Amy Winchester is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Winchester Capital Services, LLC. She has previously worked with LPL Financial LLC and Gulf Coast Bank & Trust Company. Outside of her advisory role, she organizes and presents Second Saturday Divorce Workshops in the New Orleans market area. Winchester Capital Services is an independent, single-advisor firm serving individuals, high-net-worth clients, and corporate entities. The firm provides portfolio management and financial planning using a blend of charting, fundamental, quantitative, and technical analysis, with most accounts managed on a non-discretionary basis and reviewed regularly.

My wife, Rachael Johns, J.D., and I founded Equilibrium Financial Planning to help New Orleans retirees and pre-retirees with $1 million or more pay less in taxes, know how much they can safely spend, and optimize their investments for lasting retirement confidence. We understand this stage of life brings unique opportunities and complex challenges, which is why we serve as your personal Chief Financial Officer (CFO) so that you can realize your vision for retirement. As a fee-only fiduciary, we are bound to the highest duty of care, are never paid a commission, and have a legal obligation to provide unbiased and trustworthy financial advice. We prioritize integrity and transparency as we help you achieve your financial goals. At Equilibrium, our mission is simple: to help you retire with confidence by balancing what you spend, what you save, and what you keep after taxes. On the personal side, I used to play rugby for Jesuit High School and then while at LSU from 2005-2010. I now enjoy coaching youth sports for our 10 year old twins, Adam and Zoey, and playing chess with our 12 year old, Connor. I relish playing video games, particularly those made by Blizzard, and my ideal Saturday night is a sushi dinner and gaming session. I have collected and played Magic the Gathering intermittently since being introduced to the game by my dad in 1995, and the flavor text on the card Equilibrium (7th Edition) served as inspiration for our firm's name. My wife, Rachael, and I value family time immensely and spend most weekends with our kids playing pickleball and board games, dancing to The Beatles, or popping popcorn for Friday movie nights.

Andrew Pool is a financial advisor at Regatta Research & Money Management L.L.C. in Metairie, LA, holding a Series 66 designation with 22 years of industry experience. He has been with Regatta since 2002. Outside of advisory work, he owns and operates a construction and remodeling business. Regatta Research & Money Management provides fee-only investment advisory and financial planning services to a diverse client base including individuals, families, pension plans, trusts, and businesses. The firm employs a six-advisor team managing over $172 million in assets, offering customized portfolio management that includes a range of traditional and alternative investments, with an analytical approach incorporating fundamental, technical, and quantitative analysis.

Rudy Blanchard is a CFP® and holds a Series 65 license with 21 years of industry experience. He has been with Regatta Research & Money Management L.L.C. since 1998. Regatta Research & Money Management provides fee-only investment advisory and financial planning services to a range of clients including individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm manages portfolios using a team approach and employs an analytical investment process that incorporates fundamental, technical, and quantitative analysis along with complex and alternative investment strategies.

Eric Greschner is a financial advisor with Regatta Research & Money Management L.L.C. in Metairie, LA, holding Series 63 and Series 66 licenses and having 21 years of industry experience. He has been with Regatta Research & Investment Management since 1997. Outside of his primary advisory role, he is a member of The TOD Index, LLC, which creates and markets a proprietary national real estate price index focused on properties near transportation nodes, and a partner in Priority Funds, LLC, which analyzes private and crowdfunded real estate investments. Regatta Research & Money Management provides fee-only investment advisory and financial planning services to a diverse client base, including individuals, families, pension plans, trusts, and charitable organizations. The firm employs a team approach with six advisors and manages over $172 million in assets, offering customized portfolio management that incorporates a range of investment vehicles and employs analytical methods such as Monte Carlo simulations, portfolio stress tests, and derivatives-based strategies.

Claudia Hayden is a CFP® with 22 years of industry experience and has been with Regatta Research & Money Management L.L.C. since 2003. She holds a Series 66 license and is based in Metairie, Louisiana. Earlier in her career, she was involved in a business related to wholesale furniture and interior decorating, although that corporation is now inactive. Regatta Research & Money Management provides fee-only investment advisory and financial planning services to a diverse client base including individuals, families, pension plans, trusts, and charitable organizations. The firm manages client portfolios through a six-advisor team, employing an analytical approach that integrates fundamental, technical, and quantitative methods, and routinely includes alternative and structured investment solutions.

James Orgeron is a financial advisor at St. Bernard Financial Services, Inc. with 18 years of industry experience. He holds the Series 66 designation and has been with St. Bernard Financial Services since 2012. Outside of his advisory role, he owns and operates NEST EGG FINANCIAL, an insurance business. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services including portfolio management and financial planning. The firm follows a long-term, conservative growth philosophy with tactical asset allocation and emphasizes client involvement in portfolio decisions.

