Lesley Brey is a CFP® and CFA® with 29 years of industry experience, operating as the sole advisor at L.J. Brey, Inc. since 1996. She serves as a Regent at Chaminade University of Honolulu, participating in governance discussions since 2014. L.J. Brey, Inc. provides fee-only financial planning and discretionary investment management focused on aligning investment decisions with retirement, cash flow, estate, and legacy goals. The firm emphasizes long-term equity exposure, broad diversification, low cost, and periodic rebalancing using institutional-class mutual funds, tailoring each client’s Investment Policy to their specific objectives and risk tolerance.

Gregory Gunther is a financial advisor at The Retirement Optimization Group, LLC in Honolulu, HI, with 9 years of industry experience. He holds Series 63 and Series 65 licenses and has been managing insurance services through Island Estate Services since 2008. The Retirement Optimization Group provides financial consulting and estate-planning support primarily to individual and high-net-worth clients, referring investment accounts to third-party money managers rather than directly managing assets. The firm offers educational seminars and uses a referral-based model while delivering various planning tools and limited-scope estate planning support.

Colin Teraoka is a financial advisor at Alakai Securities Inc. in Honolulu, HI, with two years of industry experience. He holds a Series 65 designation and has a career background that includes leadership roles in several affiliated businesses providing captive insurance management, accounting and tax services, and life insurance products. Alakai Securities Inc. operates as a single-advisor independent registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and business entities. The firm provides financial planning and consulting, primarily referring clients to a third-party money manager for portfolio management through the Morgan Stanley Professional Alliance.

Oleg Ivanets is the sole advisor at Ivanets Investments LLC in Honolulu, HI. He holds a Series 65 designation and has one year of industry experience. Prior to founding his firm, he spent several years teaching courses at various universities and colleges. Ivanets Investments serves individuals and families—primarily those planning to relocate abroad or retire—by providing comprehensive financial planning, educational seminars, and consulting tailored to relocation objectives. The firm focuses on international macroeconomic analysis and cross-border risk assessment without managing client investment accounts or recommending specific securities.

Wilson Wang is a financial advisor at HFIR LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at Open Insights Capital, LLC and Twin Peaks Capital, LLC. Wilson operates as a solo practitioner based in Honolulu, HI. HFIR LLC provides discretionary investment management to clients with speculative capital who understand the risks of high-volatility investing. The firm employs a long/short equity strategy focused on undervalued securities, options, and special situations, using a performance fee structure with loss carry-forward accounting uncommon among independent advisers.

Daniel Hartenstein is a financial advisor with ECS Wealth Strategies in Honolulu, HI, holding a Series 65 designation and 16 years of industry experience. He has operated Hart Financial Services since 2001. Outside of advising, he has worked as a background actor since 2012 and is also an author, speaker, and media contributor. ECS Wealth Strategies provides advisory and planning services primarily to individual clients and participants in its Government Employee Benefit Institute (GEBI) training program. The firm offers benefits-focused consulting and insurance products, referring clients to third-party investment advisers for portfolio management while conducting due diligence and ongoing support.

Howard Haber is a Certified Financial Planner (CFP®) with 20 years of experience in the financial advisory industry. He has been the sole advisor at Apollo Wealth Management, Ltd. since 2004. Apollo Wealth Management, Ltd. is an independent, fee-only firm that offers comprehensive financial planning and investment advisory services to individuals, families, and estates. The firm employs a macroeconomic and Modern Portfolio Theory-based investment approach, managing portfolios with publicly available securities and operating in a non-discretionary capacity requiring client approval for transactions.

Jeffery Loff is a CFP® professional with six years of experience in financial advisory services and over a decade in accounting. He is the principal of CRL Advisors, an independent registered investment adviser based in Honolulu, HI. Prior to founding CRL Advisors, he operated a CPA firm and has also formed a software company, Keenly Inc., which aims to provide tax practice management solutions. CRL Advisors offers discretionary portfolio management along with financial, tax, retirement, and trust planning primarily for individuals, trusts, and private foundations. The firm combines modern portfolio theory with various analytical methods to guide asset allocation and security selection, managing portfolios on a discretionary basis with a focus on ETFs and options strategies.

