Christopher Chapman is a financial advisor at Prospera Financial Services, Inc. with 18 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors Financial Network LLC for 10 years before joining Prospera in 2019. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base including individuals, high-net-worth clients, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors across roughly 140 offices, offering investment advisory and financial planning services through multiple platforms and customizable portfolio solutions.

Nathan Bosek is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Farther. His prior roles include positions at Edge Financial Advisors, Alpha Cubed Investments, and Raymond James/Bremer Bank. He is also licensed to sell life and health insurance, though he dedicates no hours weekly to this activity. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, focusing primarily on ETFs, mutual funds, equities, and fixed income.

Paul Schmidt is a financial advisor with Focus Financial, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. His prior roles include positions at OSAIC, LPL Financial, and SII Investments, Inc. He also serves as president of Palisade Investments, Inc., an S-Corp established for tax purposes related to his securities business. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Mark Reimer is a financial advisor with SPC in Sartell, MN, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Parkland Securities, LLC since 2014 and at Sigma Planning Corp since 2002. He serves as a board member of the Rice Area Sportsman Club in Rice, MN. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a large network of advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering discretionary management and working with third-party investment managers in co-advisor roles.

Stacy Anderson is a financial advisor at Cetera with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various firms including Avantax and Midwest Financial Group. Outside of her advisory work, Anderson serves as treasurer for the Minnesota Girls Hockey Coaches Association and is involved in several nonprofit organizations focused on youth sports and education. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing model portfolios and third-party solutions alongside retirement and institutional capabilities.

Juliet Beack is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Jeffrey Dorfsman is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and three years of industry experience. His background includes roles at Medtronic, Lyft Inc, and a 22-year tenure with the City of Plymouth. Outside of his advisory work, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with trading and custody services provided by Pershing and Primerica Brokerage Services.

Janice Uberecken is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and over 32 years of industry experience. She previously worked for Prudential Insurance Company of America and Pruco Securities, LLC from 1993 to 2024. LPL Enterprise provides advisory services through a large network of representatives to individuals, retirement plans, charitable organizations, and corporate clients, offering financial planning, access to model wealth portfolios, and third-party asset management programs. The firm combines advisory and brokerage services with affiliated insurance offerings to deliver a broad range of financial products.

Drew Lechner is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Northwestern Mutual and AXA Advisors, as well as experience in retail with Dicks Sporting Goods. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a broad range of securities and insurance products.

Joseph Tetrault III is a Series 66-licensed financial advisor with Edward Jones in St Cloud, MN, where he has worked since 2014. He has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Margo Scepaniak is a financial advisor at OSAIC with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services Inc and LPL Financial. She is the owner of Black Financial Services, Inc., a corporation involved in investment and insurance activities. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced asset-allocation and portfolio optimization tools, serving over 6,000 advisors and managing approximately $200 billion in assets.

Tyler Walz is a financial advisor with Cetera in Sartell, MN, holding Series 63 and Series 66 designations and 11 years of industry experience. His career includes roles at Cetera Wealth Services, North Star Consultants, and Securian Financial Services. He is also involved in financial services through his ownership of Walz Wealth Management, LLC. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions with notable retirement and fiduciary capabilities.

April Mastey is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with LPL Financial since 2011. Outside of her advisory role, she is a notary and is involved with Cozy Nest, LLC, a real estate rental business. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house Research team and accommodates both advisory and brokerage needs.

Lacy Plemel is a financial advisor with Equitable Advisors in Sauk Rapids, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, Plemel has been involved in medical and consulting businesses and serves as president of Plemel Medical & Consulting LLC and Plemel Roof Technologies LLC. She also holds a longstanding executive assistant role with the Minnesota Society of Plastic Surgeons, a nonprofit organization. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party managers. The firm employs a hybrid referral and implementation model, offering advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Matthew Boenish is a financial advisor with Edward Jones in Sartell, MN, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Brian Lutzke is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at Vision Cents Optical for five years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

Troy Molitor is a financial advisor at Edward Jones with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Edward Jones since 2002. Earlier in his career, he built a multi-level marketing business with Amway from 1991 to 1995. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Adam Schlichting is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to his career in financial advising, he spent twelve years at Luther St Cloud Honda. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Janessa Sobania is a financial advisor with LPL Financial and holds a Series 66 designation. She has seven years of industry experience, including prior roles at CUNA Brokerage Services, Inc. and Magnifi Financial Credit Union. Outside of her advisory work, she is involved as a brand ambassador for retail leather goods and a brand partner in the cosmetics industry. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Dawkin Erceg is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His prior work includes roles at The Prudential Insurance Company of America, PRUCO Securities, and several non-financial firms such as Uber Inc and Doordash Inc. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model portfolios, and third-party asset management programs, alongside brokerage and insurance products through affiliated entities.

Elizabeth Walek is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2015. Outside of her advisory role, she serves as a board representative for Sports Arena East in Sauk Rapids, MN, attending monthly board meetings and overseeing facility decisions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services.

