The Financial Planning Co. exists to improve financial lives. We commonly work with people with retirement planning, notably investment management and income planning. Whether through finding previously unknown opportunities for clients or figuring out how much is enough for those who’re ready to step away or establishing financial ground rules for increasing the odds of success, FPC works hand-in-hand with clients on their way to financial independence. We believe that plans rarely work but planning does. Luke DeBoer has a long history of guiding individuals, families, and corporations in multiple facets of financial planning, including investing, retirement planning, insurance, & employer benefits consulting. To support these efforts, Luke is a CERTIFIED FINANCIAL PLANNER™ professional, completed the Certified Benefits Professional program, and holds an MBA with a concentration in Tax from the Carlson School of Management at the University of Minnesota. His professional career includes time at Fidelity Investments as a consultant, leading the financial wellbeing efforts for Delta Air Lines and for UnitedHealth Group, and as a Sr. Relationship Manager at Optum Bank, specializing in HSA’s and their relationship with retirement savings. Luke is married to Gina DeBoer and they have 5 children (Isabella, Veda, Judah, Lucia, Amelia), ages 6-15. They are members at Oakwood Community Church in Waconia. Luke also serves as a Board Member and the Treasurer of the Waconia public school district. Luke is a native Minnesotan, having grown up in the Elk River area.

Jonathan Held is the principal advisor at Landcasted Capital Management LLC in Waconia, MN, with eight years of industry experience. He holds a Series 65 designation and has worked at AdvisorNet Wealth Partners, WaterStreet Asset Management LLC, and SNS Financial Group, LLC. Outside of his advisory role, he is the principal consultant at Alpha Beta Consulate, LLC, providing technology and management consulting services for registered investment advisers, and he is also involved in family caregiving through Lifeworks. Landcasted Capital Management is a social-impact investment manager serving individuals, institutions, and other registered investment advisers. The firm employs a multi-disciplinary investment approach that includes cyclical, fundamental, quantitative, and technical analysis, offering concentrated U.S. core equity portfolios, multi-strategy ETF models, and option-based structures, while also providing sub-advisory and institutional advisory services.

Andrew Kalenberg is a financial advisor at The Financial Planning Co. with three years of industry experience. He holds a Series 65 designation and has a background in accounting and electrical services, currently serving as Controller of Central Counties Cooperative. The Financial Planning Co. primarily serves individual clients, including high-net-worth households, as well as employer plan sponsors and institutional clients. The firm focuses on passive portfolio management using low-cost index funds and ETFs, complemented by discretionary rebalancing and occasional active strategies.

Joshua Grass is a CFA® charterholder with three years of industry experience. He currently works at Stapleton Asset Management, LLC and has prior experience with Allianz Life Financial Services, Allianz Life Insurance Company of North America, and Securian Financial. Mr. Grass is also the President of AsteraWealth LLC, where he provides consulting services related to the defined contribution market. Stapleton Asset Management offers integrated wealth management to high-net-worth individuals and a select group of institutional clients. The firm employs a combination of active and passive investment strategies, quantitative and qualitative research, and may utilize alternative investments and sub-advisors to tailor portfolios.

Christopher Hanson is a CFP®-certified financial advisor with 14 years of industry experience, currently affiliated with Focus Financial Network and Osaic Wealth. His prior experience includes roles at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. Outside of his advisory work, Hanson serves as a PGA Tour golf spotter for CBS Sports during select events. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of portfolio management and financial planning services tailored to client needs.

Matthew Koball is a financial advisor at Regal Investment Advisors LLC in Waconia, MN, holding a Series 65 designation. He is part of a firm with a multi-team structure comprising 123 advisors. Regal Investment Advisors, operating as LionShare, provides model portfolio implementation and discretionary investment management services to unaffiliated SEC- and state-registered advisers, who in turn serve individual, high-net-worth, and corporate clients. The firm manages approximately $2.88 billion through proprietary and third-party strategies within an enterprise-scale sub-advisory platform.

