James Roeder is a CFA® charterholder and Series 63 licensee with 23 years of experience in the financial industry. He is the sole advisor at Noble Investors LLC, where he has worked since 2023. His prior experience includes roles at Invesco Distributors, Inc. and Van Kampen Funds Inc. Outside of his advisory work, Roeder serves as a director for the American Heritage Education Foundation and is a board member of the Clemson Institute for the Study of Capitalism. Noble Investors LLC provides discretionary portfolio management services primarily to individual and high-net-worth clients, focusing on long-term investment strategies centered on large-cap U.S. equities alongside mutual funds, ETFs, fixed income, TIPS, and select international securities for diversification. The firm operates as a single-advisor practice emphasizing client-specific investment policy statements and discretionary trading.

James Sansoterra is the sole advisor at Sansoterra Group LLC in Fredericksburg, TX, holding a Series 65 designation with 20 years of industry experience. He has been with Sansoterra Group LLC since 2005. Sansoterra Group provides discretionary portfolio management and investment advice primarily to trusts, individual retirement accounts, and retirement plans with a focus on preserving existing wealth. The firm uses a top-down, macroeconomic approach to asset allocation, emphasizing low turnover, tax and transaction cost control, and broad diversification while avoiding derivatives and technical trading.

Patrick Moore is a financial advisor at Private Group Wealth Management, LLC in Fredericksburg, Texas, with 22 years of industry experience. He holds a Series 63 designation and has worked as a CPA in his own tax and audit practice since 1979, which continues alongside his advisory role. His CPA practice involves preparing tax returns and auditing financial statements. Private Group Wealth Management provides investment advisory services to individual clients, including high-net-worth individuals, as well as corporate pension and profit-sharing plans. The firm uses model-based portfolio management combined with integrated financial, tax, estate, and business-planning advice, managing approximately $30 million across about 61 accounts.

David Mayfield is a financial advisor with Strategic Financial Concepts, LLC in Fredericksburg, TX, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at LPL Financial LLC and Investment Centers of America, Inc. In addition to his advisory role, he works part-time at the Lady Bird Johnson Golf Course. Strategic Financial Concepts offers personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, and institutional clients, utilizing discretionary portfolio management, model portfolios, and third-party manager solutions with ongoing supervision.

James Mills is a financial advisor with Kestra Advisory who holds Series 63 and 66 licenses and has 35 years of industry experience. His prior firms include Cambridge Investment Research Advisors, Inc., and Ameriprise Financial Services, Inc. Outside of his advisory work, he is president of Rustic Spur LLC, a business that grows and sells wine grapes and markets finished wine under the Rustic Spur label. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers fiduciary consulting, plan-level investment advice, and pooled plan solutions, serving a client base that includes large institutional investors such as sovereign wealth funds.

Carolyn Munroe is a financial advisor with Edward Jones, holding a Series 66 designation and over 1 year of industry experience. She has been with Edward Jones since 2001 in various capacities. Outside of her advisory role, she occasionally provides pet sitting services to assist a friend. Edward Jones is a full-service wealth management firm serving both individual and institutional clients across a broad range of wealth levels. The firm offers a variety of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Jack Pounds is a financial advisor at Edward Jones in Fredericksburg, TX, with eight years of industry experience. He holds the CFP® and Series 66 credentials and has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at Relode, Midtown Fellowship, and Vision Entertainment. Outside of his advisory role, he serves as a music administrator for Hill Country Church. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with over 23,700 financial advisors and approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs and investment solutions, operating under a fiduciary standard.

Andrea Condon is a financial advisor with LPL Financial in Fredericksburg, TX, holding Series 63 and Series 65 licenses and 27 years of industry experience. She has been with LPL Financial, formerly LINSCO Private Ledger, since 2005. Outside of her advisory role, she designs and sells seasonal decorative wreaths and provides personal lifestyle management services including travel and entertainment planning. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households, with a broad range of financial planning, model-portfolio advisory programs, and third-party asset management options.

Kristy Knaupp Beyer is a financial advisor at Edward Jones in Fredericksburg, TX, holding a Series 66 designation with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers both discretionary and non-discretionary strategies under a fiduciary standard.

Joseph Donovan is a financial advisor with LPL Financial in Fredericksburg, TX, holding a Series 66 designation and 22 years of industry experience. He has been with LPL Financial since 2009. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a broad range of delivery options supported by an in-house Research team and combines large-scale advisory operations with non-advisory product activities such as insurance and lending services.

Mark Southard is a financial advisor with OSAIC, holding a Series 66 license and six years of industry experience. He previously worked at Securities America Advisors and has been involved with Symmetry Financial Solutions and Minnesota Life Insurance Co. Outside of his advisory role, he participates in a family partnership that owns investments and ranch property in Texas, where he occasionally helps with guided hunts to generate revenue. OSAIC is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of investment strategies and technologies, supporting thousands of advisors and managing approximately $200 billion in assets.

Nicole Singleton is a financial advisor with Raymond James Financial in Fredericksburg, TX, holding a Series 66 designation and nine years of industry experience. She has been with Raymond James and its related entities since 2015, with a two-year period as a stay-at-home parent. Outside of her advisory role, Singleton is involved in real estate brokerage and serves as president of S4 Wealth Management, LLC, overseeing its operations. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing comprehensive risk profiling and asset-allocation tools to tailor recommendations.

