In my mid-20s, I was making big financial decisions – rolling over a 401(k) after leaving a corporate job, deferring student loans before joining the Peace Corps, and figuring out how to invest while living abroad. Each challenge pushed me to learn more, and I realized I genuinely enjoyed making sense of money. But as my husband and I navigated major milestones – marriage, home buying, career shifts – we had a hard time finding financial advice that was clear, practical, and truly in our best interest. That’s when I knew: financial planning shouldn’t feel like guesswork. I became a CERTIFIED FINANCIAL PLANNER™ to help professionals in their 30s and 40s gain clarity and confidence in their financial decisions. I founded Kirwin Financial because there simply weren’t enough fee-only planners serving people who are growing their families, careers, and wealth. Today, I help couples align their money with their life goals – whether it’s buying a home, preparing for a new baby, or planning for financial independence. I offer unbiased, fee-only financial planning, meaning I work in your best interest – no commissions, no product sales, just expert guidance tailored to your life. A comprehensive plan typically costs $3,375, with billing based solely on the time spent at a rate of $275 per hour. You don’t have to figure this out alone. Let’s build a financial plan that fits your life, your goals, and your future. Get started here: https://calendly.com/kirwinfinancial/15min

Gregory Arquette is a CFA® charterholder and the sole advisor at Tiger Mountain Capital in Sammamish, WA, with four years of industry experience. He previously worked at MIG Capital LLC and spent four years as a self-employed investor before joining Tiger Mountain Capital in 2021. Tiger Mountain Capital provides discretionary portfolio management to individuals, high-net-worth clients, and other investment managers and private funds, employing a concentrated long/short equity strategy alongside a non-levered long-only option for tax-sensitive accounts. The firm utilizes fundamental analysis, investigatory research, expert networks, and proprietary data tools to manage a focused portfolio, often incorporating margin and options, and offers performance-based compensation and sub-advisory services uncommon among similarly sized independent advisers.

Chris Folgmann is the sole advisor at Folgmann Financial Group LLC in Woodinville, WA, holding Series 63 and Series 65 credentials with 30 years of industry experience. His prior work includes seven years at J. W. Cole Advisors, Inc. and J.W. Cole Financial, Inc., and ongoing experience since 2009 with Financial Advisers Of America, LLC. Folgmann Financial Group serves individual investors, company retirement plans, trusts, and estates by providing financial planning, non-discretionary portfolio management, and retirement-plan consulting. The firm employs model-based allocations using mutual funds, ETFs, and individual equities guided by investment policy statements and a proprietary fund-ranking methodology, and offers specialized services such as ERISA 3(21) advisory work, vendor search and cost assessment, and participant education for plan sponsors.

Douglas Eickerman is the sole advisor at Kairos Capital Management, LLC, an independent firm based in Bellevue, WA. He holds a Series 65 designation and has 16 years of industry experience, leading Kairos Capital since 2009. Outside his advisory role, he serves as co-managing member and CFO of Kairos Real Estate Holdings, LLC, which owns the office location of his firm. Kairos Capital Management provides discretionary investment advisory and portfolio management services to individuals and pension and profit-sharing plans. The firm employs an investment approach focused on asset allocation, diversification, and a combination of modern portfolio theory with fundamental analysis, managing approximately $106 million for about 84 clients.

Eric Kenney is a Series 65-licensed financial advisor at Kenney Wealth Planning & Management with two years of industry experience. Prior to founding his independent firm, he held roles at Kenney Investment Management LLC, Veeva Systems, Autoscribe Informatics, and LabWare, Inc. Kenney Wealth Planning & Management provides portfolio management and financial planning services to individual and high-net-worth clients, focusing on customized investment policy statements and offering both discretionary and non-discretionary management. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to construct diversified, tax-efficient portfolios, with services that include direct indexing, tax-loss harvesting, and hedging strategies.