Alfredo Martinez is a financial advisor with Arkadios Wealth Advisors in Kenner, LA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at LPL Financial and Charles Schwab. In addition to his advisory work, he is involved with Gulf Coast Wealth Management and provides fixed insurance sales services. Arkadios Wealth Advisors serves individuals, trusts, businesses, and retirement plans through customized investment and wealth management solutions, supported by an internal portfolio team and a network of advisory entities. The firm offers a range of investment programs, financial planning, and fiduciary services, utilizing multiple analytical approaches and maintaining an integrated operating model that includes affiliated broker-dealer support.

Sidney Dufresne Jr. is a financial advisor with Regal Investment Advisors LLC, holding a Series 66 designation and 31 years of industry experience. His prior roles include positions at Signator Investors, Inc. and Dorsey & Company Inc. He is also involved in selling life insurance and annuities through various companies. Regal Investment Advisors LLC provides discretionary investment management services to independent advisers and their clients, offering a range of proprietary and third-party model portfolios that include mutual funds, ETFs, equities, fixed income, and option overlays.

John Desselle is a financial advisor with TLG Advisors, Inc. He holds Series 63 and Series 65 designations and has 19 years of industry experience. His prior roles include positions at Voya Financial Advisors, Inc., Nationwide Investment Services Corporation, and Allstate Insurance Co. He also provides financial education services as a retirement consultant with Lincoln Financial. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, using a combination of fundamental analysis and Modern Portfolio Theory in its investment approach.

Michele Guerin is a financial advisor with Eagle Strategies (New York Life), holding the ChFC® and Series 63 designations and bringing 39 years of industry experience. She has been affiliated with NYLIFE Securities Inc. since 1986 and New York Life Insurance Company since 1985. Outside of her advisory role, she is involved in insurance brokering with outside carriers. Eagle Strategies LLC serves individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting services. The firm emphasizes client-directed solutions using third-party managers and model portfolios, operating as a subsidiary of New York Life with a combined advisory and insurance structure.

Keith Gillies is a financial advisor with Ameritas Advisory Services, LLC, holding the ChFC® designation and Series 63 license, with 41 years of industry experience. He has worked at multiple firms, including Fountainhead Private Client and River Parishes Advisors Group, and currently holds leadership roles in several related entities. Gillies is also the author of a book titled *The 10 C's of Success*, with all proceeds donated to charity, and is involved in educational and community initiatives such as serving as Secretary for Engaged Learning Strategies, Inc. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, financial planning, and retirement-plan advisory services using a combination of model portfolios, third-party sub-advisers, and custom strategies, with a notable focus on plan sponsors and participants.

Thomas Klotz is a financial advisor with Eagle Strategies (NY Life) based in Kenner, LA. He holds the ChFC® designation along with Series 63 and Series 65 licenses and has 43 years of industry experience. He has been affiliated with New York Life Insurance Company since 1977 and Nylife Securities Inc. since 1979. Outside of his advisory role, Klotz serves as treasurer for the Square One Kenner Condo Association. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm utilizes a client-directed approach with third-party managers and model portfolios, and is an indirect subsidiary of New York Life.

Robert Masson Jr. is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His career includes roles at Regions Institutional Trust, Southern Medical Association Services Inc., and Ameritas Life Insurance Corp. He is also a partner at SWRJ Benefits Entity dba Netchex Benefits, providing benefits and administration services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans, utilizing a range of fee-based asset management and fiduciary services supported by affiliated investment adviser representatives and model portfolios.

Gordon Brown III is a financial advisor at Edward Jones with 18 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard.

Daniel Bruza is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He previously worked at Invest Financial Corporation from 2009 to 2018 before joining LPL Financial. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with non-advisory product offerings such as insurance and annuities through affiliated agencies.

Tania Louque is a financial advisor at Osaic with seven years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at Lincoln Investment, Capital Analysts, Southern Wealth Strategies, and Detillier Financial Advisors. Osaic Wealth, Inc. is a large SEC-registered investment adviser and broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm uses a combination of risk-tolerance assessments, asset-allocation software, and portfolio optimization tools to guide investment decisions.

Christina Wilson is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. She holds the Series 66 designation. Outside of her advisory role, she is president of a real estate business, CWC Investment Property, based in Kenner, LA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Earl J. Keller III is a financial advisor with UBS Financial Services in Kenner, LA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with UBS since 1992. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and distribution of mutual funds and alternative products through a network of advisors who utilize proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant operations and principal trading.

Craig Matherne Sr. is a Series 66-licensed advisor with LPL Financial, bringing eight years of industry experience. He previously worked at Edward Jones and spent over a decade at Premier Charters of Grand Isle. Outside of his advisory role, he operates a YouTube channel focused on investment topics. LPL Financial provides advisory and brokerage services to a diverse client base, including individuals, retirement plans, institutions, charities, and high-net-worth households. The firm offers a variety of investment programs supported by an in-house research team and combines advisory operations with non-advisory product offerings.