James Colley is a CFP® professional with 27 years of experience in the financial advisory industry. He has operated his independent firm, James A. Colley, Inc., since 2013 in Lake Placid, Florida. James A. Colley, Inc. offers fee-only investment advisory and financial planning services to individual clients, utilizing mutual funds, individual equities, fixed-income instruments, and ETFs. The firm combines fundamental and technical analysis with asset-allocation tools such as modern portfolio theory and tactical allocation to manage portfolios aligned with clients’ time horizons and risk tolerances.

Luis Barrionuevo is a financial advisor with Ameritas Advisory Services, LLC, holding the ChFC® designation and Series 63 license, and has 34 years of industry experience. He has worked at Ameritas Advisory Services and related Ameritas entities since 2021, and previously was with Principal Life Insurance Co. and Principal Securities Inc. from 2016 to 2021. Outside of advisory work, he owns and manages Apex Financial Services LLC, where he oversees recruiting and development of new agents in addition to personal sales. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies, with a focus on both discretionary and non-discretionary advice.

James Bauer is a financial advisor at J.W. Cole Advisors, Inc. with 26 years of industry experience. He holds the Series 66 designation and has been with J.W. Cole Advisors since 2014. Outside of his advisory work, he owns and operates a fruit farm in Lake Placid, Florida. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent advisers. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Kevin Welborn is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2024, he worked in education for several years, including roles at Florida Virtual School and school districts in Highlands and Hillsborough counties. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Brittany Higgins is a CFP® with four years of industry experience, currently serving as a financial advisor at Edward Jones. She previously worked with the firm during multiple periods starting in 2019 and has also served on the School Board of Highlands County. Higgins is a board member of the Children's Museum of Highlands, where she participates in board meetings and volunteers. Edward Jones is a full-service wealth management firm with over 23,700 advisors serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large retail advisor network and affiliated financial services.

Heather Harshman is a CFP®-certified financial advisor with Edward Jones, based in Lake Placid, FL. She has seven years of industry experience, including two years at Heacock Payroll, LLC prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

John Mcdonell is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has been with Merrill since 1991. Outside of his advisory role, he is involved as a managing member of Bucksters, LLC, an entity formed to manage personal horse ownership. Merrill serves a broad client base, including individuals, retirement plans, and institutions, offering managed account programs, discretionary portfolio management, and brokerage services supported by integrated banking and capital-markets resources.

Cheryl Brown is a financial advisor at Edward Jones with 14 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of nearly 24,000 financial advisors and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and proprietary funds.

Austin Gibbs is a financial advisor at Edward Jones in Lake Placid, Florida, holding a Series 66 designation. He has experience working within a large institutional firm known for its extensive network of advisors and client services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households across all wealth levels, pension plans, corporate clients, and charitable organizations. The firm offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Dinapoli is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Securities America, Inc. and Cadaret, Grant & Co., Inc. Additionally, he engages in insurance sales based on client needs. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm offers various advisory programs and combines risk-tolerance assessments with asset allocation and portfolio optimization tools, managing accounts across a wide range of investment vehicles.

Paul Clough is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Cetera since 2020 and also owns The Tax Maestro, Inc., a tax and accounting services firm where he serves as a CPA. Outside of finance, Clough is president of the Orchid Society of Highlands County, where he manages and organizes activities to promote orchid care. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of over 6,800 advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Paul Mc Gehee is a Series 66 licensed financial advisor with Edward Jones in Lake Placid, FL, and has six years of industry experience. He has worked at Edward Jones since 2019 and previously spent 13 years at Glades Electric Cooperative Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Cody Higgins is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Edward Jones with 8 years of industry experience. He joined Edward Jones in 2017 after spending a year at Bank of America. Based in Lake Placid, FL, Higgins has focused his career within wealth management firms. Edward Jones is a full-service wealth management firm with more than four million clients, including individuals, institutions, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jessica Hart Howard is a Series 66-credentialed financial advisor with Edward Jones, based in Lake Placid, FL. She has 12 years of industry experience and has worked with Edward Jones since 2013. Outside of advising, she is involved in consulting and construction management through Heartland Property Doctors LLC and Bayhead Enterprises LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large national network of financial advisors and branch offices.