Welcome to Coffeehouse Capital! I’m the Founder and President of Coffeehouse Capital, an independent fee-only financial planning and investment management firm. I’ve been in the banking and Wealth Management industry since 2007, first with Bank of America, Banc of America Investments, then Merrill Lynch. As a CFP® professional and fiduciary, I now provide comprehensive financial planning, wealth management and financial advice to a broader population. With years of experience, my mission is to help build and manage wealth through comprehensive financial planning and education. I have experience serving busy professionals and families, current and future retirees and business owners. I am a CERTIFIED FINANCIAL PLANNER™ professional and Chartered Retirement Planning CounselorSM. Chartered Retirement Planning CounselorSM I work with clients in person in the surrounding central California area or virtually anywhere through the use of technology. Areas of experience include: 529 College Education Planning Assessing and analyzing current financial and life goals Asset allocation review, education and strategies Cash flow and retirement planning Creating and managing GOALs based financial plans Creating and managing GOALs based investment portfolios Digital asset education Investment education Levering and coordinating with other professionals (CPAs, EAs, Estate Planning Attorney’s, Insurance, etc.) Loss of loved ones Ongoing financial plan and investment monitoring Organizing for Financial wellness Reviewing and managing 401(k), 457 (b)s and traditional retirement plans It all starts with a conversation, let's connect!

David Hall is a financial advisor at Stride Financial Planning in Madera, CA, holding a Series 65 designation with three years of industry experience. His prior work includes roles at Money Vehicle and positions at California State University, Fresno, and Washington State University. Stride Financial Planning LLC provides fee-only financial planning services to individual clients, including high-net-worth individuals, focusing on comprehensive written plans and ongoing engagements. The firm uses fundamental analysis and Modern Portfolio Theory to guide investment recommendations, emphasizing passive, low-cost mutual funds and ETFs, and does not offer portfolio management or custody of assets.

Rodney Roque is the principal and sole advisor at RR Financial Management LLC in Fresno, CA, holding a Series 65 designation with five years of industry experience. He has prior experience at Sampson Sampson Patterson and currently operates a CPA firm, Rodney Roque CPA APC, where he provides accounting and consulting services. Additionally, he serves as acting Group CFO at Ruelas Enterprises Inc. RR Financial Management LLC offers investment portfolio management and financial planning to individuals, trusts, pension and retirement plan sponsors, and various business entities, including nonprofits and governmental agencies. The firm integrates tax and accounting considerations into its discretionary asset management and planning services, leveraging Mr. Roque’s background in accounting and financial management.

Lyon Wealth Advisory is a boutique Family CFO practice serving high-net-worth families in the Central Valley and Central Coast. We serve families with $10-50 million in assets who need more than traditional investment management; they need coordinated guidance across their entire financial life. We help bring together financial planning, tax strategy, investments, estate considerations, business interests, and family priorities into one cohesive strategy.

Emlen Miles Mattingly is a financial advisor at Gen Next Wealth, Inc. in Madera, CA, with 20 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Principle Life Insurance Company and Principle Securities, Inc. from 2013 to 2017. Gen Next Wealth, Inc. is a fee-only advisory firm serving individual clients with comprehensive financial planning, investment management, and retirement-plan consulting. The firm coordinates tax preparation and estate-planning services through third-party providers and offers client-directed, non-discretionary advice that incorporates both fundamental and technical analysis.

