Steven Bell is a CFP® with 16 years of industry experience, currently serving at The Wealth Conservatory in Plymouth, CA. He has been with Comprehensive Planning Associates, Inc. since 2009. The Wealth Conservatory provides comprehensive financial planning, consulting, and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a fee-only, passive investment approach based on Modern Portfolio Theory, emphasizing systematic rebalancing, tax-loss harvesting, and cost-effective asset allocation.

Ryan Shortridge is a financial advisor with APS Investment Management Group, holding a Series 66 designation and 20 years of industry experience. He has worked at LPL Financial since 2012 and has been associated with APS Associates since 2010. Shortridge also spends part of his time selling non-variable insurance. APS Investment Management Group serves individual and corporate clients, including high-net-worth individuals and employer plan sponsors, offering portfolio management through a firm-sponsored wrap fee program and pension consulting services. The firm manages approximately $171.5 million in discretionary assets across about 550 client relationships supported by two advisors.

Kevin Kraft is a financial advisor with APS Investment Management Group and holds Series 63 and Series 66 licenses. He has 22 years of industry experience, including 14 years at LPL Financial and 16 years with APS Associates. Outside of his advisory work, he is involved in fixed insurance products such as term, universal, whole life, disability income, and long-term care insurance. APS Investment Management Group serves individual and corporate clients, including high-net-worth individuals and employer plan sponsors, offering portfolio management through a firm-sponsored wrap fee program and pension consulting services. The firm manages approximately $171.5 million in discretionary assets across about 550 client relationships, utilizing a combination of fundamental and technical analysis with accounts reviewed at least quarterly.

Rick Healy is a CFP® with 43 years of industry experience, currently serving at Southland Equity Partners, LLC since 2024. He previously worked at Osaic Wealth, Inc. and FSC Securities Corporation. Healy is co-president of the Amador Flyfishers club, a local community organization. Southland Equity Partners advises individuals, pension and profit-sharing plans, and businesses, providing financial planning, direct asset management, and retirement plan consulting. The firm employs a mix of fundamental and technical analysis to manage mostly discretionary portfolios and evaluates third-party managers for specific asset classes.

Larry Fletcher is a CFP® with 39 years of industry experience. He has been with Mariner Independent Advisor Network and LPL Financial since 2015. Mariner Advisor Network operates as an enterprise registered investment adviser with a decentralized network of Investment Adviser Representatives serving individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers portfolio management, financial planning, consulting, model portfolios, and access to third-party managers, along with retirement plan consulting services.

William Peterson is a financial advisor at Brookstone Capital Management LLC with 17 years of industry experience. He holds a Series 65 designation and has worked at Brookstone since 2008. Outside of advisory services, he is involved in life and health insurance sales, assists with enrollment in a prescription assistance program, and conducts occasional precious metal sales. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions.

Danelle Dix is a CFP®-designated financial advisor with Edward Jones, where she has worked since 2003, totaling 22 years of industry experience. She holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment advisory programs and services. The firm manages approximately $1.01 trillion in assets and is notable for its large retail advisor network and affiliated capabilities beyond advisory services.

Timothy Knittel is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joshua Knittel is a financial advisor at Edward Jones with 23 years of industry experience. He has held his current role at Edward Jones since 2002. Outside of his advisory work, he is involved in managing commercial rental property in Sutter Creek, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment and advisory services, supported by a large nationwide network of financial advisors and branch offices.

Eric Figueroa is a CFP® and holds a Series 65 license, with four years of industry experience. He currently serves as the sole advisor at Hesperian Wealth, having previously worked at Litman Gregory from 2013 to 2021 and briefly at iM Global Partner in 2021. Outside of his advisory work, he is involved with Hesperian Research LLC. Hesperian Wealth is an independent firm that provides investment advisory and portfolio management services primarily to individual clients, with additional offerings for institutional portfolios. The firm focuses on tailored portfolio management and ongoing oversight to align investments with client objectives.