Jennifer Turner is a financial advisor with LPL Financial in Redlands, CA, holding a Series 63 designation and 32 years of industry experience. She has been affiliated with Retirement Wealth Group, Inc. and LPL Financial since 2009. In addition to her advisory role, she is involved in providing fixed annuities and group health and long-term care insurance through her non-variable insurance businesses. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm supports its advisors with in-house research and model portfolios, providing a variety of investment delivery options tailored to client needs.

Austin Todd is a financial advisor at Capital United Investments LLC in Yucaipa, CA, holding a Series 65 credential with five years of industry experience. He has operated his own business, Austin Todd DBA Capital United, since 2016, which includes mortgage brokerage and real estate investment activities. Capital United Investments LLC is a small independent firm serving individual and institutional clients, including pension and profit-sharing plans, trusts, estates, and business entities. The firm offers fee-based investment advisory services, discretionary and non-discretionary portfolio management, financial planning, and qualified retirement plan consulting, employing a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis across various asset classes.

Scott Gutman is the sole advisor at Gutman Financial Planning LLC in Loma Linda, CA. He holds a Series 65 designation and has one year of industry experience. Prior to founding his firm, he worked in various roles at the Fontana Unified School District, including as an Information Exchange Specialist responsible for IT data management and Medi-Cal billing. Gutman Financial Planning LLC is a fee-only, state-registered advisory firm that provides financial planning and investment advisory services primarily to individuals and families. The firm employs a long-term, buy-and-hold investment approach emphasizing asset allocation and diversification, often recommending low-cost index funds and conducting educational workshops.

Phillip Gorian is a financial advisor with Gorian Investments in San Bernardino, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at Wilshire Capital Group, Oaktree Brokerage, Unitedhealthcare, and other firms. Gorian Investments provides securities investment advisory services to higher-income professionals, businesses, and select institutional clients, including pension plans. The firm employs a conservative, long-term buy-and-hold strategy focused on blue-chip equities and investment-grade bonds, managing approximately $26 million across about 25 client relationships with primarily non-discretionary accounts.

Ryan Purdie is the principal of Creative Planning Solutions, Inc., an independent advisory firm based in Grand Terrace, CA. He holds a Series 65 designation and has 12 years of industry experience. Mr. Purdie is also the owner of two other investment advisory firms, Fortitude Advisors and Accounting Inc. Creative Planning Solutions provides comprehensive financial and business planning primarily for ultra-high-net-worth families, trusts, estates, and business entities. The firm focuses on multi-generational and business-owner planning and refers clients to third-party investment managers rather than managing assets directly.

Michael Bosman is the principal advisor at Bosman Wealth Management, LLC, an independent firm based in Redlands, CA. He holds the Series 63, 65, and 66 designations and has 18 years of industry experience. Bosman has held roles at Empire Management SoCal, LLC and LPL Financial, LLC, and serves as an adjunct professor at the University of Redlands. He is also a director of Friends of the A.K. Smiley Public Library, where he helps raise funds to support library programming. Bosman Wealth Management provides fee-based investment advisory services to individuals, including high-net-worth clients, and retirement plan sponsors. The firm uses a combination of fundamental and technical analysis to tailor investment programs to client objectives, offering discretionary and non-discretionary portfolio management as well as ERISA 3(21) plan advisory services. It also conducts public seminars and workshops and provides insurance products through its principal.

Dan Hassey is the sole advisor at Dan Hassey Investment Advisory in Banning, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. He previously worked at McIntosh Capital Advisors, Inc. from 2015 to 2023 before founding his independent advisory firm. Dan Hassey Investment Advisory provides discretionary investment management services exclusively to individual clients, focusing on retirees and those nearing retirement. The firm emphasizes safety and income through portfolios primarily composed of dividend-paying stocks, ETFs, and mutual funds, and employs a combination of top-down economic analysis, bottom-up valuation, detailed dividend assessment, and option strategies to manage income and risk.

Page Khalajestani is the sole advisor at Pakha Investment Advisory in Redlands, CA, holding Series 63 and Series 66 licenses with 15 years of industry experience. He has led the firm since 2014. Outside of his advisory role, Khalajestani is also a painter and artist, dedicating time monthly to his art business. Pakha Investment Advisory provides fee-based investment advisory and financial planning services to individuals and pension and profit-sharing plans. The firm offers discretionary portfolio management with a tactical allocation approach, pension consulting, compliance support, a client newsletter, and educational retirement seminars.

Roy Bennett is a financial advisor with Smart Investments Advisory Incorporated in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC. Bennett also provides non-variable insurance services through Morgan Stanley/DW. Smart Investments Advisory Incorporated primarily serves individual clients, managing approximately $82 million across 210 accounts. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.

James Heine is a financial advisor with Investment Counselors of Redlands LLC, holding a Series 66 designation and 24 years of industry experience. He has been with the firm since 2006. Investment Counselors of Redlands LLC provides discretionary investment management services to individuals, trusts, estates, retirement plan participants, charitable organizations, and businesses. The firm focuses on portfolio design, implementation, and monitoring, primarily using mutual funds, closed-end funds, and ETFs selected through fundamental analysis and third-party research, emphasizing long-term holdings with periodic rebalancing.

