Scott Smith is a financial advisor with Conscious Investment Services, LLC in San Diego, CA. He holds Series 63 and Series 65 licenses and has 27 years of industry experience, including seven years at LPL Financial. Smith is also a licensed insurance agent. Conscious Investment Services, LLC provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and other advisers. The firm uses fundamental analysis, modern portfolio theory, and technical analysis to build portfolios aligned with client objectives and risk tolerance, offering a range of services including non-discretionary portfolio management, pension consulting, and participant account management.

Steven Friedman is a CFA® charterholder and holds a Series 63 license with 14 years of industry experience. He has been with Kalo Capital Management, LLC since 2011, where he also serves as Portfolio Manager for affiliated hedge funds. Additionally, he has a minority ownership interest in ABF Enterprises, Inc., and serves as Portfolio Manager for Potomac Partners, LP, a family fund of funds hedge fund. Kalo Capital Management provides discretionary investment management and advisory services to individuals, high-net-worth clients, family offices, hedge funds, and institutional clients. The firm focuses on an emerging-growth equity strategy centered on North American companies and employs fundamental and technical analysis, including derivatives and leverage when appropriate.

Gabriel Kadmiri is an independent financial advisor at Green Harvest Capital Management with three years of industry experience. He holds a Series 65 designation and has operated a screen printing business and a dog walking service alongside his advisory work. Green Harvest provides portfolio management and fee-based financial planning primarily to individual investors, with occasional services for small businesses and non-profits. The firm combines fundamental and technical analysis, utilizing both passive fixed-income and index strategies as well as active investment approaches tailored to client objectives.

Lee Tobey is a financial advisor at Hedgewise with 11 years of industry experience. He holds the Series 65 designation and has been with Hedgewise since 2014. The firm serves individual and institutional clients, offering discretionary portfolio management and developing pooled investment products through a managed-account structure. Hedgewise employs a systematic, research-driven investment process that combines quantitative and fundamental techniques, using ETFs, ETNs, options, and futures with automated rebalancing and tax optimization.

Arden Chan is a financial advisor at Chan, Arden with six years of industry experience. He holds a Series 65 designation and concurrently serves in the United States Navy, a role he has maintained since 1993. His background also includes a medical degree. Chan, Arden is an independent firm that provides investment advisory services primarily to institutional clients such as banking and thrift institutions, sovereign wealth funds, government entities, and charitable organizations. The firm focuses on serving institutional and governmental accounts and employs fee arrangements that do not rely on assets under management.

Rajiv Rebello is the president and chief actuary of Colva Capital LLC, a California-registered investment adviser. He holds Series 63 and Series 65 licenses and has five years of industry experience. Rebello also leads Colva Insurance Services and Colva Actuarial Services, where he provides actuarial consulting and insurance services. Colva Capital offers discretionary investment management, financial planning, and tax-efficient estate-planning services primarily for high-net-worth individuals and entities. The firm focuses on tailored, separately managed accounts with an emphasis on tax-aware structures and employs a rigorous investment process including manager due diligence and investment-committee reviews.

Christopher Russell is a CFP® and Series 65-registered financial advisor with 10 years of industry experience. He has been with Tempus Pecunia since 2019 and previously worked at GreenGrowth CPAs and Pure Financial Advisors, Inc. Outside of his advisory role, he serves as President of 1789 West, a business consulting firm for small and mid-size companies. Tempus Pecunia is an independent investment adviser managing approximately $18.8 million for a small client base. The firm offers tailored portfolio management and financial planning services to individuals, charitable organizations, corporations, and employer plan sponsors, with a focus on passive, low-cost portfolios and employee benefit plan consulting.

Jay Liao is a CFA® charterholder and holds a Series 66 license, with 15 years of experience in the financial industry. He has been the principal advisor at Mandala Wealth Management, LLC since 2016 and previously worked at Portfolio Monkey from 2008 to 2017. Based in San Diego, CA, he leads the firm as its sole advisor. Mandala Wealth Management provides comprehensive portfolio management services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, corporations, and other business entities. The firm employs a range of investment strategies including fundamental, technical, and quantitative analysis, and offers both discretionary and non-discretionary management across various asset classes, with regular portfolio reviews and rebalancing.

Barbara Norman is a CFP® professional with 26 years of industry experience, operating independently through her firm Sage Path Solutions in San Diego, CA. Her prior work includes managing her own sole proprietorship and operating under various business names related to Sage Path Solutions since 2014. She serves on the Scripps Hospital Gift Planning Advisory Council as a volunteer. Sage Path Solutions provides discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to tailor investment programs under discretionary authority, with ongoing portfolio management and periodic reviews including rebalancing and tax-loss harvesting.

Siva Kumar is a Series 65-licensed financial advisor with 10 years of industry experience. He is the managing member of Zen Trading LLC, where he has worked since 2018, and he also has been associated with Serene Growth Partners LLC since 2015. Zen Trading LLC provides discretionary portfolio management and ongoing asset supervision primarily to high-net-worth individuals, utilizing a combination of technical, fundamental, and charting analysis. The firm employs diverse strategies including long- and short-term positions, options, short sales, and margin transactions, while tailoring portfolios to individual client needs and conducting periodic account reviews.

