Lynn Phillips Gaines is a CFP® professional with 43 years of industry experience, currently serving at Phillips Wealth Planners LLC. She previously worked at Raymond James Financial Services Advisors, Inc. and operated Phillips Financial and Lynn Phillips Inc. Gaines is also involved in business ownership outside the advisory field, including a construction company and partnership in a separate LLC. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach with strategic asset allocation and ongoing portfolio monitoring.

Lauren Black is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Phillips Wealth Planners LLC since 2022. Her prior experience includes roles at Raymond James Financial Services Advisors and Phillips Financial. She is involved with the nonprofit Bridges Out of Poverty as Treasurer and holds several board positions in local educational organizations. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach with strategic asset allocation, internal due diligence, and ongoing portfolio monitoring.

Elton Thomas III is a CFP® professional with 24 years of industry experience, currently serving at VALIC Financial Advisors since 2003. He also holds a Series 66 designation and has worked with Agia since 2022. Outside of his advisory role, he serves on the Finance Committee of First United Methodist Church in Columbus, MS. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Aaron Jones is a financial advisor with Eagle Strategies (NY Life) and holds the ChFC® and Series 63 designations. He has 14 years of industry experience and has been with Eagle Strategies since 2018. He also serves as Vice President on the board of the Local Learning Community Foundation, which focuses on empowering families and youth in the community. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios, operating as an indirect subsidiary of New York Life.

Robert Crosland III is a CFP® professional with 35 years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and is the owner of Crosland Wealth Management, Inc., where he has worked since 2010. His practice includes fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, including discretionary model portfolios and personalized investment solutions. The firm supports its advisors with operations, technology, compliance, and practice-management services.

Katrina Yarbrough is a financial advisor with Empower Advisory Group in Starkville, MS, holding Series 63 and Series 66 licenses and 12 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. and ET George Investment Management, LLC. Outside of her advisory role, she serves as Secretary on the Board of Directors for the Shockwave Starkville Swim Team. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm utilizes an integrated model connected to its recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Matthew Bowen is a financial advisor at Edward Jones in Starkville, MS, holding the CFP® and ChFC® designations with four years of industry experience. Prior to Edward Jones, he worked at Sedgwick Claims Management Services, Inc., Reynolds, Bone & Griesbeck, PLC, Scott & Pohlman, PC, and First Horizon National Corporation. He is a partner in two small businesses: a property rehabilitation venture and a catering operation. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of over 23,700 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Sarah Denley is a financial advisor with LPL Financial in Starkville, MS. She holds a Series 66 designation and has been in the financial services industry since 2023, with prior experience at MWA Financial Services, Modern Woodmen of America, and Cadence Bank. Before entering financial services, she worked in education and retail sectors for over a decade. LPL Financial provides advisory and brokerage services to a broad client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Curtis Mcneal is a CFP®-certified financial advisor with Ameriprise in Starkville, MS, bringing 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is president and owner of LifePath Corporation and LifePath Legacy LLC, where he manages leadership, strategic planning, and business operations. He also maintains a small acreage farm, earning income through equipment operation. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm provides detailed, research-based recommendation reports that incorporate tax-smart strategies and adaptive withdrawal planning, supported by a centralized consulting team and algorithmic tools.

Fred Nabors is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent over two decades with MetLife Securities and Metropolitan Life Insurance Company. Outside of his advisory role, he is involved in Magnolia Aviation LLC, which rents personal airplanes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning processes to support its clients.

Brian Lesley is a Certified Financial Planner® with 27 years of industry experience, currently affiliated with LPL Financial since 2012. He is based in Starkville, MS, and also serves as a financial consultant for Renasant Financial. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Kelly Cutshall is a financial advisor with Ameriprise in Starkville, MS, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliate since 2011. Outside of her advisory role, Cutshall manages her own tax preparation business, Kelly H Cutshall CPA PLLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset requirements, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver tailored, non-discretionary retirement income advice.

Lawrence Mullins is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2003. Mullins serves as a board member for the Mississippi Home Corporation, a nonprofit focused on housing for low- and moderate-income residents. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Jerry Toney is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2012. He also maintains a long-term relationship with Cadence Bank dating back to 2007. Outside of his advisory roles, he serves as a for-profit board member of West Side Funds and manages a home-based business entity, Six Point One LLC. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm provides a range of investment solutions, supported by an in-house research team, and combines advisory services with non-advisory products such as insurance and lending options.

Gregory Bowen is a financial advisor with Edward Jones in Starkville, MS, holding a Series 66 designation and accumulating 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he is involved as a trustee of a family trust and a member of Bowen Properties LLC, which manages timberland and commercial rental properties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Diane Bardon is a financial advisor at LPL Financial with 10 years of industry experience. She holds a Series 66 designation and has worked at LPL Financial since 2015. Bardon also has a long-standing association with Cadence Bank, NA, where she has been employed since 1998. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a variety of investment solutions ranging from model portfolios to customized discretionary arrangements.

William Disbrow is a financial advisor with LPL Financial in Starkville, MS, holding a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2022 and concurrently maintains a role at Renasant Bank since 2018, with prior experience at Cadence Bank from 2016 to 2018. LPL Financial offers advisory and brokerage services to a diverse range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm provides various investment delivery options supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities.

Alan Landrum is a financial advisor with Raymond James Financial Services Advisors, Inc. in Starkville, MS. He holds the Series 66 designation and has been in the industry since 2024. Outside of his advisory role, he is the owner of Auto Demand, LLC, a business unrelated to his financial services work. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, using comprehensive risk profiling and firm research to tailor recommendations.

Mitchell Griffin is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at AXA Advisors, LPL Financial, and CB&S Financial Services, among others. Griffin serves on the board of the Fellowship of Christian Athletes and is a deacon at 1st Baptist Church in Columbus, MS. Cetera Investment Advisers supports a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services, combining discretionary and non-discretionary solutions with access to third-party managers and specialized fiduciary capabilities.

Carrie Beth Randall is a CFP® professional with 22 years of industry experience, currently serving at Ameriprise since 2005. She holds Series 66 registration and is based in Starkville, MS. Randall is president of C.B. Randall Management, LLC, overseeing business administration, and serves on the boards of the SOAR Community Foundation and the Financial Planning Association of Mississippi. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Douglas Davis is a financial advisor with Wells Fargo Advisors in Starkville, Mississippi, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his primary role, he owns and operates Davis Investment Strategies, LLC, an investment-related business based in Lake Oswego, Oregon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and integrating advisory services with other financial products through a network of over 3,700 advisors.

Catherine Robinson is a CFP® professional with nine years of experience in the financial services industry. She has worked at LPL Financial since 2014 and holds a concurrent role at Cadence Bank, where she currently serves as Vice President. Robinson is also an adjunct lecturer at Mississippi University for Women and Mississippi State University, and she serves on the board of the Woodard Hines Educational Foundation. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory product offerings.

Rebecca Maurer is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously held positions at MassMutual Life Insurance Company and MetLife Securities. In addition to her advisory role, she collects renewal commissions for Medicare, life, and dental insurance policies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using advanced analytical tools and offers a range of specialized planning programs, including a recent Divorce Planning service.