Jonathan Bos is the principal of Jon Bos Financial Advisor LLC in Abilene, TX, with 25 years of experience in financial advising. He holds the CFP® designation along with Series 63 and Series 65 licenses. In addition to his advisory work, Bos operates several business ventures including bookkeeping, insurance sales, and retail online sales. His firm provides portfolio management for individual and high-net-worth clients, as well as consulting services for pension and employee benefit plans. The firm employs a disciplined investment approach combining fundamental, quantitative, and technical analysis, and manages over 400 client accounts using Schwab Institutional custody.

CPA and CFP by training, Servant by inclination. Serving people who are hurting has always been my natural instinct, and God-given gift. However, it was during my period of intense grief that my calling crystalized. Simply Human Advisors was built to serve those who are grieving.

Brendan Messenger is a CFP® and ChFC® with 18 years of industry experience. He is the sole advisor at Koda Wealth Management, where he has worked since 2023. Prior to this, he spent eight years with Commonwealth Financial Network. Outside of financial advising, he is a 25% owner and administrator of Elevate Performance and Fitness LLC, a fitness gym. Koda Wealth Management serves individual and high-net-worth clients by providing portfolio management and financial planning. The firm employs a long-term investment approach that incorporates both fundamental and technical analysis and includes strategies such as margin and options trading.

Paul Schnitman is a ChFC® credentialed financial advisor with 20 years of industry experience. He has been with Plan Ahead Financial Management, Inc. since 1992, contributing to the firm’s services for over three decades. The firm manages approximately $66 million in discretionary assets for around 55 individual and high-net-worth clients, offering financial and insurance consulting as well as specialized hourly services. Plan Ahead Financial Management tailors investment strategies using technical and fundamental analysis, economic indicators, and third-party research, managing portfolios that include equities, bonds, mutual funds, conservative option strategies, and real estate on a discretionary basis with daily position monitoring.

Gregory Oglesby is a financial advisor at William Madison Advisors, Inc. in Abilene, TX, holding a Series 65 designation with five years of industry experience. Prior to joining William Madison Advisors in 2019, he worked at Abilene Christian University from 2014 to 2019. William Madison Advisors provides fee-only investment management, financial planning, and consultation services to individuals, trusts, retirement plans, foundations, and other institutions. The firm emphasizes a long-term asset allocation strategy guided by written Investment Policy Statements and integrates personal financial planning with discretionary portfolio management and regular performance reporting.

Rachel Evans is a CFP® professional with five years of experience at William Madison Advisors, Inc. Prior to joining William Madison Advisors, she worked at Condley & Company and KPMG. William Madison Advisors serves individuals, trusts, retirement plans, foundations, and other institutions with fee-only investment management, financial planning, and investment consultation. The firm emphasizes long-term asset allocation guided by a written Investment Policy Statement and an integrated financial planning process, supported by third-party research and an internal investment committee.

Kyle Schnitman is a financial advisor at Plan Ahead Financial Management, Inc. in Abilene, TX, holding a Series 65 designation with 10 years of industry experience. He has been with Plan Ahead, Inc. since 2008. Plan Ahead Financial Management manages approximately $66 million in discretionary assets for about 55 individual and high-net-worth clients. The firm offers tailored investment strategies combined with financial and insurance consulting, focusing on cash-flow management, retirement, estate planning, and may advise on securities and rental real estate at clients’ requests.

Cary Beard is a CFP® and PFS™ with 20 years of experience in financial advising. He has worked at William Madison Advisors, Inc. since 2018 and previously spent 12 years at Carter Asset Management, Inc. In addition to his advisory role, he serves as president and managing tax partner of Carter & Beard, PC, a public accounting firm. William Madison Advisors serves individuals, trusts, retirement plans, foundations, and institutions with fee-only investment management and financial planning. The firm emphasizes long-term asset allocation guided by a written Investment Policy Statement and integrates personal financial planning with discretionary portfolio management.

Darby De Pauw is a financial advisor with Creekmur Asset Management, LLC in Abilene, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Creekmur Asset Management, De Pauw worked at Keller Williams, Shane Hall Financial, Robert W Baird, TD Ameritrade, and New York Life. Outside of advising, De Pauw works as a real estate agent and has experience as a food delivery driver. Creekmur Asset Management serves individual and high-net-worth clients with discretionary portfolio management and comprehensive financial planning. The firm’s investment approach combines quantitative portfolio construction, third-party research, and risk profiling, offering a range of planning services and access to various investment vehicles.

Conner Ruffin is a financial advisor at Team Financial Strategies in Abilene, TX, holding a Series 65 designation with several years of experience at the firm. His prior work includes roles outside the financial industry, such as employment with Domino's Pizza and involvement with Pioneer Drive Baptist Church. Team Financial Strategies provides fee-based investment advisory and wealth planning services to individuals, households, institutional clients, retirement plans, donor-advised funds, and investment companies. The firm combines retail wealth management with formal roles in pooled vehicle management, acting as sub-adviser to a registered mutual fund and managing private pooled vehicles, using a range of investment strategies and risk profiles.

