Tanya Nichols is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Align Financial, LLC since 2017. Her prior experience includes roles at Raymond James Financial Services Advisors Inc. and Ascential Wealth Advisors. She also operates Limitless Adviser Coaching, providing consulting services to other financial advisors on a limited basis. Align Financial serves individual and high-net-worth clients with comprehensive financial planning and discretionary investment management, utilizing a blend of fundamental, technical, and cyclical analysis within a primarily long-term, buy-and-hold framework. The firm operates regionally from multiple offices and integrates AI-assisted analytic tools alongside human review in its investment process.

Jedd Anich is a financial advisor with Split Rock Private Trading and Wealth Management LLC, holding CFP® and ChFC® designations and four years of industry experience. He has worked at Bear Valley Financial LLC since 2022 and Split Rock since 2021. Outside of advising, Anich serves as an assistant hockey coach for the Cloquet School District and is involved with patient education initiatives through Snow Companies. Split Rock Private Trading and Wealth Management LLC provides portfolio management services to individuals, high-net-worth clients, and pension plans, managing accounts on a discretionary basis using a combination of technical, fundamental, and cyclical analysis. The firm also manages the North Shore Equity Rotation ETF (ticker: KOOL) and offers a model portfolio on the Interactive Advisors platform.

Mark Cool is a financial advisor with Split Rock Private Trading and Wealth Management LLC in Cloquet, MN, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He has previously worked with North American Shale Energy Fund LP and Split Rock Asset Management LLC. Outside of advising, he serves as vice president of Blacklist Brewing Co., a European-inspired craft brewery, and is a finance committee member at Cloquet Country Club. Split Rock Private Trading and Wealth Management LLC provides portfolio management services to individuals, high-net-worth clients, and pension plans, managing accounts on a discretionary basis with an investment process that incorporates charting, technical, fundamental, and cyclical analysis. The firm also manages the North Shore Equity Rotation ETF (ticker: KOOL) and offers a model portfolio on the Interactive Advisors platform.

Kelly Johnson is a financial advisor with Split Rock Private Trading and Wealth Management LLC in Cloquet, MN, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Split Rock since 2014. Outside of his advisory role, Johnson serves as a commissioner on the Cloquet Planning & Zoning Commission and is a board member of Cloquet Community Memorial Hospital. Split Rock Private Trading and Wealth Management LLC provides portfolio management services to individuals, high-net-worth clients, and pension plans, managing accounts on a discretionary basis with an investment approach that integrates charting, technical, fundamental, and cyclical analysis. The firm also manages the North Shore Equity Rotation ETF (ticker: KOOL) and offers a model portfolio through the Interactive Advisors platform.

Dale Anich is a financial advisor with Split Rock Private Trading and Wealth Management LLC, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Bear Valley Financial, LLC since 2022 and has been with Split Rock since 2020. Anich is also a licensed insurance agent in Minnesota and Wisconsin, owning and managing an insurance agency. Split Rock Private Trading and Wealth Management LLC provides portfolio management services to individuals, high-net-worth clients, and pension plans, offering discretionary account management based on clients’ goals and risk tolerance. The firm manages the North Shore Equity Rotation ETF (ticker: KOOL) and offers a model portfolio on the Interactive Advisors platform, utilizing a combination of charting, technical, fundamental, and cyclical analysis in its investment approach.

Benjamin Tuomala is a financial advisor with MD Financial Advisors / Vestment Financial, holding a Series 65 license and two years of industry experience. His prior work includes roles at the University of Minnesota Duluth and State Farm. Outside of his advisory work, he participates in freelance research studies through Prolific Academic and CloudResearch. MD Financial Advisors / Vestment Financial provides financial planning, customized investment advisory, discretionary portfolio management, and retirement plan services to individuals, trusts, estates, and institutional plan sponsors. The firm’s investment approach is long-term and asset-allocation driven, emphasizing diversification, rebalancing, tax strategies, and low-cost mutual funds and ETFs.

