Chad Michaels is a CFP® with 11 years of industry experience, currently serving as an advisor at Spyrnal Financial Group. He previously worked at Axa Advisors, LLC for five years before joining Spyrnal Wealth Management and Spyrnal & Associates, Inc. Michaels also acts as an insurance agent for Spyrnal & Associates, dedicating part of his time to insurance-related client services. Spyrnal Wealth Management serves individual and high-net-worth clients by providing investment management, comprehensive financial planning, and referrals to third-party money managers. The firm employs a client-specific investment approach using discretionary management, model portfolios, and outside managers, integrating fundamental, technical, and cyclical analysis in its security selection.

Austin Lowder is a financial advisor at Markowski Investments with one year of industry experience. He holds a Series 65 designation and has a diverse work history including roles in education and community organizations such as Florida Soccer Referees and Gasparilla Tennis Club. Markowski Investments provides personal financial planning and discretionary portfolio management to a wide range of clients including individuals, families, and charitable organizations. The firm employs a multi-asset strategic allocation approach that incorporates technical, fundamental, and cyclical analysis, balancing long-term positions with tactical adjustments.

Douglas Lane is a financial advisor with Douglas C. Lane & Associates, holding a Series 65 designation and 10 years of industry experience. He previously worked at DCLA Partners LLC from 2016 to 2020. Douglas C. Lane & Associates provides wealth management and discretionary portfolio management services to high-net-worth individuals, families, trusts, endowments, corporations, pension and retirement plans, foundations, and other institutions. The firm emphasizes proprietary fundamental research and a flexible core investment strategy across company sizes and sectors, offering customized portfolios, financial planning, and access to third-party cash, credit, and insurance solutions.

Robert Lane is a financial advisor at Douglas C. Lane & Associates with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated since 2007. Douglas C. Lane & Associates provides wealth management and discretionary portfolio management for high-net-worth individuals, families, trusts, endowments, corporations, pension and retirement plans, foundations, and other institutions. The firm emphasizes customized portfolios focused on individual equity securities and fixed income, utilizing proprietary fundamental research and flexible investment strategies with a long-term ownership orientation.

Henry Ghriskey is a financial advisor at Ingalls & Snyder, LLC with 35 years of industry experience. He holds a Series 63 designation and has previously worked at JPMorgan Wealth Management and First Republic Investment Management. Ghriskey serves in various nonprofit roles, including president and director positions at several charitable foundations and board memberships in community organizations in Boca Grande, Florida. Ingalls & Snyder provides portfolio management, financial planning, and advisory services to individuals, institutions, and charitable organizations. The firm employs diverse investment strategies tailored to client objectives and manages private funds and limited partnerships with performance-based compensation arrangements.

Joshua Howell is a CFP® with 30 years of industry experience, currently serving at Prospera Financial Services, Inc. since 2023. Prior to joining Prospera, he worked at Wells Fargo Advisors for nine years. Howell is also the owner of Howell Wealth Management, LLC, an independent financial practice based in Punta Gorda, FL. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer that manages approximately $12.4 billion across 207 advisors and 140 offices. The firm serves a diverse client base including individuals, corporate and charitable entities, and retirement plans, offering investment advisory and financial planning services through various platforms and customizable portfolio solutions.

Adriana Depalma is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 23 years of industry experience. She has been affiliated with Steward Partners and its related entities since 2015 and previously worked at Raymond James Financial Services. Steward Partners Investment Advisory, LLC manages approximately $28.34 billion in regulatory assets and serves a diverse client base including individuals, charitable and corporate clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management using proprietary strategies alongside third-party money managers, with investment solutions spanning equities, fixed income, mutual funds, ETFs, alternatives, and cash.

Jonathan Rodriguez is a financial advisor with Fifth Third Securities, Inc. in Fort Myers, FL, holding Series 63 and Series 65 licenses and having three years of industry experience. He has worked at Fifth Third Securities since 2022 and has additional experience at Fifth Third Bank and Lincoln Heritage. Outside of his advisory role, he is a rental property owner. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm combines a municipal-advisor registration with its affiliation to Fifth Third Bank, providing a platform that includes discretionary managed-account programs, direct indexing, and tax-overlay services.

Austen Routte is a financial advisor with Fifth Third Securities, Inc. in Cape Coral, FL, holding Series 63 and Series 65 licenses. He has professional experience spanning roles at Fifth Third Bank since 2021, as well as positions with Uber and Publix. Outside of finance, he has been involved with Gulf Coast Fudge. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage services. The firm offers a range of managed account programs via the Passageway platform, utilizing various portfolio managers and strategies, and operates as a wholly owned subsidiary of Fifth Third Bank.

