Victoria Ward is a CFP® with eight years of industry experience, operating as the sole advisor at Financial Lifestyle Management in Greenville, TX. She has been with FLM Financial Lifestyle Management LLC since 2003. Financial Lifestyle Management is an independent, fee-only firm serving individuals, families, trusts, estates, business entities, and charitable organizations. The firm provides fiduciary financial planning and discretionary portfolio management, combining active and passive strategies with an emphasis on tax-aware implementation and support for charitable distributions.

Jonathan Frazier is a financial advisor at Blue Monarch Financial Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Osaic Wealth, Sage Point Financial, Royal Alliance Associates, Woodbury Financial, and FSC Securities. Blue Monarch Financial Inc. provides investment advisory and financial planning services to individual and high-net-worth clients, managing approximately $9.4 million across about 49 client relationships. The firm offers tailored portfolio management through both discretionary and non-discretionary accounts, utilizing various strategies and working with third-party sub-advisors and custodians such as Charles Schwab and Fidelity.

Kathryn Ridge is a financial advisor with First Advisors National, LLC in Greenville, TX, holding a Series 65 designation and eight years of industry experience. She has worked at Ridgeway Insurance since 2016. Outside of advisory work, she is involved with 401katy, LLC. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm emphasizes selecting and monitoring third-party money managers and supplements its approach with fundamental analysis of individual securities.

John Pullen is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 25 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank since 2012. Outside of his advisory role, he manages a cattle ranch and operates the Clay Pullen Cattle and Honey Bee Company, where he raises beef cattle and manages honey bees. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Andrew Garner is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Moore Supply Company from 2015 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Maria Hagaman is a financial advisor with Edward Jones in Commerce, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Built with Principle and Shaw Contract Group. Outside of advising, she owns and operates Whispering Oaks Farm and Ranch LLC, which involves horse and livestock care and hay cultivation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including managed solutions and separately managed accounts. The firm manages approximately $1.01 trillion in assets and has a large network of financial advisors and branch offices across the United States.

Larry Money is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He previously worked at Avantax Investment Services and 1st Global Capital Corp. Outside of his advisory work, Larry serves as Board Chair and Treasurer for Raffa Clinic, a faith-based pregnancy resource center offering free services to individuals facing crisis pregnancies. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary services, and access to third-party money managers, combining retirement and fiduciary capabilities with a broad institutional platform.

Nicky Sprowls Jr. is a financial advisor at Edward Jones with 34 years of industry experience, having been with the firm since 1992. He holds Series 63 and Series 66 designations. Outside of advisory services, he manages Sprowls Minerals LLC, which distributes mineral income payments to his family. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad range of household and organizational types. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Sandra Bailey is a financial advisor with Charles Schwab in Greenville, TX, holding a Series 66 designation and 19 years of industry experience. Her prior work includes roles at Le-Vel Brands, LLC and various financial services firms dating back to 1998. Outside of advisory work, she creates content for The Euro Pats, a travel-focused YouTube channel and Patreon page that discusses retirement options in European regions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and alternative investment due diligence within an integrated operational structure.

Daniel Finch is a financial advisor with Ameriprise in Fairview, TX, holding a Series 66 designation and 23 years of industry experience. He previously worked at American National Bank of Texas and LPL Financial, serving as Vice President and Senior Financial Advisor at American National Bank of Texas. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver customized, non-discretionary recommendations.

Matthew Jones is a financial advisor at Charles Schwab with Series 66 registration and over eight years of experience, including roles at Apex Fintech Solutions and Hardin Enterprises. He is currently based in Greenville, TX, and has been with Charles Schwab and its affiliated entities since 2026. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Leslie Killgore is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and over 37 years of industry experience. Prior to Schwab, Leslie worked at firms including 1 St Global Insurance Services and Active Wealth Management. Leslie serves on the board of Hunt Memorial Hospital District in Greenville, Texas. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

John Armstrong Jr. is a financial advisor with LPL Financial in Commerce, TX, holding a Series 63 designation and over 30 years of industry experience. He has been with LPL Financial since 1998. Outside of his advisory role, he is a member of a six-piece Dixieland band and owns and flies classic jets at air shows across the USA. LPL Financial provides advisory and brokerage services to a broad range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers diverse investment solutions supported by an in-house research team and a large network of investment adviser representatives.

David Rex is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with Cambridge Investment Research in various capacities since 2008. Additionally, he is an independent insurance agent representing multiple insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, retirement plan advisory, and access to third-party sub-advisers, employing both model-based and individualized investment approaches.

Sarah Alderman is a financial advisor with OSAIC, holding a Series 66 designation and eight years of industry experience. She previously worked at SagePoint Financial, Inc. for six years and has been involved in insurance through Diversified Insurance and her own sole proprietorship, Alderman Financial Group, where she provides insurance products including health, life, and long-term care. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a range of advisory programs, including access to third-party money managers and institutional lending solutions.

Dustin Smith is a financial advisor with Edward Jones in Greenville, TX, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has been with Edward Jones since 1999. Outside of his advisory role, he is a partner in a partnership called LMC Properties. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a nationwide network of over 23,000 financial advisors.

Dylan Allensworth is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he owned and operated ALL-SERVE Spray Foam Insulation, LLC, managing operations including sales, inventory, and business administration. Dylan’s background also includes roles in the food service industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs. The firm manages over $1 trillion in assets through a large network of advisors and branch offices, offering both discretionary and non-discretionary strategies alongside affiliated funds and other financial services.

Susan Lennon is a financial advisor at LPL Financial with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2013. Outside of her advisory role, she is a jewelry designer and co-owns a cattle company with her husband, where she serves as secretary and treasurer. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a range of investment delivery options supported by an in-house research team and combines large-scale advisory operations with various non-advisory financial products.

Michael Morrow is a Series 66 licensed financial advisor with Edward Jones in Commerce, TX, where he has worked since 2016. He has 10 years of industry experience. Outside of his advisory role, Morrow co-owns farm and ranch land in Scurry County, TX, involved in cotton and hay production and cattle leasing, and manages a small cow herd on leased land in Brookston, TX. Edward Jones is a full-service wealth management firm serving a broad client base ranging from individual to institutional investors, with approximately $1.01 trillion in assets under management and a nationwide network of over 23,700 advisors. The firm offers various advisory programs and strategies under a fiduciary standard, supported by affiliated mutual funds and additional financial services.

Joseph Killgore is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Charles Schwab since 2016. Prior to Schwab, he worked at 1 St Global Advisors Inc, 1st Global Capital Corp, and Active Wealth Management. He is also the owner and president of Killgore & Associates, Inc., a financial services business that operates exclusively through Schwab. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts. The firm is notable for its scale, integrated operational structure, and strategic multi-asset investment approach.

Joseph Lake is a financial advisor at Edward Jones in Greenville, TX, holding a Series 66 credential with seven years of industry experience. He previously worked at Fidelity Investments and Apex Clearing Corporation. Lake serves as Secretary on the Board of Directors for Cottonwood Estates in Rockwall, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products through a large national network of financial advisors and branch offices.

Eric Manskey is a financial advisor with Edward Jones in Greenville, TX, holding the CFP® designation and Series 66 license. He has 19 years of industry experience, including more than 20 years with Edward Jones. Outside of his advisory role, he manages Leroy Ventures, LLC, a rental holding company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary wrap fee strategies and separately managed accounts, supported by a nationwide network of more than 23,000 financial advisors.

Shannon Gillis is a financial advisor at LPL Financial with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Victory Capital Management and New York Life Insurance. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering various investment solutions supported by an in-house research team and a large network of investment adviser representatives.