Cory Beam is a CFP® and holds a Series 65 license with four years of industry experience. He currently serves as an advisor at Root Financial Partners and has previously worked at Empower Advisory Group, Personal Capital Advisors Corporation, and Fisher Investments. Beam is also an officer in the United States Army Reserves. Root Financial Partners primarily serves individual clients, including high net worth individuals, as well as pension and profit-sharing plans and small business owners. The firm focuses on discretionary investment management and comprehensive financial planning, employing a principally passive investment approach complemented by fundamental and technical analyses.

Ian Schrup is a financial advisor at Advisor Share Wealth Management, LLC with Series 65 credentials. He has been in the industry since 2023 and has previous experience with Redhawk Wealth Advisors, Inc and the First Source Team. Outside of advisory work, he is involved with H&B Specialized Products, where he assembles and installs school lockers and athletic equipment. Advisor Share Wealth Management serves individuals, professional advisers, and retirement plans by providing portfolio management, financial planning, and retirement plan advisory services. The firm utilizes third-party sub-advisers and model portfolios, applying quantitative and qualitative criteria to manage client strategies.

Andrew Scalia is a financial advisor at Creative Planning with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lockton Investment Advisors and Wells Fargo Investments. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment process centered on low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting and other portfolio management techniques.

Zachary Muckenhirn is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to his current role, he held various positions unrelated to finance, including roles with several professional baseball teams. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, offering a range of advisory programs, proprietary funds, and tax-efficient services through a large network of financial advisors and branch offices.

Chelsea Doman is a financial advisor with Ameriprise in Minnetonka, MN, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficient strategies to develop personalized Recommendation Reports. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Elizabeth Walker is a Series 66-licensed financial advisor at Thrivent Investment Management with eight years of industry experience. She has been with Thrivent Financial and its investment management division since 2017. Prior to that, she worked at Marshalls for two years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a large network of financial advisors. The firm offers goal-based, holistic planning across various financial topics, allowing clients to combine planning with managed-account options while keeping services separate.

Gary Hoshaw is a financial advisor with Primerica Advisors, holding a Series 63 designation and 39 years of industry experience. He has been with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Outside of advisory work, he owns and serves as president of Gary and Carrie Hoshaw Inc., a legal entity formed for Primerica business purposes, and is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Jack O'Brien is a financial advisor with Thrivent Investment Management in Waconia, MN. He holds the Series 66 designation and has one year of industry experience. His prior roles include work at Equitable Advisors and various positions outside finance, such as a data collection analyst for Pro Football Focus. O'Brien is involved in community activities, serving as a football coach for Waconia Public Schools and participating in local organizations like the Waconia Chamber of Commerce and Waconia-West Carver Rotary Club. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without discretionary trading authority, and offers options to combine planning with managed-account programs under consolidated billing.

Peter Hess is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds the Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Outside of his advisory role, Hess serves as a track coach for middle-distance runners at Waconia High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based analyses and a range of planning topics without portfolio management for institutional clients.

Joseph Yeado is a financial advisor with Edward Jones in Delano, MN, holding a ChFC® designation along with Series 63 and 65 licenses. He has 11 years of industry experience, including roles at Fidelity Personal and Workplace Advisors and FIDELITY Brokerage Services LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Lindsey Oldre is a financial advisor with Edward Jones in Delano, MN, holding a Series 66 designation and having one year of industry experience. Prior to joining Edward Jones, Lindsey worked at Allianz Technology of America and Allianz Life for a combined 16 years. Outside of her financial career, she makes and sells handmade mittens seasonally on Etsy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a broad range of advisory programs and services, including managed solutions, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Jessica Hess is a financial advisor at Thrivent Investment Management with three years of industry experience. She previously worked at the Leclair Group and has a background as an athletic trainer at Ridgeview, a regional hospital where she provided emergency care and sports medicine services. Hess holds a Series 66 designation. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary trading authority. The firm provides holistic analyses across various planning topics and allows clients to combine planning with managed-account programs under a consolidated billing option.

