Nancy Dickson is a financial advisor at Dickson Financial Group, LLC with 24 years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at Fidelity Brokerage Services, LLC for 12 years before founding her current firm in 2017. Dickson Financial Group provides investment management and comprehensive financial planning to individuals, trusts, charitable organizations, and private businesses. The firm combines Modern Portfolio Theory with a mix of passive and actively managed funds, maintaining a range of model portfolios and emphasizing client education through newsletters and public seminars.

Beau Dickson is a financial advisor with Dickson Financial Group, LLC, holding Series 65 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Dickson Financial Group since 2017 and owns JM Travis Ltd, a print consulting business he has operated since 2006. Dickson Financial Group provides investment management and financial planning services to individuals, trusts, charitable organizations, and private businesses. The firm uses a blend of passive and actively managed funds within model portfolios based on Modern Portfolio Theory, offering personalized planning combined with institutional fund resources.

Stephen Foley is a financial advisor with HBW Advisory Services LLC in Kerrville, TX, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with HBW Advisory Services and HBW Insurance & Financial Services since 2010. Outside of his advisory role, Foley is the sole owner of Guadalupe Investment & Advisory Services, where he handles sales and marketing. HBW Advisory Services manages approximately $1.75 billion in client assets and serves a diverse client base including individuals, families, charitable organizations, businesses, and retirement plans. The firm combines tactical asset allocation, fixed income, and multi-manager diversification using third-party money managers and sub-advisers, and it supports its operations with AI tools for efficiency.

John Stevens is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at LPL Financial LLC and Investment Centers of America, Inc. Outside of his advisory work, he is also a certified coach and personal trainer. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, with ongoing supervision and rebalancing.

Leticia Albiter is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at several BBVA-affiliated firms prior to joining PNC in 2021. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees with PNC Bank online credentials. The firm employs algorithm-driven risk assessment and implements portfolios using approved model strategies managed internally or by third parties.

Robert Voyles is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has worked with PlanMember since 2004 and has also been involved with Elite Plus Financial, where he serves as Vice President of Operations. PlanMember provides retirement-plan advisory services to employers and participants, managing risk-based mutual fund portfolios through a strategic asset allocation framework and offering education and support services including retirement planning and separation counseling.

Heidi Gomez is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Guy Overby is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Kenneth Watson is a financial advisor at RBC Capital Markets with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2008. Watson serves on the Board of Directors for the Neurological Health Foundation and works as an NASD arbitrator for dispute resolution. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm utilizes both in-house and third-party managers to tailor investment strategies according to clients' risk profiles.

Dale Boothman is a CFP® and Series 66-registered financial advisor with Edward Jones, where he has worked since 2012. He has 13 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Zachary Green is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he worked at Next Financial Group and has several years of experience in pest control with Starkey Pest Control. Outside of advising, he is involved with the Texas Hill Country Podcast Network. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Amy Bush is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. She worked at Edward D. Jones & Co., L.P. for 29 years before joining Raymond James Financial and related entities in 2022. Outside of her advisory role, she is an insurance agent and owns Sage Investment Advice, a support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, with a notable emphasis on advisory and implementation-support services rather than discretionary management.

Joyce Mechler is a financial advisor with Edward Jones in Kerrville, TX, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Bradley Dean is a financial advisor with Thrivent Investment Management in Kerrville, TX, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked with Thrivent Financial and Thrivent Investment Management since 2018 and previously held roles at Texas A&M University and Greenwood Hall. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based planning on a range of financial topics, allowing clients to integrate planning with managed-account services under a consolidated billing option while keeping these services distinct.

Bryon Mein is a financial advisor with Edward Jones in Kerrville, Texas, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Outside of financial advising, he owns a farm in Fredericksburg, Texas, and manages property maintenance for an LLC in Kerrville. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Kendall Davison is a financial advisor at Edward Jones with 32 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1996. Outside of his advisory role, he is president of 4D-Nehr Ranch LLC, a family farm and ranch in Kerrville, Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a large network of financial advisors and branch offices. The firm offers a range of investment advisory programs and affiliated products while operating under a fiduciary standard.

Daniel Cossu is a financial advisor at Edward Jones in Kerrville, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he served with the Kerr County Sheriff's Office and the Castle Hills Police Department. He is a Financial Committee member for Veterans of Foreign Wars Post 1480 in Kerrville, where he participates in board decisions regarding the Post's investment accounts. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Robert Fairchild is a financial advisor with Morgan Stanley in Kerrville, Texas, holding Series 63 and Series 65 licenses with 34 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Additionally, he serves as a trustee for a trust based in Kerrville. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutions, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its advisory process.

John Mein is a financial advisor with Edward Jones in Kerrville, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked for several educational institutions, including Antonian College Preparatory High School and Kerrville Independent School District. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Linda Garrett is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. She has been with LPL Financial since 2017 and previously worked at Investment Centers of America, Inc. from 2013 to 2017. Outside of her advisory role, she is also an agent involved in non-variable insurance. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a variety of investment solutions, combining large-scale advisory operations with non-advisory product offerings such as insurance and annuity sales.

