Robert Harbour is a financial advisor with EBH Financial, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at EBH Financial since 2010, with prior roles at LPL Financial and Infinity Financial Services Advisory. EBH Financial provides discretionary asset management and financial planning services to individual and high-net-worth clients. The firm focuses on client-specific objectives and risk tolerance, using fundamental analysis and a preference for long-term investments, while maintaining a single custodian relationship with Charles Schwab.

Alexander Koynoff is a financial advisor at ATK Financial Prosperity with a Series 65 designation and three years of industry experience. He previously worked at Zurich North America, Northwestern University, and Northern Trust. ATK Financial Prosperity is an independent, single-advisor registered investment adviser serving individuals and high-net-worth clients with financial planning and discretionary portfolio management. The firm’s investment approach emphasizes Modern Portfolio Theory and primarily passive portfolios constructed with index mutual funds and ETFs, supplemented by fundamental, technical, cyclical, and charting analysis.

Greg Rutherford is a CFP® professional with 17 years of experience at Sound Asset Management, Inc., an independent firm based in Yorkville, IL. He has worked exclusively with Sound Asset Management since 2009. Sound Asset Management, Inc. provides personalized, fee-only financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm focuses on strategic, globally diversified asset allocation primarily through no-load or low-load mutual funds and ETFs, and is notable for its work with institutional retirement clients and pension consulting services.

Bernard Czerwinski is a financial advisor at Ascension Financial with two years of industry experience. He holds the ChFC® designation and Series 65 license. Prior to joining Ascension Financial, he worked at RLK-PLG Investment Management, Forever Companies, GM Casting House, Inc., and Northport Investments. Outside of advising, he is the managing member of Czerwinski Consulting, which provides operational strategy and technology consulting for B2B manufacturers and direct consumer retail businesses. Ascension Financial is a fee-only advisory firm serving individual and high-net-worth clients, as well as trusts, estates, and qualified retirement plans. The firm actively manages portfolios using a combination of fundamental, quantitative, and technical analysis, and employs derivatives and margin strategies for hedging and income generation.

Charles Meeder is a CFP® professional with 24 years of experience in financial advising. He has operated Sound Asset Management, Inc. since 2001 and has been running Charles Meeder, CPA, Inc. since 1991. Sound Asset Management, Inc. provides fee-only financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm focuses on strategic, globally diversified asset allocation using primarily no-load or low-load mutual funds and ETFs, and it is notable for its work with institutional retirement clients and pension consulting services.

John Heneghan is a financial advisor at Servant Financial, Ltd. in Aurora, Illinois, holding a Series 65 designation with 20 years of industry experience. He has been with Servant Financial, Ltd. since 2004. Servant Financial, Ltd. is a fee-only independent investment adviser managing approximately $116 million for individuals, retirement accounts, trusts, family offices, pooled investment vehicles, corporations, and other institutions. The firm employs a risk-based, broadly diversified approach using low-cost ETFs and mutual funds, with tactical adjustments and hedging as appropriate, and provides alternative investment consulting, including management of private pooled vehicles focused on farmland qualified opportunity zone investments.

Ethan Czerwinski is a financial advisor at Ascension Financial with a Series 65 designation and six years of experience through his own consulting business. He has been with Ascension Financial since 2023. Outside of his advisory role, he operates Czerwinski Consulting LLC, a non-investment-related business. Ascension Financial is a small, fee-only advisory firm serving individual and high-net-worth clients, as well as trusts, estates, and qualified retirement plans. The firm actively manages portfolios using a combination of fundamental, quantitative, and technical analysis, employing strategies such as derivatives and margin for hedging and income generation.

Craig Perkins is a financial advisor at Latitude Advisors, LLC with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Latitude Advisors since 2012. In addition to his advisory role, he works as an independent contractor in fixed and health insurance sales and provides consulting services focused on identifying cash flow savings for businesses. Latitude Advisors serves individual and business clients, offering financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm uses a combination of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis.

Roland Stadelmann is a financial advisor at Latitude Advisors, LLC with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Latitude Advisors since 2010. In addition to his advisory role, he is the owner of Palmetto Tax Centers, LLC, specializing in advanced income tax planning and preparation, and he is involved in insurance sales through Foothills Financial Group. Latitude Advisors serves individual and business clients, offering financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a mix of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis.

Christine Valente is a financial advisor with Latitude Advisors, LLC, holding a Series 63 designation and 42 years of industry experience. Her prior work includes positions at GWN Securities, Inc., and J.W. Cole Advisors, Inc. She is also a licensed independent fixed insurance agent, providing insurance sales and consulting services. Latitude Advisors serves individual and business clients with financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a combination of model-based strategies and fundamental/quantitative analysis, managing most new client relationships on a discretionary basis.