Brooke Radi is a financial advisor with Edward Jones in Sauk Rapids, MN, holding a Series 66 credential and four years of industry experience. Prior to rejoining Edward Jones in 2022, Brooke worked at LightEdge Solutions and held various academic and corporate roles, including positions at Charles University Faculty of Arts and Meredith Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs under a fiduciary standard.

Ryan Schmidt is a financial advisor with LPL Enterprise in St. Cloud, MN, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior experience includes roles at Northwestern Mutual Wealth Management Services and Wells Fargo. Outside of his advisory work, Schmidt coaches an independent winter indoor drumline. LPL Enterprise provides advisory services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, operating also as a broker-dealer with affiliated insurance services.

Michelle Herickhoff is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. Her prior experience includes roles at Woodbury Financial Services, Cetera Advisor Networks, CWM, LLC, and Voya Financial Advisors. Outside of her advisory work, she is a co-owner and secretary of Central MN Seeds, LLC, and serves on the board of North Fork Mutual Fire Insurance Company. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that supports a broad client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services with investment processes that integrate risk-tolerance assessments, asset allocation software, and portfolio optimization tools, managing accounts with diverse investment options across multiple platforms.

Mason Pullis is a financial advisor at Primerica Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Primerica Financial Services and 3M. In addition to his advisory role, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm curates third-party asset managers and employs a tiered wrap fee structure rather than fixed fees.

Robert Stoltman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes roles at Cetera Wealth Services, VOYA Financial Advisors, and his own firm, Stoltman Insurance & Investments. Outside of advising, he operates as an independent insurance agent. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Nathan Boenish is a financial advisor at Edward Jones with four years of industry experience and holds a Series 66 designation. His prior roles include positions at Morgan Stanley/E*Trade and Prudential Financial. He has also worked in construction and spent several years in full-time education. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets and offers a range of advisory services including discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Madison Molitor is a financial advisor at Edward Jones in Sartell, MN, holding a Series 66 designation. She has one year of industry experience and previously worked in real estate through Banksy Investment Properties and Keller Williams. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of investment strategies and advisory services, managing approximately $1.01 trillion in assets through a nationwide network of advisors and branches.

Brett Carow is a financial advisor at Fidelity with seven years of industry experience and holds the Series 66 designation. His prior work includes roles at Alight Financial Solutions and MassMutual. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, with an investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Zachary Gundberg is a financial advisor at Edward Jones in St Cloud, MN, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Northwestern Mutual and various positions outside the financial sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and managed solutions, supported by a large network of advisors and branch offices nationwide.

Jaclyn Gwost is a financial advisor at Edward Jones with 9 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Caroline Chance is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has been with various Cetera entities since 2003, including Cetera Wealth Services and Cetera Advisors. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of investment management, financial planning, and fiduciary services, utilizing advisor-managed accounts, firm-sponsored model portfolios, and third-party solutions.

Alex Scepaniak is a financial advisor at OSAIC with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Primerica Advisors and Primerica Financial Services. Outside of his advisory role, he is involved in sales of loan products and home security referrals through affiliated companies. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process combining risk tolerance assessments and portfolio optimization tools, offering a wide range of investment options and advisory services through a large network of financial advisors.

David Jacobs is a CFP® with 22 years of industry experience, currently affiliated with Cetera. His career includes roles at North Star Consultant, Inc., Securian Financial Services, and Minnesota Life Insurance Company. He is the owner of David M. Jacobs & Associates, Inc., an expense management firm. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary services, combining retirement capabilities with institutional trust solutions.

Patrick Goltz is a financial advisor with LPL Financial in Avon, MN, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with LPL Financial since 2010 and is involved with Goltz Wealth Management, a DBA for his LPL business. Outside of advising, he has part-time employment with Atlas Staffing in the Minneapolis/St. Paul area. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plans, banks, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Kenneth Olson is a financial advisor with LPL Financial in Sartell, MN, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He previously operated Kenneth H.T. Olson Ltd for more than four decades before joining LPL Financial in 2015. Olson is also involved as chief manager in an aviation-related business entity that holds his personal airplane. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Anthony Watson is a CFP®-designated financial advisor with 28 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2020, and previously spent 19 years with Cetera Investment Services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits. The firm offers goal-based, holistic planning on topics such as retirement, tax, estate, and special needs planning, with an option to combine planning and managed-account services through its WealthPlan program.

Benjamin Mielke is a financial advisor at Thrivent Investment Management with 17 years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial and Thrivent Investment Management since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, tax, estate, and business continuation planning. The firm emphasizes goal-based analyses and allows clients to combine planning with managed-account services through its consolidated billing option.

Erik Swanson is a financial advisor with Ameriprise in Sartell, MN, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 1998. Outside of his advisory role, he is co-owner of Integrity Point, LLC and Midwest Excellence LLC, and also co-owns a real estate business, Integrity Point Real Estate LLC. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing detailed written recommendations on income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients, emphasizing managed accounts and using algorithmic tools alongside personalized review.

Naomi Kowalik is a financial advisor at OSAIC with 34 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Woodbury Financial Services, Questar Capital, and Valmark Advisors. In addition to her advisory role, she is active as an insurance agent and practices law with a focus on estate planning and document drafting. OSAIC is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide array of advisory services through its extensive network of financial advisors.