Hi, I'm Evon. I'm the founder and lead advisor at Optometry Wealth Advisors. I'm dedicated to serving optometrists, especially those in private practice. I help optometrists gain clarity on their finances, track progress, and make the best financial decisions for their lives. You're on your way to financial freedom, and I'm your guide to get you there! If you own a private practice - or dream of cold-starting or buying into a private practice - we may be a great fit to work together. After years of extra schooling, you have a world of financial decisions to navigate. Own a practice? You also wear the hat of business owner - building and leading your team, improving your patient experience, and managing the finances. All on top of being an excellent practitioner. With all that on your plate, I'm here to help you grow your wealth, master your money, and plan purposefully. Together we navigate the most important decisions around your finances. We tackle cash flow and debt, tax planning, making work optional, starting a practice, insurance and risk management, estate planning, and understanding your practice finances. My credentials and education: • Certified Financial Planner™ (CFP®) professional • Certified Student Loan Professional™ (CSLP®) • Bachelor of Arts in Finance and Marketing, Fresno Pacific University I began my career in 2014 working for one of those large, product-focused financial companies. I saw the conflicts involved in product sales and knew there was a better way. With that in mind I joined a fantastic local, independent financial planning firm. Yet, I saw there were still gaps for optometrists looking for great financial advice and still on their way to building wealth. Your profession and practices fascinate me. Many advisory firms focused on retirees and people who already grew their nest egg. So, after five great years, I left to launch Optometry Wealth Advisors to help ODs nationwide. When I'm not serving ODs or researching nerdy financial planning stuff, I'm spending time with my wife and two kids, involved in my church community, and trying as hard as I can to get outdoors. If you'd like to learn more, please set up a FREE consultation. If nothing else, check out my blog. Each week I write about issues important to ODs, along with other types of content you'll find helpful. Listen to Evon's podcast here: https://www.buzzsprout.com/1970676.

Hyun Soo Lee is a financial advisor with Taylor Advisory Group in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at OM Pacific Capital, LLC since 2016. Outside of advising, he is the sole owner of SV Capital LLC, a business focused on developing artificial intelligence software. Taylor Advisory Group provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm emphasizes a fundamentally driven, long-term investment approach with customized portfolios and continuous client contact, operating primarily through a bundled wrap-fee program for portfolio management.

Portfolio Advisors Inc. is a locally owned financial planning firm with a rich history of over three decades, committed to "Enriching Lives Through Transformative Actions." We take pride in serving a diverse client base that includes retirees, individuals within 5-7 years of retiring, mid-level & C-suite professionals, and business owners. Key pain points that Tina and her team can help address include: - Reducing taxes - Decisions around Social Security, Medicare, pensions, etc. - Determining if one has enough to retire or saving enough to retire - Making the most of remaining working years - Delegation of management of personal finances - College planning - Family legacy planning A little more about Tina: Tina is a dedicated community servant and a member of several notable organizations, including the Craig School of Business Associates Board and the International Business Fraternity of Delta Sigma Pi. She also holds a position on the board for the Central California chapter of the Financial Planning Association and serves on the Finance Committee for Reading & Beyond. Tina is a graduate of Leadership Fresno, Class 29. She is happily married to her husband, Adam, and they have two children, Keshan and Meera. In her free time, she enjoys quality family moments, traveling, and playing tennis.

Andrew James Flores is a CFP® with 11 years of experience in financial advising, currently serving at Portfolio Advisors, Inc. since 2015. He is based in Fresno, CA, and holds a Series 65 license. Portfolio Advisors, Inc. provides portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, and plan sponsors. The firm emphasizes asset-class allocation using academic research and primarily non-discretionary portfolio management, integrating educational outreach and estate-settlement support into its offerings.

Logan Sumter is a financial advisor at Portfolio Advisors, Inc. in Fresno, CA, holding a Series 65 designation. He joined the firm in 2024 and has a background in education, having worked at several local schools and universities prior to his current role. Portfolio Advisors, Inc. serves individuals, high-net-worth clients, and pension plan sponsors with portfolio management, financial planning, and consulting services. The firm focuses on asset-class allocation using primarily non-actively managed mutual funds and ETFs, with a predominantly non-discretionary management style and educational outreach as part of its service offering.

Portia White is a CFP® and holds a Series 65 license, with 19 years of industry experience. She has been with Whelan Financial since 2004. Whelan Financial is an SEC-registered advisory firm offering wealth management, financial planning, and discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as 401(k) plans, nonprofits, and corporations. The firm integrates financial planning and investment management through client-approved Investment Policy Statements, employing a range of strategies including thematic AI-focused portfolios and tax-aware investing.

Michael Mazman is a CFP® professional with Pathways Advisory Group, Inc. in Fresno, CA. He is part of a four-advisor team at the firm. Pathways Advisory Group is a fee-only firm serving individuals, families, trusts, retirement plans, and business entities. The firm employs an evidence-based, low-cost investment approach focused on institutional mutual funds and ETFs, with portfolios managed mainly on a non-discretionary basis.