Zachary Riffett is a financial advisor at Edward Jones with 12 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Kay Kelton is a CFP®-certified financial advisor with 22 years of industry experience, currently with Cambridge Investment Research Advisors. Her prior roles include positions at Quest Capital Management and Howland Advisory Corp, as well as longstanding involvement with State Farm VP Management Corp. and as an insurance agent for Mark Caudle. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent Financial Professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing a variety of account platforms and investment approaches.

Grant Mein is a financial advisor at Edward Jones in Kerrville, TX, holding Series 63 and Series 66 credentials with 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large nationwide network of advisors and branch offices.

Dawn Collum is a financial advisor at Ameriprise with 26 years of industry experience. She holds a Series 66 designation and has worked with Ameriprise and its affiliates since 2012. Outside of her advisory role, she serves as Regent for the Major James Kerr Chapter of the National Society Daughters of the American Revolution and as President of the San Antonio Area Regents Council. She is also featured in a book about local business leaders. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, personalized recommendations delivered through a centralized consulting team.

Monte Custer is a financial advisor with Stifel in Kerrville, TX, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology from its Investment Strategy Group.

Robert Fairchild Jr. is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and analyses.

David Bolton is a financial advisor with RBC Capital Markets in Kerrville, TX, holding a Series 66 credential and 23 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, Bolton is involved in a church youth camp as a board member, participates in small cattle farming and 4H projects, and provides guidance for a family entrepreneurship venture. RBC Wealth Management serves a wide range of clients, including individual and institutional investors, with tailored portfolio management and financial planning services. The firm offers multiple advisory programs and integrates both in-house and third-party investment managers to align strategies with client risk profiles.

William Rose is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Bierschwale Land Company for two years and spent seven years in full-time education. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including both discretionary and non-discretionary strategies, supported by a nationwide network of over 23,700 advisors. The firm manages approximately $1.01 trillion in assets and offers affiliated mutual funds, overlay and tax-efficient services, and operates under a fiduciary standard.

Timothy Lidiak is a financial advisor at Raymond James Financial with 44 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James Financial and its affiliates since 1999. Outside of his advisory role, he owns and directs DataScience LLC, a business unrelated to investments. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and a network of affiliates, with a distinctive focus on advisory and implementation-support services rather than discretionary management.

James Feldman is a CFP® with 26 years of industry experience, currently serving at Charles Schwab since 2022. His prior experience includes roles at Navy Federal Financial Group, Southwest Funding, and over two decades at USAA Financial Advisors and affiliated entities. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and centralized operational infrastructure.

William Hauenstein is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 37 years of industry experience. His prior experience includes ten years at Crown Capital Securities, LP. Outside of his advisory role, he is an independent insurance agent and owns Competitive Edge Wealth Management LLC. Cambridge Investment Research Advisors serves a broad range of clients, including individual investors, retirement plans, and charitable organizations, offering financial planning, discretionary and non-discretionary portfolio management, and retirement plan advisory through a large network of independent Financial Professionals.

Patrick Mossman is a financial advisor with LPL Financial in Kerrville, TX, holding a Series 66 designation and over 26 years of industry experience. He is also the owner of Mossman Financial Solutions LLC, where he makes all investment and major business decisions. In addition to his advisory work, he is involved in the sales and service of insurance products. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Gilberto Paiz is a financial advisor with LPL Financial in Kerrville, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Texas Hill Country Advisors, Next Financial Group, and Wells Fargo Advisors. He serves as Treasurer on the board of the Community Foundation of the Texas Hill Country and is a co-owner of the Texas Hill Country Podcast Network. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines advisory operations with non-advisory product activities.

John Rich is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He previously worked for Investment Centers of America, Inc. for 12 years before joining LPL Financial in 2017. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and combines advisory operations with various non-advisory products and services.

Kimberly Pendergraft is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. Her prior roles include positions at the Kerrville Area Chamber of Commerce and America Reclaimed. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a broad network of financial advisors and branch offices, offering a range of advisory programs and investment solutions.

Jacob Short is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at Commonwealth Financial Network for 22 years before joining LPL Financial in 2025. Outside of his advisory role, he is involved in cattle and goat ranching operations in Texas. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm provides a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

David Brantley is a financial advisor with LPL Financial in Kerrville, TX, holding a Series 63 designation and 34 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Transamerica Financial Advisors, and Bryan Finley & Associates. Outside of advisory work, he is involved in non-variable insurance activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Curtis Finley is a financial advisor with Cambridge Investment Research Advisors in Kerrville, TX, holding a Series 63 designation and bringing 29 years of industry experience. He previously worked at Transamerica Financial Advisors, Inc. for 20 years before joining Cambridge in 2016. Finley serves on the boards of the Peterson Regional Medical Center Foundation and the Kerrville Independent School District. Cambridge Investment Research Advisors, Inc. serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services using various account platforms and a range of investment strategies.

Andrew Gay is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior work includes roles at NEXT Financial Group and Wells Fargo entities. Outside of his advisory work, he serves on several nonprofit boards, including the Volunteer Services Council for Kerrville State Hospital, People Advocating Recovery, and the American Red Cross, and he owns the Texas Hill Country Podcast Network. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.