Gary Kaltbaum is the principal of Kaltbaum Capital Management with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has led his firm since 2010. Outside of his advisory role, he is the director and owner of Investors Edge LLC and contributes to Fox News Channel as a business commentator while hosting a daily radio show. Kaltbaum Capital Management primarily serves individual and high-net-worth clients, offering discretionary and non-discretionary portfolio management with a focus on equities, fixed income, and ETFs. The firm employs a combination of fundamental and technical analysis, including tactical ETF allocations and active portfolio management tailored to client goals.

Margaret Bilby is a CFP® and holds a Series 66 license with 18 years of industry experience. She is currently the sole advisor at Gen2 Advisors, LLC and has previous experience at Cyndeo Wealth Partners, LLC and David Vaughan Investments, LLC. She serves as Development Chair for Winter Park Day Nursery, a nonprofit organization in Winter Park, FL. Gen2 Advisors, LLC provides portfolio management and financial planning services primarily to institutional clients such as pension and profit-sharing plans, charitable organizations, and corporations, while also serving high-net-worth individuals. The firm employs a blend of analytical approaches to construct and monitor portfolios and delivers written Investment Policy Statements as the foundation for its advisory relationships.

Christopher Haysley is a CFP® professional with 31 years of industry experience, serving as the sole advisor at Haysley Financial Services, Inc. since 2007. He is also a licensed insurance agent, dedicating part of his practice to insurance sales. Haysley Financial Services, Inc. provides investment advisory and comprehensive financial planning services primarily to individual clients. The firm offers discretionary portfolio management, portfolio monitoring that can include third-party managers, and uses model portfolios alongside both fundamental and technical analysis in its investment approach.

Demel Gonzalez is a CFP® professional with 26 years of industry experience, currently serving as the sole advisor at Heartwood Financial Services in Sanford, FL. She has been with the firm since 2012. Heartwood Financial Services provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm combines fundamental and technical analysis in managing diverse investments, including digital assets and covered-call strategies, and conducts all portfolio management and planning functions through a single primary advisor.

Russell Colbert is a financial advisor with Royal Palm Investment Advisors, Inc. in Longwood, FL. He holds Series 63 and Series 65 designations and has 30 years of industry experience. He has been with Royal Palm Investment Advisors since 2007. Royal Palm Investment Advisors provides discretionary portfolio management and consultative financial planning to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other entities. The firm employs a mix of fundamental, technical, and cyclical analysis for portfolio construction and manages approximately $34.6 million for about 97 clients.

Derrick Johnson is a financial advisor at Benowitz Wealth Management in Altamonte Springs, FL, holding a Series 65 designation with two years of industry experience. He is also the CEO of FRS Information, a marketing company. Benowitz Wealth Management is a state-registered investment adviser providing portfolio management, financial planning, and educational seminars to individual and high-net-worth clients. The firm focuses on capital preservation and risk management through behavioral economics, goal-based planning, and multi-tier asset allocation, incorporating mutual funds, ETFs, tactical models, and selective alternative investments.

Michael McKee is the sole advisor at Inspire Capital Management LLC in Maitland, FL, holding Series 63 and Series 65 credentials with 22 years of industry experience. He has served as Executive Director of Meals on Wheels, Etc. since 2019 and is also the author of the book *Big Income: Creating Wealth with Covered Calls*. Inspire Capital Management LLC is an independent, fee-only registered investment adviser serving individual clients through separately managed accounts and consulting. The firm employs an active, tactical investment approach that includes options strategies to generate income and manage risk.

David Batman is the founder of Batman Wealth Management, LLC, an independent advisory firm based in Lake Mary, Florida. He holds Series 63, 65, and 66 licenses and has 36 years of industry experience, including 18 years at LPL Financial LLC. In addition to his advisory work, he operates a tax preparation business focusing on individual and small business returns. Batman Wealth Management serves individuals, small business owners, estates, trusts, and non-profits with comprehensive financial planning and discretionary wealth management. The firm employs a strategic asset allocation approach using low-cost ETFs, no-load mutual funds, and selective individual securities, emphasizing tax-aware portfolio management and client education.

Lessandra King is a financial advisor with Alconbury Trust L.L.C. in Lake Mary, FL, holding a Series 65 license and 12 years of industry experience. She is also the Director and majority owner of K Dog, Inc., a retail flooring business in Sanford, FL. Alconbury Trust L.L.C. provides investment monitoring and referral services to individuals, high-net-worth clients, and pension plans, specializing in non-discretionary advice and cross-border pension arrangements. The firm refers clients to third-party advisers and managers while overseeing performance and coordinating asset allocation.

Jean Philippe Aubry is a financial advisor with J.P. Aubry Wealth Advisors, LLC in Maitland, Florida. He holds a Series 66 designation and has seven years of industry experience. Prior to founding his current firm, he worked at GWN Securities, Inc. and AXA Advisors LLC among other roles. He is also licensed to sell and service life insurance products. Aubry Wealth Advisory provides discretionary investment management and financial planning services primarily to individual and high-net-worth clients. The firm employs a blend of technical and fundamental research to construct and manage model portfolios, typically using ETFs, mutual funds, and individual equities.

