Michael Mills is the principal advisor at Mills Financial Group, an independent firm based in Yuba City, CA. He holds a Series 65 designation and has three years of industry experience. Before founding Mills Financial Group in 2022, Mills worked at Jackson Hewitt and in healthcare administration roles at Adventist Health West and Fremont Rideout Health Group. His firm offers accounting, tax preparation, financial management, and investment advising services. Mills Financial Group provides investment advisory and financial planning services to individuals, charitable organizations, and small businesses. The firm uses a primarily passive, low-cost investment approach with diversified portfolios of index mutual funds and ETFs, combined with in-house accounting and seasonal tax services, educational seminars, and a recurring paid newsletter available to clients.

Darel Baer is a CFA® charterholder with 32 years of industry experience. He is the principal of Baer Investment Advisory LLC in Yuba City, CA, where he has worked since 2007. Baer Investment Advisory LLC provides discretionary portfolio management to individuals, high-net-worth clients, trusts, and corporations, creating customized Investment Policy Statements and implementing tailored model portfolios. The firm employs a blend of fundamental, technical, cyclical, and quantitative analysis, utilizing both long- and short-term trading strategies along with options and margin, and manages approximately $126.7 million in discretionary assets.

Devon Hunter is a financial advisor at Earned Wealth Advisors, LLC with a Series 65 designation and one year of industry experience. Prior to joining Earned Wealth Advisors, he worked at Focus Partners Wealth, LLC and Hoyle Cohen LLC. His background also includes roles outside of finance at Paul Durham Electric and James Cook Languages SRO. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a particular focus on doctors, dentists, and their practices. The firm offers financial planning, discretionary wealth management, and retirement-plan advisory services, combining independent investment managers and model portfolios with a buy-and-hold investment approach supported by financial planning techniques.

Christopher Hacker is a financial advisor with RMR Wealth Builders, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining RMR Wealth Builders in 2022, he worked at Calton & Associates, Inc. and Titan Retirement Advisors LLC. Outside of his advisory role, he owns Conquer-U, LLC, a business and life coaching firm focused on mentoring individuals on business-life balance. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, organizing client relationships around registered investment adviser representatives who implement model-based strategies with periodic reviews and rebalancing.

Johnny Ceballos is a CFP®-certified financial advisor with 18 years of industry experience. He has worked at Golden State Wealth Management, LLC since 2016 and previously spent five years with Edward Jones. Outside of his advisory role, he serves as an assistant varsity softball coach at Gridley High School. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities with discretionary asset management, financial planning, and retirement plan consulting. The firm employs a variety of analytical approaches and offers tailored advice based on client objectives and risk tolerance.

Michael Critchfield is a CFP® professional with 20 years of experience in financial advising. He has worked at Woodbury Financial Services, Inc. for 13 years, followed by roles at Commonwealth Financial Network and Core Financial Group. He is currently retired. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and comprehensive back-office support, including operations, trading, technology, investment management, compliance, and practice-management services.

Laura Clem is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and nine years of industry experience. She previously worked at CUSO Financial Services, LP for seven years before joining Commonwealth in 2020. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who maintain discretion over client portfolios while utilizing Commonwealth’s model portfolios and program structures.

Nelly Warner is a financial advisor at Commonwealth Financial Network with five years of experience. She holds the Series 66 designation and has prior work experience in the hospitality and educational sectors, including roles at Catamaran Resort Hotel & Spa and San Diego University for Integrative Studies. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.

Evan Pugh is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds a Series 66 designation and has worked at Core Financial Group, Woodbury Financial Services, and Costco. His background also includes roles in financial wellness education and coaching swim teams. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions.

Christopher Schwartz is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 10 years of industry experience. He has worked at Commonwealth since 2016 and previously held positions at Oneamerica Securities and American United Life. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs and comprehensive support services, including investment management and retirement plan consulting, while allowing advisors discretion in portfolio construction and access to proprietary model portfolios.

Matthew Digiacomo is a CFP® professional with 23 years of industry experience. He is currently affiliated with Commonwealth Financial Network and Core Financial Group since 2023, and previously worked at Woodbury Financial Services, Inc. from 2011 to 2023. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-management support. The firm offers discretionary model portfolios and customized program options, backed by substantial clearing and custody relationships.

Matthew Debiase is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services and Core Financial Group. Outside of advisory work, he is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, compliance, and practice-management support to affiliated advisors.

David Boothby Jr. is a financial advisor at Commonwealth Financial Network with nine years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years and Texas Hydraulics Inc. for twenty years. Outside of his advisory role, he is a co-owner of Cedarwood Financial Partners, LLC, a private entity established to facilitate advisory business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs including wealth management and retirement plan consulting. The firm provides operational, trading, technology, and compliance support while enabling advisors to construct client portfolios from diverse securities and insurance products.

Bradford Byrns is a financial advisor with Commonwealth Financial Network in Dublin, CA, holding Series 63 and Series 66 licenses and having 12 years of industry experience. Prior to joining Commonwealth and Aegis Consulting in 2025, he worked at Lincoln Financial Advisors for 11 years. He also spends a small portion of his time on fixed insurance sales. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to its affiliated advisors.

Patricia Posada is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. Her prior roles include positions at Sagepoint Financial, Lindner Consulting Services, and OSAIC. She is currently based in San Diego, CA. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by providing a range of advisory programs and back-office support, including operations, trading, technology, investment management, compliance, and practice-management services. The firm offers multiple program structures and discretionary model portfolios designed by its Investment Management and Research team.

Cole Winship is a financial advisor with Commonwealth Financial Network holding a Series 66 designation. He is based in San Diego, CA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 affiliated advisors and manages roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Sean Andersen is a financial advisor with Eagle Strategies (NY Life) based in Yuba City, CA, holding the ChFC® designation and Series 63 license. He has 15 years of industry experience, with prior roles at New York Life Insurance Company and Nylife Securities LLC. Andersen serves as a board member of Estate Planning Professionals Yuba Sutter, a group focused on fostering collaboration among estate planning professionals. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios rather than discretionary mandates.

Sunil Tumber is a financial advisor at Edward Jones in Yuba City, CA, with three years of industry experience. He held a position at Mechanics Bank for 11 years prior to joining Edward Jones. He holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies under a fiduciary standard through a nationwide network of over 23,000 advisors.

Thomas Willoughby is a financial advisor at Edward Jones with 36 years of industry experience. He has held his current position since 1988. Outside of his advisory role, he is involved in several real estate rental ventures in Yuba City and Truckee, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial products, supported by a nationwide network of over 23,700 advisors.

Karen Kam is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, she worked at T-Mobile US for one year. Edward Jones is a full-service wealth management firm with over $1 trillion in assets under management, serving a diverse client base including individuals, institutional clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors.