Darla East is the sole advisor at D Squared Capital Management, LLC, an independent firm based in Oro Valley, AZ. She holds a Series 65 designation and has 21 years of industry experience, including 16 years managing portfolios at D Squared Capital Management. The firm provides discretionary investment supervisory services to individuals, trusts, estates, charitable organizations, and business entities, offering both wrap fee and non-wrap advisory programs. Its investment approach combines fundamental, technical, charting, and cyclical analysis, utilizing a range of strategies including active trading, option-based positions, and margin use.

Ronald Knapp is the sole advisor at RH Knapp & Co. He holds a Series 63 designation and has 27 years of industry experience. His career has been focused entirely at RH Knapp & Co., where he has worked since 1989. RH Knapp & Co. is an independent firm providing discretionary investment management primarily to individuals, trusts, small corporations, and various institutional clients. The firm emphasizes individual securities selection through fundamental and technical analysis, generally recommending equity investments for clients with a minimum five-year horizon and operating under limited trading discretion.

Brooks Larson is a financial advisor with Wealth Planning Advisors LLC, holding the ChFC® designation and Series 63 and 65 licenses, with 13 years of industry experience. He has operated his own firm, Brooks Larson, LLC, since 1994 and has been self-employed in financial planning since 1991. Larson is involved in a family estate planning LLC unrelated to real estate transactions. Wealth Planning Advisors LLC is a small, fee-only advisory practice serving individual investors and employer plan sponsors. The firm provides investment management, financial planning, retirement-plan consulting, and educational seminars, with additional tax, bookkeeping, and payroll services offered through an affiliated accounting entity.

Scarlett Vogel Ham is a financial advisor with Principal Financial Services, holding Series 63 and Series 66 licenses and totaling 17 years of industry experience. Her background includes roles at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. She is the owner of Full Moon Financial LLC, where she runs group business and life insurance activities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and businesses. The firm emphasizes direct advisory programs, financial planning, and access to third-party money manager solutions through both adviser and promoter arrangements.

Estel Freese is a financial advisor at Cetera with 24 years of industry experience. He holds the Series 66 designation and has worked at firms including Avantax Investment Services and 1ST Global Advisors. Outside of his advisory role, he provides consulting on tax issues and retirement planning for employee benefit plans through WEST & COMPANY, LLC. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining retirement capabilities with a broad trust and institutional network.

Adrian Arvayo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2018, following seven years at Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Warren Myers is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services and Questar Asset Management. Outside of his advisory role, he operates a sole proprietorship focused on the sales and service of insurance products and annuities. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process supported by advanced portfolio management tools and offers access to multiple custodial platforms and third-party managers.

Harold Teel Jr. is a financial advisor at OSAIC with 44 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2023, he spent 15 years with Royal Alliance Associates, Inc. He also operates a sole proprietorship involved in the sale of insurance and annuities and serves on the board of the Sandy Carter Charitable Foundation. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced portfolio management tools and access to multiple custodial platforms.

Miguel Cardenas is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jeffrey Herndon is a CFP® professional with 13 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities LLC since 2014. He holds Series 63 and Series 66 licenses and is based in Tucson, AZ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary wealth management supported by a centralized due-diligence framework.

Mathew Benson is a financial advisor at Thrivent Investment Management with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, and NYLife Securities LLC. Outside of finance, he was involved with Arizona Handyman & Haul for one year. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses that cover a wide range of planning topics without discretionary trading authority. The firm offers integrated planning and managed-account services while maintaining separate advisory roles.

Frank Youdelman is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His career includes roles at MassMutual Life Insurance Co and MetLife Securities. He serves as a non-compensated board member for the Homestay Volunteer Teacher Organization, a teaching nonprofit. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using advanced analytical tools and also provides specialized event-driven planning programs.

James Rathje is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Kevin Tokarski is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with J.P. Morgan Securities and its related entities since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence and ESG processes.