Cassandra Hoberg is a financial advisor at UBS Financial Services with two years of industry experience. She previously worked at the Royal Bank of Canada from 2017 to 2023 and has held roles outside finance including at the YMCA and Anoka County Courthouse. In her free time, Cassandra operates an Etsy shop where she creates and sells handmade templates, jewelry, home goods, and clothing. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets and research resources.

Don Guggemos Jr. is a CFP®-designated financial advisor with Ameriprise, based in Winsted, MN, and has 28 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on several local boards, including the Priests' Pension Plan Board of Trustees and the Winsted Area Chamber of Commerce, and is involved in religious education and veterans' organizations. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement, emphasizing tax-smart withdrawal strategies and integrated portfolio analysis. The firm employs a centralized consulting team that combines research, modeling, and algorithmic tools to generate tailored retirement recommendations.

Wendy Kuntz is a financial advisor with LPL Financial and has 32 years of industry experience. She holds a Series 63 designation and has worked at Old National Bank (formerly Klein Bank) and LPL Financial since 2010. In addition to her advisory role, she serves as an election judge in Waconia and Minneapolis, MN. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities.

Martin Cole is a financial advisor at Thrivent Investment Management with 27 years of industry experience. He holds the CFP® and ChFC® designations, along with Series 63 and Series 66 licenses. Cole has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering retirement, tax, estate, and other financial topics, while keeping planning and managed-account services separate under its WealthPlan option.

Michael Dorsey is a financial advisor at Ameriprise with 28 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of MDFF LLC, an entity established for expense management and operational continuity among team members. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with advisory, brokerage, and insurance solutions through its large institutional platform.

Lauren Williams Kirsch is a financial advisor at Edward Jones with one year of industry experience. Her prior roles include positions at Wealth Enhancement Group, Peterson Company Ltd, and CliftonLarsonAllen LLP. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of investment solutions and operates under a fiduciary standard, supported by a nationwide network of approximately 23,701 financial advisors.

Susan Pauling is a financial advisor with Edward Jones in Waconia, MN, holding a Series 66 designation and eight years of experience in the industry. She has been with Edward Jones since 2018 and previously worked at Allina Health for six years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds.

Daniel Harris is a financial advisor at Ameriprise with 23 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service targeting individuals with at least $1,000,000 in net investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering tailored, non-discretionary recommendations through a centralized consulting team.

Joel Hillmann is a financial advisor with Thrivent Investment Management in Cokato, MN, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a large network of financial advisors. The firm provides holistic, goal-based financial planning across various topics, allowing clients to combine planning with managed accounts while keeping these services separate.

Jason Smith is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has 28 years of industry experience, including long tenures at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advisory work, he operates the Jason Smith Agency, which provides health, life, Medicare, and property and casualty insurance services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, combining advisory and brokerage services with insurance product offerings.

Margaret Runke is a CFP® professional with seven years of industry experience, currently advising at Edward Jones since 2018. Before joining Edward Jones, she worked for Rodan & Fields and spent a decade with Westonka Public Schools. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supporting approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors.

Michael Gagnon is a CFP® professional with 36 years of industry experience, currently advising at Ameriprise since 2020. He previously worked within Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Gagnon serves on the finance committee of St. Mary’s Catholic Church in Waverly, MN, and participates in local community baseball team activities. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions.

Andrew Jones is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he held positions at Arctic Wolf, Genotox Laboratories, Cargill, Inc., the University of Minnesota, and Versatex Building Products. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Andrew Gagnon is a financial advisor with Ameriprise in Watertown, MN, holding a Series 66 designation and nine years of industry experience. He has worked at Ameriprise since 2016 and was previously employed by ISD #278. Outside of his advisory role, he coaches 7th grade basketball and helps organize youth baseball in the Watertown Mayer community. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team that provides non-discretionary recommendations based on research, modeling, and tax-efficiency analysis. The firm’s approach includes algorithmic automation overseen by a Retirement Income Oversight Committee and emphasizes the use of affiliated funds in its product selection.

