Rachel Year Fahrenkrug is a CFP® and holds a Series 66 license with six years of industry experience. She is currently an advisor at Ameriprise, having joined in 2025 after six years at Edward Jones and four years at Insitu. She is a co-owner of VBL Financial Group, a business involved in managing her Ameriprise practice. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions supported by a centralized retirement-income consulting team that delivers non-discretionary, research-driven recommendations.

Matthew Cardiff is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Umpqua Bank, Tapani, Inc., and Westlie Ford. Outside of his advisory work, he manages a residential duplex rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping these services separate.