Paul Curtman is the principal of P.R. Curtman Investments LLC, an independent advisory firm based in Milton, FL. He holds Series 63, 65, and 66 licenses and has 10 years of industry experience, including roles at Edward Jones, Carillon Group Inc, and Ameritas. Outside of financial advising, he is an author and owner of E-5 Operations LLC, a media and guidance business established in 2013. P.R. Curtman Investments LLC provides discretionary portfolio management and comprehensive financial planning services to individuals, high net-worth clients, charitable organizations, and businesses. The firm employs a variety of analytical methods informed by Modern Portfolio Theory and emphasizes written deliverables, ongoing client education, and periodic workshop-style events.

Danny Steele is a financial advisor at The Retirement Planners, USA, LLC with 15 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked with several firms including Silver Oak Securities, Inc. and First Heartland Capital Inc. Outside of advisory work, he owns Steele Insurance Agency, focusing on Medicare and other insurance sales. The Retirement Planners, USA, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and small businesses. The firm offers ongoing portfolio management, retirement planning, ERISA plan services, and distinctive annuity management along with educational seminars and workshops.

Douglas Guernsey is the sole advisor at Guernsey Financial, LLC in Pensacola, FL, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Park Avenue Securities LLC and Guardian Life Insurance Co. of America. Guernsey also serves as Vice President of the Plantation Road Town Office Owners Association. Guernsey Financial, LLC provides financial planning, retirement planning, and consulting services primarily to individual and high-net-worth clients, including insurance companies. The firm uses an evidence-driven advisory approach and generally refers clients to third-party investment managers while maintaining client relationships and conducting ongoing reviews.

John Mugarian is a financial advisor with FamilyWealth Asset Management in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Mugarian Investment Group, LLC and Painewebber Incorporated since 2000. Outside of his advisory role, he manages a vacation property in Gatlinburg, Tennessee. FamilyWealth Asset Management serves a diverse client base including individuals, high-net-worth households, trusts, estates, pension and profit-sharing plans, foundations, and small businesses. The firm employs a multi-asset, dynamic investment approach that integrates passive, active, and alternative strategies, supported by a proprietary platform that facilitates model portfolios, SMAs, UMAs, and overlay management.

Shannon Hill is a financial advisor at Alpha Advisors, LLC with 12 years of industry experience. She holds a Series 65 designation and has been with Alpha Advisors since 2006. The firm serves individuals, business entities, trusts, estates, and charitable organizations, providing portfolio management, financial planning, and consulting services. Alpha Advisors constructs diversified portfolios using domestic and international equities, fixed income, tactical and alternative strategies, and also manages affiliated private limited partnerships that may be recommended to qualified clients.

Scott Klaassen is a financial advisor at Turner Financial Group, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Claraphi Advisory Network, LLC, Constellation Trust Company, and Northern Lights Distributors, LLC. Klaassen has been with Turner Financial Group since 2021. Turner Financial Group provides investment advice and financial planning to individuals, families, high-net-worth clients, and charitable organizations. The firm manages approximately $171 million in discretionary assets through a team of eight advisors, using model-based portfolio allocations and a combination of fundamental, technical, and cyclical analysis, along with offering planning-focused services and public educational seminars.

Andrew Tang is a financial advisor at Turner Financial Group, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Arete Wealth Advisors LLC, Legend Securities, Inc., and Claraphi Advisory Network, LLC. Outside of his advisory role, Tang is involved in business development for an apparel company called Real Snow Milk and is the principal content creator for EDIBLE econoMIX, a channel covering economic and market commentary. Turner Financial Group serves individuals, families, high-net-worth clients, and charitable organizations, managing approximately $171 million in discretionary assets. The firm employs model-based portfolio allocations and a combination of fundamental, technical, and cyclical analysis, offering services that include discretionary portfolio management, comprehensive financial planning, and sub-advisory referrals.

Robert Hughes Jr. is a financial advisor at Sequent Planning, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Longleaf Financial Strategies, Ameritas Life Insurance, Ameritas Investment Company, The Wingate Group, and Baptist Health Care. Outside of his advisory role, he is also an insurance agent offering insurance products and services. Sequent Planning, LLC is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and retirement plan sponsors. The firm manages approximately $394.7 million in assets with around 70 advisors and over 5,100 clients, providing discretionary asset management, financial planning, and retirement plan consulting through ETF-based strategic models and third-party platforms.

Kathryn Hill is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation along with Series 63, 65, and 66 licenses. She has 27 years of industry experience and has been with Navy Federal Investment Services since 2013. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union, individual investors, and trusts by offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and provides ongoing account monitoring, rebalancing, and optional overlay services.

Ernest Commins is a CFP® professional with 43 years of industry experience. He is currently with IHT Wealth Management LLC and has been associated with LPL Financial, LLC since 2005. His background includes roles involving investment advisory and non-variable insurance products. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection and quantitative tools in diversified model portfolios, offering discretionary asset management, financial planning, and ERISA fiduciary services through a network of approximately 153 advisors.

Olivia Di Filippo is a financial advisor with Gradient Advisors, LLC and holds a Series 65 designation. She has experience working at Swan Capital, LLC and Integrity Financial Group, as well as roles outside finance including positions at Haven Salon & Spa and various performing arts and church organizations. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and business entities. The firm supports a network of 169 advisors across 154 offices and employs a mix of fundamental, technical, and cyclical analysis to tailor strategies for its clients.

Susan Monahan is a financial advisor with Ally Invest Advisors, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Her prior work includes roles at Allstate Insurance Company, Keller Williams Gulf Coast, and National Asset Management. She also has experience supporting both advisory and self-directed clients in a dually licensed capacity. Ally Invest Advisors serves a large retail client base, including individual and high-net-worth clients, providing discretionary portfolio management through automated services and advisor-led guidance. The firm’s investment approach utilizes model portfolios based on Modern Portfolio Theory, with a focus on ETFs and integration with a banking and brokerage parent.

Michael Crouch is a financial advisor at Cyndeo Wealth Partners with 13 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2022. Cyndeo Wealth Partners serves individuals, families, corporations, and business owners by providing portfolio management, financial planning, family office services, and financial consulting. The firm manages approximately $2.58 billion and employs customized investment strategies across various asset classes, integrating its advisory services with business consulting for middle-market clients.

Chae Kyle is a financial advisor at Signal Advisors Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Aspen Creek Wealth Management and Integrity Advisory Solutions. Outside of his advisory role, Kyle is the CEO and paraplanner of Iron Plan Solutions Group, LLC, where he manages fixed index annuities and life insurance sales. Signal Advisors Wealth provides investment management and financial planning services to retail clients and independent registered investment advisers through its Signal Platform TAMP. The firm employs a top-down, macro-environmental investment process with tactical asset allocation and sector rotation, offering discretionary model portfolios across various asset classes.

Luke Zumbusch is a financial advisor with Inspire Advisors, LLC, holding a Series 65 license and two years of industry experience. Prior to joining Inspire Advisors in 2023, he served 12 years in the United States Marine Corps. He is currently a Naval Aviator and flight instructor in the United States Navy Reserves and also works as a contract instruction pilot for Flight Safety International. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a mix of quantitative and fundamental strategies, often implementing portfolios through model allocations and proprietary ETFs.

Brittany Brower is a financial advisor at Truist Advisory Services with six years of industry experience. She holds a Series 66 designation and has worked at Truist Advisory Services and its affiliated entities since 2017, including prior experience at SunTrust Bank. In addition to her advisory role, Brower is the managing member of JB Plumbing & Gas, LLC, a small business involved in plumbing services for residential and commercial buildings. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions that incorporate model portfolios, third-party managers, and advisor-led asset allocation and monitoring.

Bessann Watson is a CFP®-certified financial advisor with 20 years of industry experience, currently working at Primerica Advisors. She has an extensive background at Park Avenue Securities and Guardian Life Insurance Company, where she served for nearly two decades. Outside of her advisory role, Watson provides consulting services through Abbey Road Financial, LLC, focusing on improving clients' financial practices. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporations. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Kent Lipham is a financial advisor at Benjamin F. Edwards & Company, Inc. with 29 years of industry experience. He has been with Benjamin F. Edwards since 2014 and holds the Series 63 designation. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves a diverse client base including individuals, corporations, retirement plans, and nonprofit organizations, offering a range of advisory programs and investment management services that utilize both firm-developed and third-party model strategies.

Richard Mccool is a CFP® and ChFC® with 23 years of experience in the financial services industry. He is currently affiliated with Park Avenue Securities and Guardian Life Insurance Company, where he has worked since 2002. Outside of his advisory role, he serves as a director for Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

Leon Hirsh is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and bringing 44 years of industry experience. He has been with Benjamin F. Edwards since 2014. Outside of his advisory role, Hirsh serves as President of the Kentucky Military Institute Alumni Association and as Alumni Director for the Eta Pi Chapter of Pi Kappa Alpha at the University of West Florida. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and nonprofit organizations, offering a range of advisory programs and investment strategies with oversight from an Investment Strategy Committee.