Jennifer Turner is a financial advisor with LPL Financial in Redlands, CA, holding a Series 63 designation and 32 years of industry experience. She has been affiliated with Retirement Wealth Group, Inc. and LPL Financial since 2009. In addition to her advisory role, she is involved in providing fixed annuities and group health and long-term care insurance through her non-variable insurance businesses. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm supports its advisors with in-house research and model portfolios, providing a variety of investment delivery options tailored to client needs.

Austin Todd is a financial advisor at Capital United Investments LLC in Yucaipa, CA, holding a Series 65 credential with five years of industry experience. He has operated his own business, Austin Todd DBA Capital United, since 2016, which includes mortgage brokerage and real estate investment activities. Capital United Investments LLC is a small independent firm serving individual and institutional clients, including pension and profit-sharing plans, trusts, estates, and business entities. The firm offers fee-based investment advisory services, discretionary and non-discretionary portfolio management, financial planning, and qualified retirement plan consulting, employing a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis across various asset classes.

Michael Bosman is the principal advisor at Bosman Wealth Management, LLC, an independent firm based in Redlands, CA. He holds the Series 63, 65, and 66 designations and has 18 years of industry experience. Bosman has held roles at Empire Management SoCal, LLC and LPL Financial, LLC, and serves as an adjunct professor at the University of Redlands. He is also a director of Friends of the A.K. Smiley Public Library, where he helps raise funds to support library programming. Bosman Wealth Management provides fee-based investment advisory services to individuals, including high-net-worth clients, and retirement plan sponsors. The firm uses a combination of fundamental and technical analysis to tailor investment programs to client objectives, offering discretionary and non-discretionary portfolio management as well as ERISA 3(21) plan advisory services. It also conducts public seminars and workshops and provides insurance products through its principal.

Dan Hassey is the sole advisor at Dan Hassey Investment Advisory in Banning, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. He previously worked at McIntosh Capital Advisors, Inc. from 2015 to 2023 before founding his independent advisory firm. Dan Hassey Investment Advisory provides discretionary investment management services exclusively to individual clients, focusing on retirees and those nearing retirement. The firm emphasizes safety and income through portfolios primarily composed of dividend-paying stocks, ETFs, and mutual funds, and employs a combination of top-down economic analysis, bottom-up valuation, detailed dividend assessment, and option strategies to manage income and risk.

Andrew Kotyuk is a financial advisor at Alpha Wealth Management, LLC in Hemet, CA, with 21 years of industry experience. He holds the Series 66 designation and has been with Alpha Wealth Management since 2011. Outside of his advisory work, Mr. Kotyuk is the owner of SoCal Propane, LLC, a propane retail company, and serves as CEO of several land development and consulting businesses. Alpha Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, providing asset management, financial planning, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to construct and monitor portfolios that include stocks, bonds, ETFs, mutual funds, and other securities, and it uses margin borrowing and options strategies in separately managed accounts.

Page Khalajestani is the sole advisor at Pakha Investment Advisory in Redlands, CA, holding Series 63 and Series 66 licenses with 15 years of industry experience. He has led the firm since 2014. Outside of his advisory role, Khalajestani is also a painter and artist, dedicating time monthly to his art business. Pakha Investment Advisory provides fee-based investment advisory and financial planning services to individuals and pension and profit-sharing plans. The firm offers discretionary portfolio management with a tactical allocation approach, pension consulting, compliance support, a client newsletter, and educational retirement seminars.

Roy Bennett is a financial advisor with Smart Investments Advisory Incorporated in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC. Bennett also provides non-variable insurance services through Morgan Stanley/DW. Smart Investments Advisory Incorporated primarily serves individual clients, managing approximately $82 million across 210 accounts. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.

James Heine is a financial advisor with Investment Counselors of Redlands LLC, holding a Series 66 designation and 24 years of industry experience. He has been with the firm since 2006. Investment Counselors of Redlands LLC provides discretionary investment management services to individuals, trusts, estates, retirement plan participants, charitable organizations, and businesses. The firm focuses on portfolio design, implementation, and monitoring, primarily using mutual funds, closed-end funds, and ETFs selected through fundamental analysis and third-party research, emphasizing long-term holdings with periodic rebalancing.

Burton Williamson is a CFP® professional with 20 years of industry experience, currently serving at Lindsey Financial, Inc. since 2025. Prior to this, he worked at PlanPrep, LLC for 18 years. He is also a published author, a non-investment activity he has maintained since mid-2024. Lindsey Financial, Inc. provides fee-based financial planning to individual and corporate clients, focusing on tailored plans rather than direct investment management. The firm operates with two advisors and refers clients to third-party money managers for portfolio implementation.

Barrick Smart is a financial advisor with Smart Investments Advisory Incorporated, holding Series 63 and Series 65 credentials and nearly five decades of industry experience. He has worked at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC, and has been with Smart Investments Advisory since 1994. Outside of his advisory work, Smart serves on the board of Mountains Community Hospital. Smart Investments Advisory Incorporated primarily serves individual clients with portfolio management and advisory services. The firm manages approximately $82 million for about 210 clients and combines advisory services with broker-dealer activity and insurance product offerings.

