John Holden is the sole advisor at Advanced Financial Strategists Inc, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Advanced Financial Strategists since 1991. Advanced Financial Strategists provides investment management services to individuals, closely held corporations, trusts, estates, and other business entities. The firm manages approximately $60.6 million in assets, focusing on a relatively small client base with personalized portfolio construction using Modern Portfolio Theory, tax-aware strategies, and quantitative screening methods.

Brian Sweeney is a financial advisor with Ministry Partners Securities, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked with several firms including BG Worldwide Securities Inc., Honey Badger Investment Securities, LLC, and Cadaret, Grant & Co., Inc. In addition to his advisory roles, Sweeney provides compliance consulting services to multiple FINRA member firms and registered investment advisors and is also an attorney offering legal services including securities representation and pro bono work. He is involved in business consulting and intellectual property development as an author and speaker. Ministry Partners Securities, LLC serves individuals, trusts, estates, churches, and faith-based organizations, incorporating clients’ religious or ethical values into financial planning and investment recommendations. The firm provides comprehensive planning and acts as a referral source to third-party asset managers while offering brokerage and insurance products through its broker-dealer activities.

Hairold Lopez is a financial advisor at Harmony Asset Management LLC with seven years of industry experience. He holds a Series 65 designation and previously worked at Intel Corporation and Phillips 66. Outside of advising, he manages Yulee Health LLC, a medical device sales business. Harmony Asset Management provides discretionary portfolio management and financial planning primarily for individual and high-net-worth investors, as well as mission-based organizations. The firm employs a long-term, risk-averse investment approach using fundamental analysis and diversified multi-asset allocations, supplemented by proprietary technical models.

Stacy Summerlin is a financial advisor at Gibbs Wealth Management, LLC with two years of industry experience. She holds a Series 65 designation and has worked at SBC Wealth Management, LLC and Gibbs Wealth Management since 2024. Summerlin is also the owner and president of SBC Financial LLC, a non-investment related business. Gibbs Wealth Management serves individual and high-net-worth clients with discretionary portfolio management and related advisory services, utilizing advisor-directed model management and sub-advisory arrangements through third-party platforms and strategists.

Stephen Brantley is a financial advisor at Transamerica Retirement Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Transamerica, he worked at Fidelity Personal and Workplace Advisors and Fidelity Investments for a combined 14 years. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice programs and investment education. The firm utilizes Morningstar Investment Management’s proprietary tools for portfolio construction and oversees a large client base with both discretionary and non-discretionary assets.

Denise Page is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. Her prior work includes roles at Bank of America, N.A. and Merrill. She co-owns two rental properties in Florida with family members. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering both managed and non-discretionary advice through programs supported by Morningstar Investment Management’s portfolio models and software. The firm operates at scale with over 300 advisors and focuses on asset allocation and retirement planning guidance.

Charles Woodward IV is a financial advisor with Independent Financial Partners, holding a Series 63 designation and 30 years of industry experience. He has worked at Independent Financial Partners since 2013 and previously at LPL Financial. Woodward is the owner of Performance Wealth LLC, a business involved in fixed insurance consulting and related investment activities. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Jonathan Sizemore is a financial advisor at Independent Financial Partners with one year of industry experience. He previously worked at Gulfstream Aerospace, Florida Financial Advisors, Probe Domain, and Sizemore Academy. Independent Financial Partners is a nationwide firm offering investment advisory, financial planning, trust, and retirement-plan services through a decentralized model that supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients. The firm is notable for its retirement-plan advisory and pension consulting capabilities and maintains supervisory processes overseen by a home-office compliance team.

Tabbatha Manning is a Series 66-licensed financial advisor with five years of industry experience. She is currently with Empower Advisory Group and Empower Financial Services, having previously worked with Thrivent Financial and several other financial institutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Deborah Raymond is a financial advisor at Edward Jones with 28 years of industry experience. She holds Series 63 and Series 66 designations and has been with Edward Jones since 1996. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Edwin Reynolds is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Community First Credit Union of Florida, Cuso Financial Services, Prudential Insurance Company of America, and PRUCO Securities. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team and a large network of investment adviser representatives.

Jodi Collins is a CFP® and holds a Series 66 license with eight years of industry experience. She has been with Edward Jones since 2017 and previously worked at Trend Offset Printing for 17 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Victoria Fitzmorris is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Her prior work includes roles at Raymond James Financial Services and Fidelity Brokerage Services, as well as experience in healthcare and education sectors. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team and a large network of investment adviser representatives.

Carolyn Pozzi is a CFP® professional with 35 years of industry experience, currently affiliated with Cetera in Jacksonville, FL. Her career includes roles at Cetera Investment Services, Regions Bank, Woodbury Financial Services, and Questar Capital Corporation. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement and institutional capabilities within a broad advisory platform.

Angelina Pratt is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. She has worked at Fidelity Investments since 2021 and previously held positions at Fred Meyer Jewelers and West Texas A&M University. Outside of her advisory role, she is a partner at Macoan LLC, where she writes articles and develops a website. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Laura Michaud is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, John Hancock Life Insurance Company, Deutsche Bank, and Merrill Lynch. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, operating as both an advisory and broker-dealer platform.

Sotir Cikopana is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Edward Jones and TIAA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations across a broad range of financial products, and participant education.

Andrew Smith is a CFP® and ChFC® with 17 years of industry experience. He is currently with Cambridge Investment Research Advisors, where he has worked since 2018, and previously worked at Family Wealth Advisors, Inc. He serves as a volunteer treasurer for the Girl Scouts of Gateway Council. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent Financial Professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing various account platforms and both discretionary and non-discretionary investment approaches.