Tyler Kocon is a financial advisor at Split Rock Private Trading and Wealth Management LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Split Rock since 2010, including prior roles at Split Rock Asset Management LLC and North American Shale Energy Fund LP. Outside of his advisory work, he serves as Vice-President of Blacklist Brewing Co., a European-inspired craft brewery, where he oversees financial operations. Split Rock Private Trading and Wealth Management LLC provides portfolio management services to individuals, high-net-worth clients, and pension plans through separately managed accounts and written Investment Policy Statements. The firm manages the North Shore Equity Rotation ETF (KOOL) and offers a model portfolio on the Interactive Advisors platform, employing a combination of technical, fundamental, and cyclical analysis with both long- and short-term trading strategies.

Stephen Stark is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and bringing 12 years of industry experience. His prior roles include positions at U.S. Bancorp Investments and Waddell & Reed. Outside of his advisory work, he is also an agent for non-securities insurance products with Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and providing various overlay options to tailor client portfolios.

Kory Deadrick is a CFP®-certified financial advisor with nine years of industry experience, currently with Edward Jones since 2018. Prior to Edward Jones, he worked at Thrivent Financial and Thrivent Investment Management Inc. Outside of finance, he coaches boys basketball at the high school level in Minnesota and Wisconsin. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with a nationwide network of financial advisors and branch offices.

Martin Tabor is a financial advisor at Edward Jones in Cloquet, MN, holding a Series 66 designation with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Brett Loeb is a financial advisor at Edward Jones with 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998 and holds a Series 63 designation. Outside of his advisory role, he is a one-quarter owner and treasurer of an LLC involved in developing office property for an Edward Jones branch in Cloquet, MN. Edward Jones is a full-service wealth management firm serving over four million clients, with a broad network of financial advisors and branch offices. The firm offers a range of advisory programs and investment solutions under a fiduciary standard, alongside affiliated services including trust and securities-based lending options.

Amanda Unger is a Series 66-licensed financial advisor with eight years of industry experience. She is currently with Osaic Wealth, Inc. and has held prior positions at Midwest Professional Planners, Ltd., Sagepoint Financial, Inc., Endersbe, Herron, and Associates, and Principal Securities Inc. In addition to her advisory role, she is a Notary Public and is involved in insurance sales through her sole proprietorship. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing a comprehensive investment process that integrates risk tolerance assessments, portfolio optimization tools, and access to various custodial platforms and third-party managers.

Anthony Miller is a financial advisor at Ameriprise with 17 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2016, with prior roles at Protective Life, ProEquities Inc, and the College of St. Scholastica. Outside of finance, he works part-time as a Zamboni driver on outdoor rinks. Ameriprise provides retirement-income planning services aimed at individuals nearing or in retirement, focusing on clients with significant investable assets and offering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with personalized advice and uses algorithmic automation overseen by dedicated committees to generate tailored recommendations.

Stacey Corrick is a financial advisor with Thrivent Investment Management in Carlton, MN, holding a Series 66 designation and two years of industry experience. Prior to her advisory role, she worked for Northern Lakes Dental for 14 years. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm provides holistic, goal-based planning without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Hugo Hietapelto is a financial advisor with Mass Mutual Investors Services, holding the CFP® and ChFC® designations and possessing 22 years of industry experience. He has been with MML Investor Services, Inc. and MassMutual Life Insurance Company since 2008. In addition to his advisory role, he serves as an adjunct professor teaching business courses at the University of Minnesota Duluth and the College of St. Scholastica. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. Their approach includes collaborative, goal-based planning with firm-approved analytical tools, offering a range of event-driven and specialized planning programs.

Kevin King is a financial advisor at Thrivent Investment Management with 18 years of industry experience. He has held roles at Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. He holds Series 63 and Series 65 credentials. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning across various topics, with the option to combine planning with managed-account services under a consolidated billing arrangement.

Jason Kuss is a financial advisor with LPL Financial in Cloquet, MN, holding Series 63 and Series 65 credentials and 16 years of industry experience. His previous roles include positions at Waddell & Reed, Inc. and managing his own firms, Jason Kuss LLC and Manifest Wealth Management. Outside of advising, he owns Complete Media LLC, a business active since 2002. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of advisory and brokerage services supported by an in-house research team and a large network of investment adviser representatives.

