Paul Curtman is the principal of P.R. Curtman Investments LLC, an independent advisory firm based in Milton, FL. He holds Series 63, 65, and 66 licenses and has 10 years of industry experience, including roles at Edward Jones, Carillon Group Inc, and Ameritas. Outside of financial advising, he is an author and owner of E-5 Operations LLC, a media and guidance business established in 2013. P.R. Curtman Investments LLC provides discretionary portfolio management and comprehensive financial planning services to individuals, high net-worth clients, charitable organizations, and businesses. The firm employs a variety of analytical methods informed by Modern Portfolio Theory and emphasizes written deliverables, ongoing client education, and periodic workshop-style events.

Shannon Hill is a financial advisor at Alpha Advisors, LLC with 12 years of industry experience. She holds a Series 65 designation and has been with Alpha Advisors since 2006. The firm serves individuals, business entities, trusts, estates, and charitable organizations, providing portfolio management, financial planning, and consulting services. Alpha Advisors constructs diversified portfolios using domestic and international equities, fixed income, tactical and alternative strategies, and also manages affiliated private limited partnerships that may be recommended to qualified clients.

Scott Klaassen is a financial advisor at Turner Financial Group, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Claraphi Advisory Network, LLC, Constellation Trust Company, and Northern Lights Distributors, LLC. Klaassen has been with Turner Financial Group since 2021. Turner Financial Group provides investment advice and financial planning to individuals, families, high-net-worth clients, and charitable organizations. The firm manages approximately $171 million in discretionary assets through a team of eight advisors, using model-based portfolio allocations and a combination of fundamental, technical, and cyclical analysis, along with offering planning-focused services and public educational seminars.

Andrew Tang is a financial advisor at Turner Financial Group, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Arete Wealth Advisors LLC, Legend Securities, Inc., and Claraphi Advisory Network, LLC. Outside of his advisory role, Tang is involved in business development for an apparel company called Real Snow Milk and is the principal content creator for EDIBLE econoMIX, a channel covering economic and market commentary. Turner Financial Group serves individuals, families, high-net-worth clients, and charitable organizations, managing approximately $171 million in discretionary assets. The firm employs model-based portfolio allocations and a combination of fundamental, technical, and cyclical analysis, offering services that include discretionary portfolio management, comprehensive financial planning, and sub-advisory referrals.

Robert Hughes Jr. is a financial advisor at Sequent Planning, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Longleaf Financial Strategies, Ameritas Life Insurance, Ameritas Investment Company, The Wingate Group, and Baptist Health Care. Outside of his advisory role, he is also an insurance agent offering insurance products and services. Sequent Planning, LLC is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and retirement plan sponsors. The firm manages approximately $394.7 million in assets with around 70 advisors and over 5,100 clients, providing discretionary asset management, financial planning, and retirement plan consulting through ETF-based strategic models and third-party platforms.

Kathryn Hill is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation along with Series 63, 65, and 66 licenses. She has 27 years of industry experience and has been with Navy Federal Investment Services since 2013. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union, individual investors, and trusts by offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and provides ongoing account monitoring, rebalancing, and optional overlay services.

Susan Monahan is a financial advisor with Ally Invest Advisors, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Her prior work includes roles at Allstate Insurance Company, Keller Williams Gulf Coast, and National Asset Management. She also has experience supporting both advisory and self-directed clients in a dually licensed capacity. Ally Invest Advisors serves a large retail client base, including individual and high-net-worth clients, providing discretionary portfolio management through automated services and advisor-led guidance. The firm’s investment approach utilizes model portfolios based on Modern Portfolio Theory, with a focus on ETFs and integration with a banking and brokerage parent.

Michael Crouch is a financial advisor at Cyndeo Wealth Partners with 13 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2022. Cyndeo Wealth Partners serves individuals, families, corporations, and business owners by providing portfolio management, financial planning, family office services, and financial consulting. The firm manages approximately $2.58 billion and employs customized investment strategies across various asset classes, integrating its advisory services with business consulting for middle-market clients.

Luke Zumbusch is a financial advisor with Inspire Advisors, LLC, holding a Series 65 license and two years of industry experience. Prior to joining Inspire Advisors in 2023, he served 12 years in the United States Marine Corps. He is currently a Naval Aviator and flight instructor in the United States Navy Reserves and also works as a contract instruction pilot for Flight Safety International. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a mix of quantitative and fundamental strategies, often implementing portfolios through model allocations and proprietary ETFs.

Brittany Brower is a financial advisor at Truist Advisory Services with six years of industry experience. She holds a Series 66 designation and has worked at Truist Advisory Services and its affiliated entities since 2017, including prior experience at SunTrust Bank. In addition to her advisory role, Brower is the managing member of JB Plumbing & Gas, LLC, a small business involved in plumbing services for residential and commercial buildings. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions that incorporate model portfolios, third-party managers, and advisor-led asset allocation and monitoring.

