Michael Tringali is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is the principal of Fee-Only Financial Advisors, LLC, an independent, fee-only firm he has led since 2016. His prior experience includes roles at Modera Wealth Management, LLC and managing his own practice, Michael J. Tringali, P.A., since 1991. Outside of advisory work, he serves as finance director and executive committee member of the Citrus County YMCA branch and is involved with local charitable foundations and educational scholarship trusts. Fee-Only Financial Advisors, LLC serves individuals, high-net-worth clients, trusts, estates, and select corporations with portfolio management, ongoing wealth management, and financial planning. The firm follows a fiduciary standard and employs a diversified, academically grounded investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering tailored investment policy statements and tax-efficient strategies.

Teresa Christensen is a CFP® professional with 15 years of industry experience. She operates Christensen Consulting, a sole proprietorship through which she contracts exclusively with Coats Financial Planning. Christensen works primarily from Dunnellon, FL, and travels quarterly to Kentucky to meet with clients. Coats Financial Planning serves individuals, trusts, estates, and small businesses by providing personalized financial planning and investment advice. The firm follows a fee-only, retainer-based model emphasizing asset allocation and long-term, buy-and-hold strategies using passively managed index funds and ETFs.

Raymond Oconnell is a financial advisor at Wealth Watch Advisors, INC with 21 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Coppell Advisory Solutions, Onyx Bridge Wealth Group, Altus Wealth and Tax, Elite Investment Team, and Altus Wealth Strategies, with a career dating back to 1996 at O'Connell Associates. Outside of his advisory work, he is involved in non-investment businesses including fixed insurance brokerage, consulting for CPA teams, and education on wealth-building and tax strategies for business owners and high-net-worth professionals. Wealth Watch Advisors serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach using approved sub-advisors and strategies tailored through client interviews and risk assessments.

Gregory Wheeler is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC since 2022. He previously worked at Texas Yale Capital Corp from 2015 to 2022. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, utilizing diversified portfolios and a range of strategies such as independent managers and optional ESG integration.

Michael Riley is a CFP® and ChFC® with over 32 years of experience in financial advisory services. He is currently with Simplicity Wealth and The Leaders Group Inc, having previously worked at Calton & Associates, Mutual Trust Asset Management, and Mutual Trust Co. of America Securities. Riley is also involved in estate and financial planning through his ownership in Estate & Retirement Resources and serves on the boards of the Salvation Army and Academy at the Lakes, a non-profit secondary education institution. Simplicity Wealth serves a diverse client base including individual and high-net-worth clients, as well as financial intermediaries such as third-party advisers and trust companies. The firm employs a model-driven, fund-of-funds investment approach using ETFs, mutual funds, and select individual securities, and offers technology-driven managed account programs alongside portfolio management and advisory services.

James Staines is a financial advisor at Principal Advised Services with three years of industry experience. He holds the Series 66 designation and has previously worked at Wealth and Income Strategies, Inc. He is also involved in community activities as a State Committeeman in Florida. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. The firm integrates proprietary and third-party investment models and operates within the Principal Financial Group family, enabling access to affiliated products and coordinated oversight.

Marc Thompson is a ChFC® credentialed financial advisor with Gradient Advisors, LLC and has one year of industry experience. He has worked at Gradient Advisors since 2024 and has been associated with ASB Financial since 2010. Outside of his advisory role, Thompson is the owner of Eagle Retirement Strategies, where he provides financial planning services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to a broad range of clients, including individuals, pension and profit-sharing plans, and charitable organizations. The firm supports a network of 169 advisors across 154 offices and employs a mix of fundamental, technical, and cyclical analysis to tailor client strategies.

John Ceparano is a CFP®, PFS™, and Series 65-registered advisor with 24 years of industry experience. He has been with Modera Wealth Management, LLC since 2014 and previously worked at Business Blocks, Inc. from 1993 to 2019. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory, utilizing diversified portfolios supplemented by independent managers, private placements, and optional ESG integration.

Brian Wakefield is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Simplicity Wealth and also maintains an affiliation with Estate & Retirement Resources, where he offers estate and financial planning along with fixed insurance products, including index annuities and tax preparation services. Prior to these roles, he worked at Edward Jones for six years and has experience with multiple advisory firms. Simplicity Wealth provides services to a diverse client base, including individual and high-net-worth clients as well as other financial intermediaries. The firm employs a model-driven, fund-of-funds investment approach and offers technology-driven solutions such as a Managed Account Program and asset management software platforms.

