Spencer Smith is a financial advisor at US Growth Partners, LLC with eight years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Tremont Street Advisors, LLC and Respire Wealth Management, LLC. Outside of his advisory role, he provides business consulting services to Northstar Industries in Houston, focusing on product development and growth strategies. US Growth Partners, LLC serves pooled and institutional portfolios as well as individual and fiduciary clients, offering both discretionary and non-discretionary account management. The firm employs multiple analysis methods to align investment allocations with client objectives and manages a substantial portion of assets on a non-discretionary basis, which is less common in its category.

Johnny Salinas is the principal of Salinas Asset Management, LLC and holds a Series 65 credential with two years of industry experience. Prior to founding his firm, he worked at Equitable Advisors, LLC and served with the Texas State Securities Board. In addition to his advisory role, he owns and tutors for Financial Adviser Exam Tutors, LLC during non-trading hours. Salinas Asset Management, LLC is an independent investment adviser serving individual and high-net-worth clients with a small pool of accounts. The firm employs a blend of technical, fundamental, quantitative, and qualitative analysis alongside asset-allocation theory and a barbell strategy, offering multiple model objectives and access to a range of higher-risk instruments and strategies.

Michael Goodrich is the sole advisor at Goodrich Financial Advisory LLC in Santa Fe, TX. He holds a Series 65 designation and has three years of industry experience. Prior to founding his firm in 2022, he served 15 years in the United States Air Force. Goodrich Financial Advisory provides portfolio management and financial planning services to individuals, including high-net-worth clients, as well as small- and medium-sized businesses and their owners. The firm employs a discretionary management approach based on client-specific Investment Policy Statements and combines fundamental, quantitative, and technical analysis in its investment process, while also offering business-focused financial planning and analysis services.

Alfredo Felicella is a CFA® charterholder and registered investment advisor with Cypress Lane Advisors in Galveston, TX, bringing two years of industry experience. Prior to founding his firm, he held roles at Imaging Brands, Inc. and other private ventures. Cypress Lane Advisors provides discretionary investment management and financial planning services to individuals, families, trusts, estates, and small-business owners under a fiduciary standard. The firm’s investment approach emphasizes asset allocation with a top-down macroeconomic perspective, utilizing ETFs, no-load mutual funds, and selective individual securities, while integrating traditional investment management with small-business consulting.

Clayton Curley is a financial advisor at Ridgeback Financial LLC with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and New Benefits. Ridgeback Financial LLC provides discretionary asset management, financial planning, and retirement-plan advisory services. The firm offers tailored portfolio management and consultation, using a variety of analysis methods and strategies, and provides specialized ERISA-plan services as a limited-scope 3(21) fiduciary.

Glenn Cook is a financial advisor with Triumph Wealth Advisors, Inc. in League City, TX, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at World Equity Group and Questar Asset Management. Outside of advisory work, he serves as a committee member and budget counselor for People In Need at Clear Creek Community Church, assisting congregants with financial crises and budgeting. Triumph Wealth Advisors provides asset management, financial planning, and consultation services to individual and business clients. The firm manages portfolios on a non-discretionary basis, tailoring investments across equities, fixed income, mutual funds, and ETFs, and serves clients without a firm-level account minimum.

I'm a fee-only, flat-fee financial planner who specializes in servicing retired couples and business owners. I live in League City, TX with my beautiful wife and daughter. I pride myself in the extensiveness of my financial plans, especially when it comes to tax planning. From beginning to end, I work with my clients to make sure that their path forward is crystal clear. I execute all action steps needed to put their roadmap into reality and help them avoid common mistakes and pitfalls along the way. My fees have always been and always will be flat. I receive no referral fees or kickbacks from professionals I may refer clients to, and charge no AUM fees.

William Ansell is a financial advisor with Tremont Street Advisors, LLC, holding a Series 66 credential and 14 years of industry experience. He has worked with Ham, Langston & Brezina LLP and American National Insurance Company since 2015 alongside his role at Tremont Street Advisors. Ansell serves on the boards of two nonprofit foundations, the Abe and Peggy Levy Foundation and the Ed and Sally Futch Foundation. Tremont Street Advisors is a fee-based investment advisory firm serving individuals, high-net-worth clients, business owners, and retirement plans. The firm employs a combination of fundamental, technical, and cyclical analysis with tailored asset allocation, offering portfolio management through direct management, sub-advisors, and third-party programs.

Roy Piske is a financial advisor at WSA Affiliates, LLC with seven years of industry experience. He holds a Series 66 designation and has worked at WSA Affiliates since 2020, following a two-year tenure at Woodbury Financial Services. In addition to his advisory work, he has been involved in ground operations for Southwest Airlines since 1981, servicing aircraft while they are on the ground. WSA Affiliates, LLC provides advisory referral services and financial planning to individual and high-net-worth clients, connecting them with third-party investment managers and other financial professionals. The firm focuses on coordinating client information and due diligence rather than discretionary asset management or ongoing account reviews.

Michael Garcia is a financial advisor with ViaQuest Advisors LLC in Houston, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior experience includes ten years at Arbor Point Advisors and Securities America Inc. He is also a licensed insurance agent. ViaQuest Advisors LLC provides portfolio management, investment analysis, and financial planning to individuals, high-net-worth clients, trusts, estates, corporations, and pension/retirement plans. The firm recently added pension consulting services and employs a varied investment approach combining fundamental, technical, cyclical, and economic analysis.

