Jennifer Turner is a financial advisor with LPL Financial in Redlands, CA, holding a Series 63 designation and 32 years of industry experience. She has been affiliated with Retirement Wealth Group, Inc. and LPL Financial since 2009. In addition to her advisory role, she is involved in providing fixed annuities and group health and long-term care insurance through her non-variable insurance businesses. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm supports its advisors with in-house research and model portfolios, providing a variety of investment delivery options tailored to client needs.

Austin Todd is a financial advisor at Capital United Investments LLC in Yucaipa, CA, holding a Series 65 credential with five years of industry experience. He has operated his own business, Austin Todd DBA Capital United, since 2016, which includes mortgage brokerage and real estate investment activities. Capital United Investments LLC is a small independent firm serving individual and institutional clients, including pension and profit-sharing plans, trusts, estates, and business entities. The firm offers fee-based investment advisory services, discretionary and non-discretionary portfolio management, financial planning, and qualified retirement plan consulting, employing a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis across various asset classes.

Michael Bosman is the principal advisor at Bosman Wealth Management, LLC, an independent firm based in Redlands, CA. He holds the Series 63, 65, and 66 designations and has 18 years of industry experience. Bosman has held roles at Empire Management SoCal, LLC and LPL Financial, LLC, and serves as an adjunct professor at the University of Redlands. He is also a director of Friends of the A.K. Smiley Public Library, where he helps raise funds to support library programming. Bosman Wealth Management provides fee-based investment advisory services to individuals, including high-net-worth clients, and retirement plan sponsors. The firm uses a combination of fundamental and technical analysis to tailor investment programs to client objectives, offering discretionary and non-discretionary portfolio management as well as ERISA 3(21) plan advisory services. It also conducts public seminars and workshops and provides insurance products through its principal.

Dan Hassey is the sole advisor at Dan Hassey Investment Advisory in Banning, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. He previously worked at McIntosh Capital Advisors, Inc. from 2015 to 2023 before founding his independent advisory firm. Dan Hassey Investment Advisory provides discretionary investment management services exclusively to individual clients, focusing on retirees and those nearing retirement. The firm emphasizes safety and income through portfolios primarily composed of dividend-paying stocks, ETFs, and mutual funds, and employs a combination of top-down economic analysis, bottom-up valuation, detailed dividend assessment, and option strategies to manage income and risk.

Roy Bennett is a financial advisor with Smart Investments Advisory Incorporated in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC. Bennett also provides non-variable insurance services through Morgan Stanley/DW. Smart Investments Advisory Incorporated primarily serves individual clients, managing approximately $82 million across 210 accounts. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.

James Heine is a financial advisor with Investment Counselors of Redlands LLC, holding a Series 66 designation and 24 years of industry experience. He has been with the firm since 2006. Investment Counselors of Redlands LLC provides discretionary investment management services to individuals, trusts, estates, retirement plan participants, charitable organizations, and businesses. The firm focuses on portfolio design, implementation, and monitoring, primarily using mutual funds, closed-end funds, and ETFs selected through fundamental analysis and third-party research, emphasizing long-term holdings with periodic rebalancing.

Barrick Smart is a financial advisor with Smart Investments Advisory Incorporated, holding Series 63 and Series 65 credentials and nearly five decades of industry experience. He has worked at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC, and has been with Smart Investments Advisory since 1994. Outside of his advisory work, Smart serves on the board of Mountains Community Hospital. Smart Investments Advisory Incorporated primarily serves individual clients with portfolio management and advisory services. The firm manages approximately $82 million for about 210 clients and combines advisory services with broker-dealer activity and insurance product offerings.

Lisa Patterson is a financial advisor with Altitude Financial Planning in Big Bear Lake, CA. She holds Series 63 and Series 65 licenses and has 16 years of industry experience, all with Altitude Financial Planning since 2010. In addition to her advisory role, she is a Certified Public Accountant engaged in tax preparation, accounting consulting, and providing non-financial administrative services to small businesses. Altitude Financial Planning offers fee-only financial planning and investment advisory services primarily to individual clients, as well as trusts, estates, charitable organizations, and business entities. The firm emphasizes modern portfolio theory, strategic asset allocation, and passive, low-cost index funds with a long-term investment approach, tailoring recommendations to clients’ goals, risk tolerance, and tax considerations.

Ensen Mason is the principal of Mason Financial Services in Redlands, CA, with 18 years of industry experience. He holds the CFA® designation and securities licenses Series 63 and Series 65. In addition to his role as a financial advisor, Mr. Mason has served as the Auditor-Controller/Treasurer/Tax Collector for San Bernardino County since 2019, overseeing financial operations and managing a $12 billion investment pool, and he serves as a trustee on the San Bernardino County Employees' Retirement Association Board. Mason Financial Services provides discretionary portfolio management and related advisory services primarily to individual and high-net-worth clients. The firm’s investment process incorporates fundamental, technical, and cyclical analysis, and benefits from Mr. Mason’s dual expertise as an active CPA and public-sector fiduciary.

James Cobb is a Certified Financial Planner® with 20 years of experience at Investment Counselors of Redlands LLC, where he has worked since 2006. He holds a Series 65 license and is based in Redlands, California. Outside of his advisory role, he serves as a classified substitute for the Redlands Unified School District and is an assistant coach for the Redlands High School mock trial team. Investment Counselors of Redlands LLC provides discretionary investment management to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm focuses on long-term holdings primarily using mutual funds, closed-end funds, and ETFs selected through fundamental analysis and third-party research, with tailored services including retirement projections and client-imposed restrictions.

