James Randazzo is a financial advisor with LSP Advisory LLC in Tavares, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at GWN Securities Inc. for 15 years before founding LSP Planning LLC and later LSP Advisory LLC. Randazzo is also involved in life insurance and annuities sales, tax consulting and preparation, and Medicare planning, including educating clients on cash value life insurance through the Bank on Yourself program. LSP Advisory LLC serves individual and high-net-worth clients, focusing on portfolio management by placing assets with third-party sub-advisers. The firm matches clients to model portfolios based on risk tolerance and objectives, regularly reviewing manager performance and maintaining formal relationships with specialized sub-advisers to provide access to niche investment strategies.

Kermit Wheeler is a financial advisor with Wheeler & Mote, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Syndicated Capital since 2002 and Securities Management & Research, Inc. since 1996. Wheeler & Mote is a small, independent registered investment adviser serving primarily individual clients, focusing on IRA rollovers and taxable portfolios. The firm employs a defense-oriented, loss-averse investment approach that emphasizes income, liquidity, and downside mitigation through portfolios composed of ETFs, individual securities, research-driven bonds, active cash management, and partial hedging strategies, including long-term use of inverse ETFs.

David Souders is a CFP®-certified financial advisor with 19 years of industry experience. He is the principal of Apis Wealth, LLC, an independent firm he has led since 2019. Prior to founding Apis Wealth, he worked at Ronald Blue & Co., LLC and Ronald Blue Trust from 2003 to 2019. Apis Wealth provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, charitable organizations, and business entities, typically serving clients with account minimums of $500,000. The firm’s investment approach includes tailored asset allocation across equities, fixed income, and other securities, with continuous monitoring, formal annual reviews, and specialized planning for clients with concentrated equity positions and cryptocurrency exposure.

Tyler Dodson is a financial advisor at 49 Financial with Series 63 and Series 65 licenses and three years of industry experience. He has previously worked at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and the University of Florida. In addition to his advisory role, he is licensed to sell fixed insurance products. 49 Financial provides advisory services to individuals, trusts, corporations, pension plans, and charitable organizations, offering financial planning, investment management, retirement consulting, and family office services. The firm manages approximately $871 million in assets and employs a disciplined, long-term investment approach based on diversified asset allocation and Modern Portfolio Theory.

Jeremiah Wassmer is a CFP® and holds a Series 65 license with eight years of industry experience. He is currently with Destiny Family Office, where he has worked since 2025, following prior roles at Destiny Wealth Partners, The LifeWealth Group, and AE Wealth Management, among others. Destiny Family Office provides discretionary investment management, family office administrative support, and wealth management services to high-net-worth families and institutional clients. The firm’s investment approach emphasizes asset allocation and diversification across various asset classes, overseen by an Investment Policy Committee and implemented through model portfolios ranging from aggressive to conservative.

Eliza Kwentus is a financial advisor with Destiny Wealth Partners, LLC, holding a Series 66 designation and 11 years of industry experience. She previously worked at Morgan Stanley for four years and Edward Jones for eight years. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management through both wrap and non-wrap arrangements. The firm employs a diverse investment approach that combines model asset-allocation portfolios with various investment vehicles and offers discretionary and non-discretionary management along with retirement plan consulting and trust administration services.

Morgan Hatfield is a financial advisor at Destiny Wealth Partners, LLC with 15 years of industry experience. He holds the Series 65 designation and has worked previously at CWM, LLC and Ruggie Wealth Management. Outside of his advisory role, he serves as a trustee and secretary/treasurer for SECO Energy and is the Chief Financial Officer of H&M Global Enterprise LLC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients by providing wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach including model asset allocation portfolios, mutual funds, ETFs, individual equities, fixed income, and access to private investment funds, with both discretionary and non-discretionary management options.

Audrey Mancuso is a CFP® professional with 13 years of industry experience, currently serving at Destiny Wealth Partners, LLC. She has held roles at several firms including Carson Wealth and Purshe Kaplan Sterling Investments. Mancuso is a partner in RUSO, LLC, a client partnership formed to invest in various ventures. Destiny Wealth Partners serves individuals, high-net-worth families, retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach combining model portfolios with various asset classes and offers both discretionary and non-discretionary management.

Christopher Nichols is a financial advisor at Destiny Wealth Partners, LLC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Cetera Advisor Networks and LPL Financial. Nichols is also involved in several business ventures, including ownership roles in Nichols Wealth Partners and Wealth Partners, LLC, where he focuses on financial advisory and insurance services. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management. The firm employs a diverse investment approach that includes model portfolios, mutual funds, ETFs, individual securities, and private investments, and offers both discretionary and non-discretionary management along with access to trust administration.

Robert Clark is a CFP® with 25 years of industry experience, currently serving at Destiny Wealth Partners, LLC. His prior roles include positions at Destiny Family Office, CWM, LLC dba Carson Wealth, Ruggie Wealth Management, and LPL Financial. He is also an independent insurance agent outside of his advisory work. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, utilizing model portfolios, mutual funds, ETFs, individual equities, fixed income, and alternative strategies.