Paul Lovejoy is a financial advisor at Stakeholder Enterprise with three years of industry experience. He holds a Series 65 designation and has previously worked at Velocity of Money, LLC and Tardus Wealth Strategies. Outside of his advisory role, he manages family real estate assets through Lovejoy's Properties, LLC. Stakeholder Enterprise provides financial planning, investment monitoring, and consulting services to a range of clients including individuals, trusts, estates, and charitable organizations. The firm uses a combination of macroeconomic analysis and an “on demand income” strategy focused on crowdlending and peer-to-peer promissory notes, delivering services through structured plans and periodic monitoring rather than discretionary asset management.

Tafiti Uso is a CFP® professional with 17 years of industry experience, currently serving as the sole advisor at Pacific Wealth Partners, LLC. Prior to founding his independent firm in 2021, he held positions at Raymond James Financial Services and First Hawaiian Bank. He is also a member of DPL Financial Partners, LLC, where he consults on insurance and annuity solutions. Pacific Wealth Partners provides comprehensive portfolio management, financial planning, and consulting services to individuals, trusts, estates, and business entities. The firm employs a range of asset-allocation strategies and conducts ongoing monitoring and due diligence on third-party money managers, focusing on relatively large client relationships.

Hi! I’m Daniel Masuda Lehrman, a fee-only fiduciary financial planner based in Honolulu, Hawaii. I'm originally from Ann Arbor, Michigan and a proud University of Michigan alum. I work with clients locally in Honolulu and virtually nationwide. With nearly 10 years of experience as a financial advisor at the Big Three (Vanguard, Fidelity, Schwab), I’ve helped hundreds of families retire successfully or manage their wealth responsibly. Financial planning isn’t just about investments—it’s about making informed decisions that impact every aspect of your life. From retirement planning and tax strategies to managing risks and ensuring your estate is in order, a truly comprehensive financial plan should bring all the pieces together. Following the CFP Board’s Financial Planning Process, I work closely with my clients to evaluate their full financial picture and create strategies tailored to their goals. Whether you’re planning for retirement, adjusting after the loss of a spouse, or navigating major financial transitions, I provide clear, objective guidance to help you move forward with confidence. I serve retirees, widows, and those preparing for retirement, both locally in Honolulu, Hawaii, and virtually across the country. My goal is to simplify complex financial decisions so you can focus on what matters most. Clients I’ve worked with were looking for a good listener who was honest, knowledgeable, anticipated their needs, skilled at explaining concepts in layman's terms, and could confidently help them make good financial decisions. They’ll tell you I helped them transition into a new phase of life or enjoy their retirement with confidence and certainty. So whatever you’re dealing with, you can trust that I’ll connect with you on a human level and be there for you. If that resonates with you, I’d love to talk to you! Visit my website at www.HawaiiAdvisor.com to learn more!

Martin Wheeler is a financial advisor at Osaic with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Mutual of Omaha and The Prudential Insurance Company of America. Outside of his advisory role, he serves as a board member of the nonprofit condominium association Yacht Harbor Towers. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm offers advisory and brokerage services through a network of thousands of advisors, employing a structured investment process that combines risk-tolerance assessments with asset allocation and portfolio optimization tools.

Steven Clissold is the sole advisor at SJC Capital Advisors LLC in Honolulu, HI, holding Series 63 and Series 65 designations with 14 years of industry experience. He has been with SJC Capital Advisors since its founding in 2011. SJC Capital Advisors LLC provides discretionary portfolio management to individual and high-net-worth clients, focusing on asset allocation, security selection, and ongoing monitoring across a range of securities including mutual funds, equities, fixed income, ETFs, REITs, and government securities. The firm employs a combination of charting, fundamental and technical analysis, and uses long-term and short-term trading strategies as well as covered-call options within separately managed accounts.

Tod Marcus is a financial advisor at Honolulu Capital Management in Honolulu, HI, with 10 years of industry experience. He holds a Series 65 designation and has operated his own firm, Tod A. Marcus, Inc., since 2009. Outside of finance, he owns and manages a retail and outfitting business, Oahu Surf Shop, dedicating time to administrative and customer service duties. Honolulu Capital Management provides tailored asset management services to individuals, high-net-worth households, and corporate or small-business clients. The firm employs a fundamental, value-oriented investment approach with non-discretionary portfolio management and offers affiliated tax and accounting services.

