The Financial Planning Co. exists to improve financial lives. We commonly work with people with retirement planning, notably investment management and income planning. Whether through finding previously unknown opportunities for clients or figuring out how much is enough for those who’re ready to step away or establishing financial ground rules for increasing the odds of success, FPC works hand-in-hand with clients on their way to financial independence. We believe that plans rarely work but planning does. Luke DeBoer has a long history of guiding individuals, families, and corporations in multiple facets of financial planning, including investing, retirement planning, insurance, & employer benefits consulting. To support these efforts, Luke is a CERTIFIED FINANCIAL PLANNER™ professional, completed the Certified Benefits Professional program, and holds an MBA with a concentration in Tax from the Carlson School of Management at the University of Minnesota. His professional career includes time at Fidelity Investments as a consultant, leading the financial wellbeing efforts for Delta Air Lines and for UnitedHealth Group, and as a Sr. Relationship Manager at Optum Bank, specializing in HSA’s and their relationship with retirement savings. Luke is married to Gina DeBoer and they have 5 children (Isabella, Veda, Judah, Lucia, Amelia), ages 6-15. They are members at Oakwood Community Church in Waconia. Luke also serves as a Board Member and the Treasurer of the Waconia public school district. Luke is a native Minnesotan, having grown up in the Elk River area.

Ralph Harrison is the sole advisor at Harrison Capital Management LLC, an independent registered investment adviser based in Minnetrista, MN. He holds a Series 63 designation and has 42 years of industry experience, including nine years at Wunderlich Securities. Outside of his advisory work, he serves as a compensated member of the Mound Westonka School Board. Harrison Capital Management provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm customizes portfolios using individual stocks, bonds, ETFs, and no-load funds, managing accounts directly with a focus on retirement advice and maintaining a concentrated client base of approximately $30 million in assets under management.

Konnor Tranoris is a CFP® professional with eight years of experience in financial advising, currently serving as the sole advisor at Wealth Den Financial. His prior experience includes roles at Wealth Enhancement Group, LPL Financial, and The Vanguard Group. Outside of his advisory practice, he works as an independent contractor for Varsity Tutors. Wealth Den Financial is an independent, state-registered investment adviser serving individuals and high-net-worth clients with discretionary portfolio management and financial planning. The firm employs a primarily passive investment approach using index funds and ETFs, supplemented by fundamental analysis for select securities, and offers both managed accounts and recommendations for held-away assets.

Jonathan Held is the principal advisor at Landcasted Capital Management LLC in Waconia, MN, with eight years of industry experience. He holds a Series 65 designation and has worked at AdvisorNet Wealth Partners, WaterStreet Asset Management LLC, and SNS Financial Group, LLC. Outside of his advisory role, he is the principal consultant at Alpha Beta Consulate, LLC, providing technology and management consulting services for registered investment advisers, and he is also involved in family caregiving through Lifeworks. Landcasted Capital Management is a social-impact investment manager serving individuals, institutions, and other registered investment advisers. The firm employs a multi-disciplinary investment approach that includes cyclical, fundamental, quantitative, and technical analysis, offering concentrated U.S. core equity portfolios, multi-strategy ETF models, and option-based structures, while also providing sub-advisory and institutional advisory services.

Daniel Uecker is a financial advisor with Pankonin Financial Group, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His prior roles include positions at Focus Financial and Royal Alliance Associates, and he has owned Uecker Insurance since 1988. Outside of his advisory work, he serves as an elder at Immanuel Lutheran Church and is president of the Gaylord Chamber of Commerce. Pankonin Financial Group provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals and plan sponsors. The firm emphasizes client-tailored portfolios based on documented profiles and investment policy statements, and serves over 800 clients with two advisors.

Zachary Miller is a CFP® professional at Upstream Financial Advisors LLC with four years of industry experience. He previously worked at Miller Wealth Management LLC and Avantax Advisory Services and has operated Miller Tax & Consulting PLLC since 2015. Miller serves as president of Upstream Financial Advisors LLC and is involved in tax preparation through his affiliated firm. Upstream Financial Advisors LLC is a fee-only registered investment adviser serving individuals and high-net-worth clients. The firm offers investment management, ongoing financial planning, and tax services, combining passive and active strategies within an integrated service model that includes close coordination with an affiliated tax practice.

Andrew Kalenberg is a financial advisor at The Financial Planning Co. with three years of industry experience. He holds a Series 65 designation and has a background in accounting and electrical services, currently serving as Controller of Central Counties Cooperative. The Financial Planning Co. primarily serves individual clients, including high-net-worth households, as well as employer plan sponsors and institutional clients. The firm focuses on passive portfolio management using low-cost index funds and ETFs, complemented by discretionary rebalancing and occasional active strategies.

Ashton Pankonin is a financial advisor at Pankonin Financial Group in Belle Plaine, MN, with 16 years of industry experience. He holds a Series 66 designation and has previously worked with Royal Alliance Associates, Inc. and Focus Financial Network, Inc. In addition to his advisory role, he operates an independent insurance agency. Pankonin Financial Group provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals and plan sponsors. The firm manages client assets through third-party programs and offers ongoing planning with regular client reviews, serving over 800 clients with two advisors.

Derek Ketcho is a CFP® professional with four years of industry experience, currently serving at Upstream Financial Advisors LLC. His prior roles include positions at Cahill Financial Advisors, JNBA Financial Advisors, US Bank Private Wealth Management, and HomeTown Bank. Upstream Financial Advisors LLC is a fee-only registered investment adviser that serves individuals and high-net-worth clients with investment management, financial planning, and tax preparation services. The firm employs both passive and active investment strategies and offers an integrated service model that combines portfolio management, planning, and tax services.