Henry Vail is the sole advisor at Sucre'-Vail Wealth Advisors in Houston, TX, holding Series 63 and Series 65 credentials with 27 years of industry experience. He has worked at Sucre'-Vail Wealth Advisors since 2006 and previously at Vail & Associates from 1991 to 2020. Sucre'-Vail Wealth Advisors provides investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, family offices, trusts, estates, businesses, and retirement plans. The firm manages assets on a non-discretionary basis, constructing individualized portfolios using bonds, low-cost mutual funds, and ETFs with a primarily long-term approach supported by fundamental analysis and regular monitoring.

Michael Hibbetts is a CFP® and CFA® with six years of industry experience. He is currently with ViaQuest Advisors LLC and previously worked at Osaic Advisory Services, LLC and Arbor Point Advisors. Outside of his advisory work, Hibbetts serves as a boat captain at the Armand Bayou Nature Center and holds board and finance committee roles at the Bay Area Unitarian Universalist Church. ViaQuest Advisors LLC provides portfolio management, investment analysis, and financial planning services to individuals, high-net-worth clients, trusts, estates, corporations, and pension/retirement plans. The firm combines multiple investment methodologies with advisor judgment and recently expanded to offer pension consulting services at both the plan and participant levels.

Bri'ana Savage is a financial advisor at Tremont Street Advisors, LLC with one year of industry experience. She holds a Series 65 designation and has been with Tremont Street Advisors since 2020, serving as Vice President of Operations. Prior to her advisory role, she worked at Aqua Solutions and was a full-time student for nine years. Tremont Street Advisors is a fee-based investment advisory firm serving individuals, high-net-worth clients, business owners, and retirement plans. The firm employs a combination of fundamental, technical, and cyclical analysis in its investment approach and provides both discretionary and non-discretionary asset management along with plan-sponsor support.

Thomas Rush is a financial advisor with Tremont Street Advisors, LLC, holding a Series 66 designation and 13 years of industry experience. He has been affiliated with Tremont Street Advisors and its related entities since 2014 and also practices as a CPA at Ham, Langston & Brezina LLP. Tremont Street Advisors is a fee-based investment advisory firm serving individuals, high-net-worth clients, business owners, and retirement plans. The firm employs a combined fundamental, technical, and cyclical investment approach, offering both discretionary and non-discretionary management while maintaining close ties to the accounting profession through affiliated CPA practices.

Stephen Lack is a Series 65-licensed financial advisor with 18 years of industry experience, currently serving as a Partner at Corient. He has held roles at Galapagos Partners and leads Ned S. Holmes Investments, Inc., a single family office where he acts as President and CIO providing consulting services to private partnerships and corporations. His career also includes involvement with Durable Dividend Growth Strategies, L.P. Corient offers investment advisory and financial planning services to a diverse clientele, including individuals, trusts, pension plans, and charitable organizations. The firm utilizes a team-based investment approach focused on customized, goals-based asset allocations and integrates risk management through ongoing due diligence and monitoring across traditional and alternative investments.

Margaret Sucre' Vail is the founder and sole advisor at Sucre'-Vail Wealth Advisors in Houston, TX, with 22 years of industry experience. She holds Series 63 and Series 65 designations and has led her firm since its inception in 1997. Sucre'-Vail Wealth Advisors provides investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, family offices, trusts, estates, businesses, and retirement plans. The firm manages assets on a non-discretionary basis, constructing individualized portfolios using individual bonds, low-cost mutual funds, and ETFs, with a focus on fundamental analysis and long-term investment orientation.

Stephen Jackson is a financial advisor at ViaQuest Advisors LLC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Arbor Point Advisors and Securities America Inc. Outside of advising, he is involved in a commercial cleaning business and serves as a licensed insurance agent, primarily servicing existing accounts. ViaQuest Advisors LLC provides portfolio management, investment analysis, and financial planning to individuals, high-net-worth clients, trusts, estates, corporations, and pension/retirement plans. The firm offers discretionary portfolio management and recently added non-discretionary pension consulting services for employee benefit plans and participants.

Robert Challenger Jr. is a financial advisor at Tremont Street Advisors, LLC with 15 years of industry experience. He holds a Series 66 designation and has been with Tremont Street Advisors since 2014. Outside of his advisory role, he serves as a board member of Communities in Schools Bay Area, a nonprofit organization. Tremont Street Advisors is a fee-based investment advisory firm serving individuals, high-net-worth clients, business owners, and retirement plans. The firm combines fundamental, technical, and cyclical analysis with asset allocation and risk profiling to manage approximately $69 million in client assets.

Kevin Tyrrell is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Independent Financial Partners and LPL Financial. Independent Advisor Alliance is an SEC-registered enterprise RIA serving individuals, small businesses, retirement plans, pooled vehicles, charities, and estates. The firm offers a range of services including asset management, financial planning, and retirement plan consulting, utilizing model portfolios, third-party managers, and technology platforms to manage client allocations.

Steven Neustaedter is a CFP® professional with 29 years of experience in financial advisory services. He has been with Creative Financial Designs, Inc. since 2013 and also operates Steven Neustaedter and Associates, Inc. alongside his role at the firm. His other business activities include independent insurance sales and involvement with Swan Wealth Management LLC. Creative Financial Designs serves a diverse client base, including individual, charitable, corporate, and retirement plan clients, offering investment management and financial planning through a network of advisers. The firm’s investment approach emphasizes asset-class model allocations supported by third-party research and offers a range of strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.