Carrie Letsinger is a financial advisor with Synergy Investment Management LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her prior roles include positions at LPL Financial LLC, ProEquities, Inc, and Wachovia Bank, N.A. She provides investment advisory services through Synergy Investment Management, an independent registered investment advisor. Synergy Investment Management serves individuals, trusts, estates, businesses, and charitable organizations, managing over $461 million in assets for approximately 1,072 clients. The firm employs a long-term, Modern Portfolio Theory–based approach, constructing diversified portfolios using mutual funds, ETFs, and other investment vehicles, and incorporates proprietary quantitative tools in its recommendations.

Alan Belanger is a financial advisor at Destiny Wealth Partners, LLC with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Vintage Financial Partners, Legacy Capital Partners, State Farm, and Guardian Life Insurance. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm offers a range of investment strategies and consulting services, including discretionary and non-discretionary management, and utilizes various investment vehicles and technologies to manage client accounts.

Mitchel Faulkner is a CFP® with seven years of industry experience, currently serving at Destiny Wealth Partners, LLC. He previously worked at MAI Capital Management, Greenway Family Office, and the Alvery Bartlett Group. Destiny Wealth Partners serves individuals including high-net-worth families, employer-sponsored retirement plans, and family-office clients, offering wealth management, financial planning, and portfolio management through both wrap and non-wrap arrangements. The firm employs a diverse investment approach combining model asset-allocation portfolios with various securities and provides discretionary and non-discretionary management alongside retirement plan consulting and trust administration services.

Keith Ward is a financial advisor with Destiny Wealth Partners, LLC, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Destiny Wealth Partners, he worked at Northwestern Mutual in various roles related to wealth management and investment services. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management through a range of investment strategies and advisory services.

Thomas Ruggie is a CFP® and ChFC® with 34 years of experience in financial advisory roles. He is currently with Destiny Wealth Partners, LLC, where he has worked for 12 years, and previously held positions at firms including Asset Advisors of America and Purshe Kaplan Sterling. Outside of his advisory work, he is president and treasurer of the Tom and Kim Ruggie Family Foundation and has invested in the Museum of Crime and Punishment in Washington, DC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, model asset-allocation portfolios, and access to private investment funds, along with unique operational features such as a general counsel attorney relationship and performance-based fee arrangements for qualified clients.

Ronald Hopper is a financial advisor at Destiny Wealth Partners, LLC, holding a Series 65 designation with one year of industry experience. Prior to joining Destiny Wealth Partners, he worked at Destiny Family Office and spent several years in educational roles at the University of Central Florida and local schools. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management through both discretionary and non-discretionary arrangements. The firm employs a diverse investment approach that includes model portfolios, mutual funds, ETFs, individual securities, and access to private investment funds, supported by technology for account aggregation and rebalancing.

Jorge Romero is a CFP® and holds a Series 66 license, with 17 years of experience in the financial advisory industry. He has been with Destiny Wealth Partners, LLC since 2017 and also worked at Ruggie Capital Group and CWM, LLC. He is currently associated with Destiny Family Office. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients. The firm offers comprehensive wealth management, financial planning, and portfolio management services, utilizing a range of investment vehicles and technologies, and maintains unique operational relationships including with a practicing law firm.

Brian Davis is a financial advisor at Destiny Wealth Partners, LLC with 19 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining Destiny Wealth Partners, he worked at BryteBridge, LPL Financial, Occidental Asset Management, and Wealth Enhancement Advisory Services. He is a board member and shareholder of BryteBridge, a nonprofit compliance and accounting firm he founded and later sold. Destiny Wealth Partners serves individuals, employer-sponsored retirement plans, and family-office clients, offering wealth management, financial planning, and portfolio management across various arrangements. The firm employs a diverse investment approach including model portfolios, mutual funds, ETFs, individual securities, and alternative strategies, with additional services such as retirement plan consulting and access to trust administration.

Carol Mulcahy is a financial advisor with Destiny Wealth Partners, LLC, holding Series 63, 65, and 66 licenses and 17 years of industry experience. She has worked at several firms, including Ruggie Wealth Management and The Investment Counsel Company. Outside of advisory, she has been an independent insurance agent since 2003. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach combining model asset allocation with various securities and offers discretionary and non-discretionary management along with retirement plan consulting and trust administration access.

Louis Shinaman is a financial advisor at Destiny Wealth Partners, LLC, holding the ChFC® designation with 28 years of industry experience. His prior roles include positions at CWM, LLC, Purshe Kaplan Sterling Investments, and Ruggie Wealth Management. He serves as a board member for UCP of Central Florida and is a member of the advisory council for Compcoin, a blockchain-based currency trading platform. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management. The firm employs a diversified investment approach that includes discretionary and non-discretionary management, model portfolios, various asset classes, and access to trust administration through third-party programs.