Rachel Harris is the sole advisor at Harris Financial Consulting, PLLC, an independent firm based in Alvin, TX. She holds Series 63 and Series 65 licenses and has five years of industry experience, including prior roles at PFS Investments Inc. and Primerica Financial Services. Before her financial career, she operated Rachel Harris Music Studio for eight years. Harris Financial Consulting provides financial planning, portfolio advisement, retirement planning, philanthropic investment advice, financial document drafting, and educational seminars to both retail and institutional clients. The firm employs a long-term, diversified investment approach based on Modern Portfolio Theory and behavioral finance, focusing on client-directed, non-discretionary recommendations.

Kevin Londergan is a financial advisor at BayRock Financial, L.L.C. with 22 years of industry experience. He holds a Series 63 designation and is also a partner in the CPA firm Bond, Snider, Glaw & Londergan, LLP, which focuses on income and estate tax planning, tax return preparation, asset protection, and business advisory services for small business owners. He is part owner of Oglesby & Londergan Financial Services, Inc., a tax planning and small business advisory firm. BayRock Financial serves individual investors and other advisers by providing discretionary portfolio management and financial planning services. The firm emphasizes customized portfolios and ETF-based model allocations, integrating financial planning with investment management through a formal multi-tier subscription planning program and a documented planning process.

Sally Branson is a financial advisor with Texas Family Wealth, LLC, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her career includes 14 years at Raymond James Financial Services Advisors, Inc., and she has served in a political office for the City of Friendswood since 2017. Outside of her advisory work, she is involved in public service through her role with the City of Friendswood. Texas Family Wealth serves individuals, families, trusts, estates, small businesses, and retirement plans with customized wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a fiduciary, long-term investment approach using a combination of fundamental and technical analysis and sponsors a wrap fee program that incorporates trading costs into asset-based fees.

Matthew Silvey is a financial advisor at Texas Family Wealth, LLC with a Series 65 credential and one year of industry experience. Prior to joining Texas Family Wealth, he worked at the YMCA and held various roles including positions at Sunny's Pizza and Wings and Clay & Company. Texas Family Wealth serves individuals, families, trusts, estates, small businesses, and retirement plans by providing customized wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a fiduciary, customized investment approach combining fundamental and technical analysis, typically focusing on long-term strategies and offering a distinctive wrap fee program that includes bundled transaction costs.

Michael Mc Laughlin is a financial advisor with ANCAP Financial in League City, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities, and Lochton Capital. ANCAP Financial serves individual clients, including high-net-worth individuals, offering comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm uses tailored asset allocation and a mix of mutual funds, ETFs, and outside managers, with a fee structure based on fixed, hourly, or recurring fees rather than percentage-of-AUM billing.

James Munchbach is a CFP® and ChFC® with 20 years of experience in the financial services industry. He has worked at BayRock Financial, L.L.C. since 2016 and previously held positions at firms including Morgan Stanley and Financial Alliance Network. In addition to his advisory work, he serves as a Professor of Personal Finance at the University of Houston's Bauer College of Business. BayRock Financial is a registered investment adviser that primarily serves individual investors and other advisers, offering discretionary portfolio management and financial planning services. The firm emphasizes customized ETF portfolios and integrates financial planning with investment management through a multi-tier subscription planning program and a documented "Blueprint" process.

Kenneth Cusick Jr. is a financial advisor at Texas Family Wealth, LLC with five years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Fisher Investments and Merrill. His background also includes experience outside finance, having worked at The John G. and Marie Stella Kennedy Memorial Foundation and Ashmore Paint Company. Texas Family Wealth serves individuals, families, trusts, estates, small businesses, and retirement plans with customized wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a fiduciary, customized investment process blending fundamental and technical analysis, focusing on long-term strategies and offering a distinctive wrap fee program that includes bundled transaction costs.

Harris Hanson is a CFP® professional with 19 years of experience in the financial services industry. He is currently with Texas Family Wealth, LLC and previously worked at Raymond James Financial Services Advisors Inc. for over a decade. Hanson serves as a board member and finance committee member for the Friendswood Education Foundation, a nonprofit organization. Texas Family Wealth, LLC provides customized wealth management and financial planning services to individuals, families, trusts, estates, small businesses, and retirement plans. The firm employs a fiduciary, long-term focused investment approach that combines fundamental and technical analysis, offering discretionary portfolio management and a distinctive wrap fee program that includes bundled transaction costs.

Stephen Fougerousse is a financial advisor with Lifestyle Asset Management, Inc. He holds a Series 63 designation and has 37 years of industry experience. His career includes roles at Cetera Advisors LLC, First Allied Advisory Services, and First Allied Securities, among others. He serves as a trustee for multiple family trusts. Lifestyle Asset Management, Inc. advises individual and high-net-worth clients, as well as employee benefit plans and plan fiduciaries. The firm offers personalized portfolio management, financial planning, pension consulting, sub-advisory services, and model-based investment programs with strategies tailored to client objectives and risk tolerances.

Paul Jackson is a CFA® charterholder with 29 years of industry experience. He has been with Lifestyle Asset Management, Inc. since 2011 and concurrently serves on the Investment Committee of Lifestyle Financial Advisors, Inc. Since 2016, he has been affiliated with LifeStyle Financial Advisors. Lifestyle Asset Management, Inc. advises individual and high-net-worth clients as well as employee benefit plans, offering personalized portfolio management, financial planning, pension consulting, and sub-advisory services. The firm employs a range of investment strategies, including tactical model portfolios and both discretionary and non-discretionary mandates tailored to client objectives and risk tolerances.