Mark Stoneburner is a financial advisor with Commonwealth Financial Network based in Boca Grande, Florida. He holds a Series 63 designation and has 31 years of industry experience. He has operated Stoneburner Wealth Management, LLC since 2009 and has been affiliated with Commonwealth Financial Network since 2008. Outside of his advisory work, he is co-owner of a tax and accounting firm and an entity focused on acquiring accounting practices. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services and provides operational, trading, technology, compliance, and practice-management support while allowing advisors discretion in portfolio construction.

Chad Burns is a financial advisor at Truist Advisory Services with Series 66 credentials and one year of industry experience. Prior to joining Truist, he owned and operated Burns Bail Bond and Burns Construction for multiple years. Outside of finance, he owns and manages Tweeder’s Smokehouse, a BBQ food trailer in Cape Coral, Florida. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plans, and charitable organizations with a range of discretionary and non-discretionary investment solutions that combine model portfolios, third-party managers, and advisor-led asset allocation.

Arthur Lavallie is an advisor at Kestra Advisory with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Kestra Advisory since 2016, previously working at Kestra Investment Services since 2004. Outside of his advisory role, Lavallie is the owner of AJ Lavallie, an insurance-related business, and Tecla Partners LLC, which involves management duties in real estate operations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including large plan sponsors. The firm offers services such as fiduciary consulting, plan design, and investment advice, supported by due diligence and access to multiple management platforms and third-party solutions.

Paul Wagner is a financial advisor with Fifth Third Securities, Inc., holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at Fifth Third Securities since 2019 and has been affiliated with Fifth Third Bank since 2013. Outside of his advisory role, Wagner is the owner of Four Seasons Mountain Investments LLC, a rental operation in Ruskin, Florida. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

James Haltigan is a financial advisor with FIFTH THIRD SECURITIES, Inc. He holds a Series 66 designation and has 17 years of industry experience. He has been with Fifth Third Securities and Fifth Third since 2008. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, including high-net-worth clients, charitable organizations, corporate and business clients, and other institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and an optional tax-overlay service.

Kerrolyn Noonan is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at firms including Bank of America and New York Life Securities. Outside of her advisory role, she is involved with LKN Properties LLC, a limited liability company. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient strategies, leveraging its integration with Bank of America and a broad capital-markets platform.

David Feldstein is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and The Prudential Insurance Company of America. Outside of his advisory work, he serves as a volunteer committee member on a school governance council and is president of a consulting and coaching firm. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, discretionary and non-discretionary portfolio management, and retirement plan advisory services, utilizing multiple account platforms and third-party strategists.

Michael Sheppard is a Financial Solutions Advisor at Merrill Lynch Wealth Management, where he specializes in helping clients develop strategies to pursue their short-, mid-, and long-term financial goals. He works one-on-one with clients to define their objectives and recommend portfolio strategies tailored to individual needs. Michael provides ongoing advice and guidance, adapting portfolios as clients’ situations evolve. He holds a Bachelor's Degree from Florida Gulf Coast University and a Master's Degree from the University of Florida. Michael has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise encompasses general investing, retirement planning, and managing competing financial priorities such as home buying, education funding, and healthcare preparation.

Amber Weaver is a financial advisor with Merrill in Punta Gorda, FL, holding a Series 66 designation and eight years of industry experience. Prior to her current role, she was an owner at Amber L. Weaver, Esquire P.A. from 2001 to 2017. She serves as an advisory board member for Meals on Wheels of Charlotte County. Merrill serves clients ranging from individuals and retirement plans to corporations and charities by providing managed accounts, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes a range of program strategies governed by a centralized CIO and platform oversight, with a notable focus on tax-efficient investment solutions and integration with Bank of America’s capital markets platform.

Brittany Ingman is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 credential and has worked at Bank of America and Merrill since 2017. Prior to that, she was employed at Arcadia Amoco and Charlotte County Schools. Outside of her financial career, she serves as an event coordinator for a local nonprofit boating club. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage services. The firm integrates closely with Bank of America affiliates and offers multiple investment strategies, including tax-efficient solutions and extensive manager selection.

Thaddeus Obecny is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax Investment Services, Inc. and Avantax Insurance Agency, LLC for over two decades before joining Cetera in 2025. Outside of advisory work, he serves as a notary public and acts as executor of an estate, overseeing its operations in accordance with the will. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, utilizing a mix of advisor-managed accounts, model portfolios, and third-party managed solutions.