William Lindsey is a financial advisor with Lindsey Financial, Inc. in Redlands, CA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has led Lindsey Financial Group since 1998. Outside of his advisory role, Lindsey is involved in several business ventures including commercial farming through Miracle Acres Farm and operating mobile office rentals via Serenity Take Me Away LLC. Lindsey Financial, Inc. provides fee-based financial planning focused on individual and corporate clients, emphasizing tailored plans without managing investment accounts. The firm uses a structured five-step planning process and refers clients to third-party money managers for portfolio implementation.

Ensen Mason is the principal of Mason Financial Services in Redlands, CA, with 18 years of industry experience. He holds the CFA® designation and securities licenses Series 63 and Series 65. In addition to his role as a financial advisor, Mr. Mason has served as the Auditor-Controller/Treasurer/Tax Collector for San Bernardino County since 2019, overseeing financial operations and managing a $12 billion investment pool, and he serves as a trustee on the San Bernardino County Employees' Retirement Association Board. Mason Financial Services provides discretionary portfolio management and related advisory services primarily to individual and high-net-worth clients. The firm’s investment process incorporates fundamental, technical, and cyclical analysis, and benefits from Mr. Mason’s dual expertise as an active CPA and public-sector fiduciary.

Elton Johnson Jr. is a financial advisor with AmeriVet Securities, Inc., holding Series 63 and Series 65 licenses and over 43 years of industry experience. He has worked at AmeriVet Securities since 1993, including a role at AmeriVet Securities - RIA, LLC from 2020 to 2021. Outside of his advisory work, he serves as President and CEO of Executive Command Group, Inc., a private investigative services firm, and is a director of Veteran Ventures Capital, LLC, which provides venture capital to veteran-owned companies. AmeriVet Securities, Inc. primarily serves pooled vehicles and institutional mandates, offering pension consulting and traditional portfolio management services. The firm operates with a small advisory footprint and maintains an affiliated broker-dealer relationship.

Alicia Arciniega is a financial advisor at Smart Investments Advisory Incorporated with 17 years of industry experience. She holds a Series 66 designation and has worked previously with LPL Financial and Western International Securities, Inc. She has been associated with Smart Investments Advisory Incorporated since 2006. Smart Investments Advisory Incorporated serves primarily individual, non–high-net-worth clients, managing approximately $82 million for about 210 clients. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.

James Cobb is a Certified Financial Planner® with 20 years of experience at Investment Counselors of Redlands LLC, where he has worked since 2006. He holds a Series 65 license and is based in Redlands, California. Outside of his advisory role, he serves as a classified substitute for the Redlands Unified School District and is an assistant coach for the Redlands High School mock trial team. Investment Counselors of Redlands LLC provides discretionary investment management to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm focuses on long-term holdings primarily using mutual funds, closed-end funds, and ETFs selected through fundamental analysis and third-party research, with tailored services including retirement projections and client-imposed restrictions.

Joel Hendriks is the sole advisor at Cedar Ridge Investment Management LLC in Redlands, CA, holding a Series 63 designation with one year of industry experience. He has been involved with Prospect Financial Solutions LLC since 2012, where he serves as CEO overseeing tax preparation and planning services. Additionally, he manages Prosect Payroll LLC, a payroll service bureau. Cedar Ridge Investment Management provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and business entities. The firm employs a quantitative and fundamental investment process, manages both discretionary and non-discretionary accounts without accepting commissions, and maintains formal compliance controls.

Rachel Bubb is a CFP® and ChFC® with seven years of experience in financial advising. She currently works at KWB Wealth and has prior experience with LPL Financial, LLC. Outside of her advisory role, she has worked as a farm hand at Eagle Hawk LLC. KWB Wealth serves individual and high-net-worth clients by providing discretionary portfolio management alongside financial planning and consulting. The firm uses a tailored, client-focused process and employs a range of investment strategies and analysis techniques to manage core portfolios consisting of individual stocks, ETFs, mutual funds, and other public securities.

Adele Canetti is a financial advisor at American Money Management, LLC with 20 years of industry experience. She holds the Series 66 designation and has been with American Money Management since 2008. Outside of her advisory work, she owns and operates Dollar Book Fair, a used bookstore in Buena Park, California. American Money Management provides discretionary portfolio management to individuals, pension plans, trusts, corporations, and other entities, offering tailored asset-allocation strategies managed by an investment committee. The firm integrates fundamental, cyclical, economic, and technical analysis, and includes alternative investments where appropriate.

Diana Sailler is a financial advisor with KWB Wealth in Redlands, CA, holding a Series 66 designation and 19 years of industry experience. She has been with KWB Wealth since 2020 and has worked at LPL Financial LLC since 2005. Sailler also serves in a fiduciary capacity for a family trust. KWB Wealth advises individuals, including high-net-worth clients, offering discretionary portfolio management alongside financial planning and consulting. The firm uses a range of asset-allocation strategies and investment approaches, combining fundamental, technical, quantitative, and qualitative analysis to tailor advice based on each client's financial situation and goals.

Steven Gormley is a financial advisor with KWB Wealth in Redlands, CA, holding Series 65 and Series 66 credentials and 19 years of industry experience. He has been with KWB Wealth since 2020 and has also worked at LPL Financial since 2009. KWB Wealth advises individuals, including high-net-worth clients, offering discretionary portfolio management alongside financial planning and consulting. The firm employs a tailored investment approach using a range of strategies and analyses, managing portfolios with stocks, ETFs, mutual funds, and other securities while providing ongoing monitoring and rebalancing.