Kevin Riggs Apolinar is a financial advisor at Behavior Shift with three years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and currently serves as a Personal Financial Counselor for Magellan Federal. Outside of his advisory work, he is a part-owner of Good Finds Company, a retail business that sells curated merchandise at local market events. Behavior Shift provides investment management and financial planning services to individual clients, including high-net-worth individuals, using a fee-only structure. The firm combines Modern Portfolio Theory with behavioral finance concepts and offers faith-based investment options, serving a client base that includes non-U.S. residents.

Haddon Libby is a financial advisor at Winslow Drake, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Winslow Drake since 2017, following prior roles at Calton & Associates, Inc. and Sharekitchen. Libby served as president of the Cathedral City Chamber of Commerce in 2020 and contributes as a writer for a local weekly newspaper. Winslow Drake is a fee-only investment adviser serving under 100 clients with approximately $63.2 million in assets under management. The firm offers discretionary portfolio management, financial planning, and retirement-plan advisory services, focusing on individualized portfolios with a multi-year buy-and-hold strategy supplemented by tactical trades and AI-supported research.

Lucian Lobelkarimi is a financial advisor at Luke Capital with nine years of industry experience. He holds a Series 65 designation and has worked at firms including Pfs Investments Inc. and Magis Capital Management LLC. In addition to his advisory work, he has been involved with College of the Desert since 2015. Luke Capital is an independent registered investment adviser serving individual investors with portfolio management, investment advice, retirement planning, and financial planning. The firm employs a value-oriented, largely passive investment approach using individual stocks, ETFs, and selective options strategies, and also provides life insurance advice through an affiliation with Primerica.

Anthony Mancini is the sole advisor at Anthony J. Mancini, I.A., an independent firm based in Palm Springs, CA. He holds Series 63 and Series 65 licenses and has 15 years of industry experience, with a long tenure at Stuart Securities Corp since 2004. Anthony J. Mancini, I.A. provides discretionary investment supervisory services primarily to individual clients, along with pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a combination of charting, fundamental, technical, and cyclical analysis and conducts monthly portfolio reviews.

David Rae is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at DRM Wealth Management in Palm Springs, CA. His career includes roles at Trilogy Capital Inc and Trilogy Financial Services, as well as National Planning Corporation. DRM Wealth Management is a state-registered investment adviser serving individual, charitable, and business clients with a focus on passive investment management through diversified, asset-class weighted portfolios using index mutual funds and ETFs. The firm offers discretionary portfolio management, third-party manager oversight, and various financial planning options.

Andrew Kotyuk is a financial advisor at Alpha Wealth Management, LLC in Hemet, CA, with 21 years of industry experience. He holds the Series 66 designation and has been with Alpha Wealth Management since 2011. Outside of his advisory work, Mr. Kotyuk is the owner of SoCal Propane, LLC, a propane retail company, and serves as CEO of several land development and consulting businesses. Alpha Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, providing asset management, financial planning, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to construct and monitor portfolios that include stocks, bonds, ETFs, mutual funds, and other securities, and it uses margin borrowing and options strategies in separately managed accounts.

Robert Machado is a CFP® professional with 12 years of industry experience. He has been with Compass Rose Financial Planning, Inc. since 2007. Compass Rose Financial Planning & Investment Management is a fee-only advisory firm serving individuals and families with bundled financial planning, asset allocation, and portfolio monitoring. The firm employs a goals-based planning process aligned with CFP standards and uses non-discretionary investment management focused on low-cost mutual funds and ETFs.

Ian Weeks is a CFP® and ChFC® with 16 years of experience in financial services. He is currently affiliated with LPL Financial and has prior experience at Northwestern Mutual and Prudential. Outside of his advisory role, he is involved in a small real estate rental business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

David Hodge is a financial advisor with Comprehensive Capital Management, Inc., holding Series 63 and Series 65 licenses and 33 years of industry experience. He has been with Comprehensive Capital Management since 2010 and is also involved with Harper & Hodge, an investment advisory and brokerage business. Outside of his advisory roles, he serves as a volunteer board member for West AirComm Federal Credit Union. Comprehensive Capital Management, Inc. provides investment advisory and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, and businesses. The firm employs a mix of strategic and tactical asset-allocation approaches and offers discretionary and non-discretionary portfolio management, model portfolio programs, and retirement plan consulting.

Ryan Berkowitz is a financial advisor with Forthright Capital Advisory in Cathedral City, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Secure Investment Management, Capstone Partners, and Southport Capital. Berkowitz is also involved with Forthright Capital Partners, LLC, an affiliated insurance agency. Forthright Capital Advisory serves individual clients, employer plan sponsors, corporations, and charitable organizations, offering discretionary portfolio management, financial planning, and employee benefit plan services. The firm employs a primarily passive investment approach using index mutual funds and ETFs, incorporating Modern Portfolio Theory alongside fundamental and technical analysis, and offers a variety of engagement formats including subscription-based planning.

Norman Mangina is a CFP® and holds a Series 65 license with 10 years of industry experience. He has been with Illumination Wealth Management since 2015. Illumination Wealth Management serves individuals, trusts, corporations, and retirement plans, offering comprehensive Financial Life Management that integrates financial planning with ongoing investment management. The firm emphasizes client-specific investment policy statements and strategic asset allocation, with regular portfolio reviews and a focus on long-term allocation.