Jeffrey Karst is a financial advisor with Pathways Advisory Group, Inc. in Fresno, CA. He holds a Series 65 designation and has 14 years of industry experience, including over 16 years with Pathways. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities. The firm employs an evidence-based, asset-allocation approach focused on low-cost, broadly diversified mutual funds and ETFs, operating primarily on a non-discretionary basis with regular portfolio monitoring and quarterly reporting.

Roger Byrd is a financial advisor at Bridgewealth Advisory Group, LLC in Fresno, CA, with 38 years of industry experience. He holds a Series 63 designation and has worked at Cetera Advisor Networks LLC for 15 years before joining Bridgewealth in 2024. Outside of his advisory role, he serves as a trustee for a family trust. Bridgewealth Advisory Group serves individuals, trusts, estates, retirement plans, charitable organizations, and small businesses. The firm provides comprehensive portfolio management through a firm-sponsored wrap fee program and offers standalone financial planning and retirement plan consulting, with an investment approach tailored to client objectives and risk tolerance using fundamental analysis and a mix of traditional and alternative investment vehicles.

Dustin Smith is a CFP® professional with 21 years of industry experience, currently serving at Pathways Advisory Group, Inc. in Fresno, CA. He has been with Pathways Advisory Group since 2008, contributing to the firm’s team of four advisors. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities, emphasizing an evidence-based, asset-allocation approach using low-cost, broadly diversified mutual funds and ETFs. The firm manages most client relationships on a non-discretionary basis and offers a range of services including customized financial planning, retirement plan consulting, and a structured Foundational program for beginning investors.

Taylor Whelan is a CFP®, CFA®, and Series 65-licensed advisor with 11 years of industry experience. He has been with Whelan Financial since 2014. The firm serves both individual and institutional clients, offering wealth management, financial planning, and discretionary portfolio management. Whelan Financial integrates financial planning and investment management through client-approved Investment Policy Statements, with a focus on tax-aware investing and actively managed portfolios including thematic AI strategies.

Stephen Detweiler is a CFP® and holds a Series 65 license with 13 years of industry experience. He has been with Whelan Financial in Fresno, CA since 2010. Whelan Financial is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and institutional clients such as 401(k) plans, defined-benefit plans, nonprofits, and corporations. The firm integrates financial planning and investment management through client-approved Investment Policy Statements and offers a range of investment strategies, including thematic AI-focused portfolios and tax-aware investing.

Joshua Carpenter is a financial advisor with Bridgewealth Advisory Group, LLC in Fresno, CA, holding a Series 66 designation and 25 years of industry experience. He has worked at Bridgewealth since 2018 and has additional experience with APW Capital, Inc. and RB Capital Management, LLC. Outside of his advisory role, he manages an office building through Bridgewealth Investment Properties, LLC. Bridgewealth Advisory Group serves individuals, trusts, estates, retirement plans, charitable organizations, and small businesses, providing portfolio management through a firm-sponsored wrap fee program along with standalone financial planning and retirement plan consulting. The firm emphasizes fiduciary duty and tailors investment strategies using fundamental analysis and a diversified mix of securities, including alternative vehicles for suitable clients.

Michelle Carter is a CFP® and holds a Series 65 license with 17 years of industry experience. She has been with Pathways Advisory Group, Inc. in Fresno, CA since 2008, working as part of a four-advisor team. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities. The firm uses an evidence-based, asset-allocation approach with low-cost, diversified mutual funds and ETFs, primarily managing client portfolios on a non-discretionary basis and offering customized financial planning and consulting programs.

Philip Ray is a CFP® with 27 years of industry experience and has been with Regency Investment Advisors Inc since 1995. He holds a Series 63 license and is based in Fresno, CA. Outside of his advisory work, he is a member of 1312, LLC, an entity formed to purchase a commercial real estate building leased to Regency Investment Advisors and other tenants. Regency Investment Advisors serves individuals, trusts, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm focuses on asset allocation and manager/fund selection, employing both discretionary and non-discretionary portfolio management with oversight from an Investment Committee that meets quarterly.