Michael Tringali is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is the principal of Fee-Only Financial Advisors, LLC, an independent, fee-only firm he has led since 2016. His prior experience includes roles at Modera Wealth Management, LLC and managing his own practice, Michael J. Tringali, P.A., since 1991. Outside of advisory work, he serves as finance director and executive committee member of the Citrus County YMCA branch and is involved with local charitable foundations and educational scholarship trusts. Fee-Only Financial Advisors, LLC serves individuals, high-net-worth clients, trusts, estates, and select corporations with portfolio management, ongoing wealth management, and financial planning. The firm follows a fiduciary standard and employs a diversified, academically grounded investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering tailored investment policy statements and tax-efficient strategies.

Gregory Wheeler is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC since 2022. He previously worked at Texas Yale Capital Corp from 2015 to 2022. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, utilizing diversified portfolios and a range of strategies such as independent managers and optional ESG integration.

Marc Thompson is a ChFC® credentialed financial advisor with Gradient Advisors, LLC and has one year of industry experience. He has worked at Gradient Advisors since 2024 and has been associated with ASB Financial since 2010. Outside of his advisory role, Thompson is the owner of Eagle Retirement Strategies, where he provides financial planning services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to a broad range of clients, including individuals, pension and profit-sharing plans, and charitable organizations. The firm supports a network of 169 advisors across 154 offices and employs a mix of fundamental, technical, and cyclical analysis to tailor client strategies.

John Ceparano is a CFP®, PFS™, and Series 65-registered advisor with 24 years of industry experience. He has been with Modera Wealth Management, LLC since 2014 and previously worked at Business Blocks, Inc. from 1993 to 2019. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory, utilizing diversified portfolios supplemented by independent managers, private placements, and optional ESG integration.

Mark Augustsson is a financial advisor with Gradient Advisors, LLC and holds a Series 65 designation. He has over 10 years of industry experience, including roles at ASB Financial and AmeriLife & Health. Outside of his advisory work, he owns Eagle Retirement Strategies, a financial planning business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm supports a large network of advisors and employs a combination of fundamental, technical, and cyclical analysis to tailor client strategies.

Jacquelyn Campbell is a CFP® and PFS™ with 11 years of experience, currently serving at Impact Partnership Wealth, LLC. Her prior roles include positions at Campbell & Company Insurance Advisors, Market Guard Securities, and Retirement Wealth Advisors. She is also an author and educator, having created and sold books on financial preparedness. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing within a discretionary trading framework supported by a comprehensive platform of affiliated entities.

Steven Holland is a Series 65 licensed advisor with Gibbs Wealth Management, LLC, based in Crystal River, FL, and has two years of industry experience. He is also the owner of InvestSafe Financial, where he hosts seminars and assists retirees with retirement accounts. Gibbs Wealth Management serves individual and high-net-worth clients by providing discretionary portfolio management and advisory services through advisor-directed model management and sub-advisory arrangements, utilizing third-party platforms and a variety of analytical approaches to guide portfolio allocations.

Neil Mahoney is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC. His prior work history includes roles at Domus Advisors LLC, Oak Wealth Advisors LLC, ABW Advisors, LLC, and Cambridge Wealth Counsel. Modera Wealth Management provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, utilizing diversified portfolios and supplementing core strategies with independent managers, private placements, and optional ESG integration.

Ryan Jenkins is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and one year of industry experience. He has worked at AmeriLife since 2012 and currently serves as Managing Director of AmeriLife of Citrus County, overseeing agents and producing insurance sales and annuities. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis using model portfolios and various managed account strategies.

Justin Rooks is a financial advisor at &Partners with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years. Outside of his advisory role, he is involved in family farming operations and serves as co-trustee of an irrevocable trust. &Partners serves a diverse client base, including individuals, retirement plans, charitable organizations, and private business owners. The firm offers a range of services such as portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, combining platform technology with proprietary and third-party strategy models.

Marc Lawrence is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has worked with SunTrust Investment Services and SunTrust Advisory Services since 2013. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers discretionary and non-discretionary investment solutions using model portfolios, third-party managers, and advisor-led asset allocation, supported by research shared across affiliated channels.

Nathaniel De Jesus is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 66 license, with six years of industry experience. His prior work includes roles at MML Investors Services, MassMutual, and New York Life Insurance Company. He receives residual commissions from prior group life insurance business but does not service or solicit these accounts. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored plans, trusts, charitable organizations, and corporate clients. The firm operates through a large network of advisers and emphasizes client-directed solutions using third-party managers and model portfolios.

Amy Delapaz is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has worked with various entities within the Truist organization since 2013. Outside of her advisory role, she supports her husband's veterinary practice by assisting with building management and administrative tasks. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions utilizing firm-level model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Daniel Sullivan is a CFP® professional with 29 years of industry experience. He has worked with Truist Advisory Services since 2016 and previously spent 17 years at Suntrust Investment Services, Inc. He holds Series 63 and Series 65 licenses. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers both discretionary and non-discretionary investment solutions combining model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

John Hodgkins II is a financial advisor at SPC with 8 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at SunTrust Bank and its related investment and advisory services. Hodgkins serves on the boards of the YMCA Advisory Council in Lecanto, FL, the Crystal River Area Council of the Citrus County Chamber of Commerce, and the Fellowship of Christian Athletes of Citrus County. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers.

Matthew Davis is a Series 65-licensed financial advisor with AE Wealth Management, LLC, based in Inverness, FL. He has eight years of experience with AE Wealth Management and has owned Davis Financial Group since 2012, where he is involved in the sale and service of fixed annuity and life insurance policies. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a variety of services such as model portfolio solutions, discretionary asset management, financial planning, and consulting, utilizing a platform-centered approach that combines internal and third-party managed models.

Tanner Booth is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated services through a large nationwide network of advisors and branch offices.

Gerald Gruber is a CFP® professional with 15 years of experience at Edward Jones, where he has worked since 2011. He holds Series 63 and Series 66 licenses. In addition to his advisory role, he is an author of books based in Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors.

Gregory Perrone is a financial advisor with Raymond James Financial in Lecanto, FL, holding a Series 63 designation and over 26 years of industry experience. He has worked at Raymond James Financial Services, Inc. since 1999 and owns an independent contracting business, Gabrielle Financial. Perrone also worked at Seven Rivers Christian School from 2014 to 2018. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by firm research and a broad affiliate network.

Barbara Stetzko is a CFP®-certified financial advisor with 30 years of industry experience. She currently works at OSAIC and has held prior roles at Woodbury Financial Services and Questar Asset Management. Stetzko is also president of The Financial Sense People, LLC, which offers insurance products and financial planning services, including divorce financial analysis. OSAIC is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a broad range of advisory services through its extensive network of financial advisers.