Everett Ferguson is a financial advisor at Financial Transparency with 28 years of industry experience. He holds the CFP® and Series 66 credentials and has worked at several firms including Envision Financial Transparency, CSSC Brokerage Services, and Condley Financial Services. Outside of his advisory work, Ferguson serves as elder and president of Hillcrest Church of Christ and is co-director of an annual medical mission to Zambia. Financial Transparency provides asset management and financial planning services to individuals, retirement plans, businesses, and charitable organizations. The firm uses Modern Portfolio Theory and the Efficient Market Hypothesis to construct portfolios, offering both passive and active strategies along with customized managed accounts.

Chad Hoes is a financial advisor at Team Financial Strategies in Abilene, TX, with 20 years of industry experience. He holds a Series 65 designation and previously worked for Parkway Advisors, LP for 11 years before joining his current firm. Team Financial Strategies provides fee-based investment advisory and wealth planning services to individuals, including high-net-worth clients, as well as institutional clients, retirement plans, donor-advised funds, and investment companies. The firm combines retail wealth management with formal roles in pooled vehicle management, acting as sub-adviser to a registered mutual fund and managing private pooled vehicles.

Joby Raymond is a CFP® professional with six years of industry experience. He is currently an advisor at Team Financial Strategies in Abilene, TX, where he has worked since 2025. His prior experience includes roles at Box Financial Advisors, Castleview Partners, and Veracity Capital, among others. Team Financial Strategies provides fee-based investment advisory and wealth planning services to individuals, households, and institutional clients. The firm combines retail wealth management with formal roles in pooled vehicle management, including acting as sub-adviser to a registered mutual fund and managing private pooled vehicles.

Blake Marion is a financial advisor at Team Financial Strategies in Abilene, TX, holding a Series 65 designation with 11 years of industry experience. He has been involved with Nannen Production, LLC since 2013, managing oil and gas production activities including revenue recording and partner distributions. Team Financial Strategies provides fee-based investment advisory and wealth planning services to individuals, households, and institutional clients. The firm combines retail wealth services with pooled vehicle management, serving as sub-adviser to a registered mutual fund and managing private pooled vehicles using a range of investment approaches tailored to client risk profiles.

Joseph Team is a CFP® professional with 19 years of industry experience, currently serving at Team Financial Strategies. He has held roles at Blue Horse Financial Advisors, LLC, Save Steady, LLC, Deltamark Advisors, and TH2 Partners, LLC. In addition to his advisory work, he is president of Blue Horse Financial Advisors, overseeing operations and compliance. Team Financial Strategies provides fee-based investment advisory and wealth planning services to individuals, including high-net-worth clients, households, institutional clients, retirement plans, donor-advised funds, and investment companies. The firm combines retail wealth services with formal management of pooled vehicles, acting as sub-adviser to a registered mutual fund and managing private funds, using a range of portfolio strategies and risk assessment tools.

Michael Ross is a financial advisor with Everspire in Abilene, TX, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Titan Securities for 13 years before joining Everspire and MHL Investments in 2023. Ross is involved in a side business, Got Zoom, which provides student loan consolidation referrals and access to government programs for student loan debt reduction. Everspire is an SEC-registered advisory firm with 13 advisors managing approximately $181 million in discretionary assets. The firm serves individuals, families, businesses, charitable organizations, and retirement plans, offering wealth management, portfolio management, and financial planning services supported by a structured investment process and an affiliated network of related financial services.

Frank Bell is a financial advisor at Endeavor Advisors, LLC with 27 years of industry experience. He holds a Series 63 designation and previously worked for 18 years at Compass Financial Strategies, Inc. Outside of his advisory work, he is an investor in Screening 4 Life and serves as a director and manager of Duke Leasing. Endeavor Advisors, LLC provides comprehensive wealth management and investment advisory services to select families, businesses, and institutions, using an allocation-driven, buy-and-hold approach primarily with ETFs, no-load mutual funds, and separately managed accounts. The firm manages approximately $177 million across about 129 clients and offers services including discretionary portfolio management, financial planning, multi-family office reporting, and held-away participant management.

Kirby Hartley is a Series 65-licensed financial advisor at Team Financial Strategies with one year of industry experience. Prior to joining Team Financial Strategies, he held roles at Telemet America, Inc., Papa Johns International Inc., Domino's Pizza Inc., and several educational organizations. Team Financial Strategies provides fee-based investment advisory and wealth planning services to individuals, households, and institutional clients, combining retail wealth services with formal pooled vehicle management. The firm uses a range of investment approaches, including model allocation strategies across various risk profiles and discretionary portfolio management, and serves as sub-adviser to a registered mutual fund as well as manager of private pooled vehicles.

Isaac Towne is a CFP® professional with four years of experience in financial advising, currently with Team Financial Strategies. Before joining the firm, he worked in education and supply industries, including roles at Granbury ISD and FWISD. Team Financial Strategies provides fee-based investment advisory and wealth planning services to individuals, households, institutional clients, and retirement plans. The firm combines retail wealth management with pooled vehicle management, serving as sub-adviser to a registered mutual fund and managing private funds.

Deborah Bell is a ChFC® and Series 63 licensed financial advisor with 32 years of industry experience. She currently works at Endeavor Advisors, LLC and previously spent several years at Compass Financial Strategies. Bell is also a licensed insurance agent in Texas. Endeavor Advisors, LLC provides wealth management and investment advisory services to select families, businesses, and institutions, focusing on an allocation-driven, buy-and-hold approach primarily using ETFs, no-load mutual funds, and separately managed accounts.