Michael Penfield is the principal of Penfield Investments LLC, an independent advisory firm based in Central Point, Oregon. He holds a Series 66 designation and has 16 years of industry experience, including prior roles at Edward Jones and FanDistro. In addition to his advisory work, Penfield maintains a licensed insurance practice and dedicates a portion of his time to insurance product sales. Penfield Investments LLC provides ongoing asset management and financial planning services primarily to individual and high-net-worth clients. The firm employs a tailored investment process incorporating fundamental, technical, and charting analyses, offering both discretionary and non-discretionary engagement options while reviewing held-away retirement plan accounts.

Jason Burley is a CFP® with 17 years of experience in the financial services industry. He is the principal of Purpose First Financial, LLC, where he has worked since 2021. Prior to that, he spent 13 years with Thrivent Financial for Lutherans and Thrivent Investment Management Inc. He is also a licensed insurance agent offering insurance products independently. Purpose First Financial serves individuals, small businesses, and charities by providing comprehensive financial planning, portfolio management, retirement-plan advice, and investment consultation. The firm employs a combination of fundamental, technical, and cyclical analysis alongside Modern Portfolio Theory to create diversified, customized portfolios, and it offers educational workshops for clients and prospects.

Russell Mc Almond is a financial advisor at Rogue Russell Investments with 7 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Evergreen Capital Management, Inc., Rutherford Investment Management, and spent several years semi-retired. Rogue Russell Investments provides discretionary investment management and written financial planning services to pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth individuals. The firm constructs customized portfolios using individual stocks, bonds, ETFs, and no-load mutual funds, emphasizing diversification and cost awareness within a fiduciary framework.

Stephen Gerritz is the sole advisor at Gerritz Wealth Management, Inc. in Central Point, Oregon, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has operated his independent advisory firm since 1999. Gerritz Wealth Management provides active portfolio management and advisory services to individuals, high-net-worth clients, and profit-sharing plans. The firm employs a tactical asset allocation strategy that integrates fundamental and technical analysis using proprietary timing tools to manage discretionary portfolios.

Josh Welch is a Series 65-credentialed financial advisor with 15 years of industry experience. He has been with Welch Investment Group, LLC since 2010, where he serves as one of two advisors. The firm provides investment management and financial planning primarily to individual clients, including high-net-worth individuals, as well as trusts, estates, charitable organizations, and business entities. Welch Investment Group customizes portfolios using a mix of individual stocks, bonds, ETFs, and mutual funds, operating as a fiduciary with discretionary authority and emphasizing written, periodic communication and coordination with clients’ other professional advisors.

Sean Ealy is a CFA® charterholder with seven years of experience in the financial industry. He has been with Welch Investment Group, LLC since 2019, following a 24-year tenure at RVK, Inc. Welch Investment Group provides investment management and financial planning services primarily to individual clients, including high-net-worth individuals, as well as trusts, estates, charitable organizations, and business entities. The firm offers customized portfolio management and retirement-rollover advice, operating as a fiduciary with a focus on written communications and coordination with clients’ other professional advisors.

Cameron Marzi is a Series 65-licensed financial advisor with Rogue Advisors, LLC, based in Grants Pass, OR. He has four years of industry experience, including a prior role at DoorDash, and has been with Rogue Advisors since 2021. Outside of his advisory work, Marzi is involved in social media marketing, assisting companies with their marketing efforts on a part-time basis. Rogue Advisors is a fee-only registered investment adviser serving individuals, retirement plans, trusts, and business entities. The firm primarily uses passive, diversified model portfolios composed of index mutual funds and ETFs, and provides a range of fiduciary and participant-level advisory services.

Nicholas Jones is a CFP® with 21 years of industry experience, currently serving at Jones & Associates Premier Financial Solutions in Jacksonville, OR. He has held roles at multiple affiliated entities, including Gradient Securities, LLC and Principal Funds Distributor, Inc. Outside of advisory work, he is involved in an oil and gas investment holding company. Jones & Associates Premier Financial Solutions serves individual and high-net-worth clients as well as qualified retirement plans, offering discretionary asset management, financial planning, and ERISA 3(21) fiduciary services. The firm employs a disciplined investment approach incorporating fundamental, technical, and cyclical analysis, and maintains co-advisor relationships with third-party portfolio managers.

Steven Yungen is a Series 65-licensed advisor with Jones & Associates Premier Financial Solutions in Jacksonville, OR, where he has worked since 2010. He has 15 years of industry experience, including prior work with Jones & Associates Premier Insurance Solutions. Jones & Associates Premier Financial Solutions serves individual and high-net-worth clients as well as qualified retirement plans, offering discretionary asset management, financial planning, and ERISA 3(21) fiduciary services. The firm uses fundamental, technical, and cyclical analysis to guide investment decisions and also collaborates with third-party portfolio managers for certain clients.