Shane Hoover is the sole advisor at Hoover Capital, L.L.C. in Issaquah, Washington, holding Series 63 and Series 65 designations with 28 years of industry experience. He has been with Hoover Capital since 2004. Hoover Capital provides fee-based investment advice and portfolio management primarily to individual clients, managing $9.0 million in segregated accounts as of December 31, 2024. The firm’s investment approach combines fundamental and technical analysis focused on secular market cycles, emphasizing cycle-based risk management and non-discretionary account management that requires client trade approval.

Hieu Nguyen is a financial advisor at XSTAR Fund Management LLC with eight years of industry experience. He holds a Series 65 designation and has worked at Alphabet Inc and Dropbox Inc before joining XSTAR Fund Management in 2017. XSTAR Fund Management LLC serves accredited and high-net-worth investors through a privately offered pooled investment vehicle and separately managed accounts. The firm employs a combination of top-down macro analysis and bottom-up fundamental research, focusing on U.S. publicly traded equities with an emphasis on undervalued and special-situation opportunities.

Christine Maggio is a financial advisor at Retirement Planning Partner LLC with one year of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Unify Consulting and VMG Studios. Retirement Planning Partner LLC provides retirement-focused financial planning to individuals and couples, offering hourly engagements, comprehensive written plans, and ongoing membership options. The firm emphasizes strategic asset allocation using primarily passive investment vehicles and provides advice on a non-discretionary basis without managing or custodying client assets.

Ranjan Upendra is a Series 65 credentialed advisor with seven years of industry experience. He is currently affiliated with Starklogic LLC and has prior work experience at Microsoft and Adobe, where he serves as a Senior Finance Manager focusing on financial planning analysis and reporting. Starklogic LLC, established in 2018, provides discretionary portfolio management and wealth management services for pooled and institutional accounts, as well as financial planning for individual clients. The firm emphasizes asset allocation using strategic and tactical methods supported by computer models and third-party research, managing portfolios primarily through no-load mutual funds and ETFs.

George Sisti is a financial advisor at On Course Financial Planning with 21 years of industry experience. He holds a Series 65 designation and has worked as a pilot for United Airlines since 1978. On Course Financial Planning serves primarily individual clients, including high-net-worth individuals, by providing financial planning and investment advisory services. The firm uses a passive, indexing investment approach with globally diversified portfolios and operates as a single-advisor practice managing discretionary assets.

Eugene Slutsky is a financial advisor at Sound Investment Advice, LLC in Issaquah, WA, holding a Series 65 designation with four years of experience in investment advisory services. He has maintained a full-time CPA accounting practice since 2006, operating separately from his advisory work. Sound Investment Advice, LLC provides portfolio management and financial planning primarily to individual, non-high-net-worth clients through a boutique practice model. The firm offers ongoing, individualized management with direct advisor access and features an affiliated accounting practice that facilitates client referrals between tax and advisory services.

Robert Wright is a CFP® professional with 26 years of industry experience, currently operating Wright Wealth Management, LLC, an independent advisory firm he founded in 2012. He serves as the sole advisor at his firm and holds Series 63 and Series 65 licenses. In addition to his advisory work, Wright is an adjunct faculty instructor at the University of Washington School of Business, a role he has held since 2016. Wright Wealth Management provides comprehensive financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm emphasizes customized Investment Policy Statements, diversified asset allocations, and a long-term investment approach using mutual funds, ETFs, and individual securities.

Jonas Means is a financial advisor with Mariposa Wealth Solutions LLC in Snoqualmie, WA. He holds the Series 66 designation and has 19 years of industry experience. Prior to founding Mariposa Wealth Solutions in 2019, he worked at Cutler Investment Counsel, LLC and Laird Norton Wealth Management. Mariposa Wealth Solutions provides discretionary investment management and comprehensive financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes charitable gift planning and serves nonprofit clients, combining fundamental and technical analysis with tailored asset allocation and ongoing portfolio monitoring.