Stephen Wade is a financial advisor with LPL Financial in Fredericksburg, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has operated Steve Wade Investment Services, LLC since 2016 in addition to his ongoing role at LPL Financial since 2011. Outside of his advisory work, he is employed with Gillespie Farm Mutual Insurance Company in a non-investment capacity. LPL Financial serves a wide range of clients including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers various advisory and brokerage services supported by an in-house research team, delivering solutions such as model portfolios, third-party asset management, and participant-directed retirement advice through its extensive network of investment adviser representatives.

Damon Dozier is a financial advisor with LPL Financial in Fredericksburg, TX, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL Financial in 2017, he worked at J.P. Morgan Securities from 2012 to 2017. He is involved in other business activities including ownership of Alpha Securities, LLC and an entity named Monasterboice, which is not investment related. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers various investment solutions supported by an in-house research team and a broad platform that integrates advisory and brokerage services.

Autumn Riggan is a financial advisor at Raymond James Financial with a Series 66 designation and three years of industry experience. She is the owner and CEO of AT Riggan Wealth Management, a company focused on managing financial operations and payroll. Riggan has held positions at various firms including Raymond James & Associates and The Camp Transformation Center of San Antonio. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations while allowing clients to retain final decision authority.

Timothy Carder is a financial advisor at Edward Jones in Fredericksburg, TX, holding a Series 66 designation with one year of industry experience. His prior work includes self-employment since 2020 and roles in construction, engineering, and insurance. Outside of finance, he plays violin professionally at weddings and in a local orchestra through his sole proprietorship, Carder LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Nathan Quay is a financial advisor with Edward Jones in Fredericksburg, TX, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has been with Edward Jones since 2005. Quay serves as a director of the 00 Club of Gillespie County in Fredericksburg, where he helps manage the affairs of the club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Michael Madden is a CFA® charterholder with 34 years of industry experience. He is currently an advisor at LPL Financial, having joined in 2025 after a long tenure at Lincoln Financial Advisors Corporation from 1998 to 2025. In addition to his advisory work, Madden is involved in beef cattle ranching and land ownership through Jacaranda Ranch, LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Tammie Knopp is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 65 licenses. She has 17 years of industry experience, including prior roles at BBVA Wealth Solutions Inc. and BBVA Securities Inc. Outside of her advisory work, she is involved as a co-owner of a company that builds metal buildings. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Richard Strasters is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 63 and Series 66 credentials. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019, he worked in real estate and commercial sectors, including roles at Realtor Rick Utah LLC and Keller Williams. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Paul White is a financial advisor with Edward Jones in Fredericksburg, TX, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he serves as an advisory board member for Heart of the Hills Pregnancy and Family Resources and is the president of the school board at St. John Bosco High School, overseeing hiring decisions and financial authorizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Sondra Forkner is a financial advisor with LPL Financial in Fredericksburg, TX, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. She has worked with LPL Financial since 2020 and maintains ongoing roles with Lucia Securities, LLC and RJL Wealth Management, LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Scott Immel is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. He has previously worked at Securities America Advisors and Symmetry Financial Solutions. Outside of his advisory role, Immel serves as a bond committee member for the Fredericksburg Independent School District. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a range of investment strategies supported by technology tools and offers access to multiple custodial platforms and third-party managers.

Sharon Joseph is a financial advisor with LPL Financial in Fredericksburg, TX, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. She has been with Linsco/Private Ledger Corp. since 1993. Outside of her advisory role, she conducts seminars focused on women’s financial education. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team, combining large-scale advisory operations with insurance and lending products.

Denethia Yebernetsky is a financial advisor at Fidelity with 32 years of industry experience. She holds Series 63 and Series 66 designations and has worked in various roles within Fidelity and related entities since 2015. Outside of her advisory work, she is a partner in Lifewave, a multi-level marketing business focused on health improvement products. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse range of clients, including charitable funds and registered investment companies, and employs advanced methodologies such as AI in its portfolio management.

Robin Watson is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in real estate ownership in Fredericksburg, TX. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Christopher Nardiello is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Securian Financial Services, Inc. and Minnesota Life Insurance Co. for 26 years each, and has been affiliated with IMG Financial since 1997. Outside of his advisory role, Nardiello is involved in fixed insurance sales as an agent and owns multiple rental property businesses, including ventures offering short-term vacation rentals. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans. The firm provides a range of portfolio management, financial planning, and fiduciary services through a large network of independent advisors and various program structures.

Dana Green is a financial advisor at Edward Jones with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is involved in agricultural activities, including raising livestock and leasing land for hunting purposes, and assists with a family taxidermy business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Sherrie Delong is a financial advisor with Edward Jones, holding a Series 66 designation and 1 year of industry experience. She has been associated with Edward Jones since 2007. Outside of her advisory role, she is a member of a family limited partnership, Wahrmund Ranch LP. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Britt Pounds is a CFP®-designated financial advisor with Edward Jones in Fredericksburg, TX, where he has worked since 1998, accumulating 27 years of industry experience. Outside of his advisory role, he serves as president of the board and investment committee member for the Golden Hub Foundation and is on the corporate board of the Hill Country Boys & Girls Club. Pounds is also a musician with DJBD, LLC, an entertainment group based in Kerrville, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a large network of financial advisors and branch offices. The firm offers a range of advisory programs and investment solutions under a fiduciary standard, with an emphasis on discretionary and non-discretionary wrap fee strategies, tax-efficient services, and affiliated mutual funds.

John Cole is a financial advisor at Edward Jones with 29 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1999. Cole holds Series 63 and Series 65 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Paul White is a CFP®-designated financial advisor with Edward Jones in Fredericksburg, TX, where he has worked since 2000, accumulating 25 years of industry experience. He is the sole owner of a business office in Fredericksburg alongside Leslie White. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, as well as corporate and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors.