Do you plan to make work optional before age 65? I will use my tools and expertise to educate and empower you to be your own retirement hero, rather than try to convince you that you need to pay me or any other advisor year after year. While I provide investment advice, I do not offer ongoing portfolio management as a service and my only objective is to give you the best advice possible. My planning engagements typically consist of three to four meetings and span one to three months. We will work together to create a detailed plan for early retirement that doesn't ignore what you need to feel fulfilled in the present. You will be given free ongoing access to my planning software upon completion of our engagement and I will teach you how to navigate it. Visit my website today to learn more and don't forget when you are there to sign up to receive my free guide, The Top 10 Critical Mistakes People Make When They Plan To Retire Early.

Robert Liggero is a CFP® professional with 21 years of industry experience, currently serving as the sole advisor at Financial Prescriptions, LLC since 2012. Prior to and alongside his financial advisory role, he has worked as a physician assistant in a pediatric ICU at Baptist Medical Center since 1990. Financial Prescriptions serves individual and high-net-worth clients with comprehensive financial planning and consulting, coordinating investment management through third-party institutional managers. The firm employs a structured, multi-phase planning process and combines fundamental and technical analysis with both active and passive investment strategies.

Nicholas Whitcraft is the sole advisor at NRW Asset Management, Inc., an independent registered investment adviser based in Jacksonville, FL. He holds a Series 65 designation and has 22 years of industry experience, including 19 years with his current firm. NRW Asset Management provides discretionary portfolio management to individual clients, focusing on diversified accounts primarily using exchange-traded funds and mutual funds, with occasional stocks and bonds. The firm employs strategic asset allocation based on Modern Portfolio Theory and a combination of fundamental, technical, and cyclical analysis to guide investment decisions, maintaining a small client roster for a more individualized advisory relationship.

Michael Macke is a CFP® professional with 22 years of experience in financial advising. He has worked at multiple firms, including Petros Advisory Services, Payne Capital Management, and Woman's Worth, before joining Eleuthera FP, LLC, where he has been since 2021. The firm provides investment management and financial planning services to individual clients, including high-net-worth households, and incorporates a mix of passive and active investment strategies guided by Modern Portfolio Theory. Eleuthera FP, LLC manages accounts on both a discretionary and non-discretionary basis and offers integrated services such as third-party manager selection and tax preparation.

John Holden is the sole advisor at Advanced Financial Strategists Inc, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Advanced Financial Strategists since 1991. Advanced Financial Strategists provides investment management services to individuals, closely held corporations, trusts, estates, and other business entities. The firm manages approximately $60.6 million in assets, focusing on a relatively small client base with personalized portfolio construction using Modern Portfolio Theory, tax-aware strategies, and quantitative screening methods.

Bruce Eshbaugh is a CFA® charterholder with 21 years of industry experience, currently serving as the sole advisor at Sentinel Advisory Corp in Hyannis, MA. He has been with Sentinel Advisory Corporation since 2003. Sentinel Advisory Corp provides discretionary and nondiscretionary investment supervisory services for individuals, trusts, and estates, and acts as an investment fiduciary and retirement plan consultant for plan sponsors. The firm’s investment process emphasizes fundamental, firm-specific analysis to estimate intrinsic value, complemented by technical analysis, and offers institutional retirement-plan services including ERISA fiduciary roles and model allocation portfolio creation.

Gregory Chapman is a financial advisor at Flood Tide Financial LLC in Jacksonville, FL, holding a Series 66 designation and bringing 13 years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch from 2012 to 2018. He is also a licensed insurance agent. Flood Tide Financial LLC provides ongoing portfolio management to individual and high-net-worth clients, focusing on asset allocation and selection across a range of investment vehicles. The firm employs a combination of cyclical and fundamental analysis and offers discretionary management with regular portfolio reviews.

Dennis Yamasaki is a financial advisor at Affirmative Financial Services in Jacksonville, FL, holding a Series 65 credential with 12 years of industry experience. He has operated Affirmative Financial Services since 2013, managing both investment advisory and insurance brokerage activities focused on life, health, disability, Medicare, and long-term care insurance. Affirmative Financial Services provides investment advisory services to individuals, families, trusts, ERISA plans, and closely held businesses through a solicitor model, helping clients select SEC-registered investment managers for asset allocation and portfolio management. The firm gathers client information through interviews and risk assessments and performs ongoing reviews to monitor and adjust investments, while insurance sales remain a significant part of the principal’s activities.

Hunter Smith is a financial advisor with Cornerstone Investment Services in Jacksonville, FL. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Ameriprise Financial Services and Smith and Sons Capital Partners LLC. Outside of his advisory work, Smith owns and operates Cornerstone Outfitters LLC, a licensed outdoor guide service offering hunting, fishing, and nature tours. Cornerstone Investment Services serves individual investors, high-net-worth clients, and retirement plans, providing discretionary and non-discretionary asset management along with ERISA plan advisory services. The firm develops investment programs based on documented policy statements tailored to client goals and employs a range of strategies including fundamental and technical analysis, with a focus on asset allocation and portfolio monitoring.

James Dehoff is the sole advisor at DeHoff Wealth Advisory LLC in Jacksonville, FL, holding Series 63 and Series 65 licenses with eight years of industry experience. His prior roles include positions at Fidelity Investments, Flagstar, Infinex Investments, Allen Wealth Strategies, and Geico. Outside of advisory work, he serves as a client advocate at SS&C, assisting financial advisors with investment software. DeHoff Wealth Advisory LLC provides continuous wealth management and financial planning services to individuals and high-net-worth clients, focusing on asset allocation and diversification through a mix of passive and active investment vehicles. The firm emphasizes long-term portfolio construction alongside integrated financial planning covering cash flow, retirement, tax, estate, and business strategies.

Anthony Kurlas is a financial advisor at HK Funds with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America/Merrill Lynch for three decades. HK Funds provides ongoing portfolio management to individuals, corporations, and other advisers, focusing primarily on equities with fundamental, quantitative, and technical analysis. The firm manages accounts on a discretionary basis and offers subadvisory services through the Schwab platform.

Claudio Skilnik is a CFA® charterholder affiliated with Baluarte Capital US in Jacksonville, FL, where he has worked since 2025. He has prior experience with Baluarte Capital Gestao de Recursos Ltda. since 2016, as well as earlier roles at Brainvest Wealth Management and Rational Asset Management Company. Baluarte Capital US provides portfolio management and investment advisory services primarily to high-net-worth individuals. The firm’s investment approach combines quantitative, fundamental, and cyclical analysis with modern portfolio theory, often utilizing specialized outside managers across various asset classes.

Melissa Manley is a financial advisor at Stillblue Financial Partners, LLC with 14 years of industry experience. She holds the Series 66 designation and has been with Stillblue Financial Partners since 2013. She operates in Boca Raton, FL, and has previously conducted business under the DBA The Palms Financial Group and Liberated Capital Advisors. Stillblue Financial Partners serves individual investors, including high-net-worth clients, and business entities with portfolio management, financial planning, and pension/retirement plan consulting. The firm uses model portfolios developed by an internal Investment Committee and offers both discretionary and non-discretionary asset management, emphasizing diversified mutual funds and ETFs.

Peter Hunt is a financial advisor at HK Funds with Series 63 and Series 65 credentials and over a decade of industry experience. He has worked at North Point Advisors since 2014 and joined HK Funds in 2025. HK Funds provides ongoing portfolio management to individuals, corporations, and other advisers, focusing primarily on equities through fundamental, quantitative, and technical analysis with a long-term trading orientation. The firm also acts as a subadviser via the Schwab platform and requires client accounts to be held with a specified institutional custodian.

Hey! I'm Jake, Financial Planner and co-founder of Spark Wealth Advisors. I started Spark to deliver financial advice the best way I know how, free from constraints and biases that come with working for large corporate firms. As a gay man, I strive to enhance the financial lives of other gay men who may be hesitant to work with a financial professional out of fear of judgement, or not being comfortable sharing aspects of their personal lives that true financial planning requires. My firm is fee-only and I act as a fiduciary, always putting clients' interests before my own.

Carolyn Mcclanahan is a CFP® and holds a Series 66 license with 22 years of experience in financial advising. She has been with Life Planning Partners, Inc. in Jacksonville, FL since 2003. In addition to her advisory role, she speaks at financial planning and securities industry events and writes for a general audience on topics such as health care planning and end-of-life planning, dedicating about 15% of her time to these activities. Life Planning Partners serves individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations through ongoing financial planning, portfolio management, and pension consulting. The firm emphasizes holistic life planning and long-term asset allocation, using broadly diversified, low-cost mutual funds and ETFs, and operates as a small advisory team managing personalized client relationships.

Robert Hall is a financial advisor at Hall Capital Management Company, Inc. with 28 years of industry experience. He holds a Series 63 designation and has been with Hall Capital since 1997. Hall Capital serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable institutions, corporations, and trustees. The firm’s investment approach combines fundamental analysis with model portfolios focused on long-term capital appreciation and dividend income, complemented by active fixed-income management, and integrates accounting and tax expertise within its advisory services.

Joseph Smith is a CFP® professional with 18 years of industry experience. He has been with Stillblue Financial Partners, LLC since 2013. Outside of his advisory role, he is also licensed as an independent insurance agent. Stillblue Financial Partners serves individual investors, including high-net-worth clients, and business entities by providing portfolio management, financial planning, selection of other advisers, and pension/retirement plan consulting. The firm uses model portfolios developed by an internal Investment Committee but allows for individualized portfolio construction through its network of Investment Adviser Representatives.

David Strohecker is a CFP® with 14 years of industry experience and has been with D2 Capital Management since 2001. He is based in Jacksonville, FL, and is one of two advisors at the firm. D2 Capital Management is a fee-only, state-registered investment adviser serving individuals, trusts, and charitable organizations. The firm employs a fundamental analysis and proprietary valuation process to manage tailored portfolios using a blend of growth-at-a-reasonable-price and value-oriented stock selection, incorporating strategies such as ETFs, individual bonds, and selective use of options and margin.

Christopher Knight is a Series 66-licensed financial advisor with The Palmer Knight Company in Jacksonville, FL, where he has worked since 2003. He has 23 years of industry experience. The Palmer Knight Company is a fee-for-service registered investment adviser managing approximately $296 million for individual clients, including both high-net-worth and non-high-net-worth households. The firm employs diversified equity and fixed-income portfolios based on fundamental and technical analysis, offering multiple model allocation frameworks tailored to different investment goals.