Madison Raffensperger is a financial advisor at Cutler Investment Group with a Series 65 designation and two years of industry experience. She has been with Cutler Investment Counsel, LLC since 2018 and previously worked at Personnel Source Inc. from 2016 to 2018, following eight years in full-time education. Cutler Investment Counsel provides discretionary portfolio management and financial planning to individuals, corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios, a dividend-focused Equity Income strategy, retirement plan consulting, and uses third-party technology and AI tools to support research and reporting while maintaining portfolio oversight.

Anne Catherine Vinickas is a financial advisor with Redwood Financial Network, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at Redwood Financial Network and LPL Financial since 2019 and previously spent 14 years at Valic Financial Advisors. Vinickas operates a wealth advisory business as a sole member entity in Central Point, Oregon. Redwood Financial Network is a team-based advisory firm managing approximately $226 million in assets for individuals, pension plans, charitable organizations, and businesses. The firm focuses on customized, long-term portfolio construction with a combination of in-house management and LPL-sponsored platforms, offering a range of financial planning and retirement consulting services.

Greyson Back is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to his advisory career, he worked for eight years at Dutch Bros. Coffee and served as Chief Compliance Officer at PrimaryHealth from 2014 to 2017. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Susan Niedwick is a CFP® with 21 years of industry experience and has been with Cutler Investment Counsel, LLC since 2020. Prior to that, she worked at Check Capital Management Inc for five years. She holds the Series 63 and Series 66 licenses. Cutler Investment Counsel provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios and a dividend-focused Equity Income strategy, using customized portfolios supported by third-party technology and AI tools.

Jennifer Leroy is a CFP® with 13 years of industry experience, currently serving as an advisor at Cutler Investment Group in Jacksonville, OR. She holds a Series 65 license and works within a team of 19 advisors. Cutler Investment Counsel provides discretionary portfolio management and financial planning to individuals, corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm’s approach includes risk-based Lifestyle Portfolios and a dividend-focused Equity Income strategy, utilizing third-party technology and AI tools to support research and client service.

Dean Russo is a financial advisor with Cutler Investment Group in Jacksonville, OR, holding a Series 66 designation and 24 years of industry experience. He worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, from 2001 to 2025 before joining Cutler Investment Group. Cutler Investment Counsel provides discretionary portfolio management and financial planning to individuals, corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios, a dividend-focused Equity Income strategy, retirement plan consulting, model licensing, and occasional expert-witness services.

Brenda Stein is a CFP® professional with 12 years of experience in the financial industry. She currently works at Go Wealth Management and has previously held roles at NEXT Financial Services, Purshe Kaplan Sterling Investments, SeaCrest Wealth Management, and Edward Jones. Outside of her advisory work, she is involved with a trust entity related to a rental property and also sells fixed insurance products. Go Wealth Management provides investment and wealth management services to individuals, high-net-worth clients, trusts, estates, foundations, and employer-sponsored retirement plans. The firm employs a team-based research approach and integrates financial planning with discretionary and non-discretionary portfolio management.

Daniel Belica is a financial advisor at IMS Capital Management with 21 years of industry experience. He holds the Series 66 designation and has been with IMS Capital Management since 2014, also working briefly at Pinnacle Wealth Advisors, LLC. IMS Capital Management is an SEC-registered advisory firm managing approximately $407 million in assets with a six-advisor team. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, insurance companies, and investment companies, offering financial planning, portfolio management, pension consulting, and mutual fund operations.

Matthew Patten is a financial advisor at Cutler Investment Group in Jacksonville, OR, holding a Series 65 designation with 16 years of industry experience. He has been with Cutler Investment Counsel, LLC since 2003. Outside of his advisory role, he is a member of Ashland Partners International, an accounting outsourcing firm. Cutler Investment Counsel provides discretionary portfolio management and financial planning to individuals, corporate pension plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios, a dividend-focused Equity Income strategy, and retirement plan consulting, utilizing third-party technology and AI tools while maintaining portfolio oversight.

Ellery Barney is a financial advisor at Cutler Investment Group with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Wealth Management and Morgan Stanley Private Bank. Barney joined Cutler Investment Counsel, LLC in 2023. Cutler Investment Counsel provides discretionary portfolio management and financial planning services to individuals, corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios, a dividend-focused Equity Income strategy, and retirement plan consulting, with portfolio customization and technology-supported research and reporting.

Thomas Caughell is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, and Edward Jones. Outside of his advisory role, he serves as a varsity assistant basketball coach at Ashland High School, where he creates scouting reports and supports the team during games. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.