Brian Chew is a financial advisor at Cliveden Capital Management, LLC, with 12 years of industry experience. He holds the Series 66 designation and has a longstanding career at Sempra Energy since 1990. Cliveden Capital Management provides discretionary investment management and outsourced chief investment officer services to small and mid-sized foundations, endowments, pension plans, and select high-net-worth individuals. The firm employs an asset-allocation driven approach, constructing diversified portfolios tailored to client objectives and risk profiles, and is notable for offering institutional outsourced CIO services to smaller organizations.

Jonathan Luskin is a CFP® with 10 years of industry experience and is the principal of Luskin Financial Planning, an independent advisory firm based in San Diego, CA. His prior roles include positions at Ferri Investment Solutions, Define Financial, LLC, and Advanced Practice Advisors, LLC. He is also the owner of an investment-related online blog and engages in financial writing and consulting. Luskin Financial Planning provides advice-only financial planning services to individuals, families, family offices, retirement plan sponsors, trustees, nonprofit organizations, and other advisers. The firm employs a passive, index-focused investment approach using low-cost mutual funds and ETFs, and offers fixed-fee or hourly services without managing client assets or exercising investment discretion.

Michael Hood is a financial advisor with Hood Financial, LLC in San Diego, CA, holding the ChFC® designation and a Series 65 license. He has 11 years of industry experience, including roles at ARS Investment Advisors, Inc. and Allegis Investment Advisors, LLC. Hood also spends a significant portion of his time as a licensed insurance agent. Hood Financial serves individual and high-net-worth clients by providing discretionary investment management and comprehensive financial planning through its "Complete Sherpa Experience" platform. The firm employs a primarily passive investment strategy using diversified, asset-class-weighted portfolios with index mutual funds and ETFs, and incorporates portfolio audits, risk scoring, and periodic reviews into its process.

Thomas Murphy is a CFP®-certified financial advisor with 30 years of industry experience. He has operated T.M. Murphy Investment Management, Inc. since 1992 in San Diego, CA. T.M. Murphy Investment Management provides discretionary portfolio management primarily for individual investors and some small-company retirement plans, managing approximately $33.3 million across 143 accounts. The firm focuses on no-load mutual funds and diversified portfolios tailored to clients’ asset-allocation goals and risk tolerances, with selective use of individual stocks or ETFs, and offers optional hourly financial planning services.

Mark Barker is the principal of Legion Capital Management, LLC, an independent investment advisory firm based in San Diego, CA. He holds a Series 65 designation and has 17 years of industry experience. Barker has been self-employed since 1997. Legion Capital Management serves individual investors and family trusts, with a focus on retirement-plan participants including 401(k) plans and IRAs. The firm utilizes a combination of technical research and fundamental analysis within an adaptive asset-allocation model to manage market cycles and prioritize principal preservation.

James Bowler is a financial advisor at Colsara National Wealth Management LLC with 12 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors, LLC, and Wells Fargo Clearing Services, LLC. Bowler has been with Colsara National Wealth Management since 2019. Colsara National Wealth Management provides discretionary investment management and financial consulting to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a long-term, customized investment approach using fundamental and technical analysis to construct portfolios that include ETFs, mutual funds, individual stocks, bonds, and derivatives, and it also offers written financial plans and ongoing portfolio supervision.

Lawrence Lane is a CFP®-certified financial advisor with 13 years of industry experience. He founded L Squared Wealth Management in 2014 and has operated the independent firm since then. In addition to his advisory work, he maintains a secondary business as a licensed insurance producer. L Squared Wealth Management provides financial planning and portfolio management primarily to individuals and small businesses. The firm combines strategic and tactical asset allocation with a range of analytical methods and emphasizes individualized planning, offering both fixed-fee and discretionary management services.

Stuart Schiffman is a CFP® and ChFC® with eight years of industry experience, currently serving as the sole advisor at Compound Wealth Advisors in San Diego, CA. His prior roles include work with CWM, LLC DBA Gold Family Wealth, LLC, and experience as an independent consultant and private equity investor. Compound Wealth Advisors provides discretionary and non-discretionary portfolio management and financial planning services primarily to high-net-worth individual investors. The firm employs allocation-driven investment strategies such as Modern Portfolio Theory and Monte Carlo simulation, with regular account monitoring and rebalancing, and offers unique operational features including educational outreach and management of held-away retirement assets through third-party platforms.

Michael Donahue is a financial advisor with Donahue Financial Group in San Diego, CA, holding Series 63, 65, and 66 designations and bringing 32 years of industry experience. Prior to founding Donahue Financial Group in 2018, he worked at Probabilities Fund Management, LLC and Ausdal Financial Partners. Donahue Financial Group manages approximately $81 million in discretionary assets for individual and high-net-worth clients, focusing on fundamental analysis and a long-term trading approach. The firm provides tailored Investment Policy Statements, monthly portfolio reviews, and requires clients to custody assets at Schwab Institutional.

Carter Watson is a CFP® and CFA® at Felspar Financial in San Diego, CA, with experience spanning roles at LPL Financial, Expion, Collins Aerospace, and San Diego State University. He has been with Felspar Financial since 2026. Felspar Financial is an independent, state-registered investment adviser serving individual and high-net-worth clients through discretionary portfolio management and fixed-fee financial planning. The firm employs a long-term, strategic asset allocation framework based on modern portfolio theory, utilizing mutual funds and ETFs while providing ongoing monitoring and plan revisions.