Nalin Bhatt is a financial advisor at Fireplace Financial Inc with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including SA Stone Investment Advisors Inc., Quest Capital Strategies, and Fireplace Financials and INS Services. Outside of advising, he owns and operates a bookkeeping and tax preparation business as a certified public accountant. Fireplace Financial serves individual clients by providing financial planning and access to third-party managed portfolios, combining professional accounting and tax services with licensed insurance activities. The firm typically operates on a non-discretionary basis and uses a multifaceted investment process drawing on behavioral, charting, cyclical, fundamental, and technical analysis.

Allen Drake is the sole advisor at Royale Investment Advisor LLC, an independent firm based in Lake Mathews, CA. He holds Series 63 and Series 65 licenses and has 19 years of industry experience. Prior to founding Royale in 2006, he has worked at UPS since 1988. In addition to advisory services, he sells life, health, and disability insurance to support clients' financial plans. Royale Investment Advisor LLC provides asset management, financial planning, and consulting services primarily to individual and high-net-worth clients. The firm employs a long-term buy-and-hold investment approach while maintaining flexibility for shorter-term trades and manages most assets on a non-discretionary basis, requiring client approval for transactions.

Jared Fenlason is a financial advisor at The DR Team with six years of industry experience. He holds a Series 65 designation and has worked at Fenlason Financial Services Inc., CAC Planning and Insurance Services, Fenlason Group Inc., and Soberlink Inc. Fenlason Financial Services Inc., doing business as The DR Team, provides financial planning and investment consulting primarily to individuals in medical school, residency, and medical practice. The firm emphasizes a long-term investment approach focused on mutual funds and ETFs and offers educational seminars and workshops tailored to medical programs.

Ross Hunt is a CFP® professional with 43 years of experience in the financial services industry. He is affiliated with LPL Financial and has been involved with RMH Advisors, LLC and Ross and Mary Hunt, Inc. since 2003. Hunt's business activities include providing non-variable insurance services through Ross and Mary Hunt, Inc. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of advisory and brokerage services supported by an in-house research team and a large network of investment adviser representatives.

Roland Ortiz is a financial advisor at Athena Wealth Management in Murrieta, CA, holding a Series 66 designation with seven years of industry experience. He previously worked at Merrill Lynch and Bank of America and operates as an independent insurance agent offering life, disability, and fixed annuity insurance products. Athena Wealth Management provides financial planning, investment consultation, and management services to individuals, trusts, estates, charitable organizations, and small businesses. The firm employs a Modern Portfolio Theory-based investment approach focused on low-cost, diversified allocations using ETFs and index funds, with an emphasis on cost control and tax efficiency.

Eric Aragon is a financial advisor with Aragon Advisors in Corona, CA, holding a Series 65 designation and four years of industry experience. He has worked at Cambridge Investment Research Advisors and operates an accounting firm, Aragon Accounting Corp, where he is the founder and a CPA. In addition to his advisory work, he is active in accounting services. Aragon Advisors serves individuals, high-net-worth clients, business owners, and entities, providing investment advisory and financial planning services, including retirement-plan consulting. The firm integrates investment advice with affiliated accounting and insurance services, managing most assets on a non-discretionary basis and emphasizing ERISA 3(21) fiduciary support for plan sponsors.

Daniel Crosby is a financial advisor at Pacific Empire Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Pacific Empire Financial Group since 2018, following 15 years as a self-employed advisor. He is also a licensed life insurance agent specializing in life insurance and fixed annuities. Pacific Empire Financial provides financial planning and advisory services primarily to individuals and small businesses, focusing on life insurance and fixed annuity products. The firm operates on a fee-only, hourly basis and does not manage or custody client securities, with advice tailored to clients’ liquidity, tax, estate, and income-replacement needs.

Shawn Williams is a financial advisor at Temecula Valley Stock Exchange LLC with five years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked with Amer-Dadian International Corporation and PSA Realty & Insurance Service. In addition to his advisory role, Williams manages insurance portfolios and consults in an unrelated insurance business. Temecula Valley Stock Exchange provides investment advisory and portfolio management services to individual investors and small businesses. The firm employs a systematic, multi-disciplinary investment process incorporating quantitative methods, fundamental and technical analysis, and tax-managed strategies, supported by proprietary trading technology and AI-driven income programs.

Tri Mai is the sole advisor at TM Wealth Management, LLC in Murrieta, CA, holding Series 63 and Series 65 licenses with five years of industry experience. Prior to founding TM Wealth Management in 2020, Tri Mai worked at NTM Digital since 2017 and Nhat Mai from 2011 to 2017. Outside of advisory work, Tri Mai serves as a business advisor for NTM Digital, providing guidance on digital content. TM Wealth Management offers discretionary investment management to individuals and high-net-worth clients, utilizing a combination of fundamental and technical analysis alongside systematic trading strategies. The firm manages diversified portfolios across equities, bonds, U.S. Treasuries, and options, tailoring approaches to client objectives and risk tolerance.

Mario Avila is the founder and sole advisor at Vertex Investments Group, LLC, holding a Series 65 designation with one year of industry experience. He is also the founder and CEO of Efficient-Aire Mechanical Inc., an HVAC company he has led since 2017. Prior to his current roles, Avila worked at Energy Options Inc. for seven years. Vertex Investments Group provides wealth management and financial planning services to individuals, high-net-worth clients, and corporate entities. The firm employs a combination of fundamental, technical, and charting analysis to build portfolios using both passive and active investment vehicles, operating on a non-discretionary basis with a long-term investment orientation.