Bessann Watson is a CFP®-certified financial advisor with 20 years of industry experience, currently working at Primerica Advisors. She has an extensive background at Park Avenue Securities and Guardian Life Insurance Company, where she served for nearly two decades. Outside of her advisory role, Watson provides consulting services through Abbey Road Financial, LLC, focusing on improving clients' financial practices. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporations. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Richard Mccool is a CFP® and ChFC® with 23 years of experience in the financial services industry. He is currently affiliated with Park Avenue Securities and Guardian Life Insurance Company, where he has worked since 2002. Outside of his advisory role, he serves as a director for Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

Benjamin Boyd is a Series 66 licensed financial advisor with three years of industry experience. He is currently affiliated with Park Avenue Securities and has prior experience with Guardian Life Insurance Company and Primerica Advisors. Outside of his advisory role, Boyd is a partner in JNBB Financial, LLC, where he maintains recordkeeping and tax responsibilities. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and a digital advice platform, supporting various account types and lending solutions.

Michael Hovis is a financial advisor with Empower Advisory Group holding a Series 66 designation and three years of industry experience. He has previously worked at Thrivent Financial and in senior care management roles before joining Empower in 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Paul Mattke is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameritas, he worked at First Command Financial Planning Inc. for five years and served in the US Air Force's 81st Communications Squadron. Outside of finance, he is a partner at Barracuda Carpentry and Haul, where he manages carpentry projects and haul services. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies to serve a broad client base.

Richard Massingill Jr. is a financial advisor with Empower Advisory Group who holds a Series 66 designation and has 17 years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and Bank of America, NA before joining GWFS Equities, Inc. His current role has spanned seven years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing in their financial planning.

Jay Rinehart is a financial advisor with Primerica Advisors based in Milton, FL. He holds Series 63 and Series 65 licenses and has over a decade of experience in the financial services industry, including roles at Northwestern Mutual and New York Life. His recent work includes positions at Park Avenue Securities and Guarian Life Insurance Company. Park Avenue Securities LLC serves a diverse client base, including individual investors, businesses, and retirement plans, offering both brokerage and advisory services. The firm delivers advice through model-based and platform solutions and is owned by The Guardian Life Insurance Company of America.

Alexander Hoffman is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including GWFS Equities, U.S. Bancorp Investments, U.S. Bank, Fifth Third Bank, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management mainly to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm delivers services through an integrated model connected to Empower’s administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Gregory Salvatore is a financial advisor with Equitable Advisors in Santa Rosa, Florida, holding a Series 66 designation and 14 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at Axa Advisors. Outside of his advisory work, Salvatore serves as a board member for Tech Credit Union and the Hawk's Landing Townhome Owners' Association and acts as treasurer for the Shorewood Golf League. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Michael Utke is a financial advisor at Edward Jones with 18 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2007. Outside of his advisory role, he is the owner of Utke Wealth Management, LLC, a real estate management business in Pace, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, supported by a nationwide network of more than 23,000 financial advisors and over 15,000 branch offices.

Rhett Fendley is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at LPL Financial since 2010 and has been associated with Guardian Life Insurance Company since 2004. Outside of his advisory role, he co-developed The Fendley Group LLC, a company intended for real estate transactions, though it has not been active since inception. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan participants, institutions, and high-net-worth households. The firm offers a range of investment delivery options supported by in-house research and accommodates both advisory and brokerage needs through a large network of investment adviser representatives.

Lowell Hesser is a financial advisor with LPL Financial in Pace, Florida, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2010 and previously worked at Independent Financial Partners from 2012 to 2019. Outside of his advisory role, Hesser works as a medical technologist at West Florida Hospital, performing patient testing after normal business hours. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Sharhonda Owens is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones in 2021, she worked for Ascend Performance Materials for 27 years. She holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of over 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial products.

Jonathan Eason is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018, with additional roles including executive assistant contractor duties in Milton, FL. Outside of advising, he has experience in event planning and administrative support through private contracting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Margarita Vazquez is a financial advisor with Primerica Advisors in Milton, FL, holding Series 63 and Series 65 designations and 27 years of industry experience. She has been with Primerica Advisors since 1999 and also serves as Supervisor of Elections for Santa Rosa County since 2020. Outside of her advisory role, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, with portfolio implementation delegated to BNY Mellon Advisors.

Derek Park is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of investment strategies and fiduciary advisory services through a large nationwide network of financial advisors.

Jacob Singleton is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. His prior work includes roles at Builders FirstSource, Client Solutions Architects, and Jacobs Technology Inc., as well as service in both the U.S. Navy and U.S. Navy Reserves. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Daniel Klug is a Series 66-credentialed financial advisor at Thrivent Investment Management with 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning and a managed-account program under a consolidated billing option, focusing on comprehensive recommendations without discretionary trading authority.

Brian Schwab is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management, E*TRADE Securities, TD Ameritrade, and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment research to support its services.

Stephen Mckee is a financial advisor at LPL Financial with eight years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at New York Life, Mass Mutual, and Iron Financial Group. Outside of his advisory role, he is involved in house flipping and tax preparation activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by in-house research and a large network of investment adviser representatives.

Michael Vazquez is a Series 66 licensed financial advisor with Edward Jones in Milton, Florida, and has 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he owns a commercial office rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Dakota Boughton is a financial advisor with Edward Jones in Pensacola, FL, holding a Series 66 designation and five years of industry experience. Before joining Edward Jones in 2020, he served in the United States Air Force for ten years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, under a fiduciary standard.

Joshua Jones is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2022. Prior to his advisory role, he was employed at Regions Bank for nine years and had experience with The Teal Leopard LLC and several other companies. Cetera Investment Advisers serves a broad range of individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan solutions, and access to third-party money managers, combining retirement and fiduciary capabilities with a large advisory platform.