Burton Williamson is a CFP® professional with 20 years of industry experience, currently serving at Lindsey Financial, Inc. since 2025. Prior to this, he worked at PlanPrep, LLC for 18 years. He is also a published author, a non-investment activity he has maintained since mid-2024. Lindsey Financial, Inc. provides fee-based financial planning to individual and corporate clients, focusing on tailored plans rather than direct investment management. The firm operates with two advisors and refers clients to third-party money managers for portfolio implementation.

Barrick Smart is a financial advisor with Smart Investments Advisory Incorporated, holding Series 63 and Series 65 credentials and nearly five decades of industry experience. He has worked at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC, and has been with Smart Investments Advisory since 1994. Outside of his advisory work, Smart serves on the board of Mountains Community Hospital. Smart Investments Advisory Incorporated primarily serves individual clients with portfolio management and advisory services. The firm manages approximately $82 million for about 210 clients and combines advisory services with broker-dealer activity and insurance product offerings.

Paul Hensler is a financial advisor with CORE Financial Advisors in San Bernardino, CA, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. He has been with CORE Financial Advisors since 2003 and also associated with Purshe Kaplan Sterling Investments since 2013. CORE Financial Advisors provides investment advisory services to individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations. The firm employs a combination of fundamental and cyclical analysis and offers both discretionary and non-discretionary portfolio management, incorporating automated tools alongside traditional consulting.

Richard Mc Burney is a Series 65-licensed financial advisor at CORE Financial Advisors in San Bernardino, CA, with seven years of industry experience. He has been with CORE Financial Advisors since 2018 and previously worked at BYU-Idaho and its University Store. CORE Financial Advisors serves individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations, providing portfolio management, financial and pension consulting, and access to an institutional automated portfolio platform. The firm employs fundamental and cyclical analysis with a range of investment vehicles, combining automated tools and traditional advisory services.

Andrew Boyd is a financial advisor with CORE Financial Advisors in San Bernardino, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with CORE Financial Advisors since 2013 and is also a partner and owner of the firm. CORE Financial Advisors serves individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations, offering portfolio management, financial and pension consulting, and access to an institutional automated portfolio program. The firm employs a mix of fundamental and cyclical analysis across various investment vehicles and combines automated platform tools with traditional advisory services.

William Lindsey is a financial advisor with Lindsey Financial, Inc. in Redlands, CA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has led Lindsey Financial Group since 1998. Outside of his advisory role, Lindsey is involved in several business ventures including commercial farming through Miracle Acres Farm and operating mobile office rentals via Serenity Take Me Away LLC. Lindsey Financial, Inc. provides fee-based financial planning focused on individual and corporate clients, emphasizing tailored plans without managing investment accounts. The firm uses a structured five-step planning process and refers clients to third-party money managers for portfolio implementation.

Robert Boyd is a financial advisor with CORE Financial Advisors in San Bernardino, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and CORE Financial Advisors since 2013. Outside of his advisory role, he operates a tax preparation business as a sole proprietor. CORE Financial Advisors provides investment advisory services to individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations. The firm employs fundamental and cyclical analysis across various investment vehicles and offers services including portfolio management, financial and pension consulting, and access to automated portfolio platforms.

Ensen Mason is the principal of Mason Financial Services in Redlands, CA, with 18 years of industry experience. He holds the CFA® designation and securities licenses Series 63 and Series 65. In addition to his role as a financial advisor, Mr. Mason has served as the Auditor-Controller/Treasurer/Tax Collector for San Bernardino County since 2019, overseeing financial operations and managing a $12 billion investment pool, and he serves as a trustee on the San Bernardino County Employees' Retirement Association Board. Mason Financial Services provides discretionary portfolio management and related advisory services primarily to individual and high-net-worth clients. The firm’s investment process incorporates fundamental, technical, and cyclical analysis, and benefits from Mr. Mason’s dual expertise as an active CPA and public-sector fiduciary.

Elton Johnson Jr. is a financial advisor with AmeriVet Securities, Inc., holding Series 63 and Series 65 licenses and over 43 years of industry experience. He has worked at AmeriVet Securities since 1993, including a role at AmeriVet Securities - RIA, LLC from 2020 to 2021. Outside of his advisory work, he serves as President and CEO of Executive Command Group, Inc., a private investigative services firm, and is a director of Veteran Ventures Capital, LLC, which provides venture capital to veteran-owned companies. AmeriVet Securities, Inc. primarily serves pooled vehicles and institutional mandates, offering pension consulting and traditional portfolio management services. The firm operates with a small advisory footprint and maintains an affiliated broker-dealer relationship.

Alicia Arciniega is a financial advisor at Smart Investments Advisory Incorporated with 17 years of industry experience. She holds a Series 66 designation and has worked previously with LPL Financial and Western International Securities, Inc. She has been associated with Smart Investments Advisory Incorporated since 2006. Smart Investments Advisory Incorporated serves primarily individual, non–high-net-worth clients, managing approximately $82 million for about 210 clients. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.