Aaron Johnson is a financial advisor with Bridger Financial Services, LLC in Temecula, CA, holding a Series 66 designation and 21 years of industry experience. He has worked at Bridger Financial Services and Duane Johnson Group, LLC since 2018, and previously at Cuna Brokerage Services and CUNA Mutual Group from 2015 to 2018. In addition to his advisory role, Johnson is involved in insurance and annuity sales through Duane Johnson Group, LLC. Bridger Financial Services manages approximately $40 million for individual and high-net-worth clients, offering fee-based financial planning and discretionary portfolio management tailored to client goals and risk tolerance. The firm provides ongoing asset management, written financial plans, access to third-party platforms, and conducts regular account reviews.

Scott Dauenhauer is a CFP® professional with 20 years of experience, currently serving as the sole advisor at Meridian Wealth Management, Inc. in Murrieta, CA, where he has worked since 2004. He is the author of the book "Wild West: Providing Fiduciary Advice to Public School Employees" and serves part-time as treasurer for the nonprofit 403bwise.org, which educates public school employees on retirement programs through podcasts, writing, and events. Meridian Wealth Management provides investment management, financial planning, and retirement consulting to individuals, high-net-worth clients, and select institutional clients. The firm emphasizes tailored portfolios under a fiduciary standard and conducts educational outreach and fiduciary consulting for public-employee retirement plans.

Kylle Little is a financial advisor at Shift 4 Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Palomar Advisors Inc. and H.D. Vest Investment Services. Outside of advising, he is the president of KLITTLE Accounting Inc., offering tax preparation and accounting services. Shift 4 Advisors primarily serves sponsors of small- and mid-sized retirement plans, providing retirement plan consulting, fiduciary review, and participant education alongside institutional investment management. The firm also offers portfolio management and financial planning to individuals, with investment strategies tailored to client objectives and risk tolerance.

Garek Tauchen is a Series 65-licensed financial advisor at SpendVest with one year of industry experience. He has been involved with Tauchen Adventures since 2015 and is a partner in several business ventures including pest control, solar marketing, and SaaS companies, primarily focusing on recruiting sales representatives. SpendVest offers an online, algorithm-driven robo-advisory service that provides discretionary portfolio management based on clients’ spending activity. The firm serves individual clients through its automated platform, using quantitative and fundamental analysis combined with modern portfolio theory to manage equity and ETF allocations with long-term, algorithmic rebalancing.

Dennis Korte is a financial advisor with Railroad Canyon Insurance and Financial Services in Canyon Lake, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2002. In addition to his advisory role, he owns and operates an insurance brokerage specializing in life insurance and annuity policies. Railroad Canyon Insurance and Financial Services primarily serves individuals approaching or in retirement, focusing on capital preservation for baby boomers and their parents. The firm emphasizes a safety-first investment approach, providing financial planning, retirement advice, and insurance product recommendations through non-discretionary management and annual account reviews.

Karl Schorr is the principal of Karl Schorr Wealth Management, LLC in Lake Elsinore, CA, holding a Series 65 credential with 13 years of industry experience. He has led his own firm since 2012. The firm provides portfolio management and financial planning to individual investors, small businesses, and non-profits, emphasizing passive investment strategies with low-cost index funds and ETFs. Services include comprehensive written plans, annual reviews, and consulting, with additional offerings such as 1031 exchange consulting and due diligence for Delaware Statutory Trusts.

Emily Bushong is a CFP® and holds a Series 66 designation, currently serving as a financial advisor at Kaizen Financial Advisors, LLC with nearly a decade of experience in the industry. Her prior roles include positions at LPL Financial, LLC and Pence Wealth Management. Kaizen Financial Advisors primarily serves high-net-worth and individual clients, as well as qualified retirement plans, nonprofits, and business entities. The firm offers wealth management services with a long-term, diversified investment approach based on modern portfolio theory, managing over $244 million in discretionary assets with a two-advisor team.

Sean Lehmann is a financial advisor with The Sullivan Group in Menifee, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Capital Investment Management, LLC, doing business as The Sullivan Group, since 2009 and also has a role at Purshe Kaplan Sterling Investments. Outside of financial advising, he provides professional pilot services on an occasional basis. The Sullivan Group offers discretionary investment management and planning services to individuals, trusts, retirement plans, and other entities. The firm creates customized investment plans using fundamental, technical, and cyclical analysis, and its portfolios may include a range of asset types, including third-party manager engagements and IPO participation when appropriate.

Scott Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Royal American Financial Advisors since 2005 and also works with Royal American Insurance Services, LLC, where he sells insurance products alongside his advisory services. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizing asset allocation, diversification, and disciplined rebalancing, and offers investor education and coaching programs as well as access to insurance products through its affiliated agency.

Andrew Davies is a CFP® professional with 26 years of industry experience. He is affiliated with Davies Financial Advisors, Inc., where he has worked since 2006, and previously with Commonwealth Financial Network for 16 years. Outside of his advisory role, Davies serves as a board member of an insurance brokerage firm and is a licensed insurance agent. Davies Financial Advisors provides financial planning, discretionary asset management, and retirement plan consulting to individual clients, businesses, pension/profit-sharing plans, and charitable organizations. The firm employs multiple methods of analysis and manages client accounts on a discretionary basis, offering access to a broad range of securities and insurance products.