Dale Copeman is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018, following a 16-year tenure at Wells Fargo Bank. Based in Waconia, MN, he provides advisory services through a firm known for serving a wide range of individual and institutional clients. Edward Jones is a full-service wealth management firm serving over four million clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jessica Larson is a Series 66 registered financial advisor with Edward Jones in Delano, MN, where she has worked since 2020. She has five years of experience in the financial industry and previously worked for 15 years at Park Nicollet Health Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering discretionary and non-discretionary advisory strategies and a range of affiliated investment products. The firm operates under a fiduciary standard and supports its advisory services with a large network of financial advisors and branch offices nationwide.

Curtis Larson is a financial advisor with Charles Schwab in Watertown, MN, holding Series 63 and Series 66 licenses and over 23 years of industry experience. He has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational support.

Kathryn Flom is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and having 11 years of industry experience. She has worked with Ameriprise and its affiliate since 2015. Outside of her advisory role, she owns Lumina Studio, LLC. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

John Savoie is a CFP® and ChFC® with 28 years of industry experience, currently affiliated with LPL Financial in Buffalo, MN. His career includes roles at Old National Bank, FBL Financial Group, Prudential, and Associated Financial Group. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by in-house research and a broad selection of investment strategies and delivery options.

Ryan Pederson is a financial advisor with Edward Jones in Waconia, MN, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. It manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Daniel Gieseke is a financial advisor with LPL Financial in Waconia, MN, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has been with LPL Financial since 2009. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory product offerings.

Jamie Pederson is a financial advisor with Edward Jones in Waconia, MN, holding a Series 63 designation and 22 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, Pederson serves as a part-time Athletic Director at Trinity Lutheran School, where he designs and schedules athletic and school activities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

George Gove is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Waconia, MN, and has five years of industry experience. His prior work includes roles at North American Banking Company and Great Western Bank. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing holistic, goal-based financial analyses and planning without discretionary trading authority. The firm combines planning with managed-account programs under a consolidated billing option while maintaining separate service lines.

Daniel Farniok is a CFP®-certified financial advisor with 29 years of industry experience. He has been with Ameriprise since 2005, serving in his current role since 2020. Farniok is co-owner of MDFF LLC, through which he manages his Ameriprise advisory business. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations within a structured, algorithm-supported framework.

Russell Runck is a CFP®-certified financial advisor with Ameriprise, based in Watertown, MN, and has 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Board of Directors and Finance Committee for the Watertown-Mayer Education Foundation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team that delivers algorithmically supported, non-discretionary recommendation reports.

Kevin Kuhl is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior firms include LPL Financial and Investment Centers of America, Inc. Outside of advising, he is an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors, offering discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions. The firm employs a variety of advisor-managed accounts, model portfolios, and third-party managed solutions, with a notable combination of retirement and fiduciary capabilities integrated into its broader institutional platform.

Samuel Kittock is a financial advisor at Ameriprise with four years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Bank. His background also includes roles outside finance, such as positions at Little Caesars and Decorators Service Co. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team that provides non-discretionary, research-driven recommendations combining modeling, tax-efficiency analysis, and asset management. The firm also delivers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Joseph Faulkner is a financial advisor with Ameriprise in Mound, MN, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written Recommendation Reports through a centralized consulting team.

Valerie Hillstrom is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. Her prior work includes positions at Linder Financial Resources and Brookridge Assisted Living. OSAIC is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individual investors, pension plans, corporations, and charitable organizations. The firm offers diverse investment programs and employs a process that integrates risk assessment, asset allocation, and portfolio optimization.

Mackenzie Willemsen is a financial advisor at Thrivent Investment Management with 8 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Her prior experience includes roles at Ameriprise and Target Corporation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and investment management services separate.