Series 65 designations and has 42 years of industry experience, including 24 years with Thrivent Financial for Lutherans and Thrivent Investment Management. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial analyses and planning without portfolio management or discretionary trading authority. The firm’s planning services can be combined with managed-account programs through a consolidated billing option called “WealthPlan.”

Mark Harrie is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Cetera and Fifth Third Securities. He also serves as president of a local homeowners association in Montague, MI. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent Financial Professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services utilizing multiple account platforms and a combination of discretionary and non-discretionary investment approaches.

Brett Burza is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 20 years of industry experience. He previously worked at Raymond James & Associates, Inc. for 15 years before joining Cambridge in 2020. Outside of advising, he is the owner of Two Brothers and Sons, LLC, a manufacturing business. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing a range of platforms and third-party strategists.

Blaire Hilt is a financial advisor with Raymond James & Associates, holding a Series 66 designation and having eight years of industry experience. She has been with Raymond James & Associates since 2015 and previously worked at Davenport University from 2014 to 2016. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supported by research and planning tools, and maintains capabilities in public finance and municipal work alongside its retail advisory services.

Scot Fay is a Certified Financial Planner (CFP®) with 33 years of industry experience, currently serving as a financial advisor at Thrivent Investment Management. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he holds a 30% ownership stake in a general partnership for a single dwelling rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial analyses and written recommendations across various planning areas. The firm emphasizes planning delivered through financial advisors and does not provide discretionary portfolio management for institutional clients.

Mason Norden is a financial advisor at Raymond James & Associates with six years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2019. Prior to that, he held various positions including roles at Northern Michigan University and Jimmy John's. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, with a focus that includes public finance and municipal services alongside its wealth advisory programs.

Danielle Priest is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 63 and Series 66 licenses and has previously worked at J.P. Morgan Securities, Morgan Stanley, and E*TRADE Securities LLC. Prior to entering the financial industry, she spent eight years at Bad Dog Deli. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a range of account types from non-high-net-worth households to corporate and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers various advisory strategies, including discretionary and non-discretionary options, tax-efficient services, and affiliated investment products.

Michael Brzozowski is a financial advisor at Raymond James & Associates with a Series 66 designation. He has experience working at JP Morgan Chase and serves in the Army National Guard. He has also been involved with American Tree Inc. for over a decade. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, along with institutional consulting and public finance services.

Ryan Beishuizen is a financial advisor at OSAIC with 21 years of industry experience. He holds a Series 66 designation and has previously worked at Fifth Third Bank and Securities America Advisors. In addition to advisory services, he offers insurance solutions to his clients. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm uses a combination of risk-tolerance assessments and portfolio optimization tools to manage investments across various asset classes and offers both discretionary and non-discretionary account management.

Austin Wingett is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. He has been with Raymond James since 2019 and previously worked at Grand Valley State University and Bausch Best Bushes. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and sponsors wrap fee advisory programs.

Brandon Turnbull is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Voya Financial Advisors and Morgan Stanley. Outside of his advisory role, he is an owner of Turnbull Ventures, LLC, providing financial services, and serves as a director on the Rotary Club of Muskegon board. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing advisor-managed accounts, firm-sponsored model portfolios, and third-party managed programs.

Mark Roller is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with Raymond James since 2019 and is also the owner and licensed real estate broker of Mojo Group, LLC, a real estate brokerage in Michigan. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations using firm research and planning tools, serving both retail and institutional clients.

Lori Vieau is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. She has been with Raymond James & Associates since 2009. Outside of her advisory role, she managed rental property from 2005 to 2021. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Scott Geiger is a financial advisor at Edward Jones with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward D. Jones & Co., L.P. since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions with approximately $1.01 trillion in assets under management and maintains a large nationwide network of financial advisors and branch offices.

James Bird is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at LPL Financial since 2022. His prior experience includes roles at Adventure Credit Union and CUNA Brokerage Services, where he has been active for over three decades. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a range of investment solutions supported by an in-house research team.

James Panozzo is a financial advisor at Cetera with 24 years of industry experience. He holds the Series 66 designation and has worked with several firms, including First Allied Securities and First Allied Advisory Services, before joining Cetera. He is also involved with Investment Management Group, Inc. as an advisor. Cetera Investment Advisers serves a diverse client base, including individual, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts with firm-sponsored and third-party managed investment programs.

Kenneth Johnson is a financial advisor with LPL Financial in Muskegon, MI, holding a Series 66 designation and 11 years of industry experience. His prior roles include work with Waddell & Reed, various insurance carriers, and service as a council member and mayoral candidate in Muskegon. Outside of his advisory work, he has been involved in local government as a council member and ceremonial mayor. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory capabilities with non-advisory product offerings.

Caterina Holt is a financial advisor with Raymond James & Associates in Muskegon, MI, holding a Series 66 designation and 14 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. Holt is also involved in local business ventures, including ownership of a fitness gym and a holding company related to it. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Michael Ladd is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James & Associates since 2009. Outside of his advisory role, he serves as treasurer for the West Willow Home Owner's Association in Spring Lake, MI, and is a passive investor in a mobile-led loyalty program company. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a range of advisory and consulting programs.

