Ramy Hindiyeh is a financial advisor at Finmentum LLC in Elk Grove, California, holding a Series 65 designation. He has prior work experience at Honeydev Inc. and Chevron, spanning over 20 years in total. Finmentum LLC is a fee-only advisory firm that provides comprehensive financial planning and discretionary investment management primarily to individuals and families, using a disciplined, long-term, and diversified approach with an emphasis on strategic asset allocation and tax efficiency.

Danielle Miura is a CFP® and holds a Series 66 license with four years of industry experience. She is the principal of Spark Financials LLC, an independent firm based in Elk Grove, CA. Prior to founding Spark Financials, she worked at West Care and attended California State University, Fresno. Outside of financial advising, she owns and operates Spark Tax LLC, providing tax preparation and consulting services. Spark Financials serves individual clients with customized financial planning and investment management, emphasizing a largely passive investment approach informed by modern portfolio theory. The firm also offers discrete consulting projects and tax services through an affiliated tax practice.

Malique Micenheimer is a financial advisor at WIN Private Wealth with 6 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including New York Life and Eagle Strategies. Outside of his advisory role, he is the founder and CFO of the Micenheimer Foundation, a nonprofit focused on community philanthropy. WIN Private Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm offers personalized investment management, financial planning, and educational seminars, employing a mix of active and passive strategies along with ESG portfolio options.

Bernard Gwandiku is a financial advisor at Gwan Global Services, Corp. with six years of industry experience. He holds a Series 65 credential and has been with Gwan Global Services since 2019. In addition to his advisory role, he has worked at UCSF Medical Center since 2005 and is involved in real estate marketing and sales as a licensed agent with Keller Williams Realty. Gwan Global Services, Corp. provides portfolio management and financial planning to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs a combination of fundamental, quantitative, technical, and modern portfolio theory analyses, offering both discretionary and non-discretionary management along with hourly financial planning services.

Jenny Jones Jr. is the sole advisor at The Jones Stewardship Group, LLC in Elk Grove, CA, holding Series 63 and Series 66 licenses with 19 years of industry experience. She has worked with the State of California since 2014 and has led her own firm since 2009. Outside of her advisory work, she is involved as a motivational speaker, teacher, coach, and counselor through her co-ownership of The Jones Educational Group LLC and serves as a consultant with The Win When Consulting Corp LLC. The Jones Stewardship Group serves a small client base including individuals, high-net-worth clients, businesses, charities, and small pension plans, providing financial planning, portfolio management, and assistance in selecting outside money managers. The firm’s investment approach focuses on fundamental analysis with tailored strategies across various asset types, and it offers both discretionary and non-discretionary account arrangements alongside a subscription-style ongoing monitoring service and educational workshops.

Larry Fong is the principal advisor at Mature Money Management, Inc. in Elk Grove, CA, with 18 years of industry experience and a Series 65 designation. He has operated his own insurance agency since 1978, dedicating a significant portion of his time to that business alongside his advisory work. Fong has managed Mature Money Management since 2007 and also maintains a separate insurance practice. Mature Money Management, Inc. provides personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm implements investment programs based on clients’ objectives and documented Investment Policy Statements, using fundamental, technical, and cyclical analysis, with ongoing portfolio management and coordination with other professionals as needed.

Leslie Wolfson is a financial advisor at Wolfson Wealth Management with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Delta Brokers since 2011 alongside her role at Wolfson Wealth Management, which she joined in 2010. Outside of her advisory work, she owns a real estate brokerage that operates independently of her financial services. Wolfson Wealth Management serves individual and high-net-worth clients with discretionary asset management and financial planning, offering tailored portfolios that include a variety of securities and investment strategies. The firm combines fundamental, technical, and cyclical analysis, employing approaches from long-term holdings to short-term trading and options transactions.

Glenn Wolfson is a Series 65-licensed advisor with 14 years of industry experience, currently serving clients through Wolfson Wealth Management and Delta Brokers. He also works as a solutions consultant for Ceridian, focusing on HR, payroll, and tax filing services. Wolfson Wealth Management provides discretionary asset management and financial planning services to individual and high-net-worth clients, utilizing a combination of fundamental, technical, and cyclical analysis across various investment strategies. The firm offers personalized investment plans and retirement reviews, with portfolios regularly monitored and rebalanced to meet clients’ objectives and risk tolerances.

Nickie Dally is a financial advisor at Blueprint Investments and Tax Planning with 15 years of industry experience. She holds a Series 65 designation and has worked at firms including Hansen & Associates Financial Group, Cadger Tax and Financial, and Virtue Capital Management. In addition to her advisory roles, she is a consultant for National Gold Consultants, focusing on gold and silver sales and marketing. Blueprint Investments and Tax Planning is an independent, state-registered firm serving individuals, small businesses, trusts, and charities. The firm offers discretionary model portfolio management and financial planning that incorporates tax and cash-flow analysis, utilizing a top-down investment approach with a range of portfolio strategies tailored to client risk tolerance and objectives.

