Melissa Lueth is a Series 66-registered financial advisor with Ameriprise in St. James, MN, and has nine years of industry experience. She has been with Ameriprise since 2015, including her current role since 2017. Outside of her advisory work, she serves on the boards of the Rotary and the St. James Area Foundation. Ameriprise provides a retirement-income planning service focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations, supported by a large institutional platform offering advisory, brokerage, and insurance solutions.

Richard Kelsey is a financial advisor with Cetera, holding the PFS™ and Series 66 designations and bringing 24 years of industry experience. He has held roles at Avantax Insurance Agency LLC and MFG Financial Advisors, LLC, and has operated his own accounting and consulting firm, Kelsey Company, LLC, since 2007. Kelsey also serves as a trustee for charitable and fiduciary accounts and manages various business entities related to tax consulting and account receivables. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary solutions, and access to multiple investment program structures, combining retirement and fiduciary capabilities with a broad trust and institutional network.

Andrew Tiarks is a financial advisor with Osaic Wealth Inc. in St. James, MN, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior roles include positions at Parkland Securities, LLC and Majerus & Tiarks. He operates a sole proprietorship focused on life insurance strategies and offers services through his DBA, Tiarks Financial. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process combining risk tolerance assessments with portfolio optimization tools and provides access to a wide range of investment products and platforms.

Laura Berg is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and beginning her industry career in 2025. Prior to joining Thrivent, she worked at STEP Inc and Hybrid Counseling. Outside of her advisory role, Laura is a mental health counselor at Rum River Counseling and serves as a grant writer for the Lower Sioux Indian Community. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority and allowing clients to combine planning with managed-account programs under consolidated billing.

Marissa Johnson is a financial advisor at Edward Jones with 10 years of industry experience. She has worked at Edward Jones since 2022 and previously held roles at Cetera Investment Advisors, Cetera Investment Services LLC, and Profinium, Inc. Outside of her advisory work, she is co-owner and serves as vice president and secretary of Cutting Edge Fitness, a fitness center in Fairmont, MN. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Nathan Tiarks is a financial advisor with Osaic Wealth Inc. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Prior to joining Osaic in 2025, he worked at Parkland Securities and Spc. Outside of his advisory role, he operates as an independent insurance agent specializing in life insurance and Medicare supplement strategies. Osaic Wealth Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm combines risk-tolerance assessments with advanced portfolio management tools and offers a range of investment programs, supporting thousands of advisors and hundreds of thousands of clients.