Mark Essenfeld is a CFP® with 21 years of industry experience. He is currently with Soltis Investment Advisors, LLC and previously worked at HUB International, TCG Advisors, and Mass Mutual Investors Services. He serves as Treasurer for the Board of Trustees at Life's Plan Inc., a not-for-profit organization involved in investment-related activities. Soltis Investment Advisors serves individual investors, institutions, corporations, charitable organizations, and pension/401(k) plans. The firm employs a manager selection and portfolio construction process that integrates Modern Portfolio Theory, quantitative screening, and qualitative due diligence, offering discretionary portfolio management, financial planning, consulting, and retirement plan services.

Darlene McGrath is a financial advisor at Latitude Advisors, LLC with three years of industry experience. She holds a Series 66 designation and concurrently operates a CPA practice providing bookkeeping, accounting, and tax preparation services for individuals and small businesses since 2005. Prior to joining Latitude Advisors, she was associated with GWN Securities Inc. Latitude Advisors serves individual and business clients, offering financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a combination of model-based strategies and fundamental/quantitative analysis to manage client portfolios, primarily on a discretionary basis.

Robert Fitzjarrald is a financial advisor at Latitude Advisors, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Latitude Advisors since 2017. He is also a CPA and shareholder at Hocker, Fitzjarrald & Richardson, PC, a tax and accounting firm he has been involved with since 1984. Latitude Advisors serves individual and business clients by providing financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm uses a combination of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis.

Gilberto Carmona is a financial advisor with Latitude Advisors, LLC, holding Series 63 and Series 65 credentials and 13 years of industry experience. His prior roles include positions at GWN Securities, Inc., H.D. Vest Investment Services, and ownership of Gilbert M. Carmona Tax Service. Outside of his advisory work, he is involved in several business ventures including construction bidding through Carmona Business Solutions LLC and hosting the Gilbert Talks Taxes radio program focused on tax and business education. Latitude Advisors serves individual and business clients by providing financial planning, discretionary portfolio management, and pension consulting. The firm utilizes a combination of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis with final decision authority over third-party model recommendations.

Arthur Pedgrift III is a financial advisor with Ausdal Financial Partners, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ausdal since 2009 and is also associated with Choices Brokerage since 1997. In addition to his advisory work, he is a self-employed insurance agent focusing on life, health, disability insurance, and fixed annuities. Ausdal Financial Partners is an SEC-registered investment adviser and FINRA-member broker-dealer managing approximately $2.13 billion in client assets through a network of 152 advisors. The firm offers investment advisory programs, retirement plan services, and financial planning to individuals, trusts, corporations, pension plans, and charitable organizations, with a range of investment strategies implemented on both discretionary and non-discretionary bases.

Mark Woods is a CFP® with 23 years of industry experience. He is currently with Latitude Advisors, LLC and has prior experience at H.D. Vest Advisory Services and H.D. Vest Investment Services. Woods is also president of Woods CPA, Ltd., where he works directly with clients on tax and accounting matters. Latitude Advisors serves individual and business clients, providing financial planning, discretionary portfolio management, and pension consulting. The firm uses a combination of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis.

Lisa Guthrie is a financial advisor with Latitude Advisors, LLC and holds a Series 63 designation. She has 26 years of industry experience and has also operated Guthrie & Co. PC, providing tax, accounting, and audit services since 1994. In addition to her advisory role, she is involved in insurance sales, focusing on life, health, and long-term care products. Latitude Advisors serves individual and business clients, offering financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a combination of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis.

John Bivens is a financial advisor at Latitude Advisors, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with both GWN Securities Inc. and Latitude Advisors since 2010. Outside of his advisory role, Bivens is the owner of Box2 Packaging, LLC, a packaging distribution business. Latitude Advisors serves individual and business clients, offering financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a combination of model-based strategies and fundamental/quantitative analysis to manage client portfolios, primarily on a discretionary basis.

James Ward Sr. is a financial advisor with Latitude Advisors, LLC and holds Series 63 and Series 65 credentials. He has 32 years of industry experience and has been with Latitude Advisors since 2010. In addition to his advisory role, he has been involved with JVJ Business Enterprises, Ltd. since 1983, providing consulting, tax preparation, and insurance sales services. Latitude Advisors serves individual and business clients, offering financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm uses a combination of model-based strategies and fundamental/quantitative analysis to manage client portfolios, primarily on a discretionary basis.

Cristopher Valladares is a financial advisor at PNC Wealth Management with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Edward Jones and J.P. Morgan Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available as an invitation-only pilot for employees, which uses algorithm-driven risk assessment and implements investments via approved model strategies managed by PNC or third parties.