Mark Augustsson is a financial advisor with Gradient Advisors, LLC and holds a Series 65 designation. He has over 10 years of industry experience, including roles at ASB Financial and AmeriLife & Health. Outside of his advisory work, he owns Eagle Retirement Strategies, a financial planning business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm supports a large network of advisors and employs a combination of fundamental, technical, and cyclical analysis to tailor client strategies.

Armen Riley is a financial advisor at Simplicity Wealth with Series 65 and Series 66 credentials. He has held positions at Simplicity Wealth and Legacy Private Wealth LLC since 2025 and has prior experience at Estate and Retirement Resources, Inc. from 2022 to 2025. In addition to his advisory role, he provides tailored insurance solutions to clients and estates as a registered insurance agent. Simplicity Wealth serves a diverse client base including individual and high-net-worth clients, along with financial intermediaries such as broker/dealers and trust companies. The firm employs a model-driven, fund-of-funds investment approach and offers technology-driven managed account programs and back-office services to advisers and institutional clients.

Jacquelyn Campbell is a CFP® and PFS™ with 11 years of experience, currently serving at Impact Partnership Wealth, LLC. Her prior roles include positions at Campbell & Company Insurance Advisors, Market Guard Securities, and Retirement Wealth Advisors. She is also an author and educator, having created and sold books on financial preparedness. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing within a discretionary trading framework supported by a comprehensive platform of affiliated entities.

Steven Holland is a Series 65 licensed advisor with Gibbs Wealth Management, LLC, based in Crystal River, FL, and has two years of industry experience. He is also the owner of InvestSafe Financial, where he hosts seminars and assists retirees with retirement accounts. Gibbs Wealth Management serves individual and high-net-worth clients by providing discretionary portfolio management and advisory services through advisor-directed model management and sub-advisory arrangements, utilizing third-party platforms and a variety of analytical approaches to guide portfolio allocations.

Neil Mahoney is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC. His prior work history includes roles at Domus Advisors LLC, Oak Wealth Advisors LLC, ABW Advisors, LLC, and Cambridge Wealth Counsel. Modera Wealth Management provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, utilizing diversified portfolios and supplementing core strategies with independent managers, private placements, and optional ESG integration.

Roderick Hill is a financial advisor at Interactive Financial Advisors with 10 years of industry experience. He holds a Series 65 designation and has been president and 50% owner of SEA P A Financial Group Ltd, a tax practice specializing in individual, business, and fiduciary tax returns, as well as accounting, business management, and estate and trust tax planning since 2005. Interactive Financial Advisors serves individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations with portfolio management, financial planning, and advisory consulting. The firm employs a discretionary asset management approach using asset-allocation models and primarily implements strategies with ETFs and mutual funds, incorporating Modern Portfolio Theory and fundamental analysis.

Robert Pitzer is a financial advisor at Truist Advisory Services with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Truist and its predecessor firms since 2012. He is based in Crystal River, Florida. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions combining firm-level model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Ryan Jenkins is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and one year of industry experience. He has worked at AmeriLife since 2012 and currently serves as Managing Director of AmeriLife of Citrus County, overseeing agents and producing insurance sales and annuities. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis using model portfolios and various managed account strategies.

Colleen Lavon is a financial advisor with PNC Wealth Management in Ocala, Florida, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, and BBVA Wealth Solutions. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the invitation-only Portfolio Solutions Strategist Digital Offering that uses algorithm-driven risk assessments to manage investments primarily via mutual funds and ETFs.

Justin Rooks is a financial advisor at &Partners with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years. Outside of his advisory role, he is involved in family farming operations and serves as co-trustee of an irrevocable trust. &Partners serves a diverse client base, including individuals, retirement plans, charitable organizations, and private business owners. The firm offers a range of services such as portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, combining platform technology with proprietary and third-party strategy models.

Nathaniel De Jesus is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 66 license, with six years of industry experience. His prior work includes roles at MML Investors Services, MassMutual, and New York Life Insurance Company. He receives residual commissions from prior group life insurance business but does not service or solicit these accounts. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored plans, trusts, charitable organizations, and corporate clients. The firm operates through a large network of advisers and emphasizes client-directed solutions using third-party managers and model portfolios.