Matthew Wright is a CFA® charterholder with 15 years of industry experience. He is currently with Cahill Financial Advisors, Inc., having joined the firm in 2025. His prior experience includes roles at LPWM LLC, Avantax Planning Partners, Inc., Summit Wealth Advocates, LLC, and Ameriprise Financial Services, Inc. Cahill Financial Advisors serves individuals, trusts, businesses, foundations, and retirement plans with investment advisory, financial planning, and retirement-plan consulting services. The firm employs a mix of fundamental, technical, quantitative, and qualitative analysis, emphasizing asset allocation and long-term holdings, and offers both asset management and financial consulting under a single advisory agreement.

Catherine Hietala is a financial advisor with Motiv8 Investments LLC, holding Series 63 and Series 65 credentials and having 10 years of industry experience. She has worked at several firms including MML Investor Services, Massachusetts Mutual Life Insurance Company, MetLife Securities, and MSI Financial Services. Motiv8 Investments LLC provides discretionary and non-discretionary portfolio management and broad-based financial planning to individuals, retirement plan participants, trusts, estates, charitable organizations, and business entities. The firm emphasizes tailored advice based on client goals and risk tolerance, employing a variety of analytical methods and investment strategies while utilizing custodial and third-party platforms to manage client assets.

Jeffrey Hackler is a financial advisor at Fortis Group Advisors LLC with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at LPL Financial LLC, INVEST Financial Corporation, and Thrivent Investment Management Inc. Outside of his advisory work, he serves as a boys swim coach at Waconia High School. Fortis Group Advisors LLC provides investment advisory and wealth-planning services to individuals, retirement plans, institutions, trusts, and estates. The firm constructs diversified, asset-allocation portfolios using institutional share classes and risk-profiling technology, offering both discretionary and non-discretionary portfolio management.

Matthew Lesnikowski is a financial advisor with Saxony Capital Management, LLC, holding Series 63, 65, and 66 licenses and bringing 36 years of industry experience. His career includes roles at Patrick Capital Markets since 2021 and Morgan Stanley Investment Management and Distribution from 2014 to 2021. Outside of his advisory work, he has a part-time role in customer sales and service at Menards, a home improvement chain. Saxony Capital Management serves individual and institutional clients through a multi-team approach, offering discretionary asset management alongside financial planning and consulting. The firm employs various investment strategies, including technical and fundamental analysis, and utilizes sub-advisors for model-based strategies.

David Heine is a CFP® professional with 13 years of industry experience, currently affiliated with ValMark Advisers, Inc. He has held roles at Valmark Securities, Avantax, and Prudential Advisors-Twin Cities Financial Group. Outside of his advisory work, Heine is a partner at SLS, Inc., a tax preparation and financial services firm. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, and supports its advisors with due diligence, back-office services, and specialized product platforms.

Christopher Hanson is a CFP®-certified financial advisor with 14 years of industry experience, currently affiliated with Focus Financial Network and Osaic Wealth. His prior experience includes roles at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. Outside of his advisory work, Hanson serves as a PGA Tour golf spotter for CBS Sports during select events. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of portfolio management and financial planning services tailored to client needs.

Nicholas Norring is a financial advisor at Inspire Advisors, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Pivotalogic Inc for three years. Outside of his advisory role, he is the Executive Director and Co-Founder of BOLD3 Coffee, a nonprofit charity organization. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for around 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing across its services and employs a variety of investment strategies supported by quantitative, fundamental, and technical analyses.

Matthew Koball is a financial advisor at Regal Investment Advisors LLC in Waconia, MN, holding a Series 65 designation. He is part of a firm with a multi-team structure comprising 123 advisors. Regal Investment Advisors, operating as LionShare, provides model portfolio implementation and discretionary investment management services to unaffiliated SEC- and state-registered advisers, who in turn serve individual, high-net-worth, and corporate clients. The firm manages approximately $2.88 billion through proprietary and third-party strategies within an enterprise-scale sub-advisory platform.

Elliot Syverson is a CFP® professional with three years of industry experience, currently serving as an advisor at Guardian Wealth Advisors, LLC. His prior roles include positions at All Star Financial, Tundra Technical Solutions, and Signature Bank. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional entities. The firm employs a systematic investment approach using mutual funds, ETFs, bonds, options, and equities, combining fundamental and technical analysis to manage portfolios.

Cory Beam is a CFP® and holds a Series 65 license with four years of industry experience. He currently serves as an advisor at Root Financial Partners and has previously worked at Empower Advisory Group, Personal Capital Advisors Corporation, and Fisher Investments. Beam is also an officer in the United States Army Reserves. Root Financial Partners primarily serves individual clients, including high net worth individuals, as well as pension and profit-sharing plans and small business owners. The firm focuses on discretionary investment management and comprehensive financial planning, employing a principally passive investment approach complemented by fundamental and technical analyses.

Kelly Weidendorf is a financial advisor at ValMark Advisers, Inc. with one year of industry experience. He holds a Series 66 designation and has prior experience at SLS, Inc. and Liquibox. In addition to his advisory role, he is involved in financial services operations and client services at SLS, Inc. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based portfolios primarily using mutual funds, ETFs, and third-party managers, and maintains several unique governance and advisory arrangements within the insurance and ETF sectors.