Daniel Lowry is the principal of Lowry Financial Services in Tierra Verde, FL, holding the ChFC® designation and Series 63 license with 42 years of industry experience. He previously worked at CommonWealth Financial Network for 19 years before establishing his current firm in 2023. Outside of his advisory role, Lowry is also involved in insurance and annuity sales through a licensed brokerage business he has operated since 1983. Lowry Financial Services is a sole-proprietorship registered investment adviser serving individuals, high-net-worth clients, pension/profit-sharing plans, and charitable organizations. The firm manages accounts on a discretionary basis using a combination of long-term trading and various analytical methods, including charting, fundamental and technical analysis, quantitative techniques, and modern portfolio theory, while providing pension consulting and incorporating licensed insurance services as part of its broader client offerings.

William Carambelas is a financial advisor at Alpha Omega Financial in Bradenton, FL, holding the CFP®, ChFC®, and Series 66 designations with 16 years of industry experience. He has worked with various Alpha Omega Financial entities since 2011. Alpha Omega Financial provides financial planning and portfolio management services to individuals, trusts, estates, charitable organizations, and corporations. The firm utilizes a combination of fundamental, technical, and charting analysis to construct diversified portfolios across multiple asset classes, emphasizing risk management tailored to client risk tolerance.

Paul Koepfer is a CFP® professional with over 50 years of experience in the financial services industry. He is the sole advisor at Summit Financial Advisors, an independent firm he has been associated with since 1996. His career includes tenure at Cadaret, Grant & Co., Inc. and LPL Financial LLC. Summit Financial Advisors provides comprehensive financial planning, investment consulting, and qualified retirement plan consulting to a diverse client base including individuals, trusts, estates, and organizations. The firm employs a tactical asset allocation approach grounded in Modern Portfolio Theory and analytical tools, offering recommendations without managing client portfolios or accepting trading discretion.

Ricardo Donalexis is a financial advisor at Insight Family Financial with nine years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PlanMember Securities Corporation and Axa Advisors. Outside of finance, he is involved as a bartender at 7eventh Sun Brewing in Dunedin, Florida. Insight Family Financial is a small, independent firm serving individual clients and plan sponsors with asset management, financial planning, employer financial wellness programs, and ERISA plan services. The firm offers both discretionary and non-discretionary management using fundamental analysis, long-term holdings, low-cost ETFs, and tax-aware strategies.

Anton Kulikov is a financial advisor at AK Investing with six years of industry experience. He holds a Series 65 designation and has been with AK Investing since 2019. He also has a concurrent role at Tastytrade Inc. since 2018. AK Investing provides investment management and financial planning services to individuals, high-net-worth clients, 401(k) plans, and businesses. The firm emphasizes diversified asset allocation with mutual funds, ETFs, and options strategies, employs a risk model based on market implied volatility, and offers ERISA fiduciary retirement-plan consulting and performance-based fee arrangements.

Hi, my name is C Garrett Moore. I am carrying on a family tradition of over 30 years of helping people get retired, and stay retired. Since taking the reins in 2017, I transformed the business into a fully independent fiduciary firm so that I can put my clients first and do what's best for them. I also obtained the CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant® designations which exemplify my commitment to the highest standards of integrity and professionalism. I help pre-retirees plan for their upcoming financial independence, and young professional families get their financial lives simplified and on track towards the life they want. When I'm not working with clients, you can find me chasing down our two beautifully crazy boys, Gavin and Gabriel.

Dikran Kadagian is the sole advisor at Tactical Investments, an independent firm based in Longboat Key, FL. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, including seven years at H2 Investments. In addition to his financial advisory work, Mr. Kadagian is president of Project Shift, a documentary film and book production company, where he directs, edits, and writes. Tactical Investments provides discretionary active portfolio management to accredited and high-net-worth individuals, trusts, foundations, and select institutional clients. The firm offers dividend-oriented balanced allocations and a proprietary ETF-focused trading program that combines fundamental and technical analysis with a computer-based system to manage portfolios using a range of ETF strategies.

Anthony Razzano is a financial advisor at Razzano Investment Management with 12 years of industry experience. He holds a Series 65 designation and operates an accounting practice, working as a CPA with individuals, corporations, and partnerships. He is also a certified NFL agent and a published author. Razzano Investment Management provides investment advisory services to individual and small business clients, focusing on portfolio management and financial planning across a range of asset classes. The firm uses quantitative analysis and market-timing inputs to inform recommendations and operates on a non-discretionary basis, with an affiliated accounting practice offering integrated tax and accounting services.

David Appleby is a financial advisor at Assurity Wealth Management in Bradenton, FL, holding the ChFC® designation and Series 65 license with 18 years of industry experience. He has been involved with Beesure Wealth Management, Inc. since 2007 and serves as president of Beesure Services, Inc., a tax and insurance services company. Appleby also leads Appex Investment Group, Inc., a real estate holding company. Assurity Wealth Management provides discretionary portfolio management, oversight of third-party managed accounts, and financial planning services to individuals, trusts, and estates. The firm employs a primarily long-term, fundamental investment approach complemented by technical indicators, strategic asset allocation, and ongoing portfolio monitoring tailored to client objectives and risk tolerance.