Larry Stiver is a financial advisor with RiverPath Investments LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with RiverPath Investments since 2015 and has also been involved with Sterling Advisors Inc, Storehouse Financial, and his own entity, Larry Stiver. Outside of advisory roles, he owns an insurance agency offering employee benefits and special risk insurance and serves as CFO and owner of VistaCore, a firm providing hour banking for fringe benefits. RiverPath Investments LLC offers customized asset management and retirement-plan consulting to individuals, trusts, pension, and corporate clients. The firm employs fundamental, technical, and cyclical analysis with continuous portfolio monitoring and provides access to an Institutional Intelligent Portfolios™ program through Schwab.

Tatiane Saravia is a financial advisor at Brickley Wealth Management in Elk Grove, CA, with two years of industry experience. She holds a Series 65 designation and previously worked at Summitry (formerly Golub Group) for four years before joining Brickley Wealth Management in 2019. Brickley Wealth Management offers comprehensive portfolio management, financial planning, and retirement plan consulting for individuals, trusts, pension and profit sharing plans, and business entities. The firm employs a diversified, long-term investment approach that combines modern portfolio theory with active and passive funds, ESG screening, and due diligence of third-party managers.

April Young is a financial advisor at Wedbush Securities Inc. with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wedbush Securities since 2011. Outside of her advisory role, she is a partner at Delzio Young Financial Group, focusing on financial planning and wealth management. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients, offering both brokerage and SEC-registered investment advisory services. The firm provides a range of account solutions and combines broker-dealer, capital markets, custody, and clearing services, including commodities and prime services.

Matthew Swanson is a financial advisor with Golden State Wealth Management, LLC, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked with Golden State Wealth Management and LPL Financial since 2016 and was previously with Edward Jones from 2010 to 2016. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities with discretionary asset management, financial planning, and retirement plan consulting. The firm employs diverse analytical approaches and offers tailored advice based on client objectives and risk tolerance.

Raymond Chow is a financial advisor with Wedbush Securities Inc. in Elk Grove, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wedbush Securities since 2008. Outside of his advisory role, he serves as an assistant coach for a local basketball team focused on player development and AAU tournament planning. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients. The firm offers a range of brokerage and SEC-registered investment advisory services and provides both discretionary and non-discretionary managed account solutions alongside commission-based brokerage arrangements.

Payton Boyea is a financial advisor with Berthel Fisher & Company Financial Services, Inc., holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior roles include positions at Thrivent Financial and BFC Planning, Inc. Outside of advisory work, Boyea coaches strength and conditioning combined with budgeting and savings techniques, and he teaches financial literacy to high school students. Berthel Fisher & Company Financial Services, Inc. provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and institutional clients. The firm offers a range of asset management platforms and strategies through approximately 100 investment adviser representatives.

Steven Balaban is a CFP® professional with 37 years of experience in the financial services industry. He has been with Concorde Asset Management, LLC since 2014 and also serves as Vice President at 1031 Capital Solutions, where he focuses on DST advisory services for investors seeking tax deferral strategies. Concorde Asset Management serves individual, corporate, and retirement-plan clients by providing discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset managers. The firm builds customized portfolios based on client objectives and employs a combination of proprietary and third-party strategies, including model portfolios and overlay management.

Gale Brodie is a financial advisor with Vanderbilt Advisory Services, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Founders Financial Securities, Waddell & Reed, Inc., and Centaurus Financial, Inc. He serves as a trustee for the Arthur & Marilyn Hughes trust. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts, businesses, and retirement plans. The firm offers a range of portfolio management and financial planning services, emphasizing strategic asset allocation and integrating advisory services with retirement-plan consulting and administration.

Carlos Rodriguez is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Principal Life Insurance Company, Principal Securities Inc, and Newport Group. He has also worked in diverse fields such as real estate with EXP Realty and public service with CA State Parks. Principal Securities offers brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel overseas. The firm provides financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Chris Johnson is a financial advisor with Principal Financial Services, holding a Series 66 designation and 11 years of industry experience. He has worked at Principal Securities Inc. since 2016 and previously with Principal Life Insurance Company from 2015 to 2019. Johnson serves as a finance committee member and general board member for the Sacramento Literacy Foundation and coaches middle school basketball at Bradshaw Christian School. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation generally carried out on a discretionary basis by the TPMMs.

Charles Romualdez is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and over two years of experience. His prior roles include positions at Paragon Financial Services, LLC, Northwestern Mutual, and HR Block. Outside of finance, he has experience in education and retail, having worked at California State University, Sacramento, Elk Grove High School, and Leatherby's Family Creamery. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a variety of advisory programs and services, including custom portfolio solutions and retirement plan consulting, while providing operational, compliance, and investment management support to its affiliated advisors.