Joel Reimers is a CFA® charterholder with two years of industry experience, currently serving as a financial advisor at Sage Wealth Advisory in Willmar, MN. He previously worked at Bremer Bank, National Association, from 2003 to 2022, before retiring and then joining Sage Wealth Advisory in 2023. Sage Wealth Advisory provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis along with Modern Portfolio Theory to guide investment decisions under discretionary authority, tailoring strategies to client risk tolerances and investment restrictions.

Jeffrey Schultz is a financial advisor at Sage Wealth Advisory with two years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Bremer Bank, National Association for sixteen years. Sage Wealth Advisory provides discretionary portfolio management and financial planning services for individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis along with Modern Portfolio Theory to guide investment decisions and prepares individualized Investment Policy Statements tailored to client risk tolerances and restrictions.

Michael Gramm is a CFP® with 12 years of industry experience, currently serving at Sutterfield Financial Group, Inc. in Willmar, MN, where he has worked since 2003. He is a Series 63 license holder and serves as a trustee for a family trust supporting a special needs relative. Sutterfield Financial Group provides financial planning, consulting, and investment management to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs proprietary portfolio models overseen by an internal investment committee and offers additional services including accounting, tax preparation, and captive insurance management.

Daidre Bakke is a financial advisor with GWN Securities Inc. and holds Series 63 and Series 66 licenses. She has 22 years of industry experience, including roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of her advisory work, Bakke leads worship and coordinates music at The Open Door Christian Church. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth investors. The firm offers discretionary managed accounts and financial planning through a large network of advisors, utilizing a range of managed-account programs and model portfolios.

Michael Kobs is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes long-term roles with Avantax Investment Services and Offerman & Company, among others. Outside of his advisory work, he is involved in business consulting and serves as president of MRK Financial Solutions, an independent insurance agency. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, fiduciary, and retirement solutions, combining discretionary and non-discretionary strategies with access to third-party managers and specialized trust services.

Craig Popp is a financial advisor with Raymond James Financial Services Advisors, Inc. in Willmar, MN, holding the CFA® designation and Series 63 license, with 24 years of industry experience. He has been associated with Raymond James since 2016 and also operates support companies Accru Wealth and Popp Capital Partners. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored recommendations through detailed client profiling and utilizes both brokerage and advisory account structures.

Heather Kahlbaugh is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding a Series 66 designation and bringing 19 years of industry experience. She has been with Wells Fargo Advisors and its affiliated entities since 2011. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services, utilizing Wells Fargo research and planning tools. The firm provides tailored recommendations across various planning needs, including specialized services such as business-owner transition planning and special-needs analysis.

Christine Doyle is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding a Series 66 license and 20 years of industry experience. She has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2011. Outside of her advisory role, she serves as co-trustee for family trusts and holds power of attorney for a family member. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services that include retirement, education, risk management, and niche areas such as business-owner transitions and special-needs analysis. The firm combines proprietary research and planning tools with optional implementation through its brokerage or advisory programs.

Timothy Mattern is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Cetera Wealth Services, Avantax Advisory Services, and Taatjes Financial Group. Outside of his advisory work, he is involved as an agent with Exclusive Insurance Brokerage. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines advisory operations with insurance and credit services.

Cameron Nelson is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2011. Nelson is also the owner of Northstar Wealth Advisors Corp. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients through a broad menu of financial planning and investment services. The firm offers tailored recommendations using proprietary research and tools, with planning engagements typically structured as discrete projects.

Scott Olson is a financial advisor with OSAIC, holding a Series 66 designation and six years of industry experience. He has worked with Sagepoint Financial, Inc. and J.D. Kreps Financial Group, where he also serves as a registered assistant supporting client account activities. Prior to his advisory roles, Olson was involved in construction and home inspection businesses. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process incorporating risk tolerance assessments, asset allocation software, and portfolio optimization tools, offering a broad range of investment options and advisory programs.

Jeanne Ashburn is a CFP®-certified financial advisor with Edward Jones in Willmar, MN, where she has worked since 2014. She has 17 years of industry experience and previously co-owned BBQ JEMZ LLC for three years. Ashburn is also involved in real estate through her role as co-owner and vice president of JMA Property Group, where she assists with bookwork and property management. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options. The firm manages over $1 trillion in assets and maintains a large national network of financial advisors and branch offices.

Lyle Gerhardson is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Avantax Investment Services, RGW Wealth Management, and GMW CPA Advisors, where he is a member and director. Outside of advising, he is involved in his local community as a football sideline chain crew member for New London Spicer School. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions with unique retirement and fiduciary capabilities.

Paul Stageberg is a financial advisor with Cetera in Willmar, MN, holding a Series 63 designation and over 34 years of industry experience. He has been with Cetera since 2014 and concurrently works with Lake Region Bank and Cetera Investment Services LLC since 2005. Outside of his advisory roles, he develops newsletters for businesses, reviews investment documents for a law firm, and engages with high school students on stock market topics without providing specific investment advice. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement plan clients through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary services, combining advisor-managed accounts, model portfolios, and third-party solutions, supported by a broad institutional and retirement services platform.

Evan Wilson is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2021. Prior to this, he held roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC beginning in 2015. Outside of his advisory work, Wilson owns and manages Evan Wilson Farms and serves on the finance committee for the United Way of West Central Minnesota. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and combines advisory recommendations with various financial products and referral channels.

Nathan Davis is a financial advisor at OSAIC with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Liberty University, JD Kreps Financial Group, Willmar Electric, and Community Christian School. OSAIC Wealth, Inc. is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a range of advisory programs, with notable scale following multiple mergers and a focus on institutional and alternative investment solutions.

Robert Trojan is a financial advisor at Wells Fargo Advisors in Willmar, MN, holding CFP® and Series 66 credentials with 18 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC, spanning nearly a decade before his current position. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing a wide range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various financial planning areas, offering clients flexible implementation options through brokerage or advisory programs.

Kendra Peterson is a financial advisor at Cetera with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Avantax Advisory Services and The Prudential Insurance Company of America. Outside of her advisory role, she serves as President of the 2180 Foundation, a nonprofit supporting the MACCRAY school district, and holds board positions with the Hawk Creek Country Club and the Willmar Area Women's Fund. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisory-managed accounts, model portfolios, and third-party solutions with retirement and fiduciary capabilities.

Brian Gieseke is a financial advisor with Wells Fargo Advisors in Willmar, MN, holding a Series 66 credential and 14 years of industry experience. He has worked at Wells Fargo Advisors since 2024 and previously held roles at Wells Fargo Bank, Wells Fargo Clearing, Guardian Life Insurance Company, Park Avenue Securities, and Thrivent Financial. He serves as a finance committee member for Holy Trinity Lutheran Church in New Prague, MN. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions including retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with other financial product sales and referral channels through a large network of advisors.

Jonathan Shofner is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. He has previously worked with firms including Merrill Lynch, LPL Financial, and Avantax. Shofner is also associated with Stewards Planning Group, where he provides financial services. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, utilizing a combination of advisor-managed accounts, model portfolios, and third-party managed strategies.