David Petry is a financial advisor at Toro Financial Advisors with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Calton & Associates, Inc. and REAP in Wealth Management, LLC. Outside of advisory services, he operates as a sole proprietor providing insurance, telecommunications consulting, and employee benefits. Toro Financial Advisors offers discretionary asset management and retirement plan advisory services, including fiduciary roles under ERISA for qualified plans. The firm employs a flexible investment approach that combines fundamental and technical analysis, utilizing model portfolios and third-party sub-advisors while maintaining oversight and responsibility for client portfolios.

Charles Black is a CFP® with 38 years of industry experience, currently serving at Royal Palm Investment Advisors, Inc. since 2010. He is also affiliated with Longview, Inc., a registered investment advisor providing financial management services. Royal Palm Investment Advisors offers discretionary portfolio management and consultative financial planning to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other entities, managing approximately $34.6 million for about 97 clients using a combination of fundamental, technical, and cyclical analysis.

Scott Thomas is a financial advisor with Stewardship Matters in Maitland, FL. He holds the ChFC® designation and Series 63 license and has 24 years of industry experience. Since 2011, he has been with Stewardship Matters and has been advising clients under his own name since 1995. He also provides planning, identity theft, and legal planning referrals through a separate activity. Stewardship Matters serves individuals, trusts, estates, charitable organizations, and employer plan sponsors by offering financial planning, pension consulting, and referrals to third-party money managers. The firm emphasizes values-based planning and does not manage assets in-house, instead assisting clients in selecting and overseeing outside portfolio managers.

Laurore Jean Pierre is a financial advisor at JP Law and Wealth Advisors PLLC in Maitland, FL, with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Merrill Lynch, Charles Schwab, SunTrust Bank, and Wells Fargo. Ms. Jean Pierre is also a licensed attorney and provides legal services through her firm. JP Law and Wealth Advisors offers tailored asset-allocation advice and written financial planning to individuals, charitable organizations, and small businesses. The firm combines technical and fundamental analysis with modern portfolio theory, primarily using model portfolios and third-party money managers for implementation, and operates a fixed-fee planning model without discretionary management or custody of client assets.

Brad Weinberg is a CFA® charterholder and the sole advisor at W Bradley Wealth Management LLC with one year of industry experience. Prior to founding his firm, he has been a partner at Blueprint Health, a digital health accelerator management company, since 2013. His role at Blueprint Health involves strategic advising and fund operations, although he dedicates less than one percent of his time to this activity. W Bradley Wealth Management offers financial planning and investment management services to individuals, high-net-worth clients, corporations, and institutional clients. The firm primarily employs a passive, asset-class investment approach using index mutual funds and ETFs and features atypical fee structures, including hourly billing for planning and flat negotiated management fees.

Gregory Money is a financial advisor with Coastal Wealth Advisory Services, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has held positions at several firms, including World Equity Group and Triumph Wealth Advisors. In addition to his advisory role, he serves as president of Alexander, Money & Associates, Inc., an independent life and health insurance agency. Coastal Wealth Advisory Services provides discretionary and non-discretionary asset management and comprehensive financial planning to individual investors and qualified retirement plans. The firm employs tailored investment programs based on fundamental analysis and offers ERISA 3(38) fiduciary services for retirement plans.

Andrew Machata is a CFP® professional with 16 years of industry experience, currently serving as the sole advisor at Semper Wealth Management LLC since 2019. He previously worked at Charles Schwab & Co., Inc. and Schwab Private Client Investment Advisory from 2015 to 2019. Outside of advisory services, he manages Vestergy LLC, a financial education and newsletter business focusing on financial planning, investment ideas, and the impact of AI technologies on markets and businesses. Semper Wealth Management LLC is an independent registered investment adviser serving individual clients and retirement plans. The firm offers discretionary portfolio management, financial planning, pension consulting, and ancillary tax and bookkeeping services, employing a blend of fundamental, cyclical, and modern portfolio theory approaches with a range of investment instruments.

Philip Ferguson is the sole advisor at Polaris Financial Planning, LLC, an independent firm based in Apopka, Florida. He holds a Series 65 designation and has 25 years of industry experience, having founded Polaris Financial Planning in 2000. Outside of his advisory work, Mr. Ferguson hosts The Phil Ferguson Show, a podcast covering skepticism, atheism, investment philosophies, economics, and politics. Polaris Financial Planning provides discretionary asset management primarily for high-net-worth individual clients, employing a science-based, buy-and-hold investment approach grounded in Modern Portfolio Theory. The firm customizes portfolios using diversified index and mutual fund allocations selected through a proprietary model, with an emphasis on long-term holdings and occasional tactical adjustments.

Roland Castro is a financial advisor at Blueprint Capital Group LLC with a Series 66 designation and three years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments and Westshore Financial Group, as well as operating several consulting and insurance-related businesses. Outside of advising, he serves as CEO of C Suite Consulting LLC, which provides organizational and employee retention consulting services. Blueprint Capital Group LLC provides discretionary asset management, financial planning, and consulting services to individuals, including high-net-worth clients, and business entities. The firm builds customized portfolios based on client goals and risk tolerance, employing various analysis methods and frequently partnering with sub-advisors or third-party managers.

Joshua Andrews is a CFP® with eight years of industry experience and currently serves as the sole advisor at Thistle Wealth Management, LLC. His prior roles include positions at Resource Consulting Group, Hightower Advisors, and 55 North Private Wealth. Thistle Wealth Management provides investment management and financial planning services to pooled investment vehicles, institutional and governmental entities, and high-net-worth individuals. The firm employs a modern portfolio theory-based approach using both passive and active investments and offers flexible billing arrangements including hourly project-based planning.