Steven Nakao is the sole advisor at Aloha Wealthcare Management, LLC, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been involved with Net Hawaii, Inc. since 1995, where he serves as a pension administrator providing third-party pension plan services. Aloha Wealthcare Management offers investment advisory, financial planning, and consulting services to individuals, trusts, pension plans, estates, and charitable organizations. The firm employs a non-discretionary investment approach that integrates fundamental, technical, and cyclical analysis with an emphasis on long-term asset allocation and periodic portfolio reviews.

Adam Vila is a CFP® and ChFC® with 15 years of experience in financial advisory services. He is the principal of Milestone Wealth Management & Insurance, LLC, operating in Honolulu, HI since 2018. Prior to founding Milestone, Vila worked at Cambridge Investment Research Advisors, Inc. and Milestone Financial Services, LLC. Milestone Wealth Management & Insurance provides investment management, financial planning, employee benefit plan consulting, and advisory insurance services to individuals, high-net-worth clients, and businesses. The firm’s investment approach focuses on passive portfolio construction using index mutual funds and ETFs, complemented by fundamental and technical analysis, with a notable emphasis on non-discretionary asset management and regular client reporting.

Monica Jennings is a CFP® and Series 65-licensed advisor with 21 years of industry experience. She is the principal of Jennings Financial Planning, Inc., an independent firm she has led since 2004. Prior to founding the firm, she was associated with James D. Jennings CPA, Inc., where she remains involved. Jennings Financial Planning, Inc. provides investment management and financial planning services to individuals, trusts, charitable organizations, small businesses, and participant-directed retirement plans. The firm employs a long-term, asset-class investment approach based on Modern Portfolio Theory, using diversified portfolios primarily composed of passively managed ETFs and no-load mutual funds, and offers pension consulting and ERISA fiduciary advice alongside its core services.

We focus on providing honest and personalized life and financial guidance, as independent fiduciary advisors and coaches, to help you achieve your most abundant life. We are comprised of our CEO who is a CPA/PFS, CFP and have psychologists on board for financial and life coaching to accompany our technical advising. Our founder, Abel Soares III, had the vision to build a group of member firms where he would be able to share and utilize his knowledge to give back to those trying to better themselves and their lives. As a devoted husband and proud father of two boys, Abel set out to start a business where he could build a legacy for his family and be available for his family and clients. Abel is part Native Hawai'ian; and he grew up in Southern California, Idaho, and Oahu, Hawai'i. Abel obtained his Masters in Accounting Taxation from Boise State University and went on to work for regional and international CPA and Consulting firms for over 5 years. In these roles, he learned a great deal about various types of business models, industries and the secrets to success. He started his own successful tax and consulting business after obtaining his CPA (Certified Public Accounting License), and soon after discovered his true passion in personal financial planning. After a total of 8 years in the accounting and financial arena, his vision began to grow on how he could best serve clients. Once he obtained his CFP (Certified Financial Planner) and PFS (Personal Financial Specialist) designations, his vision for Hui Malama Advisors LLC and the member firms started coming into focus. Along the way, he noticed that the biggest factor of effective financial management, outside of being educated about finances, was the individual's mindset. This meant that someone with expertise in addressing the human psyche was necessary to provide a more holistic approach to financial planning. Abel set out to find business partners who could help him turn his dreams into a reality. He naturally started with his best partner of all – his wife, Sadé - who is currently completing her doctoral degree in clinical psychology. Together, they made Abel’s vision a reality by incorporating both financial and life coaching; and Hui Malama Advisors LLC was born. Abel has paved his own path into the world of entrepreneur-ism and has also invested in other businesses. He looks forward to using his years of experience in financial planning, consulting, and accounting to assist you in living your most abundant life through The Hui Malama Advisors LLC member firms.

Brett Bidwell is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 17 years of industry experience. He has been with C.M. Bidwell & Associates Ltd since 2012. The firm provides discretionary investment advisory services to individual clients, including high-net-worth households, as well as institutional accounts. C.M. Bidwell & Associates employs actively managed equity strategies based on a proprietary quantitative model and focuses on investment-grade fixed-income securities, serving a range of taxable, tax-deferred, pension, and charitable accounts.

Frank Yi is a financial advisor at Twin Lakes Capital in Honolulu, HI, holding Series 63 and Series 65 licenses with 16 years of industry experience. He previously worked at TLA Capital Management, LLC for seven years. Twin Lakes Capital serves primarily higher-net-worth individuals and families, offering customized portfolio management and financial planning. The firm employs a long-term, value-oriented investment approach that integrates macroeconomic analysis with proprietary research and manages approximately $246 million in client assets.