Richard Ramos is a Certified Financial Planner® with 15 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Bank of America and Merrill. Ramos also operates an investment-related business under the trade name Valley Strong Retirement & Wealth Management Group. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and charities. The firm provides a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Joseph Ramirez is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2005. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside affiliated brokerage and investment management capabilities.

James Hussey is a Series 66-licensed financial advisor with LPL Financial, based in Bakersfield, CA, and has 21 years of industry experience. He has worked at LPL Financial since 2013 and is also affiliated with Valley Strong Credit Union, where he has served since 2011. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm supports its advisors with in-house research and a variety of investment solutions ranging from model portfolios to customized discretionary arrangements.