Moises Rodriguez is a financial advisor at nVest Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has worked previously at Craig Nieschwietz & Associates, Taso, and Brehm, Havel & Co. nVest Advisors serves individual investors, high net worth clients, small businesses, and employer-sponsored retirement plans, providing fiduciary investment management and financial planning along with ERISA 3(21) and 3(38) plan advisory services. The firm operates primarily as a virtual practice and uses a risk-averse, data-driven investment approach combining broad diversification, low-cost passive ETFs, and proprietary models reviewed quarterly.

William Reed is a financial advisor at First Financial Coaching, Inc. in Harlingen, TX, with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Triad Advisors, Inc. from 2010 to 2017. Outside of advising, Reed serves as president of a municipal utility district board. First Financial Coaching, Inc. provides investment advisory services, retirement plan consulting, and financial education to individuals, families, business owners, and corporations. The firm delivers primarily non-discretionary investment advice and partners with a third-party asset manager for discretionary portfolio management, while emphasizing financial education and analysis.

Mathew Reed is a Series 65 licensed advisor at First Financial Coaching, Inc. in Harlingen, TX, with one year of industry experience. His prior roles include positions at Vincero, Champion Teamwear, and EcoPools. Outside of his advisory work, he is involved in a pizza sales and delivery business. First Financial Coaching, Inc. provides investment advisory services, retirement plan consulting, and financial education to individuals, families, business owners, and corporations. The firm offers primarily non-discretionary advice and financial analysis, emphasizing investment education and workshops alongside collaboration with a third-party asset manager for discretionary portfolio management.

Janet Harrington is a financial advisor with First Financial Coaching, Inc. in Harlingen, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with First Financial Coaching since 2010 and previously worked at Triad Advisors, Inc. Harrington is also an insurance agent specializing in life and long-term care insurance. First Financial Coaching, Inc. serves individuals, families, business owners, and corporations by providing investment advisory services, retirement plan consulting, and financial education. The firm offers non-discretionary investment advice and partners with a third-party asset manager for discretionary portfolio management, emphasizing investment education and financial analysis.

John Little IV is a financial advisor at Virtue Capital Management, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Horter Investment Management and D.H. Hill Advisors. Outside of his advisory role, he owns and operates fixed insurance sales and management businesses in Texas and Tennessee. Virtue Capital Management, LLC is an SEC-registered enterprise investment adviser managing approximately $1.2 billion in discretionary assets through about 90 advisors for over 4,000 clients. The firm offers discretionary portfolio management, financial planning, third-party manager selection, and retirement education, using quantitative models and an active, model-driven investment approach primarily involving mutual funds and ETFs.

Jose Martinez is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. His prior roles include positions at BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, BBVA Securities Inc., and Compass Bank. Outside of his advisory work, he is involved with JNV Gifts in a laborer capacity during non-trading hours. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and delegated portfolio management focused on mutual funds and ETFs.

Angelica Garrido is a financial advisor at PNC Wealth Management with 19 years of industry experience. She holds a Series 66 designation and has worked at several BBVA-affiliated firms from 2008 to 2021 before joining PNC in 2021. Outside of her advisory role, she owns rental properties. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy platform for employees that uses algorithm-driven risk assessment and invests in mutual funds and ETFs with annual rebalancing.

Matt Heffernan is a financial advisor with Ameriprise in Harlingen, TX, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services since 2004. Outside of his advisory role, Heffernan serves as the finance chair on the board of directors for United Way in Harlingen. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm combines advisory, brokerage, and insurance solutions and utilizes algorithmic tools alongside human oversight in its retirement income planning approach.

Dennis Mitchell is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Cetera Advisors LLC and First Allied Advisory Services. Outside of his advisory work, he is involved in managing Mitchell Ranch, a farm and ranch operation in Texas. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households, utilizing a variety of investment strategies and delivery options supported by an in-house research team.

Samuel Carter is a financial advisor with Ameriprise in Harlingen, TX, holding Series 63 and Series 66 credentials and 22 years of industry experience. He previously worked at Edward Jones for 20 years before joining Ameriprise in 2023. Carter serves on the boards of the Marine Military Academy Foundation and the Valley Baptist Legacy Foundation. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Monte Martin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior roles include positions at Cetera Advisors LLC and First Allied Advisory Services, with a long tenure at First Allied Securities, Inc. He is also the owner of Valley Abstract & Trustee Services, a non-investment-related business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Eduardo Gonzalez is a financial advisor with Primerica Advisors in Harlingen, TX. He holds Series 63 and Series 65 licenses and has seven years of industry experience. Prior to his current role, he worked at Maximus for one year. Outside of finance, he owns and operates Tierra Santa Luxury LLC, a business that creates advertising materials including photography, video, and graphic content for small local businesses. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while employing a tiered wrap-fee structure.

Carlos Cuellar is a financial advisor at Edward Jones with 27 years of industry experience. He has held the Series 66 designation and has been with Edward Jones since 2002. The firm serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

David Heffernan is a financial advisor at Ameriprise with 40 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement who meet certain asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing assets held in Ameriprise managed accounts.

Louise Ambriz is a Series 66 licensed financial advisor with Edward Jones, based in Harlingen, TX. She has eight years of industry experience, including ten years at Doctors Hospital @ Renaissance prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Michael Mezmar is a financial advisor with LPL Financial in Harlingen, Texas, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He has been with LPL Financial since 2002. Outside of his advisory role, he is involved in selling Medicare Supplement insurance policies through the Mezmar Insurance Agency and engages in political activities in Harlingen. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and accommodates both advisory and brokerage needs through a large network of investment adviser representatives.