John Gardner is the principal advisor at Convergence Wealth Partners LLC in Redding, CA. He holds a Series 65 designation and has four years of experience in the financial services industry. Gardner is also the CEO and founder of Financial Convergence Insurance Solutions, Inc., where he serves as a licensed insurance agent. Convergence Wealth Partners LLC provides discretionary managed account services and financial planning to individual and high-net-worth clients. The firm offers tailored investment advice, asset allocation recommendations, and may utilize third-party managers while maintaining oversight of those relationships.

Jenna Nichol Fitzgerald is a financial advisor at Morris Wealth Management with one year of industry experience. She holds a Series 66 designation and previously worked at Edward Jones and Herrick Grapevines, LLC. Outside of advising, she creates crochet patterns and sells them on Etsy through her business, HenleysMomPatterns. Morris Wealth Management provides both discretionary and non-discretionary portfolio management services to individuals, trusts, estates, corporations, and retirement plans. The firm offers tailored investment programs and serves as a 3(38) investment manager, emphasizing institutional retirement services alongside personalized client portfolio management.

Glenn Morris is a CFP® professional with 28 years of industry experience, currently serving at Morris Wealth Management, a firm he has led since 2013. He is also licensed as a life insurance agent, involved in assessing client needs for insurance products. Morris Wealth Management provides discretionary and non-discretionary portfolio management services to individuals, trusts, estates, corporations, and retirement plans, including acting as a 3(38) investment manager for ERISA plans. The firm tailors investment programs to client goals and risk tolerance, conducting regular account reviews and offering both discretionary and client-approved trading options.

Parrish Malson is a CFP® professional with 39 years of industry experience. He has been with Mariner Independent Advisor Network and LPL Financial since 2009, operating out of Redding, CA. In addition to his advisory work, he is licensed to sell non-variable insurance products including life, health, disability, long-term care, and group insurance. Mariner Advisor Network is an enterprise registered investment adviser that supports a decentralized network of Investment Adviser Representatives serving individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers portfolio management, financial planning, consulting, and access to various investment strategies, including retirement plan consulting services not commonly found at firms of similar size.

Thoras Cochran is a financial advisor with Edward Jones, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he is a co-owner and administrative/bookkeeper for Cochran Transport/Double J Construction, a trucking and construction business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, supported by a large national network of financial advisors and branch offices.

Ben Swim is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2012. Outside of his advisory work, he is a co-owner of a small farm operation selling excess livestock and eggs. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Denise Heitsman is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 26 years of industry experience. She has been with LPL Financial since 1999. Outside of her advisory role, she is involved in managing a real estate rental property in conjunction with her husband. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment delivery options supported by an in-house research team and combines large-scale advisory operations with various non-advisory product activities.

James Jones is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Raymond James Financial since 2009 and with Raymond James Financial Services, Inc. since 1999. Outside of his advisory role, he works as an independent contractor for Ball Jones & Gowen in Redding, CA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans developed through detailed client interviews and risk profiling, with a notable focus on non-discretionary advisory services.

Kenneth Cordy is a CFP® and ChFC® with 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Justin Cochran is a financial advisor with Edward Jones in Cottonwood, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2024, he worked in construction and transport-related roles and is the owner of a ranch that also serves as his primary residence. He has pending roles on the City of Anderson Planning Commission and with Melton Design Group for quality control and document review. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Christopher Hall is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for eight years. Outside of his advisory role, he owns Hall of Fame Marketing, a non-investment-related business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of delivery options supported by an in-house research team and a large network of investment adviser representatives.

Michael Bayer is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions in biotech and culinary services, as well as roles in education. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of advisors and branch offices.

Mark Gowen is a financial advisor with Raymond James Financial in Redding, CA, holding a Series 63 designation and 26 years of industry experience. He has worked with Raymond James Financial since 2003 and is also affiliated with Ball Jones Gans and Gowen Financial Services as an independent contractor. Gowen serves as co-successor trustee on a family trust. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through detailed client risk profiles and supported by a broad affiliate network.