David Marrone is a ChFC® credentialed financial advisor with 28 years of industry experience. He has been associated with Financial Synergy, Inc. since 1993 and Commonwealth Financial Network, Inc. since 1995. Outside of advising, he serves as a notary public. Financial Synergy, Inc. serves individual clients by providing financial planning, portfolio management, tax preparation, and planning services. The firm operates primarily on a non-discretionary basis, integrating accounting and tax expertise with advisory and insurance services in a small, hands-on practice.

Scott Willenbrock is the sole advisor at Willenbrock Financial Planning in Champaign, Illinois, holding a Series 65 designation with 16 years of industry experience. He has been a professor of physics at the University of Illinois at Urbana-Champaign since 1993, balancing his academic career with financial advisory work. Willenbrock Financial Planning serves individual clients, trusts, estates, and small entities by providing comprehensive personal financial planning and discretionary investment management. The firm employs a diversified, low-cost index fund strategy tailored to clients’ time horizons and risk tolerances, operating on a fee-only, single-advisor model with no third-party compensation.

Xinhong Liu is a CFP® professional with nine years of industry experience, currently practicing at an independent financial planning and asset management firm in Champaign, IL. Prior to founding the firm, Liu worked at Cozad Asset Management, Inc. and M Holdings Securities, Inc. from 2016 to 2019. Liu also serves as Treasurer of the Chinese American Association of Central Illinois. The firm provides financial planning and investment management services tailored to individual clients and trusts, along with retirement plan consultation for small businesses. Portfolios are customized based on client circumstances and risk tolerance, emphasizing long-term, diversified allocation with quarterly and annual reviews.

William Cooper is a financial advisor at W.K. Cooper II Asset Management Corporation in Champaign, IL, holding Series 63, Series 65, and Series 66 licenses with 25 years of industry experience. He has been with his current firm since 2000. W.K. Cooper II Asset Management Corporation serves high-net-worth individuals, pension and profit-sharing plans, and corporate clients by providing discretionary portfolio management and wealth-management services focused on risk management. The firm uses third-party research and offers personalized investment oversight through a combination of informal monitoring and formal annual reviews.

Achim Von Bodman is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Orbit Financial Planning and Investments in Champaign, IL. His prior experience includes roles at JP Morgan Chase Bank, JP Morgan Securities, Ausdal Financial Partners, and Nadler Financial Group. Outside of financial advising, he is an investor and active manager of Soccer Planet, an indoor athletic field facility. Orbit Financial Planning and Investments provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm employs a tailored approach based on client goals and risk tolerance, managing diverse asset classes and offering access to alternative and private-market strategies through recommended sub-advisors.

Scott Cline is a financial advisor with Cline Financial Concepts, LLC in Champaign, IL, holding a Series 65 designation and 20 years of industry experience. He previously worked at Miller Financial Planning LLC from 2014 to 2016. In addition to his advisory work, he consults on MS Excel clean-up for an agricultural consulting company during off trading hours. Cline Financial Concepts provides discretionary investment management and fee-based financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes fundamental analysis and a generally long-term investment approach, utilizing low-cost, diversified mutual funds and ETFs, with selective use of individual securities, and serves a multi-million dollar client asset base.

Todd Lester is a financial advisor with Lester Financial Group, LLC in Champaign, IL, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked at multiple firms including OsaiC Wealth, Inc., Arbor Point Advisors, and Securities America Advisors, Inc. Additionally, he offers fixed insurance products as an insurance agent. Lester Financial Group, LLC provides investment advisory and financial planning services to individual and high-net-worth clients. The firm manages discretionary accounts through a small team, tailoring portfolio management and planning based on client objectives, time horizon, and risk tolerance.

Blake Lester is a financial advisor at Lester Financial Group, LLC in Champaign, IL, holding a Series 66 designation with four years of industry experience. His prior work includes roles at OsaiC Wealth, Inc., Securities America, Inc., and Gilliam Mease Advisors. Lester Financial Group, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, managing discretionary accounts through a small team. The firm’s investment approach is tailored to client objectives, time horizon, and risk tolerance, employing strategies such as asset allocation, dollar-cost averaging, and technical analysis.

Daniel Holder is a CFP® and PFS™ with 16 years of experience in financial advising. He is the president of Daniel Holder & Associates, Inc., a public accounting firm he founded in 2001, where he serves as a certified public accountant and prepares tax returns. Holder has been with Holder Wealth Management since 2014 and has a long-standing academic role at the University of Illinois at Urbana Champaign in the Department of Accountancy. Holder Wealth Management serves individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and corporations, providing discretionary portfolio management and financial planning. The firm employs a research-driven, buy-and-hold investment approach with a focus on index and DFA funds, offering both ongoing management and hourly consulting services.

Kyle Wetters is a financial advisor at Tenet Wealth Partners, LLC with 15 years of industry experience. He holds the CFP® designation and has worked at firms including Sanctuary Advisors LLC, Busey Bank, and Raymond James Financial Services. Wetters serves on the finance committee of the Carle Foundation and is involved with the Mahomet Seymour Schools Foundation and Habitat for Humanity of Champaign County. Tenet Wealth Partners is an SEC-registered investment adviser that provides discretionary investment management, financial planning, and retirement-plan advisory services. The firm employs a hybrid investment approach combining strategic and tactical asset allocation with both passive and active strategies, emphasizing tax efficiency and cost control.