Anita Gray is a CFP® professional with 15 years of experience in the financial services industry. She is the sole advisor at Promenade Wealth, an independent firm she has been with since 2020. Her prior experience includes roles at Northwest Asset Management and several other financial firms. Promenade Wealth serves individuals, trusts, estates, charitable organizations, and corporate clients, providing both discretionary and non-discretionary investment management along with financial planning and consulting. The firm employs a fiduciary, customized approach using fundamental analysis, modern portfolio theory, and cyclical analysis, and it offers services that include tax, estate, retirement, charitable giving, and business planning in coordination with other professionals.

Michael Policar is a Series 66-licensed financial advisor with 13 years of industry experience. He is the principal of NGP Financial Planning, LLC, where he has worked since 2020, following prior roles at Hightower Securities, Hightower Advisors, Bank of America, and Merrill. NGP Financial Planning, LLC provides discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm manages portfolios tailored to client goals and risk tolerance, employing a range of investment vehicles and defensive option strategies.

Steven Baldwin is a Series 65-licensed financial advisor with The Road Ahead Wealth Management LLC in Woodinville, WA, bringing two years of industry experience. Prior to founding his firm, he worked at Honeywell International, Inc. for 18 years and has held roles at Live Nation Worldwide, Inc. Outside of advising, he serves as a trustee for a friend's account. The Road Ahead Wealth Management LLC is an independent registered investment adviser serving individual and high-net-worth clients through discretionary asset management and financial planning. The firm employs fundamental and technical analysis to create customized investment programs across various asset classes, including options strategies, and manages approximately $11.2 million for a small client base.

Onward Financial Advising LLC is a fee-only, fiduciary financial advising firm dedicated to helping individuals and families build wealth and achieve financial security. Onward believes that financial advising is for everyone and that everyone can benefit from expert financial advice, regardless of how many investable assets they have. With this belief, the mission of Onward Financial Advising is to empower clients to improve their financial futures by creating personalized plans that build wealth. Key Services: • Comprehensive Financial Planning • Ongoing Financial Advice • Investment Management • Retirement Planning • Tax Strategies and Planning • RSU Planning and Employer Retirement Plans To accomplish this mission Onward specializes in creating personalized financial plans that address the unique needs of mid-career professionals, first-generation wealth creators, and families. The founder, Brian Blakeman, brings over 15 years of combined experience in aerospace engineering and financial services to create a unique blend of technical expertise and personal financial advice. Onward Financial Advising understands the complexities of financial decision-making, especially when it comes to managing restricted stock units (RSUs), employer retirement plans, and crafting efficient tax strategies. As a fiduciary, Onward is committed to acting in your best interest, offering clear, transparent advice without conflicts of interest.

Theodore Krammer is a CFP® professional with 19 years of industry experience and the principal advisor at Krammer Financial, an independent firm based in Redmond, WA. He has led Krammer Financial since 2015. Outside of advisory services, he receives compensation for referrals to an unaffiliated consulting company and holds a Washington state insurance license, recommending insurance products when suitable for clients. Krammer Financial provides discretionary investment management and financial planning to individuals, trusts, retirement accounts, and retirement plan sponsors. The firm combines modern portfolio theory with tactical asset allocation, using both active and passive strategies, and frequently integrates third-party managers while exercising discretionary authority over asset allocation and manager appointments.

Eric Linger is a financial advisor at Sherwood Investments in Redmond, WA, with 14 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Sherwood Investment Services since 1999. Sherwood Investments is an independent, fee-only fiduciary firm offering financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes strategic asset allocation and manages client portfolios primarily with mutual funds, ETFs, and individual bonds on a discretionary basis.

Fan Teng is the sole principal of US Fund Manager LLC, an independent investment advisory firm. He holds a Series 65 credential and has seven years of industry experience. In addition to his advisory role, Teng works as a mortgage broker loan officer at Xpro Mortgage Inc and is co-owner of Lincoln & Lyndon LLC, where he manages IT, programming, data analysis, tax filings, and real estate brokerage activities. US Fund Manager LLC provides discretionary portfolio management to individual and high-net-worth clients, focusing on equity and bond investments through a value-based, long-term approach grounded in intrinsic-value analysis and margin-of-safety principles. The firm maintains concentrated holdings, minimizes turnover, and occasionally uses put options to manage downside risk.