John Herron is a financial advisor with OSAIC in Duluth, MN, holding CFP® and Series 66 credentials and bringing 24 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years and has operated his own financial services entities, including serving as president of Endersbe, Herron & Associates. Outside of his advisory role, Herron is involved in the management of a residential property company. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers diverse advisory programs, with a network of over 6,000 advisors managing approximately $200 billion in assets.

Andrew French is a Series 66-registered financial advisor with Edward Jones in Cloquet, MN, where he has worked since 2007, accumulating 18 years of industry experience. In addition to his advisory role, he teaches high school classes in business development, economics, and U.S. government through the Mater Dei Apostolate. He also serves as vice president of a partnership formed with other advisors related to the Edward Jones FA Ownership program. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporations, and charitable organizations. The firm offers a range of advisory services and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors.

Vinod Gupta is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 11 years. Outside of his advisory role, he teaches community education classes unrelated to finance and engages in public speaking about life experiences. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide annual, non-discretionary retirement income recommendations delivered in partnership with clients’ financial advisors.

Jordan Fahlsing is a financial advisor with Thrivent Investment Management in Hermantown, MN, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Fahlsing serves as a board member at large for the Hermantown Legacy Fund, a philanthropic organization that supports local community initiatives through grants and scholarships. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based financial planning without discretionary trading authority. The firm emphasizes holistic analyses across various planning topics and allows clients to combine planning with managed-account services via a consolidated billing option.

Neill Atkins is a financial advisor with Cetera who holds a Series 63 designation and has 45 years of industry experience. He has been with Cetera and its related entities since 2013. Outside of his advisory work, Atkins is involved in various community and nonprofit activities, including serving as a non-paid chair for the Leif Erikson Restoration Project and hosting a talk radio show on current events and politics. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary services, and access to third-party money managers, combining retirement and fiduciary capabilities with a broad institutional platform.

Jordan Urshan is a CFP® professional with 15 years of industry experience. He is currently affiliated with Osaic Wealth, Inc., having joined in 2024, after 14 years with Securities America Inc. and Securities America Advisors. In addition to his advisory role, he operates Urshan Retirement Group, Inc., where he offers fixed insurance products and serves as a notary public. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base, including individual investors, pension plans, corporations, and charitable organizations. The firm utilizes a combination of risk-tolerance assessments, asset allocation software, and portfolio optimization tools to manage a wide range of investment programs and custodial platforms.

Jeffrey Hakala is a financial advisor at Thrivent Investment Management with 23 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Hakala holds Series 63 and Series 66 designations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning without discretionary trading authority and allows clients to integrate planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Aaron Michaelson is a financial advisor with RBC Capital Markets holding a Series 66 designation and 20 years of industry experience. His career includes roles at Morgan Stanley Smith Barney, Citigroup Global Markets, and Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Daniel Urshan is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2024, following nearly three decades at Securities America and its affiliates. Outside of advising, he is the author of a children’s book titled "Where’s Duke?". OSAIC is a large-scale investment adviser and broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs, supporting thousands of advisors and managing approximately $200 billion in assets.

Anna Graves is a Series 66-licensed financial advisor with Osaic and has eight years of industry experience. She previously worked at Securities America, Inc. for eight years and is a licensed non-producing assistant and licensed life insurance agent with Urshan Retirement Group, where she has been involved for over a decade. She also serves as a notary public. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm utilizes risk-tolerance assessments and portfolio optimization tools to deliver advisory and brokerage services through a large network of financial advisors.

Oliver Kelsey is a CFP® professional with four years of industry experience, currently affiliated with OSAIC. He has previously worked with Sagepoint Financial, Signature Wealth Management, and Wipfli LLP. In addition to his advisory role, Kelsey provides tax planning and consulting services through his CPA practice and serves as Deacon of Finance at Arise Church, where he oversees financial decisions and budget planning. OSAIC is a large SEC-registered investment adviser and broker-dealer supporting a broad client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs and custodial platforms.

Mitchell Haber is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2007. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs while maintaining separate planning and portfolio management services.

Craig Swenson is a financial advisor with Ameriprise in Carlton, MN, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Swenson serves on the board of the Floy Gilman Scheidler School Foundation as Executive Secretary. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.