Kaleb Jones is a CFP® and holds a Series 66 license with 10 years of industry experience. He is currently with Lifestyle Asset Management, Inc., where he has worked since 2018, and previously held roles at Cetera Advisors LLC and First Allied Advisory Services. Lifestyle Asset Management, Inc. serves individual and high-net-worth clients as well as employee benefit plans, offering portfolio management, financial planning, pension consulting, and sub-advisory services. The firm employs a range of investment strategies including discretionary and non-discretionary mandates, tactical overlays, and model portfolios tailored to client objectives.

Daniel Thomason is a financial advisor with Lifestyle Asset Management, Inc. in Friendswood, TX, holding a ChFC® designation and Series 63 and 65 licenses. He has 29 years of industry experience, with prior roles at Cetera Advisors LLC, First Allied Advisory Services, and Mass Mutual Financial. Thomason also works as an independent insurance contractor. Lifestyle Asset Management, Inc. serves individual and high-net-worth clients as well as employee benefit plans, offering personalized portfolio management, financial planning, pension consulting, and sub-advisory services. The firm employs a range of discretionary and non-discretionary investment strategies, including model portfolios with tactical overlays, and provides services such as licensing investment models to other advisers.

Colton Cockerell is a financial advisor at LVZ, Inc. with 10 years of industry experience. He holds a Series 66 designation and has worked at NEXT Financial Group since 2015. Outside of his advisory role, he is involved in insurance sales, including life, health, long-term care, and fixed annuities. LVZ, Inc. offers discretionary investment management, financial planning, and consulting services to individuals, trusts, charitable organizations, and retirement plans. The firm employs a blend of fundamental and technical analysis with a top-down review of economic and social trends, implementing strategies primarily through ETFs, mutual funds, and variable annuity subaccounts.

Timothy Sharer is a financial advisor with LVZ, Inc., holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with LVZ, Inc. since 2024 and has also worked at Next Financial Group, Inc. since 2002. Outside of his advisory role, Sharer is the owner of Sharer McKinley Group, which provides life insurance, long-term care, and annuity sales, and he is an author of a book. LVZ, Inc. offers discretionary investment management, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm employs a blend of fundamental and technical analysis supported by a top-down review from an internal Investment Committee, implementing strategies primarily through ETFs, mutual funds, and other pooled investment vehicles.

Kyle Johnston is a financial advisor with Lifestyle Asset Management, Inc. in Texas City, TX, holding Series 63 and Series 66 licenses and over 35 years of industry experience. He has worked at several firms including Cetera Advisors LLC and First Allied Advisory Services. Johnston is also involved with The Johnston Company outside of his advisory role. Lifestyle Asset Management, Inc. provides advisory and consulting services to individual and high-net-worth clients as well as employee benefit plans. The firm offers personalized portfolio management, pension consulting, and model-based investment programs, utilizing a range of strategies including discretionary and non-discretionary mandates tailored to client objectives.

Juan Medina is a financial advisor at ACP Capital Management, LLC with five years of industry experience. He holds a Series 66 designation and has worked at firms including REL Capital Advisors, FigTree Financial USA, Inc, Banorte-Ixe Securities International, Ltd., and Morgan Stanley. Outside of his advisory role, Medina consults for Artemis Green LLC, focusing on commercial strategies related to sustainability initiatives. ACP Capital Management provides discretionary and non-discretionary investment management to private funds, institutional accounts, separately managed accounts, and high-net-worth individuals. The firm employs a combination of proprietary and third-party model portfolios and offers consolidated wealth reporting, managing a range of investments including ETFs, UCITS, structured products, and emerging-market fixed income.

Jamie Staggs is a financial advisor with Lifestyle Asset Management, Inc. in Friendswood, TX, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Cetera Advisors LLC, First Allied Securities, and LifeStyle Financial Advisors. Lifestyle Asset Management, Inc. provides advisory and consulting services to individual and high-net-worth clients, as well as employee benefit plans and fiduciaries. The firm offers personalized portfolio management, pension consulting, and model-based investment programs, utilizing both discretionary and non-discretionary mandates with strategies tailored to client objectives and risk tolerances.

James Latiolais is a financial advisor at Lifestyle Asset Management, Inc. with 39 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including Invicta FG, BDT & Associates, and Cetera Advisor Networks. In addition to his advisory role, he is a licensed insurance agent offering health and life insurance products. Lifestyle Asset Management, Inc. provides advisory and consulting services to individual and high-net-worth clients, as well as employee benefit plans. The firm offers personalized portfolio management, pension consulting, sub-advisory services, and model-based investment programs, utilizing a range of discretionary and non-discretionary strategies tailored to client objectives and risk tolerances.

Lotte Optekamp is a financial advisor at Lifestyle Asset Management, Inc. with 26 years of industry experience. She holds a Series 63 designation and has been with Lifestyle Asset Management since 2011. In addition to her advisory role, Ms. Optekamp is a licensed insurance agent and occasionally offers insurance products to clients. Lifestyle Asset Management, Inc. provides advisory and consulting services to individual and high-net-worth clients, as well as employee benefit plans. The firm offers personalized portfolio management, pension consulting, and sub-advisory services, utilizing both discretionary and non-discretionary mandates across a variety of investment strategies tailored to client objectives.

Nelson Gonzalez is a financial advisor with Amicus Financial Advisors, LLC, holding a Series 65 credential and 14 years of industry experience. He has worked with Amicus since 2011 and also serves as a firefighter and EMT with the Houston Fire Department. Additionally, he operates a business consulting firm, Nelson Gonzalez & Associates LLC. Amicus Financial Advisors provides comprehensive financial planning and investment advisory services to individuals, high-net-worth clients, trusts, charitable organizations, pension and profit-sharing plans, and corporations. The firm employs a multi-cap, multi-style investment approach combining active and passive vehicles, managing approximately $511 million on a discretionary basis.