Sandra Senft is a financial advisor with Altitude Financial Planning in Big Bear Lake, CA, holding a Series 65 license and 16 years of industry experience. She has been with Altitude Financial Planning since 2010. In addition to financial advising, she is an Enrolled Agent and provides tax preparation and accounting consulting services through the firm. Altitude Financial Planning offers fee-only financial planning and investment advisory services primarily to individuals, as well as trusts, estates, charitable organizations, and business entities. The firm emphasizes modern portfolio theory, strategic asset allocation, and passive, low-cost index funds and ETFs with a long-term buy-and-hold approach, tailoring recommendations to clients’ goals, risk tolerance, and tax considerations.

Joel Hendriks is the sole advisor at Cedar Ridge Investment Management LLC in Redlands, CA, holding a Series 63 designation with one year of industry experience. He has been involved with Prospect Financial Solutions LLC since 2012, where he serves as CEO overseeing tax preparation and planning services. Additionally, he manages Prosect Payroll LLC, a payroll service bureau. Cedar Ridge Investment Management provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and business entities. The firm employs a quantitative and fundamental investment process, manages both discretionary and non-discretionary accounts without accepting commissions, and maintains formal compliance controls.

Henk Fischer is a financial advisor at Diligent Investors, LLC with 26 years of industry experience. He holds a Series 66 designation and has been with Diligent Investors and M.S. Howells & Co. since 2016. In addition to his advisory role, Fischer advises clients on fixed annuities through a separate annuity marketing firm. Diligent Investors provides investment advisory and financial planning services to individuals, trusts, retirement plans, and business entities. The firm employs fundamental analysis and proprietary asset-allocation models to create tailored portfolios, managing discretionary accounts and wrap fee programs for a diverse client base.

James Wilson is a financial advisor with Diligent Investors, LLC in Redlands, California, holding a Series 66 designation and 24 years of industry experience. He has worked at M.S. Howells & Co. and Diligent Investors since 2016. Outside of his advisory role, Wilson advises clients on fixed annuities through Southwest Annuities Marketing. Diligent Investors, LLC provides investment advisory and financial planning services to individuals, trusts, retirement plans, and business entities. The firm employs fundamental analysis and proprietary asset-allocation models to tailor portfolios based on client risk tolerance and time horizons, managing discretionary portfolios and sponsoring a wrap fee program.

Thomas Dawes Jr. is a financial advisor with Missionsquare Retirement in Yucaipa, CA, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has previously worked at TIAA-CREF and Icma Rc Services, Llc. Missionsquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans with services including plan administration, recordkeeping, education, and advisory services delivered through multiple channels. Their Guided Pathways program offers both discretionary Managed Accounts and nondiscretionary Fund Advice, using investment strategies developed by Morningstar Investment Management.

Jon Fenster is a Series 65-licensed advisor at Private Management Group Inc with 18 years of industry experience. He has been involved with Fenster & Fenster CPA's LLP since 2014 as a limited liability partner, providing accounting and tax preparation services, and has a background with J.J.F. Investments, Inc. Mr. Fenster spends a significant portion of his time working with the accounting firm. Private Management Group, Inc. offers discretionary investment supervisory services to individual and institutional clients, managing approximately $4.5 billion in assets. The firm employs a combination of long-term strategic frameworks and shorter-term tactical decisions, focusing on fundamental analysis and absolute returns across a diversified range of securities.

Eberardo Mariscal is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 designation and 18 years of industry experience. He has been associated with John Hancock and related entities since 2009 and has worked with Manulife Asset Management (US) LLC since 2012. Outside of his advisory role, he is active as a social media influencer on TikTok, where he promotes selected products and creates content that generates commission-based earnings. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a diverse client base, including individuals, trusts, estates, non-profits, and businesses. The firm utilizes third-party financial planning software to deliver written recommendations reviewed by advisors, supporting a technology-assisted service model with a high client load per advisor.

Reginald Jackson is a CFP® with 42 years of industry experience, currently affiliated with OSAIC. He has worked with NWF Advisory Services and operates his own advisory practice. Jackson serves as a board member for two nonprofit organizations, The Unforgetables Foundation and Living Systems Health. OSAIC is a large financial services firm serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm combines risk-tolerance assessments with advanced portfolio management tools and offers a wide range of investment options through its extensive network of advisors.

Larry Etzweiler is a financial advisor with Eagle Strategies (New York Life) based in Redlands, CA, holding the ChFC® designation along with Series 63 and 65 registrations. He has 43 years of industry experience, including long-term roles at Fox Financial and Insurance Services, Nylife Securities Inc., and New York Life Insurance Co. Etzweiler is also involved in brokering non-registered insurance products through his own firm, Fox Financial and Insurance Services. Eagle Strategies LLC serves individuals, retirement plans, trusts, charitable organizations, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting services. The firm utilizes client-directed solutions and third-party managers, with a significant portion of assets managed non-discretionarily, and operates as an indirect subsidiary of New York Life, integrating advisory services with affiliated insurance and broker-dealer capabilities.

Lisa Lee is an investment advisor representative at TLG Advisors, Inc. with two years of industry experience. She previously worked at The Leaders Group Inc and Transamerica Financial Advisors, Inc. Outside of her advisory role, she owns Elite Global Lending Inc, a residential and commercial mortgage lending business. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets, serving individuals, retirement plans, trusts, charitable organizations, businesses, and institutional investors. The firm provides investment supervisory and portfolio management services, comprehensive financial and estate planning, and ERISA fiduciary services, utilizing a research approach based on fundamental analysis and Modern Portfolio Theory.