Evan Loomis is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Level Financial Advisors, Inc. He previously operated his own consulting business, Loomis Financial Consulting, for eight years and worked at First Financial Consulting for four years. Level Financial Advisors is a fee-only firm that provides financial planning and investment management services to individuals, families, trusts, non-profits, and small-business retirement plans. The firm uses a diversified, asset-allocation approach with mutual funds and ETFs, incorporating tax-efficient portfolio management and participant education in its retirement-plan services.

Jennifer Miranda is a financial advisor at TCP Asset Management, LLC with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including United Planners' Financial Services and RV Mulford Investment Corp. TCP Asset Management, LLC provides portfolio management, financial planning, pension consulting, and limited annuity management to individuals and pension/profit-sharing plans. The firm employs a combination of fundamental and technical analysis with a long-term trading approach, utilizing model portfolios and sub-advised strategies delivered through third-party platforms.

Raymond Harper is a financial advisor with Comprehensive Capital Management, Inc. in Palm Springs, CA, holding a Series 63 designation and bringing 49 years of industry experience. He has been with Comprehensive Capital Management since 2010 and also has a longstanding role at Harper & Hodge since 2002. Harper serves as a board member of the Senior Citizens Caring Foundation in Beaver, PA. Comprehensive Capital Management, Inc. provides investment advisory and financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans and other businesses. The firm employs a mix of strategic and tactical asset allocation approaches and offers discretionary and non-discretionary portfolio management, model portfolios, third-party manager selection, retirement plan consulting, and written financial plans.

David Wilson is a financial advisor at KCD Financial, Inc. in Green Bay, WI, holding Series 63 and Series 65 credentials with 34 years of industry experience. He has worked at KCD Financial since 2012 and has also been associated with Mutual Trust Asset Management and Mutual Trust Company of America Securities since 2023. Outside of his advisory work, he performs as a bass guitarist, vocalist, and band member in a local cover band with occasional gigs. KCD Financial, Inc. is a registered investment adviser and broker-dealer serving individuals, corporate pension plans, and charitable organizations. The firm manages approximately $182.6 million in assets and employs a variety of analytical and investment strategies, offering both discretionary and non-discretionary advisory relationships along with access to third-party management platforms.

Steven Ferger is a CFP® and holds a Series 65 license with 10 years of industry experience. He has been with CGN Advisors, LLC since 2015 and has also worked as a self-employed professional since 1999. CGN Advisors provides financial planning, investment consultation, and portfolio supervisory services to a diverse client base that includes individuals, trusts, businesses, pension plans, and charitable organizations. The firm employs a variety of asset allocation strategies and tax-aware investment vehicles, frequently utilizing institutional third-party managers and conducting regular portfolio reviews.

Gregory Baldwin is a financial advisor with PKS Advisory Services, LLC, holding a Series 63 designation and bringing 39 years of industry experience. He has held roles at Matrix Insurance & Benefits Solutions, Inc., PKS Advisory Services, LLC, Purshe Kaplan Sterling Investments, and Matrix Wealth Management, Inc. Outside of his advisory work, he serves as president of Matrix Insurance & Business Solutions, Inc., which provides personal and business insurance products. PKS Advisory Services, LLC offers financial planning, consulting, and investment management to individuals, trusts, estates, and business entities, managing approximately $905 million in assets for over 4,400 clients. The firm customizes portfolio allocations based on risk tolerance and objectives, employing a mix of mutual funds, ETFs, independent managers, and individual securities, with regular account reviews.

Reese Kitchen is a financial advisor at AlphaStar Capital Management with a Series 65 credential and one year of industry experience. Prior to joining the financial industry, Reese worked at Target and Petco. AlphaStar Capital Management is a registered investment adviser managing approximately $1.84 billion for a diverse client base including individuals, trusts, estates, small businesses, and pension plans. The firm offers both model and custom investment strategies using strategic asset allocation and quantitative analysis, and provides a range of portfolio management and consulting services.

Andrew Hansen is a financial advisor at Foundations Investment Advisors LLC with 17 years of industry experience. He holds a Series 66 designation and has previously worked at AE Wealth Management, LLC and Summit Wealth Partners, LLC. Outside of his advisory role, Hansen is president and owner of Hansen Logistic, Inc., an independent service provider for FedEx Ground. Foundations Investment Advisors offers investment advisory and financial planning services to a diverse client base, including individuals, trusts, estates, retirement plans, and businesses. The firm manages portfolios using model allocations and third-party sub-advisers and operates through a large network of affiliated offices and licensed representatives.

Damon Friedman is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network since 2021. Prior to that, he worked at an independent financial group from 2016 to 2021. Outside of his advisory role, he is a co-owner of Caliber Pacific Construction, a general contracting business. Commonwealth Financial Network supports a national network of advisors by providing operations, trading, technology, investment management, compliance, and practice-management services. The firm offers a variety of advisory programs and solutions, including discretionary model portfolios and personalized investment options.