Mauricio Reyes is the principal and sole advisor at Quality Financial Planning LLC in Bradenton, FL, holding a Series 65 license with three years of industry experience. He has been involved with Quality Financial Planning since 2021 and also serves as president of Reyes Benefits Inc., an insurance agency where he manages insurance product sales. Quality Financial Planning LLC is an independent registered investment adviser that offers discretionary asset management, comprehensive financial planning, and retirement-plan advisory services to individuals and small plan sponsors. The firm incorporates fundamental and technical analysis in portfolio construction and provides fiduciary services for employer retirement plans.

Stephen Golia is a CFP® and holds a Series 65 license with 15 years of industry experience. He has operated S T Golia Planning, LLC since 2010 and previously worked at Hallock & Camarrota LLP for seven years. Before focusing on financial advising, he was an inactive attorney in Florida and New Jersey, specializing in tax and estate planning. S T Golia Planning, LLC serves a high-net-worth clientele exclusively through solicitation and referral services to the Soteria Wealth Management team at UBS under the AdviceLink program. The firm does not manage portfolios or take discretionary investment authority, referring clients to UBS for wealth management and related services.

Paul Zeitz is a financial advisor at Monarch Asset Management LLC in Bradenton, FL, holding Series 63 and Series 65 credentials with 13 years of industry experience. He previously worked at Full Mana, LLC from 2017 to 2020. Monarch Asset Management serves high-net-worth individuals as well as nonprofit and charitable organizations, providing discretionary portfolio management and customized investment strategies that focus on large- and mega-cap domestic equities and investment-grade bonds, using both fundamental and technical analysis.

John McCarthy is a CFP® and ChFC® with 26 years of experience in financial advising. He has operated John T. McCarthy, LLC since 1999 as a single-advisor independent firm based in Long Boat Key, FL. John T. McCarthy, LLC provides investment advisory and financial planning services to individuals, trusts, and estates, focusing primarily on non-discretionary portfolio management. The firm offers ongoing plan reviews and employs alternative investment strategies, including the use of derivatives, which is uncommon among similar independent advisers.

Derek Williams is a CFP® professional with 24 years of experience in the financial services industry. He is the principal of Williams Wealth Management Group, Inc. and has been associated with LaSalle St. Securities, LLC since 2009. Outside of advisory work, he owns and operates a family beach bar/pub in Bradenton, FL. Williams Wealth Management Group provides investment advisory and planning services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm employs a proprietary Williams Wealth 360 process that integrates financial planning, portfolio management, and consulting with other professionals, and it is known for its focus on retirement-plan consulting and integrated 401(k) services.

Christopher Revak is the sole advisor at Your-Financial-Lifeguard, an independent firm based in Bradenton, FL. He holds the PFS™ designation along with Series 63 and Series 66 licenses and has 12 years of industry experience. In addition to his advisory role, he owns and operates A. Christopher R. Revak LLC, providing tax preparation and accounting services, and Kaizen Solutions LLC, a consulting business. Your-Financial-Lifeguard serves a limited roster of individuals, high-net-worth clients, pensions, and business entities, offering modular financial planning, access to third-party investment management, and retirement-plan advisory services. The firm applies fundamental analysis and Modern Portfolio Theory-based asset allocation, primarily utilizing mutual funds and ETFs managed by third-party providers.

Mark Hammer is a financial advisor at Hammer and Company LLC with 22 years of industry experience. He holds a Series 65 designation and has worked at Morgan Stanley Smith Barney since 2009. Hammer and Company LLC provides fee-only discretionary portfolio management to individual and high-net-worth clients, utilizing a blend of fundamental and technical analysis alongside Modern Portfolio Theory to construct diversified portfolios aligned with client risk tolerance and investment horizons.

Steven Setchfield is the principal advisor at Setchfield Asset Management in Bradenton, FL, with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he serves as a director of Setchfield Associates LLC, a holding company. Setchfield Asset Management provides fee-based portfolio management and financial planning to individuals, retirement plan sponsors, and corporate clients. The firm employs a combined technical and fundamental analysis approach, including a momentum and relative-strength process, and manages roughly 250 client relationships with both discretionary and non-discretionary services.

Joseph Maslar is the principal advisor at Maslar Financial in Bradenton, FL, with eight years of industry experience. He holds Series 63, 65, and 66 licenses and has led his independent firm since 2016. Maslar Financial serves individual and family clients, providing financial planning, investment management, financial education, insurance services, tax return preparation, and consulting. The firm uses a Modern Portfolio Theory-based investment approach focused on low-cost index funds and ETFs, combining advisory, tax, and insurance capabilities including tax credentialing and licensed insurance products.

Chris Parker is a CFP®-certified financial advisor with 20 years of industry experience. He is the sole advisor at Parker Financial Planning, LLC, an independent firm based in Bradenton, FL. Parker has been with his firm since 2014 in various capacities. Parker Financial Planning provides fee-only fiduciary financial planning and investment advisory services to individuals, families, and small business owners, primarily focusing on clients five to ten years from retirement. The firm emphasizes long-term goals and disciplined asset allocation, using no-load mutual funds, ETFs, and institutional-only mutual funds, and manages client portfolios under a written Investment Policy Statement.

Michael Neill is a CFA® charterholder with three years of industry experience. He is currently affiliated with Marathon Financial Group and has previously worked at firms including NewEdge Advisors, LLC, Corient Services LLC, and BNY Mellon Wealth Management. Marathon Financial Group is a small advisory team managing approximately $289 million for about 115 clients, serving individuals, trusts, estates, charitable organizations, and business entities. The firm employs a goals-based, planning-driven investment approach focused on long-term, tax-conscious equity portfolios that combine individual U.S. companies and ETFs.