Jonathan Cox is a financial advisor at OSAIC with 24 years of industry experience. He holds the Series 66 designation and has previously worked at Securities America Advisors and FIRST Allied Securities. In addition to his advisory role, he owns Cox Accounting and Tax Service, a tax preparation business he has operated since 1994. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and employs a comprehensive investment process incorporating risk tolerance, asset allocation, and portfolio optimization.

Brice Blossom is a financial advisor with Thrivent Investment Management in Grand Ledge, MI. He holds a Series 66 designation and has 10 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2015. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. Their approach includes holistic, goal-based analyses and written recommendations on a range of topics such as retirement, income tax, estate, business continuation, divorce, and special needs planning, with the option to combine planning and managed-account services under a consolidated billing arrangement.

Marci Bentz is a financial advisor at Thrivent Investment Management with 24 years of industry experience. She has held roles at Thrivent Investment Management since 2008 and at Thrivent Financial for Lutherans since 2007. Bentz holds Series 63 and Series 66 licenses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics, allowing clients to combine planning with managed-account programs while keeping services separate.

Christine Church is a financial advisor at Edward Jones with CFP® and Series 66 credentials. She joined Edward Jones in 2025 and has prior experience at Blue Trust, Loek's Theaters Inc, J. Alexanders, Murphy's Family Restaurant, and Dagwoods Deli. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering both discretionary and non-discretionary investment strategies under a fiduciary standard.

Martin Majchrzak is a financial advisor with Raymond James & Associates in Muskegon, MI, holding Series 63 and Series 66 designations and 24 years of industry experience. He has worked at Raymond James & Associates since 2019 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and serves institutional clients with specialized fiduciary and public finance capabilities.

Michael Valachovics is a financial advisor at Raymond James & Associates with five years of industry experience and a Series 66 designation. He has served on the finance and investment committees of Muskegon Catholic Central since 2023. His prior experience includes roles at Grand Valley State University, Community Shores Bank, and Muskegon Community College. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Mark Wielinga is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Ameriprise since 2023. He previously worked at Edward Jones for six years and has a background in construction management. Wielinga owns and manages Independent Pursuit LLC, through which he oversees his advisory business. Ameriprise provides retirement-income planning services targeting clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Steven Moran is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes 16 years at Questar Asset Management and Questar Capital Corporation, followed by a brief tenure at Woodbury Financial Services before joining LPL Financial in 2020. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm provides a variety of investment solutions supported by an in-house research team, combining large-scale advisory operations with a broad range of financial products and services.

Michael Hansen is a financial advisor with Edward Jones in North Muskegon, MI, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Edward Jones since 1999. Outside of his advisory role, he is involved in managing several real estate ventures in Michigan and Georgia. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Lynne Marino is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in empowering women and their families to make informed financial decisions. She focuses on areas including college education planning, divorce transition planning, family wealth management strategies, employee financial health, personal retirement planning, portfolio management, socially responsible and values-based investing, tax minimization, and retirement income. Lynne works with affluent baby boom women, their families, and employees, providing tailored financial services from offices in Fairfield, Connecticut, and Palm Beach Gardens, Florida. Before joining Merrill Lynch in 2007, Lynne held senior management positions at IBM and AT&T, including a decade as a Division Manager. She holds a Bachelor of Arts degree in management and finance from Simmons College and a Master of Science degree in information systems from Pace University. Lynne maintains Series 7 and Series 66 FINRA registrations, Life and Health Insurance licenses, and is registered to offer Long Term Care through the Connecticut and New York Partnership Program. Lynne resides in Palm Beach Gardens, Florida, with her husband. She is involved in several community organizations, including the Choral Society of the Palm Beaches and the Junior League of the Palm Beaches, where she is a Sustainer Member. She is also a member of the PGA National Women's Golf Association and is a living kidney donor who volunteers with the National Kidney Association to educate others about kidney health.

Troy Fox is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with firms including Securities America Advisors and First Allied Securities, and he has operated Fox Financial Services as president and sole proprietor since 1999. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory services and investment programs supported by advanced asset-allocation and portfolio management tools.

David Brus is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Securities America Advisors and Fifth Third Securities. Outside of advisory roles, he is a partner in Terraza LLC. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process combining risk tolerance assessments with advanced portfolio optimization tools and offers a wide range of investment programs and custodial platforms.

Zaccari Bell is a financial advisor at Edward Jones in Montague, MI, holding a Series 66 designation with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at Alma College from 2014 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of more than 23,700 financial advisors.

Jessica Byard is a financial advisor with Raymond James & Associates in Muskegon, MI, holding a Series 66 designation and 15 years of industry experience. She has been with Raymond James & Associates since 2009. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm also provides institutional consulting and sponsors wrap fee advisory programs.