Geovanny Vega Zamora is a financial advisor at HOLDER Wealth Management with a Series 65 designation and three years of industry experience. He has been with Holder Wealth Management since 2014. HOLDER Wealth Management serves individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, corporations, and other legal entities by providing discretionary portfolio management, financial planning, and investment consulting. The firm employs a research-driven, buy-and-hold investment approach primarily using index and Dimensional Fund Advisors funds, and offers both ongoing management and hourly consulting services.

Kevan Melchiorre is a CFP® with 16 years of industry experience, currently serving as an advisor at Tenet Wealth Partners, LLC. His prior roles include positions at Sanctuary Securities, Sanctuary Advisors, Busey Bank, and Raymond James Financial Services. Melchiorre serves on the board of the Mahomet Area Youth Club Foundation, supporting fundraising and operational efforts for the organization. Tenet Wealth Partners is an SEC-registered investment adviser that provides discretionary investment management, financial planning, and retirement-plan advisory services. The firm employs a hybrid investment approach combining strategic and tactical asset allocation with both passive and active strategies, emphasizing tax efficiency and cost control.

James Ploeger is a ChFC® with 58 years of industry experience, currently serving at Lester Financial Group, LLC since 2022. His prior roles include positions at Arbor Point Advisors, Securities America Inc., and Valmark Securities, among others. He is also the owner of Ploeger & Associates, Inc., a company engaged in the sale of non-equity insurance products. Lester Financial Group, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, managing discretionary portfolios through a small team. The firm’s investment approach is tailored to client objectives, time horizon, and risk tolerance, utilizing various strategies including asset allocation and dollar-cost averaging.

Jama Grotelueschen is a CFP® professional with one year of industry experience, currently serving at Tenet Wealth Partners, LLC. Prior to this, Jama worked at Sanctuary Advisors, LLC, and Sanctuary Securities, Inc. Outside of financial advising, Jama is the head coach for girls cross country at Mahomet-Seymour High School and serves on the board of the Mahomet Seymour Schools Foundation. Tenet Wealth Partners, formed in 2021, is an SEC-registered investment adviser providing discretionary investment management, financial planning, and retirement-plan advisory services. The firm employs a hybrid investment approach combining strategic and tactical asset allocation with both passive and active strategies, emphasizing tax efficiency and cost control.

Charles Holder is a financial advisor at HOLDER Wealth Management in Champaign, IL, with 11 years of industry experience. He holds a Series 65 designation and has worked at the University of Illinois at Urbana-Champaign since 2017, as well as at Daniel E. Holder & Associates, Inc. since 2011. In addition to his advisory role, he operates a legal practice specializing in estate planning, small business formation, real estate law, and taxation. HOLDER Wealth Management serves individuals, trusts, pension plans, charitable organizations, and corporations, offering discretionary portfolio management, financial and estate planning, and hourly investment consulting. The firm employs a research-driven, buy-and-hold approach primarily using index and Dimensional Fund Advisors’ funds, with customized reporting and integrated professional-service relationships.

Michael Farr is a ChFC® credentialed financial advisor with 37 years of industry experience. He is currently with Lester Financial Group, LLC and has held roles at firms including Securities America Advisors and Arbor Point Advisors. He serves as a board member for VNA Hospice of the Wabash Valley. Lester Financial Group, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, managing discretionary accounts through a small team. The firm’s investment approach is based on client objectives, time horizon, and risk tolerance, employing a mix of strategies including asset allocation and dollar-cost averaging.

Ryan Bradley is a financial advisor at HOLDER Wealth Management with 16 years of industry experience. He holds a Series 65 credential and has worked at Smith & Bradley Ltd. since 2012 and at Phebus & Koester since 2009. Outside of his advisory role, he is a partner-level civil litigation attorney at Phebus & Koester Law Firm and owns Smith & Bradley, Ltd., a watch manufacturing company. HOLDER Wealth Management serves individuals, trusts, estates, pension plans, charitable organizations, and corporations, providing discretionary portfolio management, financial planning, and investment consulting. The firm employs a research-driven, buy-and-hold investment approach primarily using index and DFA funds, offering both ongoing management and hourly consulting services.

Brian Deloriea is a CFA® charterholder with four years of industry experience. He has worked at Impact Investors, Inc. since 2025 and previously spent ten years with the State Universities Retirement System of Illinois. Impact Investors serves individuals, families, and mission-driven organizations with wealth management, retirement-plan consulting, and private investment services. The firm combines exclusionary industry screens, fundamental analysis, and ESG assessment to build diversified portfolios and offers impact-focused services as a public benefit corporation.

Regan Frazier is a CFP® professional with three years of industry experience, currently serving at Cozad Asset Management, Inc. since 2021. Prior to this, Regan worked for ten years at Martin Hood, LLC. In addition to financial advising, Regan is involved in tax preparation and consulting through Managed Tax Services, LLC. Cozad Asset Management provides investment advisory and financial planning services to individuals, trusts, retirement plans, corporations, and investment companies. The firm emphasizes diversification, a disciplined buy/sell process, and tailors portfolios to client goals, managing the vast majority of assets on a discretionary basis.

Sharon Allen is a CFP® professional with over 21 years of experience in financial advising, currently serving at Sterling Wealth Management, Inc. since 2004. She is a board member of the University of Illinois Employees Credit Union and a lecturer at the University of Illinois, where she teaches courses within the Certified Financial Planning curriculum. Allen is also involved in several nonprofit finance and estate planning organizations in the Champaign, IL area. Sterling Wealth Management serves individuals, families, trusts, estates, charitable organizations, business entities, and retirement plans with private wealth management and asset management services. The firm follows an evidence-based, long-term investment approach emphasizing fundamental analysis, diversification, asset allocation, and cost minimization, providing discretionary portfolio management along with consulting and concierge services.